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Chapter 725: Run 5
Chapter 725: Run 5
Hong Tao was most afraid of naming, but he didn't want to reject the children's sincerity, nor did he want to ask others to do it. What should he do? He cheated and chose names that were unpleasant and unlucky, hoping that over time no one would ask him for names anymore.
But he really underestimated the loyalty of the ancients. The orphans of Haihusi remembered one thing since childhood: they were abandoned by the world because they had no parents, and only the emperor raised them to adulthood without any disdain, and he was their reborn parents. It was natural for parents to name their children, and they had to accept the name Er Gouzi, otherwise it would be unfilial and even more unfaithful.
Zheng Bugou was the fourth orphan in the Zhu family. He was the first to enter the Haihu Division, spent the longest time studying, was the oldest, and was the most difficult to arrange for. Why do I say that? Because anyone with some special skills will go their separate ways after their fifteenth birthday and go to a new position to serve the emperor.
The rest are all mediocre people who read a lot and have good test scores, but have no talent, no physique, no courage, no tricks, cannot kill the enemy in the battlefield, cannot operate a lathe in a factory, and cannot tell the directions when they go into business.
There is usually only one path waiting for them, which is to start as a minor clerk in the provincial and county governments of the four provinces under the New Deal. There is no need for outstanding political achievements, as long as they can complete their work step by step and avoid major mistakes. As they accumulate more and more experience in governing, they may be able to get a rank after a few years, and even be sent to be a county magistrate a few years later.
But as Sun Moon Bank continued to open branches and offices, these people's opportunities suddenly increased. The positions of bank managers and supervisors are not small or big, and they require strong professional knowledge, but not much work experience and the ability to adapt to changes. All you need is patience and the ability to abide by the rules.
Therefore, a large number of graduates of Haihu Company, including Zheng Bugou, Huabuwan, Li Qingbu, Shu Bubutsu, Qiantai, Baotaiman, Calculator, Hao Laiwu, Astronaut, Li Battery, etc., were sent to branches in various places one after another.
"Mr. Chen really knows how to pick the right time. Look, Mr. Huang just took away two hundred thousand taels. We spent an hour and a half counting the money, and we didn't even have time to drink water. How about you go in and have a seat first, and try the new cocoa tea, so that the guys can take a breath before they can pick up the silver?"
Zheng Bugou bowed first and then wiped his sweat, pointing at the dozen or so guys at the door who were also sweating and looking distressed. What happened these days? There were big customers coming to collect money one after another.
Although it is said that if you withdraw money in advance without following the deadline, you will not get any interest and will have to pay a handling fee, and the bank is taking advantage of you. However, in addition to about 20% of the reserves, each branch has basically loaned out the deposits. If customers are allowed to withdraw in large quantities, the funds will soon run out.
In fact, it didn't take long, the bottom had already been reached. In the morning, the Huang family of Quanzhou took out 200,000 taels, and now the Chen family of Chaozhou wanted to take out 300,000 taels at once, and there were only 70,000 taels left in the silver vault.
No matter what, we can't let the Chen family withdraw the silver today, and we can't let the onlookers know that the Zhangzhou branch's silver vault is empty. As long as we can delay it for two days, we can send someone to borrow from the Fuzhou branch to fill this hole.
"No thanks. I have plenty of good tea at home. If you don't mind, Manager Zheng, you can go to Chaozhou for a few days. But I must withdraw the money today, and quickly. Someone, bring the deposit receipt to Manager Zheng for inspection."
As soon as he saw Zheng Bugou's expression, Chen Liangdong's heart, which had been hanging in the air, basically fell into his stomach. As long as the Sun Moon Bank could be run down, the Chen family would be able to make a comeback.
The Wu, Wang and Gao families in Suzhou Prefecture have already agreed that when the Sun Moon Bank goes bankrupt, they will pool their money to take it over and continue running it, while the Zhangzhou branch will be handed over to the Chen family to continue the money lending business.
Judging from the trends in Guangdong and Fujian provinces, money houses and silver shops still have a lot of money to earn. Whether it is a maritime merchant, a shipowner, or a factory workshop, they cannot do without money houses, and the income and expenditure of the customs, navy, and government are also accounted for by money houses. When the Sun Moon Bank is gone, they can only continue to cooperate with money houses even if they are not happy. Even if they build a new system similar to the Sun Moon Bank, it will be a drop in the ocean.
Master Wu of Suzhou is really a man who could have thought of this two years ago. It seems that he can't just focus on smuggling overseas in the future. He needs to travel around and get to know more outstanding people like Master Wu, so that the Chen family can be glorious again in his hands.
"Medog Lola, hurry out of the back door and go to Yuegang to find a speedboat to go to Fuzhou Branch. Be sure to borrow 30 taels within two days. Silver ingots or Victory Silver Coins are fine."
Taking the opportunity of entering the office to check the silver deposit notes, Zheng Bugou called his deputy over, wrote the loan note in front of him, stamped it, and handed it over solemnly.
"Fourth brother, I'm leaving. How are you going to deal with this?" Medog Lola was a girl. Apart from her bright round eyes and naturally curly hair, she wasn't very pretty.
She was also born in Haihusi, ranked second and second, and was an orphan of Tibetan ethnicity. When she first came, she could not walk properly, and she did not know her surname, her parents' names, or where she came from or what ethnicity she was from. When she was fifteen years old and an adult, the emperor said that she looked like a Tibetan, so he gave her a name based on the Tibetan place name.
"...If you don't leave, you will be able to deal with it? Go quickly, and don't mess with my mind!"
Zheng Bugou glanced at the junior sister, and became even more irritated, waving his hand impatiently. It seemed that there was no way to escape today. No matter how fast Medog Lola was, she couldn't get back in time with the silver, and the death ghost was still waiting at the door.
I really can't think of any strategies, but I have never forgotten the teachings of His Majesty. I should never think too much about myself at any time, but put my work first. Now is the time to repay His Majesty for raising me.
There are two locks on the door of the bank, and the keys are held by the bank supervisor and the bank owner respectively. If one of the keys is missing, the bank cannot be opened. When someone dies in the bank, the government must intervene. Before the cause of the accident is investigated, the entire bank will be sealed, and the bank deposits cannot be redeemed.
No matter how powerful the local government is, or how simple the cause of death is, the necessary procedures must be completed, which can at least delay the case for a few days. By then, Medog Lola would have rushed back with the silver. Even if the Chen family was still adamant, they could only blame themselves, which would have little impact on the reputation of Sun Moon Bank.
"Manager Jiang, I'm a little tired. You take people to get the silver from Warehouse No. 3 to hand over to the Chen family. When you're done, ask me to open Warehouse No. 4." Having made up his mind, Zheng Bugou slowly walked to the underground silver vault and opened Warehouse No. 3 with the manager of the silver vault. He looked at the only 70,000 taels of silver left in it and gave gentle instructions.
(End of this chapter)
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