Rebirth 1980: Marrying my sister’s best friend at the beginning
Chapter 166 Ways to Make Money (Please subscribe!)
Chapter 166 Ways to Make Money (Please subscribe!)
Silent night!
On the Tukang, Tang Xue snuggled tightly in Li Yi's arms, her hands around her man's neck, and listened quietly to him talking about his experiences in the provincial capital.
Although Tang Xue's home is in Qin Province, it is not far from the provincial capital Chang'an.
But after all, there was still some distance, so as she grew up, she only went to Chang'an when she went to Saibei Province to join the queue.
Most of the impressions of the provincial capital still remain a few years ago.
When she learned that Qingcheng, the capital of Saibei Province, had such a large shopping mall with so many things for sale, Tang Xue was surprised and at the same time a little yearned for it.
No matter what era women are from, their interest in shopping is innate, even for girls with an indifferent personality like Tang Xue.
After Li Yi had finished speaking, Tang Xue suddenly asked: "I have calculated it in the past two days. Based on our current income and expenditure, we lose almost 200 yuan a day, which is 6000 yuan a month."
"If this situation continues for two and a half months, there will be a gap of at least 5000 yuan. Where are you going to collect the money?"
Li Yi thought for a while and said: "I have also considered this matter. There are currently two ways!"
"two?"
"Well, the first idea is a loan!" Li Yi said.
"Loan. Are you talking about the usury loan from the bank? That requires interest?" Tang Xue said with some worry.
"Haha, now banks have launched interest-free loans, the kind that don't require interest!" Li Yi said with a smile.
"Really no interest?"
"Ok!"
Regarding bank loans, Li Yi had asked someone to find out clearly before, and personal loans have already been implemented.
In fact, the act of lending has always existed, but in the past, the subjects of loans were generally not ordinary people, but production teams.
Older people all know that in the past few years, because agricultural production organizations were collective in nature, farmers were just members of the collective and were only responsible for production labor.
As for the production team's need to purchase agricultural inputs when farming, that is a matter for the production team.
When the production team needs funds for production, they can go to the commune's credit union to apply for a loan.
The loan will be repaid after the production team sells public grain in the fall.
In other words, individual farmers will not take out loans in the first two years and do not need loans.
Even if you want to get a loan, there are no rules and regulations, and credit unions will not lend money to individuals.
But starting this year, some places have allocated collective land to farmers, and individual farmers in each village have become the main body of agricultural production.
In this way, a new question arises: farmers are in urgent need of production funds for spring plowing and sowing preparations, but what should they do if their families don’t have them?
One is to borrow money from relatives and friends; the other is to get a loan from a commune credit union.
Forget about borrowing money. Everyone is poor these days, so we can only borrow money.
Tang Xue thought for a while and asked: "How much can I borrow?"
Li Yi thought for a while and said: "If I borrow it by myself, I'm afraid I won't be able to borrow much, but if I find someone to help me, tens of thousands of yuan won't be a problem!"
"Is there anyone else who can help with the loan?" Tang Xue asked in surprise.
"It's not to help with a loan, but to contact someone from the bank, or to be a guarantee!" Li Yi said.
"There are still people who do this kind of thing, so aren't you afraid of getting yourself into trouble?"
"Haha, if someone else takes a loan, maybe no one will help, but if it's me, there will be plenty of people to help!" Li Yi said confidently.
While talking, Li Yi couldn't help but think of Wang Anguo, Li Gang, Liang Yukui, and even Mr. Wang and others.As long as these people come forward to help, let alone tens of thousands of yuan, even if it is thirty or fifty thousand, it will be no problem.
"Is the loan troublesome?" Tang Xue asked again.
"Normally it's not troublesome, it's even very simple."
Li Yi knows that now loans are not only not troublesome, but also very easy, but the disadvantage is that the amount is generally not too large.
If a family in the village wants to go to the credit union for a loan for emergency relief, they only need to go to the village brigade to issue a letter of introduction to prove that the farmer really needs a loan, and they can get the loan at the credit union. It's that simple.
But there is also a problem, that is, farmers' loans are generally one or two hundred yuan, and it is rare to hear of anyone taking a loan of 1000 yuan.
After all, fertilizers only cost a few yuan a bag now, seeds and other items are very cheap, and most people don’t have such big financial needs.
Therefore, if Li Yi wants a loan, he can borrow only 2000 yuan at most, and I'm afraid he won't be able to borrow more.
But there are exceptions. If someone gives you a guarantee and this person is very prestigious in the local area, that is a different matter.
However, Tang Xue seemed to be very resistant to the act of lending, so after saying a few words, she directly changed the topic.
"What's your other idea?"
"Earn it yourself!"
"How is this possible? Where can you earn so much money in such a short period of time?" Tang Xue said in surprise.
However, Li Yi smiled and said: "Nothing is impossible. Think about it, it only took me two months from poverty to now."
"Look, I have made at least 6000 yuan in the past two months. It is not impossible to make more than 1 yuan in another two months!"
To be honest, Li Yi does have many ways to make money in his mind.
For example, he could go to Panjiayuan in Beijing and, based on his vision, bring a batch of antiques to Yangcheng and sell them to foreigners at a high price.
I dare not say more, but it must not be difficult to earn thirty or twenty thousand yuan in a month.
For another example, Li Yi knew that there was a general's tomb in the back mountain.
A few years later, due to the construction of the mountain, the general's tomb was accidentally opened. Several boxes of gold and silver were found inside, as well as various priceless cultural relics.
As long as Li Yi is willing, he can sneak in and carry one or two boxes back.
Not to mention tens of thousands of dollars, you can easily get it for hundreds of thousands.
However, Li Yi is a principled person and he only earns what he should earn.
Even if some money is put in front of him, he won't even look at it.
It's just that the methods of making money that Li Yi knows now either take time or require a lot of capital, which are somewhat inappropriate.
Of course, if you really want to do it, it's not impossible. It just depends on whether it's worth giving up.
Although Tang Xue thought this was a bit incredible, but thinking about Li Yi's performance in the past two months, she felt that maybe her man could really do it.
Thinking of this, she rubbed her head against Li Yi's chest.
Then he said softly: "I know you are a thoughtful person, and I don't want to use my knowledge to change your mind, but I hope that no matter what decision you make, you will think about me and the child!"
Li Yi nodded and said: "Of course, in my heart, your weight exceeds my own!"
"It's so kind of you!"
"you're good too!"
(End of this chapter)
Silent night!
On the Tukang, Tang Xue snuggled tightly in Li Yi's arms, her hands around her man's neck, and listened quietly to him talking about his experiences in the provincial capital.
Although Tang Xue's home is in Qin Province, it is not far from the provincial capital Chang'an.
But after all, there was still some distance, so as she grew up, she only went to Chang'an when she went to Saibei Province to join the queue.
Most of the impressions of the provincial capital still remain a few years ago.
When she learned that Qingcheng, the capital of Saibei Province, had such a large shopping mall with so many things for sale, Tang Xue was surprised and at the same time a little yearned for it.
No matter what era women are from, their interest in shopping is innate, even for girls with an indifferent personality like Tang Xue.
After Li Yi had finished speaking, Tang Xue suddenly asked: "I have calculated it in the past two days. Based on our current income and expenditure, we lose almost 200 yuan a day, which is 6000 yuan a month."
"If this situation continues for two and a half months, there will be a gap of at least 5000 yuan. Where are you going to collect the money?"
Li Yi thought for a while and said: "I have also considered this matter. There are currently two ways!"
"two?"
"Well, the first idea is a loan!" Li Yi said.
"Loan. Are you talking about the usury loan from the bank? That requires interest?" Tang Xue said with some worry.
"Haha, now banks have launched interest-free loans, the kind that don't require interest!" Li Yi said with a smile.
"Really no interest?"
"Ok!"
Regarding bank loans, Li Yi had asked someone to find out clearly before, and personal loans have already been implemented.
In fact, the act of lending has always existed, but in the past, the subjects of loans were generally not ordinary people, but production teams.
Older people all know that in the past few years, because agricultural production organizations were collective in nature, farmers were just members of the collective and were only responsible for production labor.
As for the production team's need to purchase agricultural inputs when farming, that is a matter for the production team.
When the production team needs funds for production, they can go to the commune's credit union to apply for a loan.
The loan will be repaid after the production team sells public grain in the fall.
In other words, individual farmers will not take out loans in the first two years and do not need loans.
Even if you want to get a loan, there are no rules and regulations, and credit unions will not lend money to individuals.
But starting this year, some places have allocated collective land to farmers, and individual farmers in each village have become the main body of agricultural production.
In this way, a new question arises: farmers are in urgent need of production funds for spring plowing and sowing preparations, but what should they do if their families don’t have them?
One is to borrow money from relatives and friends; the other is to get a loan from a commune credit union.
Forget about borrowing money. Everyone is poor these days, so we can only borrow money.
Tang Xue thought for a while and asked: "How much can I borrow?"
Li Yi thought for a while and said: "If I borrow it by myself, I'm afraid I won't be able to borrow much, but if I find someone to help me, tens of thousands of yuan won't be a problem!"
"Is there anyone else who can help with the loan?" Tang Xue asked in surprise.
"It's not to help with a loan, but to contact someone from the bank, or to be a guarantee!" Li Yi said.
"There are still people who do this kind of thing, so aren't you afraid of getting yourself into trouble?"
"Haha, if someone else takes a loan, maybe no one will help, but if it's me, there will be plenty of people to help!" Li Yi said confidently.
While talking, Li Yi couldn't help but think of Wang Anguo, Li Gang, Liang Yukui, and even Mr. Wang and others.As long as these people come forward to help, let alone tens of thousands of yuan, even if it is thirty or fifty thousand, it will be no problem.
"Is the loan troublesome?" Tang Xue asked again.
"Normally it's not troublesome, it's even very simple."
Li Yi knows that now loans are not only not troublesome, but also very easy, but the disadvantage is that the amount is generally not too large.
If a family in the village wants to go to the credit union for a loan for emergency relief, they only need to go to the village brigade to issue a letter of introduction to prove that the farmer really needs a loan, and they can get the loan at the credit union. It's that simple.
But there is also a problem, that is, farmers' loans are generally one or two hundred yuan, and it is rare to hear of anyone taking a loan of 1000 yuan.
After all, fertilizers only cost a few yuan a bag now, seeds and other items are very cheap, and most people don’t have such big financial needs.
Therefore, if Li Yi wants a loan, he can borrow only 2000 yuan at most, and I'm afraid he won't be able to borrow more.
But there are exceptions. If someone gives you a guarantee and this person is very prestigious in the local area, that is a different matter.
However, Tang Xue seemed to be very resistant to the act of lending, so after saying a few words, she directly changed the topic.
"What's your other idea?"
"Earn it yourself!"
"How is this possible? Where can you earn so much money in such a short period of time?" Tang Xue said in surprise.
However, Li Yi smiled and said: "Nothing is impossible. Think about it, it only took me two months from poverty to now."
"Look, I have made at least 6000 yuan in the past two months. It is not impossible to make more than 1 yuan in another two months!"
To be honest, Li Yi does have many ways to make money in his mind.
For example, he could go to Panjiayuan in Beijing and, based on his vision, bring a batch of antiques to Yangcheng and sell them to foreigners at a high price.
I dare not say more, but it must not be difficult to earn thirty or twenty thousand yuan in a month.
For another example, Li Yi knew that there was a general's tomb in the back mountain.
A few years later, due to the construction of the mountain, the general's tomb was accidentally opened. Several boxes of gold and silver were found inside, as well as various priceless cultural relics.
As long as Li Yi is willing, he can sneak in and carry one or two boxes back.
Not to mention tens of thousands of dollars, you can easily get it for hundreds of thousands.
However, Li Yi is a principled person and he only earns what he should earn.
Even if some money is put in front of him, he won't even look at it.
It's just that the methods of making money that Li Yi knows now either take time or require a lot of capital, which are somewhat inappropriate.
Of course, if you really want to do it, it's not impossible. It just depends on whether it's worth giving up.
Although Tang Xue thought this was a bit incredible, but thinking about Li Yi's performance in the past two months, she felt that maybe her man could really do it.
Thinking of this, she rubbed her head against Li Yi's chest.
Then he said softly: "I know you are a thoughtful person, and I don't want to use my knowledge to change your mind, but I hope that no matter what decision you make, you will think about me and the child!"
Li Yi nodded and said: "Of course, in my heart, your weight exceeds my own!"
"It's so kind of you!"
"you're good too!"
(End of this chapter)
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