During this time, everything is complicated.

However, there was no delay at all in the military-industrial complex town of Zhuxian Town.

The state treasury provided half of the land demolition money needed in the early stage, and the Bank and Money Department provided half.

This half of the national treasury is considered an appropriation from the court, excluding principal and interest.

However, the half that the Bank and Money Department came up with involved the bonus interest on three-year treasury bonds and the need to set a milestone benchmark for the budding financial market of the Song Dynasty. Therefore, after many discussions with Zhao Fujin, Cai Wei came up with the final proposal. plan.

[-]: Civilian workshops in the military-industrial complex town of Zhuxian Town, such as those who make facial masks, soaps and sanitary napkins, pay monthly rent to the Money Department.

Two: The Bank of Finance invested in a civilian workshop at a very low price, obtained management rights and received bonus interest.

Three: The Department of Banking and Money has the priority to invest in all civilian commodities developed by the Academy of Science and Technology of the Song Dynasty and put into the market.

After experiencing the huge sales of diatom mud masks, Cai Wei felt that making money in this way was much more upright than the business his father had engaged in in the past, such as selling officials and using power for personal gain. Once the commercial laws are worked out, it will be even more reasonable and legal.

Isn’t this called a person who is better than a person who is a master?

Doesn’t this knock the front wave to death on the beach?

Cai Chi felt that he was born at the right time and was destined to be extraordinary.

"Dad, if the official family really married into our Cai family back then, the world would not be what it is now."

Cai Jing was in good condition today, and his face, which had been pale for a long time, also had a slight red glow. I don't know whether it was because of a few drinks, or because he was relieved to see that his son had stabilized the situation in the court: "My son, just think about it. After all these years, some things should have been let go.”

Cai Chi gave Cai Jing a piece of wild mushroom with chopsticks. The wild mushroom was picked at Gen Yue when he went to the palace to find an official this morning.

"Dad, I have figured it out a long time ago. How can a dragon enter the shallows? How can a pheasant match a phoenix? Sons and officials, after all, are the stars and the sun and the moon. They cannot share the same sky... Bah, they cannot share the same sky."

Cai Jing chewed the wild mushroom, which was fresh and tender: "Since the government has allowed you to make such a profit on the matter of Zhuxian Town, and you can make a profit from your investment in the Bank of China, have you ever thought about turning this profit into real money?" Where’s the gold and silver?”

Cai Ji was stunned: "Isn't this just real money?"

"Confused!" Cai Jing sighed: "That is the imperial court's real gold and silver, not your Cai Chi's real gold and silver."

"What do you mean, dad?" Cai Ji leaned forward, looking like he was listening attentively.

Cai Jing put down the bowl and chopsticks and laughed: "Do you know why people in the world love power?"

Cai Ji thought for a moment: "Establish a heart for the heaven and earth, and establish a destiny for the people..."

"Oh, that's all for the common people. There are two sets of operating laws between heaven and earth. One is to speak out and educate the common people. Confucius's benevolence, justice, etiquette, wisdom and trust, and Zhang Zai's four sentences of Hengqu are both. This is the stated set of rules, but what the world cannot see is the second set of rules, which are less convoluted and concise, with just two words: seek profit!"

Cai Chi listened and commented, but did not argue.

"My father has asked you to read "Historical Records" since you were a child. Have you read it?"

"That's natural!"

"Then tell me, why does a history book that records history and people have to end with the Preface to the Biographies of Huo Zhi?"

Without waiting for Cai Chi's reply, Cai Jing sighed: "What Sima Qian wants to say to the world is actually eight words: all for benefit, all for benefit, and the previous ones are all prefaces."

Cai Jing didn't understand. What Cai Jing meant was that he only wanted to pursue his own personal gain?

Is it appropriate to say this in the Department of Integrity and Education?

"My father didn't say that." Cai Jing said with a smile: "I heard the three words 'basic foundation' mentioned in the official court meeting before, and my father has been thinking about it, what is the basic foundation of a dynasty? Think about it, think about it Go, I realized it a few days ago!”

Cai Wei was overjoyed and thought that he must hear what his father had realized, and then use it to show off in front of officials, which would be very shameless.

"In the final analysis, this basic situation is still advantageous. It is the advantage of the majority of people. If the interests of the court coincide with the interests of the majority of people, it is called the general trend. This is the reason why those who take advantage of the general trend can achieve great things. But if the court's interests are consistent with the interests of the majority of people, it is called the general trend. If the interests are contrary to the interests of the majority of people, or even become hostile, then it will lose power and its basic base will be lost.”

Cai Wei is also a smart man. After hearing what Cai Jing said, he suddenly understood: "But father, what does this have to do with you asking me to seek personal gain?"

"Guanxi? Guanxi means taking advantage of the general trend. If your private interests are consistent with the public interests of the court, can you still call it private interests? You are not seeking private interests, but building momentum for the public interests of the court."

Cai Wei thought about it carefully, and it seemed to make sense.

"As a father, I ask you again, what is the current trend of the imperial court?"

"Strengthen the army and enrich the people!" Cai Chi said without thinking, this word has been mentioned countless times by officials during this period.

"Are you considered a citizen of the Song Dynasty?"

"Of course!"

"Then if you become rich, is that what the court wants to see?"

"Ah... will this... harm the interests of the imperial court?"

Cai Jing chuckled and shook his head: "Of course not. Not only will it not happen, but it will also increase profits for the court."

"Please give me father's advice!" Cai Wei felt that his father was simply a treasured old boy!

It has been a long time since Cai Jing gave advice. He looked like a retired veteran cadre and sat upright: "The government wants to promote business, and your Banking Department must set an example. But after all, your Banking Department's money is limited, so just use investment. Regarding Zhuxian Town Workshop, can you play like this..."

……

……

Cai Chi, who received Cai Jing's advice, happily entered the palace again.

He felt that if Zhao Fujin was told about this plan, Zhao Fujin would not be able to treat him differently and use him more seriously.

When he arrived at the Imperial Study Room, the chamberlain stopped him outside the door: "Tongzhi Cai will be there later, there will be chaos inside."

Seeing the helpless look on the chamberlain's face, Cai Chi asked, "What's the matter?"

"marriage!"

"Ah? The official family wants to recruit a new wife..."

Before Cai Chi finished speaking, the chamberlain covered his mouth: "Hush, Cai Tongzhi doesn't want to live anymore? It's not an official marriage, it's a marriage between Zhao Huanhuan, the concubine of Roufu Emperor, and General Gao."

In the imperial study room, Zhao Fujin listened to the whole story and refused to believe it. Mrs. Gao and Zhang Jun...

This is too ruinous!

"Huan Huan, things need to be clarified. If Gao Chong hears what you say, your marriage will be completely ruined." Zhao Fujin was speechless.

"Oh, Sister Huang, I just told you, and I didn't tell anyone else." Zhao Huanhuan said aggrievedly: "If the Gao family has such a family tradition, then I...then I would rather follow Sister Huang's example and not marry. I will never marry into such a family!"

Zhao Fujin did not hesitate at all: "There is absolutely no problem with the Gao family's family tradition. I can guarantee it!"

"How do you explain Zhang Jun jumping out of Mrs. Gao's bedroom..." Zhao Huanhuan still felt uncomfortable.

……

……

While waiting for the chamberlain to inform Zhang Jun and Li Bangyan and find out the truth about that day in Gaofu, Zhao Fujin summoned Cai Chi again.

Regarding his behavior of coming to talk about work twice a day, Zhao Fujin felt that it was unnecessary and it was not an urgent or necessary matter.

But after listening to Cai Chi's long speech. Zhao Fujin felt that this guy had something.

"I think that since we want to set a benchmark for Song Dynasty's commercial affairs, we might as well try it with Zhuxian Town."

Zhao Fujin thought for a long time: "Let me tell you what I understand. Can you see if there are any deviations?"

Cai Chi was flattered.

"What you mean is that if the Bank of China invests ten shares in the Zhuxian Town Commercial Workshop, the ten shares will be divided into [-]-[-] shares. The Bank of Bank of China will pay for [-]% of it, and the remaining [-]% will be thrown into the market at a high price. Whoever wins?"

Cai Ji nodded repeatedly: "The official family, that's what it means."

Zhao Fujin probably understood, and asked with a smile: "You want one person to buy these six points? I think even Li Bangyan can't afford this money, right?"

Cai Chi naturally thought about this question.

Zhuxian Town, a military-industrial complex town, spends a lot of money. The imperial treasury and the money department are struggling, let alone an ordinary wealthy family.

So Cai Wei thought that six people could buy it, and the one with the highest price would get it.

"Six people? If the six thieves were there back then, one share for each person would be just right. But now, I think Li Bangyan can buy one share, but what about the others? Can you still find five more people in Kaifeng City now?"

Cai Wei frowned and thought for a moment: "That should be possible, right?"

Zhao Fujin smiled and said: "If there are only six people in Kaifeng who have this ability, then are they begging your bank to buy it, or are your bank begging them to let them buy it?"

Cai Chi didn't think about this question carefully: "What's the difference?"

Zhao Fujin chuckled: "Of course it's different. If they beg you, the Bank, and don't give you Cai Chi some benefits, how can they buy it? But if you, the Bank, beg others to buy it, where can you, Cai Chi, get the benefits? You It’s fine if you don’t benefit others!”

Cai Chi's old face turned red.

This……

Was it seen through by the officials?

"Did your father come up with this idea? Can you come up with something new and want to play the tea-and-salt-yin trick again? What will it be called this time? Is it called... Qian Yin?"

Cai Chi trembled all over and fell to his knees with a plop: "Official, I... I didn't think carefully, I will never enrich my own pocket..."

Zhao Fujin raised his hand: "Hey, get up, don't pretend to be clean for me, I'm not an idealist, and you don't make money if you don't rub dirt in your eyes. How can you work for the court? Do you rely on faith? Ha..."

Zhao Fujin's words confused Cai Qiao.

This is encouraging...

"But I have to say it first. We must make money within the rules. We must not look ugly, let alone damage the interests of the court."

Cai Ji stood up wiping cold sweat: "I understand! I understand!"

"It doesn't make sense for you to play like this. Let me give you an idea." Zhao Fujin smiled and spread out the paper and pen: "Suppose, Zhuxian Town needs your money department to pay one million taels of silver, and you will pay [-], and the remaining [-] , you divide it into a thousand parts, each person is only [-] taels, four people in Kaifeng City who can take out [-] taels are more, or are there more than a thousand people who can take out [-] taels?"

Before Cai Ji could speak, Zhao Huanhuan tilted her head and said, "Four hundred taels? I can buy one."

Zhao Fujin looked at Zhao Huanhuan sitting beside him: "You know what it is, so why don't you buy it?"

"Whatever, the court's affairs are our Zhao family's business anyway. It's always right to pay for your own people." Zhao Huanhuan said grandly.

"What if we lose?" Zhao Fujin asked with a smile.

"Damn it, Sister Huang, it's only four hundred taels, just pay it." Zhao Huanhuan was still grand.

Zhao Fujin asked again: "What if it's one hundred thousand taels?"

Zhao Huanhuan was stunned: "Then...that can't be compensated."

Zhao Fujin then looked at Cai Wei: "Do you understand?"

Cai Wei seemed to understand.

"As for the money you want to make, you charge a [-]% handling fee for everyone who wants to buy a share. As for this handling fee, your Bank and Coin Department will take another [-]%, and [-]% will be transferred to the treasury. As for how to use the [-]% from the Banking and Coin Department, You are the controller of the Department of Money, I don’t care. Of course, I just said that if you want to make money within the rules, for this rule, you have to go to Li Gang and Li Bangyan and ask them to issue an order. With this order, you can played."

Cai Wei was already confused: "Guan family, is this too complicated?"

"Complicated?" Zhao Fujin looked at Cai Ji as if he were a fool: "Your father's tea and salt recipes are not complicated, but they can be easily seen through by others, and they are chased and scolded. Remember, don't be afraid of complexity when engaging in finance. The more complex it is, the more playable it is.”

Finally, Zhao Fujin added: "Of course, I am not teaching you to cheat people and invest in Zhuxian Town to make sure you make money without losing money."

Cai Qianonuo nodded, thinking that after such optimization by the officials, the complexity was indeed a little more complicated, but it seemed that the interests of all parties were taken care of.

"Officials, after they purchase a share, the Bank and Coin Department will issue them a voucher. Can these vouchers be transferred between each other?"

Zhao Fujin shook his head firmly: "It's not possible for the time being. If it can be transferred, your bank and money department will have to change its name to Kaifeng Exchange, and I will have to assign you a Dasong Securities Regulatory Commission. It's far from the time now. You can mention it now The reason why I agreed to this idea is just to let the wealthy wealthy households in Kaifeng City taste the benefits and promote business. It would be too early to go further!"

Before Cai Chi could leave, Sima Pu, the governor of Kaifeng, hurriedly asked for an audience.

Seeing Sima Pu's panicked expression, Zhao Fujin frowned: "Something happened in Zhuxian Town?"

Sima Pu sighed: "The money for demolishing the land has been paid, but there are about ten families who refuse to give up their houses."

Zhao Fujin pinched his eyebrows: "Is there no other way?"

Sima Pu shook his head: "I've said enough about you."

"what do you need?"

“The money for demolishing the land must be doubled, otherwise we won’t let it go.”

Zhao Fujin looked helpless: "Where are the other people?"

Sima Pu replied: "Almost all the officials of Kaifeng Prefecture have been staying in Zhuxian Town these days, and every household has talked. Except for these more than a dozen households, the rest are very satisfied with the land demolition money, especially after hearing that they can set up in the imperial court I am very happy to work in the workshop and get paid."

Zhao Fujin snorted: "How can you be unhappy with the establishment of a state-owned enterprise? These dozen or so ruffian families just want to write more money for land demolition. What is this? This is called blackmailing the court! You will be dragged away by the Kaifeng Mansion and it will be judged according to the law. Do you still need to come to me?"

Sima Pu had a wry smile on his face: "This minister knows it, but if this happens, the Yushitai will cause trouble."

Zhao Fujin didn't want to forcefully confront Yushitai: "Don't Yushitai give you enough trouble? How you dealt with it before, you can deal with it now, but don't bring it to me!"

Sima Pu nodded repeatedly: "That's natural. It's easy to talk about the Yushitai, but the historian has to remember one more thing..."

Zhao Fujin understood what Sima Pu meant, and the Song Dynasty had to have more historical materials about a peasant uprising.

Sima Pu didn't want to be remembered by the historians because of this trivial matter, so that people in future generations who didn't know the truth would think that Sima Pu was forcing the people to rebel, and he would be infamous for future generations.

After all, officials at this time were still shameless people.

"I will give you an idea. Call the historian and go together so that they can feel it for themselves."

Sima Pu's eyes lit up: "Then I...are you just talking about official orders?"

Zhao Fujin felt a pot coming towards him!

Can't even hide!

Hey, if he could resign, Zhao Fujin would immediately want to make a fuss: "I quit! Is this emperor worthy of anyone?" (End of Chapter)

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