i have a space

Chapter 63 Buying a house is a headache

Chen Mo took a fancy to this house with a loft.

But this house is a mortgage house. I heard from the agent that the house cost about 330 million when I bought it.Mortgage, now still owes the bank 190 million.

Selling for 210 million is miserable.

There are many people who come to see this house.Before leaving, the agent also said that if you like it, you should start quickly...

Return to Cheng Tang’s house.

"Have you taken a fancy to that 210 million house?" Cheng Tang asked.

"That house seems to be a relatively good deal." Chen Mo said.

Counting the attic, that's three floors. More than 200 square meters, spacious space, and two parking spaces.

Zhuyuan Mansion, the parking space Cheng Tang bought before, costs 27 each.

"How much is the current parking space in Zhuyuan Mansion?" Chen Mo asked.

"Two 10,000+." Cheng Tang shrugged: "Zhuyuan Mansion has open-air public parking spaces. It doesn't matter whether there are parking spaces or not."

It is very troublesome to transfer the ownership of a house whose mortgage has not been paid off.

To convert a house loan into a mortgage, you have to go to the bank to go through this procedure, and in Donglin... there is a high probability that you won't be able to do it.

The mortgage interest rates in the past are different from the mortgage interest rates now.

Then it is to buy a house and pay off the remaining mortgage first, and then go through the transfer procedures. 210 million, which is the price of this type of transaction.

Another option is to go through an intermediary company. The buyer signs a contract with the intermediary company, and then the intermediary buys the house and repays the loan in advance...The buyer then gets the house through the intermediary.But the price is definitely not 210 million.

The option that can go is the third option.

"210 million, how much money do you have?" Cheng Tang said.

"The house must be mortgaged."

"Mortgage... What if the funding chain is broken in the future?"

Chen Mo went to the kitchen: "Do you have any scissors?"

"Have."

Cheng Tang brought scissors to Chen Mo.

Chen Mo started to deal with the rice field eel, cut off the head of the rice field eel, and then cleaned the internal organs: "I don't like houses that are cheap. I don't like expensive ones. If you don't have money, it will be difficult."

"There are also 80 million houses in the community. 80 million houses are similar to my house, which is already very good." Cheng Tang said: "There is no need to pursue a big villa."

"I went to East Lake Royal View to see the large flats before. The houses there are also very nice."

"I've seen it there too. As I told you before, my eldest brother bought a house there. Later, he lost money in business and sold the house. It was a huge loss." Cheng Tang took out his cigarette , Lighted one for Chen Mo.

"If you bought a house 16 years ago, you will definitely make money now." Chen Mo said.

"The house was cheap 16 years ago." Cheng Tang nodded: "When I bought this house, the house price in the neighborhood next to it was only over 4000. If you sell it now, you can make a profit."

"I'm not in a hurry about the house now. I'll wait until I make money later." Chen Mo said: "The purpose of looking at the house now is to understand the general market situation."

"With the current market situation, I don't advise you to buy a house. Anyway, you make up your own mind..." Cheng Tang said: "Do according to your ability."

"Don't stand here. Peel some garlic out. I'm going to bake the eels with garlic. I'll also wash out the fungi..." Chen Mo said, "When will my two little nieces come back?"

"Liu Ying is taking care of the baby. Let me ask if she's back." Cheng Tang called with a smile and then peeled the garlic.

After dinner was ready, Liu Ying came back with Cheng Xin and Cheng Ya.

Cheng Tang married early, his eldest daughter is 13 years old, and his youngest daughter is 10 years old. They look very cute.

"This is your Uncle Chen, call someone." Cheng Tang touched Cheng Ya's head and said with a smile.

"Uncle Chen."

"Uncle Chen."

"Oh." Chen Mo agreed with a smile.

The meal is ready.

One garlic fried eel, one mushroom fried meat.There is also a soup dish...

"How about looking at the house today?" Liu Ying asked.

"The house is a good house, but it's too expensive." Chen Mo said, "I can't afford it."

"He took a fancy to a big duplex, a house with several million dollars." Cheng Tang said.

"The one with a loft?" Liu Ying asked.

Chen Mo let out an 'hmm'.

210 million, Chen Mo thinks he can do it.In the case of a mortgage, the down payment of hundreds of thousands can be paid out.Chen Mo is not unable to repay the future repayments...

But with the money in hand, Chen Mo wanted to keep it for investment.

Contract the reservoir, or find a Camellia oleifera plantation that no one else wants.If you buy a house and you have no money in hand, you will not be able to grasp the opportunities you encounter in the future.

"Aren't you earning a million dollars a year? It's not a big problem for a house worth more than 200 million yuan," Cheng Tang said.

"Just buy a house and don't pay any expenses." Chen Mo said.Buying a house is a very daunting thing.Hundreds of thousands is not a big deal for Chen Mo now.Millions of houses can be mortgaged...

Anyway, buying a house gave Chen Mo a headache.

"Aside from buying a house, what other expenses do you have?"

"By the way, can you sell vegetables outside your store?" Chen Mo asked.

"Vegetables are sold outside the shop? What kind of vegetables are they selling?"

"I have planted dozens of acres of water spinach, and it will produce some produce in the future. You can buy it from me and try to sell it."

Cheng Tang shook his head: "Our two main cake shops are outside the vegetable market. It's not appropriate to sell vegetables outside or inside."

"When will dozens of acres of water spinach be produced?" Liu Ying asked.

"The first batch of water spinach will come out around No. 20 next month." Chen Mo said: "Where do the vegetable vendors in Donglin mainly buy their goods?"

"North Gate Wholesale Market. Liu Ying's father is in the vegetable wholesale business, and he pulls a cart of vegetables there every day."

"Do you have to go through any procedures to enter the market?"

"No need for formalities." Cheng Tang looked at Liu Ying.

Liu Ying said: "There is a fee. If you buy a monthly pass, the price for a small truck is 1000 yuan a month. For a tricycle, it is 500 yuan a month. If you don't have a monthly pass, the market management will charge you after entering. There are many places where vegetables are wholesale. Suburb Bridge, West Gate, every morning at three or four o'clock, there are many vegetable vendors gathering there. How many acres of water spinach have you planted?"

"60 acres." Chen Mo said, "I'm afraid I'll plant too much and not be able to sell it all."

"When your water spinach comes out, I'll ask my dad to come over and take a look. If it can't be sold out, let my dad introduce you to the sales channels."

"Yeah." Chen Mo nodded.

There are many vegetable vendors in Qingshan Town, and they buy or wholesale vegetables outside the vegetable market in Qingshan Town around four o'clock every morning.

There are many such places in the suburbs.At the west gate, in the direction of Chen Mo's home, there is also a wholesale vegetable place over there.

There are many vegetable markets in Donglin, and the people selling vegetables there are basically vendors.In the city, very few people grow their own vegetables and sell them.In the suburbs, maybe.

After dinner, Chen Mo said goodbye and left, going to the farm.

After seven o'clock, Zhang Cheng and the others were still busy on the farm.

Chen Mo drove to the water spinach area. There are 100 greenhouses here, and the planting time is about 5 days.

The first planted, the leaves have turned green.The later ones sprouted and the leaves still looked white and tender.

With a thought, Chen Mo grabbed the spiritual spring from the space and sprinkled it like rain in the first greenhouse. After watering the three greenhouses, he stopped.

With Lingquan, plants grow fast.

Among the 100 greenhouses here, Chen Mo plans to pick 3 or 4 greenhouses every day, so the round is exactly 30 days.

With Lingquan, it should be possible to produce crops every 30 days.In this case, the daily shipment volume is not particularly large.It is also simple to control the output time, just use the spiritual spring.

If you don't use Lingquan's greenhouse, or use less Lingquan's greenhouse, the time to grow must be later.

(End of this chapter)