The Jin army besieged the city, and the Song emperor’s daughter died

Chapter 61: Silver and Money Department of Xiangguo Temple [Please follow up]

The sun was shining brightly that day, the sky was blue, and Zhao Fujin was in a very good mood.

The four doors of Xuanhe Hall were wide open, and the Yushitai carried up the large box placed at the door of the Department of Integrity and Education. After opening the box, the banknotes inside were scattered on the floor.

All the ministers in the palace were silent.

After counting, the total was 800 million taels of silver.

Zhao Fujin walked down the imperial steps and fiddled with a pile of banknotes with his feet wearing crested shoes: "Eight million taels? In ten years, so many people in so many yamen have only been able to steal 800 million taels. I The ministers of the Song Dynasty are still honest."

Zhao Fujin's tone was not sarcastic, but his expression was a bit strange.

For a moment, everyone couldn't guess the meaning of Zhao Fujin's words, and they all bowed their heads and remained silent.

"Before I ascended the throne, I often went to Goulan to listen to the script. There was a story in the script, and I told it to all the ministers."

Zhao Fujin stood at the foot of the imperial steps, with his hands behind his back, looking at the ministers with a smile: "There is a country overseas, named Ming Dynasty. There was an emperor in the Ming Dynasty, named Chongzhen. Chongzhen's treasury was empty. In order to resist the rebels, he borrowed money from the ministers. Military pay, but the ministers of the Ming Dynasty were so tight that they refused to borrow money because they were poor, and even fought with death. In the end, guess what?"

"Beheaded by the emperor?" Li Bangyan asked in surprise.

"The civil and military forces of the entire dynasty are all the same, how can they all be cut down?"

Zhao Fujin's answer made the civil and military officials in the court secretly sigh with relief. Many people muttered in their hearts: "Yes, the law does not punish the public!"

"What happened to the Ming Dynasty?" Qin Hui asked with a frown.

"No, the rebels captured the city, and Chongzhen hanged himself under a crooked-neck tree."

"Where are those civil and military officials?" Li Bangyan was curious.

Zhao Fujin did not answer, but asked with a smile: "What do Li Xiang think?"

"The country is dead. Are these civil and military officials going to join the rebels?"

"Are you willing to take refuge with your face?" Zhao Fujin laughed and said, "It only took the rebels a few days to plunder 7000 million taels of silver from these civil and military officials. If these civil and military officials could come up with half of it, the Ming Dynasty would still have a glimmer of hope. The city will be destroyed, the family will be destroyed, the money will be lost, and the life will be lost."

After finishing speaking, Zhao Fujin turned around and walked back to the dragon chair, sighing: "Hey... I'm so sad!"

Seeing that the ministers were still speechless, Zhao Fujin decided not to mention Li Zicheng, but only the Qing Dynasty, to give everyone in the palace a sense of belonging: "Oh, by the way, the book said that the people who destroyed the Ming Dynasty are actually familiar to us. Isn’t it a coincidence that we are descendants of the same clan from the Jin Kingdom?”

Only then did all the ministers look at each other and whisper to each other: "Descendant of a gold thief? Are the officials hinting to me what I'm waiting for?"

"Don't the officials also want to borrow money?"

“Does our treasury have no money?”

"There shouldn't be much left..."

Amidst the rustling sounds, Qin Hui suddenly came out: "In the official family, I have been in a low position and with low power for the past ten years, and there has never been any corruption. However, I have received much favor from the emperor and still have some meager savings. If the official family resists, Jin needs it, I will never say anything!”

Han Shizhong came out: "I have saved some money and wanted to buy a house in Kaifeng, but I can't afford it anymore. If the officials need it, just take it."

Zhong Shidao, Zhang Shuye, Zongze and others came forward one after another: "I am a minister of the Song Dynasty, not the Ming Dynasty. If the officials tell this story, they are looking down on us."

More and more officials came out: "If we resist the Jin Dynasty, I will also be willing to..."

Zhao Fujin looked at these people and suddenly understood: "No wonder the Jin army did not send troops into the city, and did not kill people or set fires. They only detained two emperors and were able to plunder so much property from Kaifeng City. The Song Dynasty people, If you can't fight, it's easy to pay for it. This is easy to handle." Zhao Fujin smiled gently: "You are worrying too much. You are not the ministers of the Ming Dynasty. How can I be the king of the Ming Dynasty? I don't want to borrow money from you. It won’t come out.”

Zhao Fujin looked at the banknotes scattered in the hall, turned to the chamberlain beside him and said, "Abbott Xuanxiangguo Temple, please pay me an audience."

After a while, the abbot of Xiangguo Temple hurriedly entered the temple with the monk overseeing the temple: "Amitabha, the old monk has seen the official family."

"No gift, can you bring me what I want?"

The supervisor took out an account book from his arms and handed it to the chamberlain. The chamberlain took the account book, ran up the imperial steps, and handed it to Zhao Fujin.

Zhao Fujin opened the account book and read softly: "Li Bangyan, exchanged 100 million taels of silver notes... Tang Ke, exchanged 80 taels of silver notes... Wang Shiyong, exchanged 30 taels of silver notes... Hey, there is still an IOU. of……"

Every time Zhao Fujin read a person's name, the man in the hall trembled all over.

Li Bangyan looked strange and wished he could slap himself: "The official family had a close relationship with Xiangguo Temple in the past few years. Han Shizhong also stayed in Xiangguo Temple for so many years. Why didn't I think of it and went to Xiangguo Temple to exchange money? Tickets...damn it!”

Xiangguo Temple in the Northern Song Dynasty was a royal temple and enjoyed great incense. There were large markets held three times a month in the temple, and trade was booming.During the Xuanhe period, Xiangguo Temple had abundant funds and opened a bank in the temple. With the blessing of the imperial power and credit, the prototype of the banking industry in later generations had been formed. Rich businessmen and officials all liked to exchange banknotes and store money at Xiangguo Temple Bank for urgent needs. Businessmen who need relief or business turnover will also take mortgage loans at Xiangguosi Bank.

If there had not been Jingkang and Xiangguo Temple had been given a few more years, the banking and financial industry would have been born in China!

After Zhao Fujin finished reading, he closed the account book and asked with a smile: "These 800 million taels, is this what you people have been greedy for in the past ten years?"

What was originally turned over anonymously to the state treasury is now directly open and transparent.

Li Bangyan's old face turned red with shame: "I...I am guilty!"

When the other officials saw Li Bangyan acting like this, they all shouted: "I am guilty!"

Zhao Fujin stood up, handed back the account book in his hand, and said with a smile: "That's all, what I want is an attitude from you. What has happened in the past is in the past. From today on, I will not be polite to anyone who is greedy for ink again." ”

Not only that, Zhao Fujin also pointed to the pile of banknotes: "Xiangguo Temple has records of who owns these banknotes. Go back to Xiangguo Temple to check the account, and then keep it in Xiangguo Temple!"

As soon as this statement came out, the entire palace was in an uproar. The officials had made such a big noise these days, didn't they just want money?
But the stolen money is all here, why should it be returned?

The thunder is loud and the rain is small, or are the officials confused?

Even if Li Bangyan was as quick-thinking as Li Bangyan, he still couldn't figure out what kind of medicine Zhao Fujin was selling in his gourd.

"I have discussed with the abbot of Xiangguo Temple and established the Song Dynasty Yinqian Department with the wealth of the national treasury and the wealth of Xiangguo Temple as guarantee. Three days later, Kaifeng City will implement bank monopoly. Except for the Yinqian Department, all banks in Kaifeng City will be closed. Everyone. My dear, if you have money bank business, you should make preparations early."

Before everyone could recover from the shock, Zhao Fujin smiled again and said: "In addition, the Bank and Money Department will issue one-year and three-year Song Dynasty treasury bonds as soon as possible. The annual interest rate will be customized by the Bank and Money Department. You all need your support. This money is not lent to me, but to the Song Dynasty. Even if I am gone, as long as the world is still the world of the Song Dynasty, you don’t need to worry."

Zhao Fujin calculated that since Xiangguo Temple already had the embryonic form of the banking industry, and since Venice could issue national bonds at the same time, why shouldn't the Song Dynasty do the same?I can do it in the west, but I can’t do it in the east?

"What is the official... national debt?"

Li Bangyan looked confused. He knew these two words separately, but he didn't understand them together!
Zhao Fujin waved his hand: "Let's read the newspaper about entering the memorial hall tomorrow!"

　Please follow up...

　　Can I be included in the third round of recommendations? It’s just in these two days.
　　Thank you for reading. Don’t keep reading. It will kill you.
　　


(End of this chapter)