Rebirth 1990: I have three golden fingers.

Chapter 112 Xu Xu Tuzhi, a loan of 3000!

Fang Bai had already made a plan and said to County Magistrate Xianggu: "Boss, the first batch of land purchases will cost 2000 million yuan before tax."

Currently, there are 3000 million yuan in bank loans available, and he has about 1500 million yuan at his disposal. In addition to the maximum budget of 2500 million yuan for shopping mall investment, he still has 2000 million yuan at his disposal.

He will continue to borrow about 1000 million yuan from the bank, and the money earned by Xinghai Mall can be used to pay the interest on the bank loan.

As for the purchase funds after the mall is built, that will be a year later. Then we will think about the funding issue. As long as 500 million yuan is enough to support the supermarket.

"so much?"

Gu Wen coughed slightly and almost squirted the tea in his mouth. He was slightly surprised and asked. He thought Fang Bai only invested a few million yuan to purchase land for development.

Fang Bailuo said worriedly: "Yes, we must purchase so much at one time. If other investors disrupt our company's plan, all our efforts will be wasted."

If you don't buy it now, the price will rise soon. Then you will have to pay several times or ten times more. Of course, Fang Bai will not be happy.

"Haha, Mr. Fang is still worried about this."

"It's better to make plans in advance. If something goes wrong, it will be troublesome."

Gu Wen put down his tea cup and gestured: "Well, tell me about your investment plan. Investing in such a large land requires a lot of funds."

Fang Bai knew that Gu Wen was worried about his financial problems and did not like to use bank loans. He said: "The first phase of Xinghai Mall will be put into use next year. The huge popularity of the mall, superior shopping conditions and surrounding living environment can all attract people." More people are buying homes in the surrounding areas. Coupled with the current high demand and the shortage of homes, I think this is our opportunity.

Since there is huge demand, there is no need to worry about funding issues.

I plan to gradually develop it in two or three years. As long as it is sold quickly, it will be developed within a few years.

Of course, to take a step back, if the sales of the property are not good, we can afford to lose money. After all, the development of the property does not happen all at once. "

Two or three years later, in 1994, Fang Bai planned to develop slowly first, in one word: drag.

Of course, if the sales are good, there is no need to delay. You can just use the money you earn to hoard land. The land near the shopping mall will not be developed for the time being and will be developed after the appreciation is sufficient.

When investing in residential construction, as long as the house sells quickly, you never have to worry about funding for the construction project.

Bank loans, pre-sale houses, and pile drivers have not yet entered the market, so you can sell your house, and you don’t have to worry about the funds for the house construction project at all.

Fang Bai doesn't have much interest in real estate, but in terms of the speed of making money, apart from stocks and listed companies, there is really no company that can match it.

He plans to leave the real estate business to his father or other managers. He will have to quit the industry after 20 years, otherwise it will be a matter of time before he falls into trouble. He does not want to be like Xu.

But I have to say that drawing circles on the map is just like siegeing a city in ancient times, or playing SimCity. It’s really fun.

"Hey, this land is ours, and that land is ours too."

"This land is for a shopping mall, and this land is for an office building. Oh, that land must be residential. How about a villa?"

"Forget it, I've had enough fun. I'll sell all my land and houses and stand high to enjoy the scenery and watch the tigers fight."

It was Fang Bai's idea to use the money he collected to develop real industries.

Gu Wen, on his side, fell into deep thought after listening to Fang Bai's words.

He is also ambitious and is comparing the gains and losses of this game.

Xinghai Plaza is the first large-scale shopping mall in Wencheng. It is estimated to be one of the largest and forward-looking comprehensive shopping malls in the country. If Xinghai Company succeeds in its operation, it will give Gu Wen a very big political achievement.

The county received more than 300 million in tax revenue from the lottery, and the city leaders even praised him.

Now, if the land in Fangbai Circle is built, as he said, "A blank piece of paper is good, re-plan, and I will charge." Since the other party has this idea, it is indeed possible to give it a try. It is also in line with the county's plan, but Not as imaginative as Fang Bai said.

"As you said, all the small workshops in this area have to be moved?" Gu Wen asked, pointing to the circle Fang Bai drew on the map.

“We have to leave, we can’t approve more, but we can’t rush them, they have to be resettled properly. Small workshops are the vitality of the county and the characteristics of Yongjia County.

I suggest dedicating a large industrial area to the west of the county to provide small workshops for small workshops such as valves and shoe factories. They can be sold at low rents or at low prices, or even rent-free for the first year. Concentration is also beneficial, and a supply chain with Yongjia County characteristics can be formed. , attracting more people to invest.

I think this centralized planning is very important. If it is not planned well, the number of houses will increase and it will be very difficult to relocate in the future. "Fang Bai particularly emphasized that the small workshops in Yongjia County in later generations were too scattered and too difficult to plan, especially when the small bosses had money and did not want to move.

Moreover, the entire county is very poorly planned.

"Leader, there is one more thing. We must leave enough space for the expansion of roads and parking lots. I think in the future, car prices will be lower and lower, people's income will be higher and higher, the per capita car ownership will increase rapidly, and there will be more trucks. A city will If roads are not planned well, the city’s development speed will be slowed down.”

Gu Wen heard this and said with approval: "Well, Mr. Fang, you have very good ideas, forward-looking vision, and sincerely contribute to your hometown. Thank you for providing us with good suggestions."

"Leader, I just think about the problem from the perspective of the enterprise and the people, and I also have selfish motives. If the surrounding area of ​​Xinghai Square is messy, it will not be a good thing for our company's shopping mall, and it will also affect the image of the city. This will not be a good thing. It’s a flag for the county to the outside world.”

Gu Wen nodded. As the local ZF leader, he hopes that urban governance within his jurisdiction should be standardized. This is both political achievement and face.

If nothing else, it would be shameless to lead superior leaders to patrol local construction and not get any tangible results.

"Let's do this. I'll convene other leaders and relevant department personnel to hold a special meeting on your matter. After the discussion is almost complete, we will meet again to discuss. What do you think?"

"Okay, it's not a trivial matter after all. I'll wait for good news from the leader." Fang Bai agreed, "Boss, I have something else to do over there, so I won't bother you for now."

"Okay." Gu Wen stood up, shook hands with him, and sent him out of the office.

After seeing Fang Bai leave, Gu Wen asked his secretary to inform leaders and relevant departments to hold an investment meeting tomorrow.

After Fang Bai left the county compound on his bicycle, he went to collect the payment for the valve processing order.

The last time I collected money was two years ago. Now that the valve factories have just started operations for half a month, it's time to collect money.He no longer takes orders from Wang Hengli. The orders from other valve factories cannot be filled, and there is no shortage of orders at all.

The fat guy refuses to change his ways and keeps a mistress. According to his wife's vicious temperament, something will happen to the family sooner or later. Fang Bai doesn't want to join in the fun. There is no need for him to take revenge. The fat guy will destroy himself.

Hua Feng, Huang Xing and others knew what Fang Bai's family was doing. Xinghai Company had been too popular recently, and they were very enthusiastic when they saw Fang Bai's arrival.

Huang Xing was a little confused and asked Fang Bai curiously: "Mr. Fang, Xinghai Mall earns tens of thousands of gold per day, and you still make this small amount of money by doing OEM?"

Fang Bai said seriously: "Mr. Huang, industry is the cornerstone of the country, and industrial valves are the vital nodes of the country. They control important blood flows such as oil and natural gas and should not be underestimated.

I greatly admire experts who study in the field of industrial technology and hope that the country's industry will develop better and better.

However, our country's high-end valves are monopolized by foreigners. The hope of our country's high-end valves lies with us valve factories, and with you, Mr. Huang.

I also hope to flourish in this industry and do something meaningful. This is not a question of more money or less. "

Huang Xing listened to Fang Bai's words with a heavy tone. Although he knew that Fang Bai was flattering, he was right.

"Mr. Fang is right. If you understand valves as well as you do, it would be a pity if you don't continue to study."

"I understand, I came here this time just to continue the blood of my processing factory. After passing the college entrance examination, I will go to university, and I will have to hope that Mr. Huang will continue to support me."

Huang Xing was stunned. This way of asking for money was quite interesting. He couldn't help but laugh: "Haha, that's no problem. Let's go. I'll settle the payment for you first."

After Fang Bai received the processing payment from Nanjiang Valve Company, he went to the next one.

At the end of the day, he visited several companies and settled the payments, which was very smooth.

This was possible because, firstly, Jiayu Processing Factory had high processing efficiency and stable quality, and secondly, we knew that Fang Bai was a very good young man, and we never expected that he would be related to the county leaders.

After visiting the valve factories with which he cooperated, Fang Bai received more than 8 yuan in processing money. He could get more than 3 yuan himself, and 5 to 4 yuan belonged to Jiayu Company. He received another [-]%. In fact, his father-in-law I can only get [-] to [-] yuan. After expenses, it’s just over [-] yuan.

But it is much better than before. Working for one month is better than working for one year.

Fang Bai came to Jiayu Company again and had not seen his father-in-law for many days.

Qin Donghai saw the sound of a motorcycle outside the workshop. He looked up and saw it was Fang Bai. His plain face immediately showed joy. He stood up and went out to greet him. He said with a smile:

"Brother Fang, you are here!"

"Well, let's go and settle the payment." Fang Bai parked the car, took out a black bag from his backpack, and handed it to his father-in-law, "For the processing money during this period, I suggest that after I get the payment next month, I will add two more pieces of equipment. Bar.

This year we accelerated our expansion and paid less dividends at the end of the year. "

Qin Donghai thought for a moment and realized that he couldn't keep up with the busy business. He agreed and said, "Okay, we really need to add equipment. Is it still a drilling machine and a lathe?"

"Yes, it is still this type of business. After adding five drilling machines, we will add a milling machine. Some jobs cannot be done without the milling machine."

"Okay!" Qin Donghai is now full of passion for his career. It won't be long before he has to move to a larger factory. He has rented the house next door for backup.

Fang Bai took a look at the workshop and saw a worker wearing twine gloves using a grinder to polish the workpiece. He reminded his father-in-law: "You still need to wear plastic gloves when grinding with the grinding wheel. If the grinding wheel hits the glove, the hand will be directly involved and cannot be shaken away. You still have to pay attention to safety.”

Qin Donghai frowned and said, "Yes, I might as well not buy twine gloves. I'm really afraid of not being able to manage them properly."

"Plastic gloves are easy to get cut when handling workpieces. Please remind me that you must work in accordance with production safety regulations. Otherwise, you will not be able to manage too many employees."

"makes sense."

Fang Bai chatted with his father-in-law for a while and then left. He returned home and read quietly to prepare for the exam.

As soon as I sat down to read, I suddenly thought of the big man Wang Dakai.

After Wang Dakai came back from delivering the lottery tickets, he helped for two days. Before the event was over, he found that he could not help much and went to learn to drive. Fang Bai didn't have time to give him a reward, so he had to wait until he came back from learning to drive before giving him the 5000 yuan. Rewarded.

Fang Bai had already given a large sum of money before, but now he was giving too much, because he was afraid that after he gave it to his family, his family would use it to mess around with the house, renovate it or buy appliances.

People these days, if they have some money at home, they either have to buy a house or buy appliances.

As a friend, Fang Bai still hoped that Dakai would save more money, and it would be better to invest in a house in the city than to mess with the house at home.

"Hey, people in this era are actually very happy without the pressure of mortgage payments."

Fang Bai sighed and sorted out his career.

The matter of land investment is estimated to take several days to discuss, inspect and then discuss.

Fang Bai's father went through bank procedures, and his parents were in charge of the shopping mall, so Fang Bai didn't have to worry about it.

At Jiayu Company, Fang Bai has already established relationships with several valve factories. He just needs to establish relationships through regular contacts. It won't take much time unless he develops new customers.

After his father finished the bank loan, Fang Bai went to the design institute to design the shopping mall. When he had time, he talked to Lu Dahai about investing in the company.

All careers are slowly moving forward and developing in a good direction.

After sorting it out, turn back to your thoughts and lower your head to review.

During this period of time, he was very busy, but he still found time to memorize English.

In the first half of the year, I mainly focused on reviewing English. In the next few months, I only need to consolidate knowledge points and make up for the subjects with poor performance.

(End of this chapter)