Collection of Gods

Chapter 549 Stab

"Xingwan, let me introduce you."

"This is Qin Zhongquan, President of Zhonghai Branch of China CITIC Bank."

"This is President Xu Wenfu of China Overseas Branch of Shanghai Pudong Development Bank."

"This is President Dai Jun of China Minsheng Bank Zhonghai Branch."

After Tang Yuan introduced Lin Xingwan, he turned to briefly introduce the identities of the three middle-aged people to Lin Xingwan.

"Hello, President Qin, President Xu, and President Dai."

Lin Xingwan comes from a superior family, and his speech and behavior are all dignified and generous.

The two parties briefly exchanged greetings for a moment, then sat down one after another.

After a while, beautifully presented dishes were served.

After two glasses of red wine, Tang Yuan saw the time was right and started chatting about the main topic.

During this period, Qin Zhongquan and others actually sent greetings to Tang Yuan, wanting to get in touch with Tang Yuan to see if they could get some large savings. However, after they sent out the greetings, they were all rejected by Tang Yuan's secretary Xiao Ya. The moon was blocked.

In the banking circle, Tang Yuan's status is comparable to that of his ancestors!
With tens of billions of cash flows and billions of dollars in foreign exchange in hand, this is simply an irresistible temptation for banks.

"Three presidents, I have invited you here today. I have something to ask of you."

Tang Yuan put down his wine glass and spoke slowly to Qin Zhongquan and the others.

When Qin Zhongquan and the other three heard this, they were immediately shocked.

It is no exaggeration to say that as long as Tang Yuan is willing, that dedicated service department can become Tang Yuan's harem at any time. Whether it is pure and cold, or charming and coquettish, you can have whatever type you want.

However, Tang Yuan seemed to only be in love with China Merchants Bank. All his deposits and foreign exchange were stored in China Merchants Bank, which made other banks red-eyed with envy.

For wine, Tang Yuan selected two bottles of 2000 Saint Denis Grand Cru dry red wine, and asked the waiter to wake them up before putting them aside.

Facing what Tang Yuan said, the three of Qin Zhongquan looked at each other, and then Qin Zhongquan took the lead and said: "Director Tang, if you have something to say, it's okay to say it. As long as we can do our best, we will never refuse."

In order to retain Tang Yuan as a big customer and prevent him from being taken away by other banks, the president of China Merchants Bank Zhonghai Branch will visit him personally during holidays. At the same time, the other party also specially set up a dedicated service department for Tang Yuan, which contains all They are all young girls with sweet voices and good figures.

Who is Tang Yuan?

As for the various gifts and activities, it goes without saying that Tang Yuan has everything he can imagine.

With their status, they normally have a lot of entertainment every day. If it was a temporary invitation like this from others, they would most likely refuse it. But after Xiao Yayue called, they directly turned down all the entertainment in the evening. This shows that they How much attention is paid to Tang Yuan?

As the dishes and drinks were served, everyone chatted while eating, all making small talk.

In fact, it was the first time that Tang Yuan and Qin Zhongquan met. The reason why he knew their identities and names was because in the afternoon, Xiao Yayue had already shared their information with Shangyuan Group's capital chain. Sent to Tang Yuan.

However, just this afternoon, Xiao Yayue called them and said that Tang Yuan wanted to entertain them, which made them feel happy and excited.

"President Qin, according to the information I have, Shangyuan Group took out a mortgage loan of 15 billion from your CITIC Bank five years ago. There is only one month left until the debt repayment date, right?"

Tang Yuan nodded slightly and asked Qin Zhongquan with a smile.

Shangyuan Group? Qin Zhongquan was slightly stunned, wondering why Tang Yuan suddenly mentioned Shangyuan Group.

Just when Qin Zhongquan was about to answer, Tang Yuan turned to look at Xu Wenfu and asked again: "President Xu, as far as I know, you, Shanghai Pudong Development Bank and Shangyuan Group also have frequent contacts, and have a mortgage loan of 10 billion. The debt payment date is already very close, right?”

When Xu Wenfu heard this, he nodded silently.

"President Dai, I also know that Shangyuan Group has been in contact with your Minsheng Bank recently and wants to get a mortgage loan of 17 billion from you. Is this a matter?"

"There is such a thing."

Dai Jun nodded and did not deny it.

At this moment, they probably guessed why Tang Yuan suddenly contacted them, because all three of their banks were important partners of Shangyuan Group, and they were the main source of Shangyuan Group's loan funds.

Now that Tang Yuan has never left Shangyuan Group, it is obvious that Shangyuan Group has most likely offended Tang Yuan. The other party has investigated the details of Shangyuan Group so clearly, and now they are preparing to stab him.

Thinking of this, they couldn't help but feel a little awe-inspiring.

Even though Shangyuan Group is quite large overall and has strong financial strength, it is nothing in front of Tang Yuan. Now that it is being targeted by Tang Yuan, it is likely to be a disaster.

"Three bank presidents, we should not speak secretly."

"I hope that President Qin and President Xu will remind Shangyuan Group every two days starting from tomorrow, so that they can prepare funds as soon as possible and repay the loan on time. If it is overdue, Shangyuan Group's assets will be frozen immediately."

"At the same time, I hope Governor Dai will reject Shangyuan Group's latest loan request."

Tang Yuan did not make any detours with them. No one is a fool for the other party to sit in this position. Now that the talk has come to this, Tang Yuan obviously wants to stab the Shangyuan Group, and there is no need to pretend.

As Tang Yuan finished speaking, Qin Zhongquan, Xu Wenfu and Dai Jun looked at each other and couldn't help but take a breath.

This trick……

A bit cruel!

As we all know, real estate is a capital-heavy industry.

From acquiring land, building a building to selling, every step requires money.

If a real estate group wants to expand and develop rapidly, it is inevitable to borrow money. The usual method is to obtain land from the government through installment payment. Then after obtaining the land, they go to the bank to borrow money and mortgage it. Part of the money received from the land is used to return it to the government, and part is used to build houses.

At the same time, we adopt the same installment payment method as developers. When the house has just begun to take shape, we will immediately start pre-sale of the off-plan house. After receiving the house payment, we will pay back the money owed, thus completing a closed loop.

To put it simply, it is to leverage the greatest leverage through extreme cash flow management.

The greater the leverage, the greater the risk.

All real estate developers are masters of long-sleeved skills.

The same is true for Shangyuan Group. Today, they borrow money from Minsheng Bank to fill the holes of Shanghai Pudong Development Bank and China CITIC Bank. Over time, they may turn to Shanghai Pudong Development Bank to fill the holes of China Minsheng Bank and China CITIC Bank.

Normally, there is no problem with this operation.

But if there is a problem with just one link, then there will be a big problem...

(End of this chapter)