Five years of garrison on the border, shocked Zhu Yuanzhang who went south to inspect

Chapter 352 Terrible Interest Group
In the name of Datang Jieshuai, he conquered eleven states including Gua and Sha.

It was precisely because the Song Dynasty was too weak that the countries in the Western Regions that supported the Central Plains were basically purged by the Karahan Dynasty established by the Turks.

It was at this stage that the Han people in the entire Western Regions were either reduced to cannon fodder under this war, or they were integrated into the Uighurs of the Western Regions.

After the rise of Mongolia, the situation was even more obvious.

The settled Han people almost disappeared.

Even the current Daming only controls the Western Regions in name, but in reality it is you who play yours and I who play mine.

Zhu Yuanzhang also knew that the benefits of the Western Regions were not great, so he had no intention of spending military power.

However, although it does not enjoy absolute control over the Western Regions, its influence is still great.

Zhu Yuanzhang had conquered Hami in the early days and established the Hami Guard.

Hamiwei controls the gates of the Western Regions, and as long as nothing happens to Hami, Ming's influence on the Western Regions will not weaken.

Therefore, the small countries in the Western Regions are vying to claim their vassal status to Ming Dynasty, and nominally become the vassal state of Ming Dynasty.

Among them, the reason why the countries in the Western Regions are so straightforward is also because all aspects are very dependent on Ming Dynasty economically.

Zhu Yunwei's early situation was similar to this. He spent a lot of money every year to smoothen the relationship with Hamiwei.

Only in this way can the smuggling trade be carried out smoothly.

In the Hami text, there are actually no Han people, and the control and management is controlled by the settled Mongolian nobles.hug
Precisely because they are settled, they are different from other nomadic Mongolians. They can run away as monks but cannot run away from the temple. They can only submit to the management of Ming Dynasty.

Western Region resources are still very good.

The place is extremely wide, not to mention other places, only the Tianshan Mountains stretch for nearly two thousand miles from east to west, and hundreds of miles from north to south.

The icy peaks and snow ridges on the top of the mountains tower across the sky like white jade screens. When the spring is warm, the mountain snow melts, and the torrents rush down to irrigate oases of all sizes.

Now that he has the strength, Zhu Yunwei naturally wants to bring the Western Regions into the direct territory of the Ming Dynasty.

In any case, the Western Regions are a hidden danger to Ming after all. Only when Ming maintains a strong enough military strength can it have enough deterrent power against the Western Regions.

Once the military strength of the Central Plains Dynasty weakens, can we still expect the Mongolian nobles of Hamiwei to be loyal to the Ming Dynasty?hug
After all, after all, interests determine everything.

The education of the Western Regions as a whole is a very long-term direction in the future.

Now it is necessary to use Beiyuan's mercenaries to form an impact on the Western Regions.

Only by making this place gradually chaotic, can Daming's influence be continuously increased.

Here, there is also a traffic issue involved.

For the time being, Zhu Yunwei has no plans to build a theory about the Western Regions. The main reason is that the cost is too high, and the gains outweigh the losses in comparison.

18 billion treasure notes is a lot, but the money is obviously spent on internal infrastructure, so that it can have a greater effect.hug
Speaking of right, there must still be enough troops.

At present, the guards on the capital's side are gradually reducing their self-sufficiency, and there is an additional military logistics department on the side of the Ministry of War.

It is mainly used to guarantee the logistics and military expenditure of the soldiers.

In this regard, Zhu Yunwei has already begun to carry out reforms.

The more than 50 guards in and around the capital are already the first batch to enter the state of reform.

For all the soldiers here, their monthly military pay will be distributed separately.

And to receive military pay, it is also directly received from the newly established Armaments Department.

In this regard, it is no different from the distribution of official salaries, and one is collected by oneself every month.

With the establishment of the Daming Royal Bank, soldiers' salaries will be directly deposited into the Daming Royal Bank.

After each soldier only needs to sign and confirm, he can directly go to the Daming Royal Bank to receive one based on his household registration.From this point of view, it actually reduces the pressure on the national treasury to a great extent.

Because as soldiers, their daily food and clothing expenses are all taken care of by the army, and there is no interest in the military salary after it reaches the bank.

To put it simply, it is just a row of numbers, and it does not mean that there is any risk of a run.

This money can be used by the bank itself, or Zhu Yunwu itself, for long-term and short-term operations.

You must know that the current Daming Royal Bank is already preparing to start an official loan business.

As long as you have collateral in hand, you can borrow enough money at the polar interest rate.

This is also an excellent shock to the entire Daming loan environment.

The interest on loans in ancient times was very high, and it was no different from the routine loans of later generations.

Once borrowed, it is an unimaginable double interest, which is several times or even ten times higher than the principal.

The so-called nine out and thirteen returns is such a truth.

Rolling interest is the most normal phenomenon in Daming today.

This point is protected by the entire bureaucratic and noble interest group. Simply put, it is legal and legal, and the government must support it.

Zhu Yunwei is well aware of the evil involved. There are countless examples of families being ruined and people killed due to lending money.

Among them, casinos are the most popular.

Often after a wave of borrowing, it has reached the point of becoming a seller and giving birth to a wife and daughter.

This is a drawback that has persisted for a long time. It is expected to change at once. From the perspective of the government, the resistance encountered is very large, and it is difficult to deal with this problem in the true sense.

But from the perspective of the bank, it is completely different.

The bank here not only opens the business of lending, but also opens the business of pawn shop at the same time.

The rules set by Zhu Yunwei clearly stipulate that all loan business can only be [-]% profit.

In other words, if you borrow 110 guan banknotes, you only need to repay [-] guan notes after one month.

This kind of interest price has a great impact on the entire Daming lending industry.

"His Royal Highness is doing this, isn't it ruining our jobs? With such a low interest rate, who else will come to us to do business?"

"That's right, now it's just a news, and before it's officially started, my shop already has no one coming, and it's bound to close down in the future."

"It can't be like this, we must find a way, otherwise everyone can only close the door and drink the northwest wind."

"Why don't we make some noise? Let the court know that we people are not soft persimmons."

Pawn shop, bank.

People who do business in this area have never been good family members. After all, violent debt collection is already a habit of them.

Now that he was hit, he immediately felt unwilling.

Who doesn't have a few subordinates, since you let us have no food, it will make the whole capital uneasy.

Don't underestimate such an interest group. They seem to be insignificant, but they actually control a lot of invisible wealth, and the relationship network behind them is also extremely amazing.

To put it simply, many officials, large and small, have unclear relationships with them.

It's just that they forgot who they were facing.

Naturally, they dare not provoke the Daming Royal Bank, but smashing up other shops and making troubles for the law and order are things they have long been used to doing.

(End of this chapter)