Asked to mediate family disputes, you will make people divorce
Chapter 118 Bank loan dispute, the money owed must be paid back!
Chapter 118 Bank loan dispute, the money owed must be paid back!
As soon as Xiao Wang left, Su Yang, the manager and the grandson and grandson of the client were left in the reception room.
Su Yang was originally prepared to ask about the specific situation first.
Unexpectedly, the manager lost his temper.
He pointed at the lady angrily and shouted, "I'll tell you."
"There's no use being miserable here."
"This is a bank, not a charity."
"The money you owe must be paid back, no matter how little you owe."
"You have seen it yourself, the court is full of people."
"If you don't pay it back today, you won't be able to walk out of this door."
The manager had a loud voice and a menacing look.
It scared the little boy so much that he burst into tears.
The other children were so frightened that they cried and screamed.
But this child was different. Although his tears kept falling, he just didn't make a sound.
The look of wanting to cry but not daring to cry made Su Yang feel a little distressed.
"Manager, can't you speak properly?"
Su Yang reminded displeasedly.
You can collect debts, but can you please not scare the children?
Su Yang's voice made the manager look dissatisfied, but due to his status, he did not continue to be arrogant.
But he didn't intend to let the other party go.
"Comrade mediator, please don't be fooled by their pitiful appearance."
"That's just pretending."
"They just take advantage of people's sympathy for the elderly and children and want to default on their debts."
Hearing this, Su Yang also frowned.
Nowadays, there are all kinds of tricks to avoid debt, and this situation is impossible.
Just seeing a child being frightened and crying made him feel a little soft-hearted.
Netizens in the live broadcast room also had different opinions on such behavior.
"I went and pushed out the old people and children in order not to pay back the money. Are all the young people in the family dead?"
"There is really no bottom line for not paying back the money."
"Although the manager's attitude is also wrong, the other party's behavior is really annoying."
"I didn't know who to scold for a moment."
"As long as you don't scare the kids, they can fight."
"."
Netizens were led astray by the manager's words and thought the aunt was pretending to be pitiful because she didn't want to pay back the money.
And Su Yang also had preconceived notions.
I also thought that this aunt was pushed out by her family to achieve the purpose of not paying back the money.
So he had no other thoughts except feeling sorry for the child.
However, Su Yang's idea was soon changed.
When the aunt saw her grandson crying, she quickly pulled out her sleeves to help him wipe away his tears.
Then he said with a sad face, "Leader, we really can't afford that much money."
"20, I have never seen so much money in my life."
“Our grandparents and grandchildren can’t even eat now.”
"Can you please be kind and not ask us to pay back the money?"
With her comfort, the child stopped crying.
But after the aunt said this, a string of muddy tears fell from the corners of her eyes.
It looked so pitiful.
But what she said made the manager furious.
"not return?"
"You are dreaming!"
Not only was the manager furious, but even the netizens in the live broadcast room found this unbelievable.
"Wait! Wait? She said she hoped the bank wouldn't let them pay back the money."
"It makes me laugh so hard. How can someone at such an old age still be so naive?"
"You also said you can't eat, how can you pretend!"
"This set of TV dramas are no longer in the series."
"There's no point in pretending to be pitiful. You have to pay back the money you owe."
"."
Netizens are very clear about repaying debts.
If you borrow something, you have to pay it back. This is an eternal truth.
It’s not that whoever feels pity is justified, but whoever feels pity doesn’t have to pay back.
And it is even more impossible to tell the bank that you will not pay back the money.
However, the grandparents and grandchildren in front of them looked really pitiful, and they didn't look like they had the ability to repay.
Su Yang still felt that he should find someone else. "Mom, where is your family?"
"You probably didn't borrow this money."
Banks have age requirements for lending money.
For those who are elderly and do not have a stable income, banks do not dare to lend money.
Seeing that the lady was dressed as a peasant, Su Yang guessed that she was not the one who borrowed the money.
"This one was loaned by his son."
As soon as Su Yang finished speaking, the manager rushed to reply.
Perhaps because he knew that losing his temper would not solve the problem, the manager's voice softened a lot.
He began to tell Su Yang the story of the loan.
"Her son previously took a loan of 20 yuan from our bank."
"The term is one year."
"We will lend money at normal interest rates, and we will repay the principal and interest at the end of the period of 21."
"But after the loan was due, her son has not been able to repay the loan."
"We can only find someone to collect payment."
"But I couldn't find anyone, and finally I only found this old lady."
"But she just won't say where her son is."
At this point, the manager's temper rose again.
He took several deep breaths before continuing.
"Our bank is not unreasonable."
"At the beginning, I tried to persuade him with good words. I can help him pay back the debt my son owes."
“Otherwise, the overdue interest will be higher.”
"But she didn't listen and insisted that she had no money."
"Tell me, isn't this rogue?"
What the manager said was reasonable and his actions were in compliance with regulations.
Although the interest rate on the loan is not high, the penalty interest cannot be ignored, as it is calculated on a daily basis.
The longer you delay, the more money you need to pay back.
Out of consideration for the lender, it was indeed a good choice to suggest that the aunt help her son repay the loan.
Of course, the aunt can also refuse.
After all, legally, creditors can only ask the adult children to repay debts owed by adult children.
It has nothing to do with his parents.
Perhaps because he felt that what he said was not clear enough, the manager took out another list.
"Look, the total as of yesterday was almost 24."
"What's the point of delaying it any longer?"
When Su Yang heard this number, before he could react, netizens were shocked.
"What the hell, the interest rate is so high, you're stealing money!"
"That's a penalty interest, which is very high, so it's better to pay it off sooner rather than later."
"There was a news report before, saying that someone failed to pay back the money overdue, and tens of thousands of yuan eventually accumulated to tens of millions."
"Damn it! The penalty interest is so high, but the interest on the deposit is so little. I'm going to throw up."
"Capital money is easy to make."
"."
Su Yang also knew that procrastinating further was not an option.
But he really couldn't do it by forcing such poor grandparents.
It seems she still has to find her son.
So Su Yang looked at the manager and said, "If she's not willing to take the responsibility, it's useless even if you sue."
"The top priority is to find her son."
Speaking of her son, the manager became angry again.
"If I can find her son, can I still worry about it here?"
"Aren't you a mediator?"
"Come on, come on, help me ask her, where is her son?"
"If you can't ask, you're of no use here!"
The manager vented his anger directly on Su Yang.
If it weren't for the live broadcast, Su Yang wouldn't be able to spare him due to his violent temper.
Fortunately, Su Yang managed his emotions well and immediately suppressed his anger and chose to deal with business matters first.
So Su Yang looked at the aunt again and asked, "Auntie, you'd better say it."
"Someone has to take responsibility for this."
Maybe he thinks Su Yang is a good person.
After hearing this, the aunt suddenly burst into tears.
While crying, he said, "My son is dead."
(End of this chapter)
As soon as Xiao Wang left, Su Yang, the manager and the grandson and grandson of the client were left in the reception room.
Su Yang was originally prepared to ask about the specific situation first.
Unexpectedly, the manager lost his temper.
He pointed at the lady angrily and shouted, "I'll tell you."
"There's no use being miserable here."
"This is a bank, not a charity."
"The money you owe must be paid back, no matter how little you owe."
"You have seen it yourself, the court is full of people."
"If you don't pay it back today, you won't be able to walk out of this door."
The manager had a loud voice and a menacing look.
It scared the little boy so much that he burst into tears.
The other children were so frightened that they cried and screamed.
But this child was different. Although his tears kept falling, he just didn't make a sound.
The look of wanting to cry but not daring to cry made Su Yang feel a little distressed.
"Manager, can't you speak properly?"
Su Yang reminded displeasedly.
You can collect debts, but can you please not scare the children?
Su Yang's voice made the manager look dissatisfied, but due to his status, he did not continue to be arrogant.
But he didn't intend to let the other party go.
"Comrade mediator, please don't be fooled by their pitiful appearance."
"That's just pretending."
"They just take advantage of people's sympathy for the elderly and children and want to default on their debts."
Hearing this, Su Yang also frowned.
Nowadays, there are all kinds of tricks to avoid debt, and this situation is impossible.
Just seeing a child being frightened and crying made him feel a little soft-hearted.
Netizens in the live broadcast room also had different opinions on such behavior.
"I went and pushed out the old people and children in order not to pay back the money. Are all the young people in the family dead?"
"There is really no bottom line for not paying back the money."
"Although the manager's attitude is also wrong, the other party's behavior is really annoying."
"I didn't know who to scold for a moment."
"As long as you don't scare the kids, they can fight."
"."
Netizens were led astray by the manager's words and thought the aunt was pretending to be pitiful because she didn't want to pay back the money.
And Su Yang also had preconceived notions.
I also thought that this aunt was pushed out by her family to achieve the purpose of not paying back the money.
So he had no other thoughts except feeling sorry for the child.
However, Su Yang's idea was soon changed.
When the aunt saw her grandson crying, she quickly pulled out her sleeves to help him wipe away his tears.
Then he said with a sad face, "Leader, we really can't afford that much money."
"20, I have never seen so much money in my life."
“Our grandparents and grandchildren can’t even eat now.”
"Can you please be kind and not ask us to pay back the money?"
With her comfort, the child stopped crying.
But after the aunt said this, a string of muddy tears fell from the corners of her eyes.
It looked so pitiful.
But what she said made the manager furious.
"not return?"
"You are dreaming!"
Not only was the manager furious, but even the netizens in the live broadcast room found this unbelievable.
"Wait! Wait? She said she hoped the bank wouldn't let them pay back the money."
"It makes me laugh so hard. How can someone at such an old age still be so naive?"
"You also said you can't eat, how can you pretend!"
"This set of TV dramas are no longer in the series."
"There's no point in pretending to be pitiful. You have to pay back the money you owe."
"."
Netizens are very clear about repaying debts.
If you borrow something, you have to pay it back. This is an eternal truth.
It’s not that whoever feels pity is justified, but whoever feels pity doesn’t have to pay back.
And it is even more impossible to tell the bank that you will not pay back the money.
However, the grandparents and grandchildren in front of them looked really pitiful, and they didn't look like they had the ability to repay.
Su Yang still felt that he should find someone else. "Mom, where is your family?"
"You probably didn't borrow this money."
Banks have age requirements for lending money.
For those who are elderly and do not have a stable income, banks do not dare to lend money.
Seeing that the lady was dressed as a peasant, Su Yang guessed that she was not the one who borrowed the money.
"This one was loaned by his son."
As soon as Su Yang finished speaking, the manager rushed to reply.
Perhaps because he knew that losing his temper would not solve the problem, the manager's voice softened a lot.
He began to tell Su Yang the story of the loan.
"Her son previously took a loan of 20 yuan from our bank."
"The term is one year."
"We will lend money at normal interest rates, and we will repay the principal and interest at the end of the period of 21."
"But after the loan was due, her son has not been able to repay the loan."
"We can only find someone to collect payment."
"But I couldn't find anyone, and finally I only found this old lady."
"But she just won't say where her son is."
At this point, the manager's temper rose again.
He took several deep breaths before continuing.
"Our bank is not unreasonable."
"At the beginning, I tried to persuade him with good words. I can help him pay back the debt my son owes."
“Otherwise, the overdue interest will be higher.”
"But she didn't listen and insisted that she had no money."
"Tell me, isn't this rogue?"
What the manager said was reasonable and his actions were in compliance with regulations.
Although the interest rate on the loan is not high, the penalty interest cannot be ignored, as it is calculated on a daily basis.
The longer you delay, the more money you need to pay back.
Out of consideration for the lender, it was indeed a good choice to suggest that the aunt help her son repay the loan.
Of course, the aunt can also refuse.
After all, legally, creditors can only ask the adult children to repay debts owed by adult children.
It has nothing to do with his parents.
Perhaps because he felt that what he said was not clear enough, the manager took out another list.
"Look, the total as of yesterday was almost 24."
"What's the point of delaying it any longer?"
When Su Yang heard this number, before he could react, netizens were shocked.
"What the hell, the interest rate is so high, you're stealing money!"
"That's a penalty interest, which is very high, so it's better to pay it off sooner rather than later."
"There was a news report before, saying that someone failed to pay back the money overdue, and tens of thousands of yuan eventually accumulated to tens of millions."
"Damn it! The penalty interest is so high, but the interest on the deposit is so little. I'm going to throw up."
"Capital money is easy to make."
"."
Su Yang also knew that procrastinating further was not an option.
But he really couldn't do it by forcing such poor grandparents.
It seems she still has to find her son.
So Su Yang looked at the manager and said, "If she's not willing to take the responsibility, it's useless even if you sue."
"The top priority is to find her son."
Speaking of her son, the manager became angry again.
"If I can find her son, can I still worry about it here?"
"Aren't you a mediator?"
"Come on, come on, help me ask her, where is her son?"
"If you can't ask, you're of no use here!"
The manager vented his anger directly on Su Yang.
If it weren't for the live broadcast, Su Yang wouldn't be able to spare him due to his violent temper.
Fortunately, Su Yang managed his emotions well and immediately suppressed his anger and chose to deal with business matters first.
So Su Yang looked at the aunt again and asked, "Auntie, you'd better say it."
"Someone has to take responsibility for this."
Maybe he thinks Su Yang is a good person.
After hearing this, the aunt suddenly burst into tears.
While crying, he said, "My son is dead."
(End of this chapter)
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