Immortality: Raise an ant queen and add some immortality

Qin Niu didn't feel any soft-hearted just because Li Shuuxiang was kneeling on the ground.

Since ancient times, there have been three kinds of help that cannot be helped.

Otherwise, it is easy to get yourself involved.

Those who break the law and commit crimes will not be helped, those who want to save the poor will not be helped, and those who are trying to be brave will not be helped.

Xu Zhenchang borrowed money from Baofeng Bank for his personal pleasure. Now the Xu family's property is fully capable of repaying its debts. Li Shuixiang went to his house and knelt down to beg him for help, which was hiding his selfishness.

She simply wanted Qin Niu to come forward to settle the matter, or for Qin Niu to lend her money to pay off her debt.

It was obviously her family who borrowed the money, but now the creditor came to collect the debt, but she was reluctant to cut the meat and only wanted to use Qin Niu as a spear. How can there be such a good thing in the world?

"Husband, let's help if we can! Aunt Li wouldn't kneel down to us if she hadn't been forced into a corner."

Wang Wanyan is just too kind.

She is particularly prone to being soft-hearted.

In comparison, Tang Caixian is much better.

It's not that Tang Caixian is not kind, but that she knows what should be kind and what should be cold-blooded.

"You and Caixian go to rest first. I will take care of this matter, don't worry. After all, Uncle Xu has also helped me with some help. Now that he is in trouble, I will naturally not ignore him."

Qin Niu could only say this in front of Li Suixiang.

Otherwise, it would be easy for Li Suixiang to hold a grudge.

These days, it’s hard to be a good person.

"I believe Brother Aniu will handle it well. Let's go inside and rest after a tiring day!"

Tang Caixian pulled Wang Wanyan into the living room inside.

"Auntie, I want to hear how you plan to solve this problem first."

Qin Niu picked up the teacup and took a sip.

Although he now has a distinguished status, he still has not learned how to drink tea slowly.

With that spare time, he thought it would be better to spend his time practicing, reading, and raising insect pets.

"I...I want to borrow some money from Mr. Qin to pay off the debt. The land price is extremely low now, and I am really reluctant to sell it at a low price. I believe Mr. Qin also knows that my husband and I started from scratch. , by getting up early and working day and night, I slowly accumulated a little bit of wealth. I remember every acre of land purchased very clearly.

Mr. Qin, do you think this is okay? "

She looked up at Qin Niu, pleading in her eyes.

There was a sad expression on his face, with tears still there.

Don't think that women are stupid, Li Suixiang is a shrewd woman.

She is now acting miserable and pretending to be pitiful, but in fact there is an element of cruelty in her.

"I wonder how much you are going to borrow? I have just bought some land and shops, and my money is very tight. Now I have to recruit a large number of farmers and buy seeds, cattle, farm tools, fertilizers and other items, which is very expensive. To be honest, these I haven’t found any money yet, and I’m still thinking about where to borrow it.”

Naturally, Qin Niu would not tell the other party that he still held more than 40,000 taels of silver in his hand.

It is not difficult for him to help Xu Zhenchang pay back the money. He and Xu Zhenchang had never had a deep friendship.

Xu Zhenchang took the initiative to curry favor with him only after he became successful.

Before he became a bug master, even if Wang Haikun bullied Qin Niu to death, Xu Zhenchang, the village chief, never said a fair word. Wang Haikun didn't even get a word of advice.

Of course, Qin Niu didn't blame Xu Zhenchang for being cold.

What adults pay attention to is being wise and protecting themselves.

Xu Zhenchang was not related to him, so it was naturally impossible for him to offend Wang Haikun, the village tyrant, just to speak for him. People are all for each other.

When Qin Niu was young, Xu Zhenchang didn't do much to help him, so now that Xu Zhenchang is in trouble, Qin Niu has no obligation to help him.

If he wanted his help, Xu Zhenchang would definitely have to offer benefits in exchange.

Qin Niu didn't like the Xu family's dozen acres of land at all.

On the other hand, Xu Zhenchang could be considered as the steward of the Qin Mansion.

First of all, Xu Zhenchang has good planting technology, planting experience, and management experience, so he is very suitable to be the steward of the Qin Mansion.

Under normal circumstances, if Qin Niu wanted to summon Xu Zhenchang to his house as a housekeeper, Xu Zhenchang would definitely be reluctant.

If Qin Niu gives Xu Zhenchang a chance to be a housekeeper when he is in a desperate situation, Xu Zhenchang will definitely be grateful and serve him loyally. This is exactly the result Qin Niu wants.

"The general ledger calculated by Baofeng Bank is sixteen taels of silver. If it is not paid today, every day it is delayed, there will be at least two more taels of silver in interest. Our family has no money. If possible, please ask Qin Sir, please lend me sixteen taels of silver. Please be assured that when the land price rises, our family will sell the land to pay you back."

Li Shuixiang said with a cry.

Xu Zhenchang only borrowed nine taels of silver. In less than a year, the interest rate was as high as seven taels and five cents.

High-interest loans are terrible.

No wonder many poor people end up selling their sons, daughters and wives to pay off their debts.

Baofeng Bank is a relatively formal bank, and its interest rates are much lower than those that specialize in loan sharking.

Some loan sharks can charge up to 300% interest.

If you borrow one tael of silver for a year, you need to repay the principal with interest for 40 taels of silver.

The nine taels of silver borrowed by Xu Zhenchang have now expired. If it cannot be repaid in time, the bank will calculate interest based on the new principal. With interest, 9 taels, this is the new principal.

"Auntie, you need so much money at once, and I really can't come up with it. But after all, Uncle Xu and I have some fate, so we can't ignore this matter. Just wait here for a while, and I'll try my best to get you some money."

After Qin Niu finished speaking, he stood up and went inside.

Li Shuixiang was still kneeling on the ground at this time. She noticed that Qin Niu looked young, but he was not that easy to control.

I thought I could win the sympathy of the vast majority of people with the cruel tricks I just used.

Qin Niu didn't seem to agree with her.

My knees hurt so much from always kneeling on the ground. The floor of Qin Mansion was not made of mud, but was paved with hard tiles. She wanted to get up, but she was worried that when Qin Niu came back and saw her getting up, he would no longer sympathize with her.

In the end, Li Shuexiang gritted his teeth and knelt on the ground and persisted.

She has Xiao Jiujiu in her heart, and the more miserable she behaves, the more generous Qin Niu will be in borrowing money.

However, Qin Niu did not come out after kneeling.

When Wang Wanyan saw Qin Niu coming in, she immediately asked, "Husband, have you solved it for Aunt Li so quickly?"

"No! She wanted to borrow sixteen taels and five cents of silver. I told her that my family has a lot of expenses and money is tight."

Qin Niu didn't have to hide anything from his wife.

"Sixteen taels and five cents is not a lot of money. Our family can afford it! Are you worried that Aunt Li will not repay the money after borrowing it?"

Wang Wanyan obviously still doesn't know the various calculations of adults.

She is as pure as a blank sheet of paper.

"That's not true. Xu Zhenchang and Li Shuixiang are not scoundrels. As long as they have money, they will definitely return it to us. But have you ever thought about this? We happily lent her money this time. Next time she I have something to do at home, do you want to borrow it or not?”

Qin Niu sat down and chatted with her casually. (End of chapter)