Princess of the auxiliary country

I heard it from Huo Junyao.

Emperor Zhaowu and Fang Qiao immediately showed serious expressions.

"The second type is interest and loans respectively."

"What is interest? What is loan?"

Emperor Zhaowu was a little confused.

"Interest is naturally when others deposit money into the bank, and we pay more money as interest. For example, if someone deposits a certain amount of money, we can give them two or three cents a month, and the extra two or three cents is considered interest."

"The more you save, the more you get. This way, with small benefits, you will be more attracted to save money."

The two people beside them pondered, this method is good, but does this mean that the court needs to subsidize a large amount of money every year?
The reason why Emperor Zhaowu desperately wanted to build this bank was to gather the world's wealth and then use it to develop the country. To put it bluntly, it was to facilitate the court.

Banks all over the country are backing up their manpower and needing people to manage them, which costs a lot of money in total.

But for the convenience of the court, he was willing to do this. If Huo Jingzhi said it, wouldn't he have to pay a large amount of money for no reason?
It's okay for a while. The court has taxes and subsidies, which can help him realize his ambition, which is okay.

But what about the future? How will this bank be developed in the future?

He can't overdraw the country's future finances, right?
For the sake of one's own merits, is it considered a good political achievement to overdraw the country's finances in the future?

Obviously not, this is undoubtedly killing the goose that lays the egg.

Seeing their expressions, Huo Jingzhi guessed what they were thinking and said with a smile, "Your Majesty, Prime Minister Fang, I know what you are thinking. Haven't I finished speaking?"

The way he smiled made both Emperor Zhaowu look startled.

"Then keep talking."

“That second step is the loan.”

"The bank has so much money, it's impossible to keep it lying around forever. You can lend it out appropriately. Of course, there will be interest if you lend it out."

Later, Huo Jingzhi briefly explained some of the operating methods on borrowing that Huo Junyao had said.

"If you do this, money will be generated, and the extra money can be used by the court to hire people to build water conservancy projects, build bridges, pave roads, etc."

"When people have money, they will spend money, which will drive economic development. Likewise, the court will receive more tax revenue. If this cycle continues, the country will get better and better, and the people's lives will follow suit."

"In the words of that girl, it is to let the money flow, instead of being locked in the warehouse and buried underground. Only when the money flows, can it be put to its best use."

As his words fell, Fang Qiao and Emperor Zhaowu beside him were already trembling with excitement.

This method is so good. They never thought that this bank could have such a big effect.

Especially Emperor Zhaowu, who had always considered the bank's help in some major moves of the court, never expected that he could operate in this way. This method was simply ingenious.

If Huo Junyao knew about it, he would probably laugh out loud. What a wonderful thing. In later generations, many ordinary people will know about this stuff.

But there is no way. This is the ideological and practical limitations of the ancient society of the Yu Dynasty.

Say the ancients were stupid? Are you kidding me? The ancients were never stupid, but their vision and social environment had many limitations, which resulted in many ideas that could only be thought of.

A few smart people with both ability and brains may be able to create some splashes, but these splashes will easily disappear completely when troubled times come.

There were many people in the ancients who dared to think, but it was just because the social environment did not allow them to do so, or some people saw the benefits and deliberately suppressed them. Anyway, there are many factors, which is why many scholars today follow the standards of the Four Books and Five Classics that were written hundreds or even thousands of years ago.

Are these things suitable?

It cannot be said that it is completely inappropriate, but human society is developing very fast, and time and circumstances are different. Can the social environment hundreds of years ago be the same as it is now?
Therefore, this also leads to the reason why society does not develop forward in many cases, but instead continues to retreat.

Many corrupt scholars and old scholars spend all day talking about the words of saints and reading things in books, and they just want to restore the old system.

Coupled with the ancient tradition of respecting teachers and respecting morality, even if some young people want to change, what can they do if they are suppressed?
"That's very good, Fang Qiao. I respect you both. You two have sorted it out carefully. Add what needs to be added. Be sure to take all aspects into consideration."

"I have a hunch that once this is done, the Yu Dynasty will usher in a new look, and at the same time, our name will remain in history."

Emperor Zhaowu was very excited at this time.

Fang Qiao was the same way, looking at Huo Jingzhi with envy in his eyes. He was really envious of his good friend and father-in-law for having such an outstanding daughter.

Even though she has been growing outside since childhood, she has not grown crookedly, but has become even more outstanding.

The two quickly left the imperial study room to discuss and organize.

Emperor Zhaowu smiled and returned to sit behind the imperial case.

"Wen Ruo is still in the palace, right? Go and fetch him."

Gao Fu retreated.

Not long after, Prince Wenruo walked in from outside and saluted respectfully.

Wen Ruoke is now much healthier and stronger than before. Although he looks a lot darker than before, his energy and spirit are very good. Emperor Zhaowu is very satisfied.

"Did you hear what happened in the court today?"

Hearing this, Prince Wenruo shook his head and said, "My son has been in the palace today, but I haven't heard anything about what happened in the court."

Seeing that he didn't know, Emperor Zhaowu quickly talked about the bank affairs, and then classified and summarized some of the thoughts of the ministers before entering the court.

Of course, it is indispensable to talk about the affairs of the prince and the three kings of Qi and Chu.

"What do you think? Who should be better responsible for this bank?"

"Is it your brother the prince or the king of Qi and the king of Chu?"

Prince Wenruo pondered for a long time, while Emperor Zhaowu was not in a hurry and just waited quietly.

"I think that in terms of status, the prince's brother is the most suitable candidate. After all, the prince will be more powerful in representing the court."

"However, in terms of ability, I feel that the prince brother and the two royal brothers, King Qi and King Chu, should not be allowed."

After hearing what he said before, Emperor Zhaowu was not surprised. In terms of status, the prince was indeed the most suitable candidate.

But what Wen Ruo said later, he was a little surprised.

“Why are they inappropriate?”