Sui Dynasty: I, Yang Guang, am both scrupulous and stable

Chapter 236 Banks and Tendering

Yang Guang visited Jiangling City the next day. Xiao Cong did not accompany him because he entered the palace early in the morning. He obviously went to discuss Yang Guang's proposal last night. Xiao Menglan also went to the palace early in the morning to see his mother. After a quick meeting yesterday, his mother There is still a lot to talk about between women.

Yang Guang visited Jiangling City under the guidance of local officials.

Climbing to the highest point of the city tower and looking out at the city, Yang Guang couldn't help but sigh: "Jiangling City is adjacent to the Yangtze River, with dense water networks, and the surrounding terrain is flat, with luxuriant water and grass, and sufficient food. If Jiangling City develops better, it will definitely attract a large number of people." People gathered here to build houses, factories here, schools here, and markets here.”

"Your Highness, why are you still helping the Liang Dynasty develop?"

"From your perspective, how is Jiangling City?"

Lai Hu'er said bluntly: "Every military strategist must fight for this ground."

"Then why after so many years, we, the Sui Dynasty, have not fought?"

"enmmm... I don't know."

"There is no need to fight for your own territory. You can naturally develop your own territory well."

After noon, when Lai Hu'er was complaining that he was not used to the food in Jiangling, Xiao Cong, the prince of Xiliang, came, and under the arrangement of the queen and Xiao Menglan, the sixth son of the Xiao family also followed Xiao Cong.

This was to arrange for him to come out and have some contact with Yang Guangduo.

Yang Guang and Xiao Cong greeted each other, and Xiao Cong said a few words before turning to business: "I told my father what we talked about yesterday. My father meant that building bridges and paving roads has always been a good thing. Let me do it." Responsible."

"Emperor Liang is really far-sighted. If you, uncle, take charge, that would be the best thing. Come on, let's go to the best restaurant in Jiangling for a meal and talk while we eat."

The two of them went to the best restaurant together. The Crown Prince arrived and cleared the place immediately.

"His Royal Highness King Jin, what are you going to do?"

"First of all, the Construction Bureau must start. This is the basis. I will send a message to Daxing City today, and some key people will come over. Then, like Daxing, it is certain to build houses and sell land. Only when the value of the land increases can Jiangling City Wealth will increase in the short term, and for this time we have to open tenders for road construction and urban construction."

"An open tender?"

"Yes, for example, the road renovation in the imperial city is carried out in multiple stages and in multiple batches. Naturally, it cannot be completed at once. And we should not build these constructions ourselves, but let the knowledgeable people in the city build them themselves. Commercial banks are here to take on these projects.”

This was another thing Xiao Cong had never thought of.

"However, none of us in Gangneung City have experience in using cement and other items."

"It's very simple. We have built the cement workshop, and all the materials and usage methods have been prepared. The specific implementation of paving the road is much simpler. If there is money to be made, someone will naturally take over."

"I decided on the location of the school first, and the school and the new road were put into construction together. Big projects like the school were built by the Construction Bureau, and the road was built by a certain firm. Once these two things were done, the place next to the school became valuable. I got up and made a lot of money out of thin air." "As for the road between Dayui and Daliang, Dayui and Daliang each built a part of it. According to the capabilities of Jiangling City, the existing urban area framed the interior, so the outer part had to be built. Urban areas attract people from all over the world to have places to live, and the construction of these places can stimulate surrounding industries."

Xiao Cong asked: "But where does the money come from?"

"You will fund the construction of the bank."

"Is the bank enough?"

"Yes, everyone who undertakes a project must borrow funds from a bank. I believe that those who dare to undertake the project must have financial resources, but the conditions must be set to borrow money from a bank. This is part of the bidding process."

Yang Guang put two cups in front of Xiao Cong and took another one: "You lend me a sum of money first, and this money is charged with interest. When the project is completed, you give me the money for the project, and I You have to pay back the money you borrowed before with interest. If you include the interest, you will pay a lot less."

“But this still requires a huge amount of funds.”

"But your projects are also endless. The loans you lend will continue to come back with interest, and the bank can also absorb private savings. In the name of the court, it is more reliable than those informal private banks. It is equal to If you use private savings money to lend it to engineering projects, you can eventually earn interest.”

Xiao Cong, who didn't understand these things, was full of questions, but the sixth child of the Xiao family next to him seemed to suddenly realize it.

Xiao Xuan said: "Brother-in-law, suppose we absorb 1000 taels of savings from the private sector and lend it all to these project teams. After one year, we will get back 100 taels of silver, and the interest we need to pay to the savers is only 50 taels. Then this I got an extra 50 taels for nothing, and the people in the project team had to buy our cement materials and other things. The money went to the factory. The factory made money and it went into the treasury, and the treasury took the money. It was given to the project team as funds. The project team took the money and gave it to the bank with interest. The money made a lot of money and passed through the hands of many people. Everyone made a profit. After the work was done, the money paid by the court was actually Very few.”

Xiao Cong was still confused, but Yang Guang laughed: "I think the sixth brother can be responsible for this bank. This little guy is really flexible."

"Brother-in-law, eldest brother, just leave the bank to me. I promise to do a good job. It's not complicated at all."

Seeing that he was so confident, Yang Guang said: "Okay, it's rare that you want to do something so much. I saw a good location today, not far from the imperial city. Go and see where it is better to start a bank. Find If the location is good, I will send some people from Daxing City to help you, and I will first deposit 1 taels of gold into the bank."

When they heard the 1 taels of gold, Xiao Cong and Xiao Xuan were both stunned. How rich this brother-in-law was, and the money was placed in a bank in Jiangling City, which meant it was for their use.

This is also Yang Guang's way of expressing his attitude. Before, Xiao Cong bought treasury bonds to show his attitude towards Yang Guang. Now Yang Guang has directly multiplied the money and deposited it into Jiangling City Bank to show Yang Guang's attitude towards the Xiao family.

Although Xiao Cong didn't understand it yet, as soon as this attitude came out, he immediately said seriously: "Your Highness, Prince Jin, what should we do about the school?"

"I will ask Daxing City to come over to open a branch of the school. According to Daxing City's experience, when the school is established, the value of the surrounding houses will directly double or even increase several times. This is a deterministic project. Don't worry too much. Now there is one thing There are very urgent things that need to be done by my uncle."

"What's the matter?"

"Help me summon some of the famous young men in Jiangling City. They can be playboys, rich men, or young talents. I think these people are the main force who may take over our urban construction projects in the future, so I need to get to know them in advance. one time."

(End of this chapter)