Chapter 243 Pension Plan

"Suffering a loss?" Cheng Tianyuan raised his eyebrows and then smiled, "How can you care about whether you suffer a loss when supporting your elders? Where is this? How do you say it?"

After Editor Lin and Wang Qing left, Cheng Tianyuan returned home from work, and Xue Ling talked to him about this.

She said: "That's it - if you raise them, you can also get corresponding benefits, that's pretty much what it means!"

Cheng Tianyuan shook his head, "There is no benefit, I respect them too and treat them well."

Xue Ling smiled softly and stepped forward to hug his neck.

"I know this! I have to let you know that if you treat them well, they will also treat you well. Please consider us."

Cheng Tianyuan leaned down and pecked her lips.

"I can't guarantee anything now, but I can make one thing clear - whatever we eat and use in the future, the four old people will be better than us. Whether they are your parents or mine, I will treat them the same."

"That's enough." Xue Ling rubbed his neck and nestled against his shoulder.

Cheng Tianyuan looked into her eyes and murmured: "When my family was in the most difficult time, my father-in-law and mother-in-law remembered their oral engagement and agreed to marry their most cherished and only daughter to a poor boy like me. This trust Such kindness is enough to make me grateful for a lifetime.”

Xue Ling chuckled and bit his neck lightly.

"Hey! When did my brother Jiayuan learn so many sweet words! It makes me so happy to hear it!"

Cheng Tianyuan looked at her angrily and doted on her, and whispered: "This is the truth."

"I know, I know." Xue Ling smiled happily, stood on tiptoes, and kissed his lips gently.

Night falls outside the window, the lights on the riverside are dotted, and the scenery is picturesque.

The two hugged each other closely, enjoying the warmth and tranquility of this moment.

……

The next morning, Xue Ling finished translating, stretched, heard her son's cry, and hurriedly walked to the living room.

I saw Mother Xue squatting on the ground, changing the little guy's diaper.

She rushed to help.

Mother Xue couldn't help but remind her again: "Why did you forget again? Don't squat during confinement. The longer it is, the worse it will be!"

"I know!" Xue Ling quickly stood up and explained in a low voice: "I'm already healed, and my lower body is clean as well."

Mother Xue nodded and whispered: "That's good. Pay more attention to yourself in the future. Go and make some milk. Xiao Ranran is hungry."

"Hey!" Xue Ling turned around and went busy.

Mother Xue sat down, hugged her little grandson, and teased him with a smile.

"My little Ranran wants to grow up quickly. When you grow up, grandpa and grandma will take you to play in the imperial capital!"

Xue Ling looked at this scene and suddenly felt a very familiar feeling in his heart. It seemed that his mother had coaxed him in this way and said similar things.She sat across from the sofa, carefully looking at the old and the young, looking at the crow's feet at the corners of her mother's eyes, and then looking at her semi-gray hair, she couldn't help but burst into tears for a moment.

"Mom...was I very naughty when I was a child?"

Mother Xue was feeding her grandson, and she heard a burst of laughter: "Not good, but it's hard to take care of you. In the first few months after you were born, you didn't wake up despite thunder and lightning during the day, and at night you were clamoring for hugs and company. Your dad I had to go to work during the day, but I couldn't bear to let him stay up late at night, so I managed to take care of you by myself. Occasionally, I would hold you around the living room. I couldn't help but take a nap late at night, and once I almost threw you. !Hahaha!"

Xue Ling felt sour when she heard this and choked up: "I...it turns out to be such a bad person."

"After a few months, you adjust your work and rest time, and you won't be able to do it anymore!" Xue's mother glared at her and scolded her with a smile: "This is not how anyone becomes a mother or a father! You are a mother now, and you will soon understand ”

Xue Ling took a deep breath and pushed back the tears.

"Mom, last time you told me that dad wanted to invest in a branch factory again. I thought about it and thought I should persuade him to make some other investments at the same time."

In terms of the current economic situation in the imperial capital, his family can be considered a wealthy family, and he can even be considered a rich man.

"It is too risky to always work in the same industry and invest in the same industry. We must fully blossom and develop in an all-round way."

Mother Xue couldn't help but ask: "What are you investing in? Don't call me empty. If you have the ability, just convince your dad to go!"

Xue Ling hurried into the room and took out a piece of paper.

"This is the pension plan I set for you and dad."

Mother Xue took a look and said, "I still have to feed Xiao Ranran, so you can read it to me!"

Xue Ling explained: "This is a plan for the past 30 years. Let me tell you the short-term plan first. Now is the stage of preparing for retirement, and we need to invest in some stable and steady development projects, such as real estate and land."

"Buy land or a house?" Xue's mother asked.

"Yes." Xue Ling explained: "The imperial capital is developing very fast, and land is becoming more and more scarce, so land will be the scarcest and most expensive in the future. You see, our houses in the past were all large houses and courtyards, but now they are all It's a high-rise building, and it gets taller and taller - that's because land is getting more expensive year by year, and things are rare, especially land in the city center, which is ridiculously expensive."

"Indeed." Xue's mother murmured: "But your dad... should still be able to afford some."

Xue Ling said: "You must buy, the more the better. When investing in a new factory, be sure to buy some houses with good land and locations. When you and your dad get old, you can't keep running factories like this, right? You have to travel, You have to enjoy your retirement life, play with your grandchildren and enjoy family happiness. But you can’t have no income! Then the house can be rented out, the land can be rented out, or a store or house can be rented out. Then you will have a lot of money every month With income, you don’t have to worry about your life not being nourished in your later years.”

She quickly gave an example, "For example, now, the apartments I bought a while ago have been rented out for more than [-] units, and each one costs fifty or sixty yuan a month. Now I can have a fixed income of one yuan every month. Thousands of dollars."

Mother Xue nodded slowly, "According to the living standards here, 1000 yuan is still a lot. I heard from your colleagues that they only earn 200 yuan a month, right?"

"Yes." Xue Ling whispered: "But I'm more than that! These are fixed incomes, and I can earn other things! I also have 100 yuan a month from the newspaper, a few hundred yuan from translation, and the photo studio. I have wholesale clothing. If all these things are added up, my income is not low."

"But with a fixed income like this, I will slowly increase it." Xue Ling continued to explain: "After all, times will progress, and some things will be eliminated, such as newspapers and photo studios. They may be replaced by other things and will not last long. .So while I am making money, I will continue to increase my fixed and stable income.”

After all, Mother Xue is the wife of a big boss. She grew up in the imperial capital since she was a child, so she is well-informed.

"If it is a house and land, it should not be replaced. The house is old and can be rebuilt and renovated. It is a relatively stable investment."

"Yes." Xue Ling handed her the pieces of paper, "Put these away and show them to dad when you get back. Discuss them with him and make preparations as soon as possible."

(End of this chapter)

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