Master, do you believe in love?Spit out two hundred on the car!

Chapter 367 Lu Chen takes action!
[Isn’t it impossible? Will Daheng fail? ? ? This is one of the leading companies in our country! 】

【yes! I don’t quite believe it either. Daheng is so unfinished? 】

[I just checked online and found that Daheng currently has more than 10,000 properties under construction across the country. It seems normal to have one or two thunderstorms, right? 】

[However, this is the life savings of many ordinary people. The house is gone, but the loan still has to be repaid. Isn’t this a trap for us ordinary people? 】

[My family is the same. I finally saved up enough for a down payment and ended up buying a large building. It’s been five years now and I have no choice but to live in an unfinished building. There are still homeless people from time to time every night. I've really had enough of Han Lai stealing your things. I can only advise everyone not to buy off-plan properties! 】

[But if you want to live in a new house now, it seems that you can only live in off-plan houses, right? 】

[This is a lifetime savings! If I say no, it won’t work, I will really collapse...]

[Brother Lu, my family also bought a house in Daheng, can you help us...]

【…】

For a time, many viewers who bought large unfinished properties appeared in the live broadcast room.

Looking at the barrage in front of him, Zhang San couldn't help but be curious.

"No! Why do so many people suddenly appear and buy unfinished buildings?"

"If you knew there were unfinished buildings, why would you still buy them?"

Lu Chen looked at the barrage in front of him with the same unbearable gaze, and shook his head helplessly.

"If they don't buy it, where will they live?"

"San'er, if you don't live with me, then where will you live?"

Lu Chen's words immediately woke up Zhang San.

Zhang San's eyes widened, he looked at Lu Chen with surprise, and suddenly froze.

"Where to stay."

Due to the unique nature of his work, he had not given much thought to this issue.

But if you want to survive in this city, I'm afraid...

He will also choose to buy a house.

It’s not just an investment, it’s also a place where you can shelter yourself from the wind and rain.

If you use the salary you have saved for several years to pay the down payment, you will have to pay super high interest and loans every month.

The result is that the house is in ruins, and I'm afraid he won't be reconciled to it.

Looking at the barrage in front of him, Lu Chen suddenly remembered many things from his past life.

In his previous life, he was lucky enough not to buy an unfinished building, but due to the unfinished properties of major real estate developers, the area where he lived turned into a ghost town.

When commuting to and from get off work, you can often see office workers living there with their families.

It doesn't even have electricity yet, and it can't be decorated. The only thing you can do is use newspapers to make windows. If it's windy or rainy, the windows made of newspapers are of no use at all.

He was also very curious about the people living there. One day on his way to work, he happened to meet an older brother who lived there and chatted about it.

Zhao Cheng also seemed to have heard the conversation between Lu Chen and the photographer, and was puzzled by the people living in unfinished houses.

“Are there really people living in unfinished housing?”

“There’s no electricity there, how can we live here?”

As soon as Zhao Cheng finished speaking, Lu Chen gave his answer.

"If there was a way, I believe no one would live in it, right?"

"Let me ask you, if you are a senior and a junior, after paying off the mortgage with your partner's salary every month, you will only have two or three thousand left. If you don't live there, where else can you live?"

Zhao Cheng was speechless when asked by Lu Chen.

"But is that place for people to live in? It's really not possible. Isn't it possible to rent a house?" "Where do you get the money to rent a house? Isn't the money from renting a house used to pay off the mortgage?"

Lu Chen's words completely awakened Zhao Cheng.

Even if he doesn't participate in the show, if the house is in ruins, there seems to be no good solution...

Even if someone exposes these things on the Internet, for people who really need a house.

They can only bet that the house they bought will not be unfinished.

For a time, everyone fell into a long silence.

However, the silence was broken after a while by bursts of warm applause.

Boss Li's speech in the audience has ended.

With a smile on his face and a proud look on his face, he took a sip of tea and looked towards the audience.

"If you have any questions about real estate or the cooperation between Daheng and Zhao Group, feel free to ask them!"

"Come on!" With a cry, Lu Chen stood up.

The body reacts before the brain can even think about it.

Even though Lu Chen is no longer considered a poor person, he can even be said to be richer than most middle class people.

However, in essence, he still feels that he is an ordinary person.

If you don't stand up to stop the tragedy in front of you, maybe one day tragedy will befall you in the same way.

In the audience, celebrities from all walks of life looked at Lu Chen who stood up and couldn't help but feel confused.

"Who is this person? It seems that you haven't seen this person in Jiangnan very often, right?"

"This seems to be an Internet celebrity on a certain music channel, right? Why is he here?"

"..."

Li Jiaying, who was sitting on the podium, couldn't help but feel a little confused when he saw Lu Chen standing up.

But he still glanced at the staff in the audience and motioned to hand the microphone to Lu Chen.

Lu Chen took the microphone and looked at Li Jiaying on the podium with burning eyes.

"I would like to ask Commissioner Li, Daheng Group now has close to tens of thousands of projects in Jiuzhou, and it has undertaken an unknown number of real estate projects, but its debt ratio is already astonishingly high, and has even reached an astronomical figure!"

"How did Daheng borrow such an astronomical figure from the bank?"

Li Jiaying frowned and looked at Lu Chen in front of him with some confusion, wondering why he would ask this question.

However, he still coughed a few times and replied:
"This is specifically done by using the real estate project as a mortgage and then borrowing money from the bank!"

His answer was quite satisfactory. At least 90% of the real estate developers in Kyushu operate in this way.

It's just that no one is as bold as him.

According to common sense, after the project is completed, the real estate company obtains a large amount of cash flow from the sale of the property, and generally uses this cash flow to repay bank loans.

However, Daheng used the money to expand wildly, buy land, launch new projects, lend it out, and then use the new projects to borrow from banks.

In order to achieve the crazy expansion of capital.

Lu Chen knew this, so he tightened his grip on the microphone and continued to ask:
"With such a high amount of leverage and liabilities, it is no longer possible to get a mortgage loan from a bank. So how did you borrow this money? And who signed, approved and stamped it?"

As soon as these words came out, everyone present was in an uproar.

If the previous problems were considered normal, then the current problem is clearly looking for trouble!
Everyone stared at Lu Chen who was not far away, their eyes filled with shock.

(End of this chapter)