American Peanuts

Chapter 144 Silicon Valley Bank
"bookshelf?"

"Yes, how about calling the e-book shelf iBooks?" Charlie said.

iBooks is a feature of Apple mobile phones, but it will not officially appear until a few years later.

With Charlie's intervention, this function will obviously become advanced.

"Just like ITUNS, we can also be involved in the hair business of books and magazines. PB Magazine will give you full support and provide the latest issue of content for free." Charlie said very generously.

The historical mission of PB magazine has ended, and it is time to change its look to welcome a new era.

Connecting to Apple's ecosystem is the first step in transformation.

"Online books? This is the first time I've heard of this." Jobs was lost in thought, and it was obvious that he was also thinking about the possibility of this matter.

"I think this is a good idea, do you have any other ideas?" Jobs continued to ask.

Unconsciously, his attitude had changed.

At the beginning, he was more curious or defensive about Charlie. After this brief contact, he gradually felt that the young man in front of him had forward thinking.

As Charlie Rossi just said, he is also very confident in his products. There is no doubt that Apple's mobile phones are completely different from smartphones on the market, especially Nokia's.

A new era will begin.

It's just that these words were discussed more in the company's internal meetings.

This was the first time he heard such an argument from an unrelated person.

"Ideas? Actually, I have a lot of ideas. I'm just afraid that you won't be able to accept them for a while." Charlie said with a smile.

"Go on, I'm listening."

"We can add a brand new product between computers and mobile phones, like a piece of flat glass. It has a larger screen than a mobile phone and the unparalleled convenience of a personal computer. You can operate it with your fingers while lying on the bed. , what do you think of this idea?" What Charlie described was naturally the future iPad.

After hearing this, Jobs' eyes suddenly became brighter.

“There are no buttons, it’s just a board, a flattened and enlarged mobile phone.” Charlie showed him what the IPAD would look like in the future.

The more he talked, the more excited Jobs became.

"This will be a brand new market, and there may be millions of shipments."

But Charlie shook his head.

“If we want to be the number one company by market value, sales in the millions are not enough. What we want is sales in the tens of millions!”

Sales volume in the tens of millions?This is a number that makes people dizzy just to hear it.

Jobs began to take a deep breath.

"You are much better than those short-sighted shareholders!" He looked at Charlie.

"Are you interested in joining Apple's board of directors? As an independent director."

He felt that it was a very good choice to let this young man serve as an independent director. He usually listened to product ideas and expressed his own opinions. If he had any new ideas, he shared them directly. This idea was simply great.

Charlie originally thought that he would only speak this way after the two parties got to know each other better, but now it seems... He is also a person who dares to think and act.

"Only those who are crazy enough to think they will change the world will actually change the world." Jobs looked at him and said.

This sentence has been quarreled by "Long Live Sister Li", but Charlie can still feel the deep friendship in Jobs' eyes... This may be the feeling of meeting a confidant in life.

"Reduce investment in IPOD, shrink product lines, and some projects can even be stopped directly." Charlie told Jobs, "We should try our best to embrace the new world, just like the apple that fell on Newton's head. "

Later, Charlie told Jobs two things.

The first thing, naturally, is to hope that he can be interviewed by pb magazine.

Jobs readily agreed and even planned to stay in Chicago for two more days.

In addition, Charlie also chatted with him about a more important matter.

"You know I was in finance and now I'm ready to get back into finance."

"What are the specific plans? Continue to focus on the real estate market?" Halfway through the words, Jobs suddenly stopped. He seemed to have guessed what Charlie wanted to do.

"No, no, no, we should focus on areas with higher added value. What do you think of the technology sector?"

"Do you want to set up a PE organization again?"

"Of course not, that will definitely affect some friends' trust in me. There are many ways to get involved, such as acquiring a bank, Silicon Valley Bank!" Charlie said his next plan.

As you can tell from the name of Silicon Valley Bank, Silicon Valley Bank’s customers are mainly small companies that have set up offices in Silicon Valley. These small companies cannot borrow from normal banks when their early profits are unclear. Money, but Silicon Valley Bank is different. It is very happy to cooperate with these small start-up technology companies. There is even a provision that small technology companies can provide a certain percentage of loans as long as they obtain financing.

Of course, corresponding risks will naturally bring corresponding rewards. Silicon Valley Bank provides higher interest rates for the same type of loans.

In a sense, this is essentially no different from subprime loans, except that the borrowers have changed from individuals to these small technology companies.There are many such small banks in the United States, focusing on different industries and cities. The reason why Charlie chose Silicon Valley Bank is naturally because of the development potential of these small companies, such as Uber and Twitter. In just a few years, , the market value has expanded hundreds of times, and there are obviously many opportunities for free rides. This is more profitable than those Hollywood movies.

"I know that you have a good personal relationship with Andy Baines, can you introduce me?" Charlie said.

Silicon Valley Bank has three founders, including Andy Baines, whose companies also include Sun Microsystems, which launched the Java programming language.

"Of course, I'll take care of it," Jobs continued.I agreed very readily.

That night, Charlie promised Jobs to go live with his parents, and Jobs agreed.

In the next few days, while being interviewed by the magazine, Jobs visited the PB headquarters and established a very deep friendship with Charlie. When he left, Charlie personally sent Jobs to the plane back to Silicon Valley.

On the other side, Charlie's company also welcomed another visitor.

It was Margot Robbie who had chosen to join the company under Scorsese's persuasion but had yet to show up...

(End of this chapter)