Daming: The most ruthless tyrant in history

Chapter 302 The country is poor and the people are rich
crackling~
The sound of the abacus constantly ticking echoed in the headquarters of Huahui Bank. More than a hundred accountants were scattered everywhere, concentrating on calculating the accounts. Abacus of different lengths seemed to come alive in the hands of these people. Same, the fingers are moving nimbly, and in this area, there are hundreds of strong men in black, standing in various positions, with pairs of eyes staring everywhere, and the whole atmosphere is busy and tense. .

"Uncle Guo, the second calculation is clear."

In a small room here, Qin Qingde, one of the shareholders of Huahuiyin, held a stack of documents and said with a serious expression: "The total number of bonds purchased from the Shaofu through our Huahuiyin as guarantee is 670 million. Two, according to the contract signed in advance, one of my numbers was drawn from thirty, and I received a total of more than 20 taels of bonds.

In addition, in addition to the large amount of unnamed savings, in addition to the shares used to purchase bonds, there is also a reserve of gold and silver totaling more than 131 million taels. During the purchase of bonds, in accordance with the regulations on retaining sufficient gold, the full amount of silver was exchanged with each branch on an expedited basis. …”

Wang Sheng, who was leaning on the official hat chair, flipped through the financial documents in front of him, and listened to Qin Qingde's report with an expressionless face. On the other hand, looking at the people standing next to him, there was more or less worry in their eyebrows. This time the Young Mansion issued a Although Huahui Bank made a lot of net profits from selling bonds, the fact that such a large amount was involved made them more worried than happy.

After all, guarantees come with responsibility.

If there is any problem in this batch of bonds secured by Huahui Bank in the future, once the court traces it and traces it to Huahui Bank, it will be difficult to handle.

"well done."

I don't know how much time passed, but Wang Sheng closed the financial report documents in front of him and said with a faint smile: "Everyone has worked hard during this period. Huahui Bank's ability to undertake this kind of business will be of great benefit to our future expansion. ordinary meaning.

The batch of bonds obtained from the commission will be put into the same category as the bonds purchased by my account. This matter is over. What my account will do next is to take advantage of the situation to increase the intensity of collecting reserves and speed up the progress of lending. This opportunity Be sure to grasp it.

By the way, those who participated in this guarantee operation will be dealt with according to the reward and punishment regulations set by Huahui Bank. The rewards will be as much as they should be. We can't chill the hearts of the people below. "

"Uncle Guo, is this really okay?"

After listening to what Wang Sheng said, Zhang Guangyi, who was standing on the side, stepped forward and said: "Such a large amount of guarantee to purchase bonds, in case there are impure people among those people who want to stir up something behind the scenes, once it causes trouble in Beijing, The public opinion is not good, which will lead to a run on the Young Mansion. I'm afraid..."

Zhang Guangyi didn't finish what he said. At this point, he stopped knowingly.

What are you trying to test?

After hearing what Zhang Guangyi said, how could Wang Sheng not know what he was thinking? Qin Qingde, Li Zhizhong and others who were standing also had similar thoughts.

What they want to test is that the financial backer behind the Huahui Bank is Wang Sheng, or the one in Qianqing Palace.

In the past few days, there have been many temptations like this, but Wang Sheng has been very good at mediating each time. Some things cannot be explained clearly.

"What does that have to do with us?"

Wang Sheng thought of this, lifted up his robe sleeves and said: "Even if there is a run in the future, as long as our Huahui Bank is not involved, the Young Master will have nothing to do with us. After all, our Huahui Bank, but the Young Master When the government issued bonds, it ordered a share of 150 million taels.

This is our confidence.

After all, we are in business, and we have a clear bottom line that cannot be exceeded. However, if someone wants to use us as a guarantee, we can't give up the free money, right?Whether they are dignitaries or beggars, as long as they enter the door of our Huahui Bank and want to make large anonymous deposits, we have no reason to refuse.

You don’t really think that what these people want is the interest on Shaofu bonds, right?Wrong, what they really want is the anchored Huangzhuang property. However, these people have special identities and don't want others to know about it, so a run on them is simply impossible to happen. "

They are all smart people. There is no need to point out some of their words. In fact, they understand the underlying truth.

"Huangzhuang's land is good, but for our Huahui Bank, it's not as good as gold and silver."

Wang Sheng seemed to be smiling but not smiling, and glanced at the people in front of him, "The more people who enter our Huahuiyin account, it means the foundation of our account will be strengthened. The savings earned from purchasing these bonds as guarantee will be enough to open a few more branches." Called."

"We must ensure good credibility. No one can break the rules. If anyone dares to break the rules, it will cut off everyone's financial path."

"The next thing Huahui Bank needs to do is to prepare and build corresponding semicolons in all the prefectures and cities in North Zhili. Once this plan is completed, not to mention anything else, it will only focus on collecting savings and lending. If the business is done well, Huahui Bank will be able to make considerable net profits every year, so what if we continue to expand?"

Everyone who heard this had a flash of light in their eyes.

As time went by, Qin Qingde and the others finally figured out how much huge profits there were in the banking business.

Backed by the big tree of Wang Sheng, not to mention anything else, just in terms of lending in the capital, Huahui Bank's lending interest is much lower than other private lending, which makes many people Come together, Huahui Bank only needs to select high-quality customers and lend money to those with property in their name. This can collect a lot of interest every year. The money used for lending is precisely the money that comes in from the savings. This in and out is not only You don't have to invest money, but you can still make a lot of money.

Of course.

If you want to accomplish these things, you need to make corresponding efforts. You must know that when Huahui Bank was founded, there was not much business at all.

The guarantee of credibility and the accumulation of reputation are maintained bit by bit, and the issuance of bonds by Shaofu this time has allowed Huahui Bank to take a big step forward.

Your Majesty, you have really made it clear that Ming Dynasty is now a country of poor people and rich people.

It's just that these people are not ordinary people.

Wang Sheng, who was watching everyone's reaction, felt a little emotional in his heart at this moment. The longer he took charge of the Huahui Bank, the more scared Wang Sheng felt in his heart. This money was too hot, and what Wang Sheng couldn't understand the most was these groups. Among them, how did some people get their money?

It is obvious that the annual tax revenue of the imperial treasury has been decreasing year by year, but why some people's money is just tens of thousands of taels, or even millions of taels, this is what Wang Sheng cannot understand the most.

However, it is precisely this that makes Wang Sheng secretly pondering these things deep in his heart. After all, he is in charge of the Huahui Bank on behalf of the emperor. If there is any problem, then he will be guilty.

(End of this chapter)