Rebirth of Hong Kong Island, I, the rice class leader

Chapter 191 Chapter 191: Jian family’s favor!Mr. Gao who is overflowing with water!
The fact is, the vast majority of business is done in a private space.

For example, golf courses, salons, Paramount, etc.

The breweries in the New Territories are only Surprised. One of the main purposes of Jian Lifu's visit was to inform Gao Yao that the construction of the tallest building could start. He hoped that Gao Yao would know the importance and build the tallest building into a landmark.

The other one is public housing.

Public housing is a product of the times. Its existence has greatly reconciled the conflicts between classes and promoted the economic development of Hong Kong Island!
Yes, public housing has played a considerable role in the economic development of Hong Kong Island, because it has given a considerable number of citizens a place to live.

In later generations, one-third of the people on Hong Kong Island lived in public housing!
"But if there are no windows..."

Jian Lifu pondered: "It is very easy to cause some unnecessary psychological problems."

Not to mention, sometimes the ghost guy takes these things very seriously.

Gao Yao said: "From a personal perspective, I very much agree with your point of view. I even wish that each unit should be equipped with independent bathrooms, windows, and drinking water."

"But from a sustainability and market perspective, I can only regret to say that public housing must be sacrificed."

"Otherwise, for capital, the sustainability will be reduced."

This is a very cruel situation!

Although Gao Yao still spoke tactfully, Jian Lifu, who was already preparing for the first official land auction after Chongguang, understood immediately.

Since the ban on foreign medicine, the Hong Kong government's most important tax revenue has come from the auction of official land and subsequent transaction taxes.

If the environment and conditions of public housing are the same as those on the market, then the vast majority of people will choose to rent public housing.

What land will be sold then?

If the Hong Kong government has no revenue, it will not be able to support the corresponding supporting construction of public housing.

Gao Yao's routine is tantamount to robbing the rich and giving to the poor, so that the two can maintain a so-called balance as much as possible.

It is impossible to get rid of either party.

"you're right."

Jian Lifu nodded frequently. He took out a notebook from his pocket and started recording.
"Mr. Gao, you continue."

Gao Yao knows that the current Hong Kong government has no interest in presiding over the construction of public housing. What he wants to do is to set an example and tell the Hong Kong government what it should do in terms of cost, housing, etc. in the future.

How to carry it forward!

"Since we are doing charity, we should try our best to involve as many parties as possible."

Gao Yao never thought about solving the problem of public housing on his own. He was just a pioneer, and the rest still had to rely on the power of society.

“So always consider the cost.”

Jian Lifu was convinced that cost was everything, and he promised: "Dear MR. Gao."

"I can assure you of two things."

"First, since you are a public welfare enterprise, when you get the land, it will only be one-third of the market price."

In 1946, in order to encourage private organizations or groups to build more housing, the Hong Kong government began to use a "private treaty" method to invite private organizations or groups to propose non-profit housing construction plans.

As long as it is approved by the Hong Kong government, land can be obtained at a preferential price for housing construction. This policy not only prompted the establishment of many housing cooperatives, but also later attracted responses from organizations such as the Housing Society, Model Building Society, Civilian Housing Company Limited, and Economic Building Society.

When Gao Yao was preparing to build public housing, he had already asked Huang Dawen to check the relevant regulations and knew the inside story. The rules were the rules. You couldn't get free just because you were doing public welfare, otherwise a large number of people would pounce on you in the name of public welfare.

I nodded slightly at the moment, this is acceptable.

"second…"

Jian Lifu suddenly asked: "MR. High, how do you define rent?"

Gao Yao said firmly: "Calculate it as one-tenth of their monthly income."

At that time, even in Shijiao, basically an adult could earn 2 yuan a day, which was 60 yuan a month. For two adults, it was about 100 yuan.
Gaoyao gives priority to families. According to this algorithm, the average monthly rent is about 10 yuan.

The public housing he envisioned would have six floors, no elevators, and 6 households on each floor, making 62 households in one building.

The monthly rent is 3720, and the annual income is 44640.
Gaoyao also plans to provide low-cost property services, such as sanitation and door maintenance.

In addition, he also needs to build additional schools on the rooftop to provide basic education.

However, this is a public welfare service and needs to be provided by the Hong Kong government.

Jian Lifu lowered his head and calculated silently. From the perspective of charity, it is obviously difficult to calculate the rate of return, but MR. Gao is right. Even if someone does something that is purely loss-making, it cannot be sustained.
He said: "I will persuade the Hong Kong government to provide you with low-interest, long-term loans."

"Of course, only in public housing."

"Oh, dear MR. Jane, this is such a joy to hear."

Gao Yao was actually prepared to find HSBC, a greedy hound, to bear the construction costs. The interest rate of 6% was actually acceptable to him, but if the Hong Kong government came forward, the interest rate would naturally be even lower.

Based on this calculation, public housing can bring many benefits to Gaoyao.

Let’s not talk about interests. Gentlemen don’t talk about money.

As far as reputation is concerned, as the first person to respond to the government's call and the needs of the people, Gao Yao believes that after the public housing is completed, he should have a reputation to report.

Another thing is that after the construction of public housing and the completion of public housing, the concierge will have a way out - property!
"I'm glad too."

Jian Lifu said: "As for design matters, the Department of Public Works will send people to assist. Please don't worry."

That was the best, Gao Yao could save a lot of energy, so he nodded when he heard this.

"It looks like I'm going to borrow Mrs. Jane tomorrow."

Gao Yao said this specifically because he heard Mrs. Jian, Axia and Yue Chang coming downstairs.

"Oh dear."

Jian Lifu smiled heartily and said, "MR. Gao wants to go on a date with you tomorrow."

Mrs. Jane pursed her lips: "If you're not jealous, I don't mind at all."

She smiled and walked to sit down next to Jian Lifu, and then said to Gao Yao: "Dear MR. Gao, your tenement building is great, but that's it."

Axia on the side said: "Mrs. Jane said it is for sale at No. 76 Peak Road, let you go and see it."

Gao Yao smiled and said: "Dear Mrs. Jane, I'm afraid we don't have time."

"We're going to do a press conference tomorrow."

Mrs. Jian looked at Jian Lifu and Gao Yao: "Public housing?"

"Yes."

Gao Yao said: "This kind of public welfare must be widely publicized, so that others can follow suit."

"Ok."

Mrs. Jian agreed wholeheartedly. She looked at Axia and Yue Chang with regret and said, "I'm afraid you have to go and see for yourself."

"I'll say hello to you in advance."

Axia looked at Gao Yao and saw him nodding, so she quickly agreed: "Thank you."

"Come and spend the full moon night."

When Gao Yao saw Afen walking out, he stood up and said, "Let's enjoy a wonderful night."

Mr. Gao treated the guests as if they were at home. Jian Lifu and his wife were very satisfied with the dinner. When they left, Bai Yuechang put her arm around Mr. Gao's neck and said, "The foreign woman said that house is 8 feet tall."

"Eighty thousand feet."

Bai Yuechang was speechless: "Where can I stay?"

8 feet is just an area of ​​land, how big is the house on it?
Gao Yao said with a smile: "If you two form a football team, you will live in peace." "Go to hell."

Bai Yuechang let go of Gao Yao and said, "Hey, Axia and I will go and see it ourselves tomorrow. If we like it, I will buy it."

Gao Yao's eyes were straight, but in fact, Brother Yao didn't mean that at all.

But then again, how much dowry did the old widower give?Not to mention there are many houses on Peak Road, I would definitely want one million...

Yue Chang came out on her own?
"Oh, ma'am."

Gao Yao licked his face and took the hands of Bai Yuechang and Axia: "I think we must have an in-depth talk tonight."

……

On the other side, Jian Qiang met his father Jian Dongpu after he returned.

This person is currently in his prime of life and is a strong man!
Before graduating from middle school, he went to the branch of Shokin Bank in Yokohama to work as a trainee bookkeeper, and later worked as a clerk in the exchange, loan and other departments.

Originally, he could succeed his father, Boss Jian, as a comprador, but he does not intend to be a comprador in a bank. Instead, he wants to be a banker!
Later, he set up his own business and opened Dexin Bank.

How much water did he have at that time?Jian Dongpu relied on the Dexin Bank he founded to support his 14 brothers and sisters, as well as the eight children left by his uncle, his grandmother, aunt, and more than 8 people...

In 1918, Kan Dongpu founded the Bank of East Asia with wealthy businessmen Zhou Shoushen, Li Guanchun and Feng Pingshan. Since then, it is said that the bank deposits have reached 6800 million yuan, making it the number one Chinese!

"Father."

At that time, Jian Qiang came back from school and originally wanted to join the bank to help. However, the wily Jian Dongpu told him that there were more than a dozen people in his family working in the bank, and you are not much, so it is better to work in a big way, and the family can still help. .

Facts have proved that the path pointed out by Jian Dongpu is very accurate. Jian Qiang, who has been working for a period of time, has a keen sense of the big future!So I admire my father's sophistication even more.

"Mr. Gao said he plans to build a power plant in Kowloon."

Jian Jianqiang consulted respectfully: "He invited me to join."

"Oh?"

Jian Dongpu keenly grasped the key point: "He invited you personally?"

Jian Jianqiang thought about it and said seriously: "Yes, father, Mr. Gao invited me to join the power plant personally."

"interesting."

Jian Dongpu looked at his eldest son. This was the Qilin son of the Jian family. The reason why he was not allowed to enter the bank was to give him a broader path.

Jian Dongpu threw the question back, "Aqiang, tell me seriously, do you want to join?"

Jian Qiang said without hesitation: "Father, I think so!"

"Oh? Tell me the reason."

Jian Jianqiang said: "Mr. Gao is particularly good at building momentum. I think if he continues like this, sooner or later he will start his own newspaper to control public opinion."

The perspective of looking at problems is always so different.

Jian Dongpu laughed heartily: "Then have you ever thought that his power plant will offend foreigners?"

Jian Qiang said: "Father, why did you refuse to be a comprador back then?"

Hong Kong Governor Mei Hanli once said this: Compradors are the bridge between China and the West. Without compradors, there would be no imperial interests in China, and there would be no prosperity on Hong Kong Island.The compradors have a distinguished status and a lot of income. All of them are from prominent families in Hong Kong Island.

The Jian family has been working as a comprador for Zhengjin Bank since the eldest Jian, and his income is huge. Normally, Jian Dongpu doesn't need to come out at all.

He could just be a comprador, and the Jian family could still become a prominent family.

"Hahaha."

Jian Dongpu smiled very happily: "Very good, young people always want to have a try."

"I agree, and the accountant will pay you the money when the time comes."

Jian Jian Qiang was overjoyed: "Thank you, father."

"Do not worry."

Influenced by his father, Jian Dongpu attaches great importance to the education of his children. He spends a lot of money on education, but in life he is a lonely ghost.

Jian Dongpu likes to raise children. He then said, "Aqiang, you have two choices."

"First, the money is provided by the family, but afterwards, you are just the family's spokesperson at the power plant."

"Second, if you borrow this money from your family, it is considered an investment and you have to pay interest. If it fails, you have to pay it back."

It's really a difficult choice, but that's what it is like to be born into a banking family. You must get used to the power of money, and you must also be aware of the traps behind it.

Jian Jianqiang immediately gave the answer: "Father, I choose to invest."

Jian Dongpu became more and more interested: "Aren't you worried about making me unhappy? Or are you worried that the investment will fail?"

"Father, when you refused my grandfather to open a bank account, I think my grandfather must have supported it in his heart."

"Because when a bird grows up, it always has to go out and fly on its own so that it can withstand lightning."

"As for the investment failure."

Jian Jianqiang said: "Life can never be smooth sailing."

"I think Mr. Gao is a person with considerable potential, and I am willing to use the loss of a sum of money to get on his boat."

Jian Dongpu applauded: "You are really my Qilin."

"They actually think that our Jian family's platform is not enough, and we want to go out and build a bigger platform."

He was very happy,
"Aqiang, Dad is very happy with your choice. Everything goes as you wished."

"If possible, I hope you can invite Mr. Gao to your home."

"Since we are friends, of course we have to come to our door."

"Thank you father."

Jian Jianqiang was very happy. It seemed that his father also recognized this investment. He couldn't help but asked: "Dad, do you think it is possible for Mr. Gao to open a power plant?"

Jian Dongpu smiled. Although Aqiang looked calm and composed, he was still a little weak inside. Hearing this, he said: "Kadoorie is currently very poor. What he can rely on is the help of HSBC and other banks."

"But I think Mr. Gao is very good at dealing with ghost guys. Since he did this, he should have some ideas."

"and."

Jian Dongpu said with a smile: "My son, if the investment fails, then you will owe me money."

"From an investment perspective, dad is indifferent."

Jian Jianqiang shrugged: "Okay, father, I have to call Mr. Gao right away. I have to tell him that because of this investment, I have incurred a huge debt."

"Hahaha."

Gao Yao was also smiling: "Aqiang, you are decisive."

Mr. Gao never indulged in sleeping under the bed. He always picked up his pants and left after finishing his work. If he was at home, he would spend most of his time in the study.

"I have a hunch that the next development of Hong Kong Island will be like a wild horse running wild."

Gao Yao pointed out the mountains and rivers and looked down upon the world.
"Your investment will become the most important investment in your life!"

Gao Yao looked at the time. It was early. He probably hadn't slept there yet, so he stood up and said, "Oh, by the way, come to the East District Amusement Park tomorrow morning and dress more elegantly."

"Also, I'll leave the school to you."

(End of this chapter)