Shenhao: I can see the list of desires of the goddess

Things like company bankruptcy, if it were 10 or years ago, employee wages should have been the last issue to be resolved, but in today's era, employee wages must be the first issue to be resolved.

So the six million must be paid.

Then their company would only be worth 3400 million.

Adding debt repayments and various miscellaneous expenses, Tang Ya suffered a loss of around 1 million yuan from the loans she had made.

But Luo Feng discovered a problem.

The total valuation of this company is only 40 million? Isn't that right?
Luo Feng has seen the information of this company, which was sent by Zhongyitang. The value of the land alone should be more than 4000 million. Why is the total valuation only million?

Add the factory buildings and production lines and so on? The total value should be 3 million yuan without any problem.

Luo Feng: What collateral did this company use to borrow so much money from your company?
This question is critical.

Banks are not charities. If you want to lend so much money, you must have collateral that is worth more than the loan amount itself, right?

Tang Ya: An export order worth 2 million yuan, a total of 4.3 motorcycles. But something unexpected happened to this order, so it was shelved.

Luo Feng: Since there is collateral, and it is collateral worth 2 million, then isn’t it a good thing if they go bankrupt?

To be honest, Luo Feng thinks that a motorcycle with a 30% to 70% discount can be sold easily in minutes, right?
Because this is collateral, for example, if a motorcycle sells for 100 yuan, it is impossible to calculate 100 yuan to the bank, it can only be calculated as the cost price.

After Luo Feng sent the message, Bai Ningbing put down the menu and said, "I have chosen the dishes."

Only then did Luo Feng put down his phone and called the waiter over.

"Do you think this is enough?" Bai Ningbing asked.

Luo Feng nodded and said, "It's enough. If it's not enough, we'll talk about it later. Let's not waste it!"

"Yeah!" Bai Ningbing nodded and looked at Tang Ya, "Mom, are you working on your job?"

Although Bai Ningbing saw that both of them were looking down at their phones.

But for Luo Feng, it is normal to reply to work messages while waiting for dinner.

Luo Feng asked knowingly, "Auntie, is there a problem at work?"

Tang Ya smiled bitterly inwardly and said cooperatively, "We have a problem with the collateral for a loan!"

"Oh? Can you tell me in detail?" Luo Feng said.

Bai Ningbing looked at Tang Ya curiously.

Tang Ya was silent for a few seconds before she began to speak, "Yifan Power Company produced a batch of motorcycles for export, but there was a problem with the order. The specific reason was that these motorcycles did not meet the environmental protection standards and could not meet the requirements of the order. They also could not meet the requirements of our official environmental protection law."

After hearing what Tang Ya said, Luo Feng suddenly understood.

Technical fraud.

So this is the situation.

It seems that their bank was cheated.

Although Yifan Power provided a collateral of 2 million yuan, these motorcycles did not meet environmental protection standards and naturally could not be sold in Daxia.

It is quite troublesome to deal with.

Luo Feng said, "Since there is a problem with the collateral, then we should go through the legal process and use the law to force Yifan Power to replace other collateral, such as the land use rights of the production base?"

Tang Ya shook her head and said, "Their land has been mortgaged to the bank next door!"

Luo Feng was speechless.

This company actually still has loans?

And the land has been mortgaged?

Is that too cruel?

"Currently, their company's assets consist of only two production lines and the company's own brand. In addition, they have mortgaged related technology property rights, land use rights of the production base, factory buildings, office buildings, etc.," said Tang Ya.

"Although there are more than 6 motorcycles in their warehouse, they are involved in emission standard technology fraud, so they cannot be sold in China at all." Tang Ya continued. "This time, not only our bank was cheated, but also the Modu Bank next door was cheated of 2 million yuan, and the collateral was motorcycles in the warehouse." Tang Ya continued.

Bai Ningbing showed her silly style, "Uh, this Yifan Power is too deceptive. They actually cheated so many people. They must have made a lot of money."

Tang Ya and Luo Feng were both speechless.

"Ahem!" Luo Feng coughed a few times and reminded, "Auntie, you should be in charge of the company's loan project, right?"

"Yes, I am responsible for this loan, so now I am in trouble!" said Tang Ya.

Bai Ningbing also became nervous.

She realized the seriousness of the matter.

Luo Feng said, "Since the motorcycle does not meet the standards, can we modify the technology and then meet the standards?"

"It's not that simple!" Tang Ya sighed.

"It's indeed not that simple. If we can easily meet the standards of the Environmental Protection Act, why bother to falsify technology?" Luo Feng said with a smile.

It is precisely because the technology is not up to standard that this is fake.

Luo Feng analyzed, "Currently, the most valuable land of this company has been mortgaged, and the motorcycles in the warehouse do not meet the standards, so Auntie will have to take the blame this time, right?"

Luo Feng remembered the famous line in the comic, Auntie, you don’t want to lose your job just like that, right?

Cough cough cough.
Bai Ningbing became worried, "Is mom going to take the blame this time?"

Tang Ya said, "It's not that I'm taking the blame, but the responsibility is indeed mine, because I'm responsible for this loan!"

Tang Ya did not blame anyone, but took the initiative to take responsibility.

Bai Ningbing looked at Luo Feng, "Luo Feng, is there any way to solve this?"

"Of course there is a way!" Luo Feng said without thinking.

Tang Ya was stunned for a moment and couldn't help asking, "What can we do?"

Bai Ningbing also looked at Luo Feng curiously.

"In fact, there are many ways. For example, our Jiamei has the ability to acquire Yifan Power in full, so we can naturally take over Yifan Power's debt problem." Luo Feng said with a smile.

Tang Ya refused, "No, this won't work. This is cheating you. Yifan Power owes too much money."

Bai Ningbing also agreed, "It's really better not to take over such a mess! Is there any other solution?"

Luo Feng nodded and said, "There is another way. That is for the bank to execute the loan agreement and take back the tens of thousands of motorcycles that were mortgaged. Is this possible?"

Tang Ya said, "Of course you can!"

According to the contract between the bank and the company, when the other party is unable to repay the debt, the collateral can be taken away.

However, these motorcycles do not meet environmental standards at all.

This resulted in the product being unable to be sold in Daxia.

The motorcycle that the bank took was of no use to them, so they couldn’t just let it rot, right?

However, the bank may not be able to do it, but for Luo Feng, it is actually not too difficult to handle.

This batch of motorcycles simply do not meet domestic environmental standards. If they were placed in many places in Southeast Asia, they would be completely high-end motorcycles.

It was a coincidence that Luo Feng happened to be in Southeast Asia and had very powerful energy.

Especially in Siam, Luo Feng has a strong control over the situation there.

Besides, Siam is also a big consumer of motorcycles, right?
It is not a problem at all for these tens of thousands of motorcycles to enter Siam.

Luo Feng can still make a little money.

"Auntie, my friend has a motorcycle sales channel in Siam. We can get these tens of thousands of motorcycles there to sell. Whether it's import and export issues or local distribution issues, my friend can handle it!" Luo Feng said. (End of this chapter)