Wind and Cloud Xiangjiang 1979

Chapter 33 Investigate the news
Liu Yang looked at the various reports he made in his hand, or the tables he drew at random, feeling somewhat worried.

After all, all the funds he has now are borrowed from banks!Even if they are all mortgaged with high-quality assets, they are all of a type that is 20.00% higher than the collateral!
The reason why he chose this way, or wanted such a loan amount, was entirely because he wanted to control the risk to a minimum, and also to get a better mortgage loan.

After all, he will mortgage more and more houses in the future. If the bank debits him, his own funds will not be enough for him to continue to buy houses.

If this had been a few years earlier, he wouldn't have been too anxious, but now he only has more than a year to make the final calculation. To be precise, it will be less than a year before he will stop buying houses. After all, he has to save time. , sell the house.

Otherwise, if he cannot sell at a high level, his hard work will be in vain this year.

Therefore, it is really important to ensure that the channels at the bank are smooth. After all, this is related to whether you can make a lot of money in this rising property market cycle.

Thinking of this, Liu Yang planned to trick the salesman who gave him a mortgage tomorrow.

He needs to know the mortgage process of these banks, or Xiangjiang Bank at this time, and then he can effectively formulate a plan to make these salesmen a part of his business.

Of course, it would be best if this matter can be solved by normal means. If not, then there is nothing wrong with using some means and doing some transactions.

Especially for these foreign banks, he really didn't mind using some tricks. Besides, he had already figured it out from the moment he set foot on the land of Xiangjiang again.

When the water is clear, there will be no fish. Especially in Xiangjiang for more than ten years in the future, it is impossible to be a good boy. In this case, instead of leaving some things to others, it is better for him to do it himself.

In fact, when he first traveled through time, he didn't want to end up on one road until it was dark, because he knew exactly what direction the world would develop in the future.

Although there are many people in Xiangjiang who are whitewashed by black and white, he knows very well what will happen when they come back.

But this trip to Peking made him understand a lot, and he no longer felt ridiculous about some of the remarks about return in his previous life.

Therefore, Liu Yang decided not to suppress the evil in his heart. As long as he could maintain the bottom line, then appropriate evil did not matter.

After all, the path is chosen by the individual, and there is no need for him to be the Holy Mother in everything.

Besides, shopping malls are like battlefields, and that’s not just a matter of words, especially in a hellish place like Xiangjiang. If you don’t do some intrigues, take advantage of the situation, or be ruthless, you will be the one who dies in the end. And The people you work so hard with and the families behind them.

After all, when your opponent has the opportunity to trample you to death, they won't care how many people are behind you eating with you, nor how much hardship you endured to get to this point.

Some will only be endless ridicule and endless insults.

Liu Yang knew these things in his previous life, but perhaps it was the age in which he lived and the lifestyle he chose that kept them all out of his life, making him somewhat idealistic.

But this trip to Peiping really made him understand a lot. The existence that has always been aloof in his heart can play tricks under the light!Even though the starting point was good, it still gave him a big impact.

In addition to other things, it can be regarded as completely letting him understand the true meaning of the sentence that the great man said in the future, whether he is black or white, and the one who catches the mouse is a good cat!
So now that Liu Yang has changed his mentality, he no longer wants to let nature take its course, but to take the initiative. No matter it is good or crooked, as long as one is willing to fight and the other is willing to suffer, and can take it out, then There’s nothing else you can’t do!

Anyway, in the future of Xiangjiang, it will be impossible to do business safely, so he will not be stable and become the biggest backer behind his business.

After thinking about this, Liu Yang looked at the form in his hand again before falling asleep peacefully.The transaction went very smoothly the next morning. It only took Liu Yang one afternoon to complete all the procedures with Wang Yong. At noon, he invited the Wang family to have a meal as promised.

This time, the guests and hosts had a good time, and even the old lady of the Wang family promised that if there is an acquaintance who wants to sell the house, she will introduce it to Liu Yang as soon as possible.

Liu Yang just listened to this, but didn't take it to heart!But who would have thought that the old lady of the Wang family actually gave Liu Yang a big surprise in the end, but that's all for another day!

At this time, after seeing off the Wang family, Liu Yang took a leisurely walk to sober up and walked towards the bank.

When Liu Yang arrived at a Citibank business office in Yau Ma Tei, he quickly found the salesperson who had helped him apply for a loan, Liu Xia.

For Liu Xia, who is tall and thin and wears black-rimmed glasses!Liu Yang is somewhat close.

Maybe this is due to the two of us!
"Brother Yang, why are you here again today? Isn't the previous loan already granted? Is something wrong?" Liu Xia greeted Liu Yang enthusiastically as soon as she saw Liu Yang, and asked with some trepidation and curiosity .

"Xiao Xia, you're here! I have something to ask you. What are your working hours? Can you take time off to go out with me for a walk?" Liu Yang enthusiastically invited Liu Xia.

Although Liu Xia was also curious about what Liu Yang wanted to do with her, she calmly told her supervisor and accompanied Liu Yang out.

After going out, the two found a quiet tea restaurant, where they drank and chatted.

I have to say that Liu Yang, after two lifetimes of life experience combined, is still awakening now. He really does have the flavor of an old fox.

It didn't take him less than two hours to figure out the operation process of the credit department of these banks from Liu Xia.

Of course, this may also be related to the fact that Liu Xia is just a social novice who has just joined the job for less than a year.

But it is undeniable that Liu Yang got the information he wanted.

I also understand that salesmen like Liu Xia and others have their own business targets every year.

And this indicator is also simple, it is how many loans they can lend each year.

Of course, this loan refers to those that can be approved by the above, that is, those high-quality assets!

After all, if the approval is not approved, it is not counted!
Therefore, for borrowers like Liu Yang who use their houses as collateral, they regard them as hot cakes.

After all, the lending of high-quality assets is not only fast in approval, it is also a very good business for them, and it is also directly linked to their year-end bonuses.

That's why Liu Yang suddenly came over today, and Liu Xia was so nervous!I was afraid that something might go wrong with this hard-earned achievement.

(End of this chapter)