Shenhao: I can see the list of desires of the goddess

Chapter 436 Taking auntie for supper late at night?
Soon, Luo Feng's Lamborghini was parked in the open parking lot.

Then a young woman wearing heavy makeup and revealing a lot of her bare face came over.

Luo Feng really wanted to interview them.

This big winter.

Such a deep lv without l?

How did it work?
Plus a miniskirt?

Ok.

Black stockings ensure warmth.

But is it really not cold?

It really is a beautiful frozen person?
Luo Feng got out of the car first, and a yellow-haired Korean girl asked, "Handsome guy, are you coming to play alone?"

Luo Feng had no interest in scanning the other party.

A girl like this can tell her level without looking at her.

I guess the purity column is already under fifty points?

Yuan Mei and Yang Meng, after all, are not professionals, they just mess around in the workplace.

But like this?
That's no longer the unit.

But ten thousand enemies!
Xiang Yu taught it, right?
Where does such a girl get the courage?
Teacher Liang gave it to you?
Chatting up Luo Feng?Unless you are 100% good-looking and healthy.

When the girls saw that Luo Feng had no intention of speaking, they just left silently.

If Luo Feng comes alone, they will continue to strike up a conversation. I don't believe there is no chance.

But when Tang Ya got out of the car, they naturally discovered the gap and retreated.

It’s very dangerous to strike up a conversation with a man who has a woman, okay?God knows what power this woman has?Will you disappear in the magic city later?

"Auntie, this way."

Luo Feng greeted.

The two people walked to the wine house side by side.

This store is doing good business.

It's 11 o'clock at night, and there are still guests.

However, their dining environment is still very private.

Each dining table has a semi-enclosed cubicle.

Luo Feng and Tang Ya chose a small booth. The waiter handed over two menus. Luo Feng checked and recommended, "Auntie, their skewers are good. Although the skewers master is not from Sakura country, I heard He said he went there to study for five years!"

Tang Ya also checked the menu.

She ordered some chicken skewers.

Luo Feng added some seafood skewers.

I ordered another bottle of sake.

How can we have a skewer without wine?As for driving.

Regardless of whether you have a driver or not.

Luofeng can just take a taxi back.

After placing the order, Tang Ya took out her mobile phone and said, "Student Luo, I have sent you two plans. Take a look first. If there is anything you don't understand or have any objections to, we can continue the discussion. "

Luo Feng checked the message sent by Tang Ya and found that the bank's loan to Jiamei Construction Company indeed provided two methods.

And there are many related conditions.The first option is a six-year term with an interest rate of 2.5%. Of course, the loan time is fixed and must be six years.

Jiamei Company cannot repay the loan in advance.

Even if the loan is repaid in advance, the total interest will be calculated based on the six-year loan period.

You know, under normal circumstances, the six-year loan interest rate is about 4.9%.

Now it gives an interest rate of 2.5, which is almost half the pace.

The interest rate on this one is very good.

How good is it?
But actually it also depends on your own situation.

If we are not sure about six years, can we repay part of the loan earlier to reduce the pressure?

This kind of loan is very good.

If a huge amount of money is transferred in the second year and you choose fixed interest, then you cannot repay it in advance.

And after six years, you can almost finally get the project payment, so don't hesitate and just choose fixed interest.

Of course, the first plan includes two options, namely fixed interest and non-fixed interest.

In the second plan, the loan period is still six years, but the annual interest rate is increased to [-]%.

However, Jiamei Company is allowed to repay the loan in advance, and it will be calculated accurately based on the repayment date.

Luo Feng silently calculated that in six years, the total interest should be around 15.00%.

After all, you can pay it back over time.

In the case of a loan of 20 billion, the interest is [-] million.

In fact, these options are pretty much the same.

Interest is like that.

But depending on your own situation, which option is more cost-effective is your choice.

"Auntie, which of these plans do you recommend more?" Luo Feng asked.

Tang Ya replied, "Actually, both plans are very good. I can guarantee you that any other bank will offer you the maximum discount. But which one to choose depends on the actual situation of your Jiamei company." To make sure. If you want to bear lower risks, then I recommend the first plan, fixed interest. Then you don’t have to worry about so much. When to repay the money, it is fixed interest. And in the first plan that is completely free The interest rate of 4.9% is too high, unless you can get a lot of project money in the second year or something, but it seems unlikely."

Tang Ya continued, "As for the second option, the interest on the payment can be reduced, but if the funding for the development of Xicheng is too slow, the outside world will need to supplement Jiamei's development!"

The Xicheng project is an official development plan. Although money will definitely be provided, how many real estate developers have been dragged to death by the officials?
Therefore, when payment cannot be made in time.

The pressure on Jiamei Company will be great.

After Tang Ya's analysis, Luo Feng has not made a decision. It is better to discuss this matter with Luo Lin and see what his father says.

After all, Dad is in charge of the company now, not Luo Feng.

"Okay, Auntie, I've written it down. I will tell these things to my father tomorrow and see what he decides!" Luo Feng smiled lightly and did not make any promises.

At this time, various Sakura Country style barbecues were served, and Tang Ya and Luo Feng started the rhythm of late night snacks.

"Drink something?" Luo Feng opened the sake.

Tang Ya hesitated for a moment, but she did not refuse.

Luo Feng poured a glass of sake for Tang Ya, and then poured a glass for himself. The two clinked their glasses and each drank about one-fifth of the amount.

One-fifth is very sincere.

Some girls just take a sip to wet their lips.

In the end, there was no less wine in the glass.

(End of this chapter)