Rebirth 1980: Marrying my sister’s best friend at the beginning

Chapter 497 Beautiful sword and gold!
The next day, early morning!
When Li Yi woke up from the soft big bed of Genting One, it was already nine o'clock in the morning.

Warm sunlight shines into the bedroom through the spacious and bright floor-to-ceiling windows, making the whole room warm. If there was no work to be done, Li Yi really wanted to lie down until noon.

After a while, he got up from the bed!
After a brief wash, Li Yi walked downstairs.

However, as soon as he came downstairs, he saw Tie Ying and others looking at him with strange expressions.

Just when Li Yi was about to ask what was going on, he saw Tie Ying pointing to the sofa next to him.

Li Yi looked in the direction of his finger and found a person lying on the large sofa.

Taking a closer look, it turned out to be that bad guy Li Yunbao!

Li Yi was stunned for a moment. Why did this guy come to his house?

Last night he received a telegram from Huang Lixing, saying that Li Yunbao had been rescued, all the kidnappers had been caught, and every penny of the ransom was recovered, so he returned to Genting One with peace of mind.

Because he was really a little tired, Li Yi not only asked Tie Ying and others to guard the downstairs, but also told them not to disturb him if anyone came.

At the same time, in order to prevent Li Futiao and others from making calls, he also deliberately unplugged the phone line.

I really didn’t expect that this guy Li Yunbao would come to his house!

"When did he come?"

"It's past three in the morning!"

Then Tie Ying said again: "Li Sheng said not to let anyone disturb you, so I didn't let Mr. Li go upstairs!"

"You did very well!"

After speaking, Li Yi gently kicked Li Yunbao's legs hanging beside the sofa, but Li Yunbao, who was sleeping soundly, did not react at all.

Although he had been drowsy most of the time during the past few days after being kidnapped, the strong sense of crisis still made him physically and mentally exhausted. Now he finally relaxed and naturally slept very deeply.

Li Yi looked at his state, and then said to Tie Ying: "Leave a few brothers to watch him, let's go to the unit first!"

"Then Mr. Li wakes up too, what should we do?"

"Let him change into clean clothes and then come to the company to find me!"

"Yes!"

Later, Li Yi left Genting One under the escort of Tie Ying and others.

When Li Yi came to the company, Lan Xinyi and Zhao Xinlan immediately came to his office!

"sit!"

After the two sat down, Li Yi immediately asked: "How did you go about saving money?"

Zhao Xinlan immediately said: "Boss, according to your request, all 60.94 billion of our company's funds have been converted into U.S. dollars and deposited in major banks, including Citibank 5 million, Hang Seng Bank 4 million, and Standard Chartered Bank 3.02 million, with all deposit terms For one year!”

"Very good, what about the loan?" Li Yi asked again.

"Boss, these banks have also given positive responses regarding the loan, but the interest rates for the loans are not consistent, so we are still negotiating with them!" Zhao Xinlan said.

"Oh, what are the interest rates they offer?"

"The interest rate offered by Citibank is 5.28%, Standard Chartered Bank's is 5.0%, and Hang Seng Bank is the lowest, only 4.1%!" Zhao Xinlan replied.

Li Yi thought for a while and said: "Hang Seng doesn't need to negotiate, just lend directly. You tell Manager Xie and ask him to approve more quotas for our company!"

"As for Citibank and Hang Seng Bank, if the interest rate can be negotiated, we can negotiate. If not, forget it. Negotiate the loan contract as soon as possible!"

"Yes!"

Then Li Yi said again: "In addition to these big banks, don't miss out on the small banks. Anyone who is willing to lend us money will lend it to us!"

"What about interest rates? Loan interest rates from small banks are usually relatively high!" Zhao Xinlan said.

"Don't worry about the loan interest rate, as long as it doesn't exceed 6%. In short, as long as they dare to lend, our company will dare to lend!" Li Yi said. "Boss, we don't have any collateral. I'm afraid those small banks won't lend us much money. It doesn't matter. We'll take whatever we can bring!" Li Yi said.

"Understood!"

"Go down and get busy!"

"Yes!"

After Zhao Xinlan left, Li Yi said to Lan Xinyi: "Do you know why I did this?"

"The Hong Kong dollar will depreciate or the US dollar will appreciate!" Lan Xinyi replied.

"Yes, as expected, the Hong Kong dollar will depreciate significantly in the next period of time, while the US dollar will appreciate slightly." Li Yi said.

"Boss, if you deposit all your funds for one year, do you think that the exchange rate fluctuation between the Hong Kong dollar and the US dollar will continue for at least a year?" Lan Xinyi asked.

"Yes, even more than that!"

眼下港币与美刀之间实施的是自由浮动汇率制度，汇率一般维持在1:5—5.6之间，即1美刀可以兑换5—5.65港币之间，波动幅度不是很大。

However, after entering the 80s, due to the lack of effective monetary management and loose supervision, excessive credit expansion led to a major crisis in real estate and the stock market.

The consequence of this is that Hong Kong Island's basic economic factors have deteriorated sharply, and the financial system has become very fragile. Coupled with the sharp appreciation of the US dollar, the pressure on the Hong Kong dollar to depreciate has increased.

Coupled with some political factors, this will directly lead to the rapid depreciation of the Hong Kong dollar in the next year, with the actual purchasing power depreciating by 1/3.

The exchange rate of the Hong Kong dollar against the US dollar has fallen to a terrifying level, from the current 5.06 Hong Kong dollars to one US dollar, to a record low of 1 Hong Kong dollars per US dollar.

That's why Li Yi exchanged all the Hong Kong dollars in his hand for U.S. dollars and deposited them in the bank. When the deposit period expires next year, as long as he takes out these U.S. dollars and exchanges them for Hong Kong dollars, he can exchange them for 115.4 billion without interest, which is almost twice as much. Double.

Lan Xinyi frowned and said, "Then you are saving money and at the same time borrowing money from banks on a large scale. What is the purpose of this?"

"Haha, because there is currently an investment project with considerable returns, and I want to make money from exchange rate fluctuations, but I don't want to miss this opportunity!" Li Yidao.

Lan Xinyi's eyes lit up and she immediately asked: "What project?"

"What do you think?" Li Yi asked.

Lan Xinyi frowned and thought for a moment, then said: "Gold!"

"Why gold?" Li Yi asked with interest.

"Everyone knows the relationship between the U.S. knife and gold. Since the U.S. knife appreciates in value, there is no reason for gold to stay put, so I think gold should rise!" Lan Xinyi analyzed.

"Clap clap clap!"

Li Yi clapped his hands and said: "The analysis is good, the price of gold may indeed rise, so as long as the company's funds are in place, your investment department will do its best to buy gold at the bottom, and buy as much as you can!"

Gold is definitely one of the most popular investment projects in the early 80s. At present, gold has basically remained at US$260 to US$300 per ounce. In just three months, the price of gold will reach US$599 per ounce.

In other words, if you invest in gold now, the return on capital will more than double in three months.

Naturally, Li Yi would not miss such an opportunity.

Although Lan Xinyi didn't know where Li Yi's news came from, why was she so sure.

But she understood Li Yi's temper and knew that he didn't like his subordinates to question him, so she immediately said: "Okay, I will prepare to buy gold at the bottom later!"

"This plan must be kept secret and must not be leaked!" Li Yi said solemnly.

"Yes, boss, don't worry, I won't even tell other members of the team until the last minute!"

"Okay, let me remind you, if you have extra money, you can also invest it!" Li Yi said lightly.

"Yes"

Just as he was talking, there was a sudden knock on the door.

Before Li Yi could say anything, he saw Li Yunbao push open the door and walk in, followed by Li Futiao and Zhou Xinghua.
(End of this chapter)