Rise up Hong Kong!Build a super wealthy Zhuang family
Chapter 24 The second plan begins to be laid out
Chapter 24 The second plan begins to be laid out
Soon Zhuang Rongxu came to an office on the 18th floor. There was a foreign devil sitting inside, and he knew that this man must be Brett, the investment manager.
"Hello Mr. Brett."
"Hello Zhuang Sheng, welcome, please take a seat."
"Thank you. I came here to disturb you suddenly. It didn't affect your work, right?"
"How could it be? Serving customers is my job. For you to take the initiative to come to me is your recognition of me, and it is also my honor."
"I don't know why you came here, Mr. Zhuang. If there is anything that Huaqi Bank can do to help you, please just tell me."
Zhuang Rongxu was not polite. He nodded and took out the information from the document bag.
"Mr. Brett, please take a look at this information first. We will talk after reading it."
"OK."
After a few minutes.
"OMG, Mr. Zhuang, you actually bought HKD [-] million in crude oil futures at the New York Trading Center."
"I bought it at 14 US dollars/barrel. Now the price of oil has probably reached 33 US dollars. Congratulations to Mr. Zhuang for this big harvest, but this contract belongs to HSBC. Mr. Zhuang, what are you...?" Bray Te asked very puzzledly.
Although Zhuang Rongxu has invested so much money in the stock market at his age, such customers are what their financial investment department needs most.
But after all, they came here with a contract from HSBC. No matter how much he wanted to steal this customer, he had no way to change the contract now. It was HSBC's business.
"That's right, Mr. Brett, my crude oil futures contract is still in the contract period and it will take half a month to deliver."
"And I plan to invest in the stock market here in Hong Kong, so I came here today to inquire about two things."
"First: I want Huaqi Bank to evaluate my personal creditworthiness. I want to use the crude oil futures I own as collateral for a loan in Huaqi."
"Second: If Huaqi Bank can give me the loan amount I need, then I will also hire a professional broker from your bank to trade the Hong Kong stock market for me."
"This is why I came here today."
"Zhuangsheng, do you want to use the crude oil futures in your name as collateral for a loan at Huaqi Bank?"
"Yes."
"But Zhuangsheng, your crude oil futures contract was signed with HSBC. I'm very confused, why didn't Zhuangsheng take a loan from HSBC and chose the flowering period?"
"I don't want HSBC to know that I'm going to invest in the Hong Kong stock market, it's that simple."
"Is it really that simple?"
"Of course, Mr. Brett, do you suspect that my purpose is impure or have other concerns?" Zhuang Rongxu asked straightforwardly.
It is normal for the other party to have this concern. It would be strange for Zhuang Rongxu to encounter such a thing.
After all, if you signed a contract with HSBC and came to Huaqi Bank to get a loan, anyone would be confused.
What's more, in this era, competition among peers is very fierce.
Even Huaqi Bank and HSBC have great competition.
Although HSBC is the leading bank in Hong Kong, Huaqi Bank is also one of the top multinational groups in the United States. HSBC definitely does not want Huaqi to develop in Hong Kong and take away its banking business.
Similarly, Huaqi Bank is also trying its best to open up its Xiangjiang branch. In order to compete for the last right to issue banknotes in Xiangjiang, Huaqi tried every means, although in the end it lost the permission to be the last right to issue banknotes in Xiangjiang due to identity issues.
But it can be seen from this that the strength of Huaqi Bank is extraordinary, and it is connected with the Goldman Sachs investment bank. Faced with a wealthy international banking giant, how can HSBC not be afraid?
Now that Zhuang Rongxu came here in this way, Brett had to think too much.
Worried that Zhuang Rongxu was sent by HSBC to cause trouble. "Zhuang, you misunderstood. I'm just curious. Since you signed a crude oil futures contract with HSBC, wouldn't it be easier to get a loan from HSBC?"
"What product does Johnson want to buy that he doesn't want HSBC to know about? Do you mind telling me?"
"Sorry, I won't say anything until I sign a contract with Huaqi Bank."
"But one thing Mr. Brett can rest assured is that I am definitely not someone sent by HSBC to cause trouble. You can easily find out my identity."
"You can think of me as a more cautious person. I don't like to put all my eggs in one basket, so this time I found the flowering period."
After hearing this, Brett kept staring at Zhuang Rongxu, as if he wanted to see through his mind and see if his words were true.
To be honest, if Zhuang Rongxu doesn't have any problems, Brett certainly wants to complete this deal.
Big customers like Zhuang Rongxu are what Huaqi Bank needs most at present, and it is also the most short of such customers.
"Sheng Zhuang, you just said that your identity is easy to find out. Do you have other identities?" Suddenly Brett remembered Zhuang Rongxu's words, which made him even more curious.
"Mr. Brett, my name is Zhuang Rongxu, and my father is the chairman of the Nanyang Bank."
"OMG, Zhuangsheng, are you kidding me?"
"Do you think I'm joking?"
"What...why is this?" Brett asked very puzzled.
Now he is very confused. Of course he knows that Nanyang Bank is a local commercial bank.
Although the scale is not very large, it is not small either. It can be considered a medium-sized bank. However, for some reason, Nanyang Bank was able to cooperate with the Bank of China inland, and its business was greatly improved.
So now Zhuang Rongxu says that he is the son of the chairman of the Nanyang Bank, how can he not be shocked.
"Mr. Brett, although my father also runs a bank, I don't want him to know, nor do I want HSBC to know, so you don't have to doubt or worry about my intentions."
At this time, Brett did not respond, but remained silent, lowering his head and thinking about things.
After a while.
"Zhuangsheng, how much capital do you plan to need?"
"The more, the better. Mr. Brett, based on your experience, how much can I borrow based on the futures value I own now, minus other mortgage loans?" Zhuang Rongxu asked seriously.
"Sorry Zhuang, I can't reply to you at the moment. I need to confirm your identity and evaluate your crude oil futures contract. I will notify you as soon as there is news."
After Zhuang Rongxu heard what Brett said, he immediately became unhappy, but he knew that this was their process and there was nothing he could do about it.
He thought about it.
"OK, thank you for your hospitality, Mr. Brett. If I don't receive a reply from your bank tonight, then I will find another way, thank you."
Zhuang Rongxu left after saying that. Since Huaqi Bank didn't even have the courage, there was no need for him to waste time slowly with him.
There are so many investment banks in Xiangjiang that can lend money, so there is no need for him to hang himself in one bank.
Oversea-Chinese Banking Corporation, South Asia Bank, Standard Chartered Bank and many other banks can provide him with mortgage loans and investment services, so he doesn't need to worry at all.
He chose Huaqi just to pave the way for the future. In the future, his industry will definitely develop in areas like the United States, so it is necessary to have a good relationship with Huaqi.
But if someone doesn't like him, that's another story. He won't lick him well like a dog.
Anyway, the United States is not the only bank with flowers.
(End of this chapter)
Soon Zhuang Rongxu came to an office on the 18th floor. There was a foreign devil sitting inside, and he knew that this man must be Brett, the investment manager.
"Hello Mr. Brett."
"Hello Zhuang Sheng, welcome, please take a seat."
"Thank you. I came here to disturb you suddenly. It didn't affect your work, right?"
"How could it be? Serving customers is my job. For you to take the initiative to come to me is your recognition of me, and it is also my honor."
"I don't know why you came here, Mr. Zhuang. If there is anything that Huaqi Bank can do to help you, please just tell me."
Zhuang Rongxu was not polite. He nodded and took out the information from the document bag.
"Mr. Brett, please take a look at this information first. We will talk after reading it."
"OK."
After a few minutes.
"OMG, Mr. Zhuang, you actually bought HKD [-] million in crude oil futures at the New York Trading Center."
"I bought it at 14 US dollars/barrel. Now the price of oil has probably reached 33 US dollars. Congratulations to Mr. Zhuang for this big harvest, but this contract belongs to HSBC. Mr. Zhuang, what are you...?" Bray Te asked very puzzledly.
Although Zhuang Rongxu has invested so much money in the stock market at his age, such customers are what their financial investment department needs most.
But after all, they came here with a contract from HSBC. No matter how much he wanted to steal this customer, he had no way to change the contract now. It was HSBC's business.
"That's right, Mr. Brett, my crude oil futures contract is still in the contract period and it will take half a month to deliver."
"And I plan to invest in the stock market here in Hong Kong, so I came here today to inquire about two things."
"First: I want Huaqi Bank to evaluate my personal creditworthiness. I want to use the crude oil futures I own as collateral for a loan in Huaqi."
"Second: If Huaqi Bank can give me the loan amount I need, then I will also hire a professional broker from your bank to trade the Hong Kong stock market for me."
"This is why I came here today."
"Zhuangsheng, do you want to use the crude oil futures in your name as collateral for a loan at Huaqi Bank?"
"Yes."
"But Zhuangsheng, your crude oil futures contract was signed with HSBC. I'm very confused, why didn't Zhuangsheng take a loan from HSBC and chose the flowering period?"
"I don't want HSBC to know that I'm going to invest in the Hong Kong stock market, it's that simple."
"Is it really that simple?"
"Of course, Mr. Brett, do you suspect that my purpose is impure or have other concerns?" Zhuang Rongxu asked straightforwardly.
It is normal for the other party to have this concern. It would be strange for Zhuang Rongxu to encounter such a thing.
After all, if you signed a contract with HSBC and came to Huaqi Bank to get a loan, anyone would be confused.
What's more, in this era, competition among peers is very fierce.
Even Huaqi Bank and HSBC have great competition.
Although HSBC is the leading bank in Hong Kong, Huaqi Bank is also one of the top multinational groups in the United States. HSBC definitely does not want Huaqi to develop in Hong Kong and take away its banking business.
Similarly, Huaqi Bank is also trying its best to open up its Xiangjiang branch. In order to compete for the last right to issue banknotes in Xiangjiang, Huaqi tried every means, although in the end it lost the permission to be the last right to issue banknotes in Xiangjiang due to identity issues.
But it can be seen from this that the strength of Huaqi Bank is extraordinary, and it is connected with the Goldman Sachs investment bank. Faced with a wealthy international banking giant, how can HSBC not be afraid?
Now that Zhuang Rongxu came here in this way, Brett had to think too much.
Worried that Zhuang Rongxu was sent by HSBC to cause trouble. "Zhuang, you misunderstood. I'm just curious. Since you signed a crude oil futures contract with HSBC, wouldn't it be easier to get a loan from HSBC?"
"What product does Johnson want to buy that he doesn't want HSBC to know about? Do you mind telling me?"
"Sorry, I won't say anything until I sign a contract with Huaqi Bank."
"But one thing Mr. Brett can rest assured is that I am definitely not someone sent by HSBC to cause trouble. You can easily find out my identity."
"You can think of me as a more cautious person. I don't like to put all my eggs in one basket, so this time I found the flowering period."
After hearing this, Brett kept staring at Zhuang Rongxu, as if he wanted to see through his mind and see if his words were true.
To be honest, if Zhuang Rongxu doesn't have any problems, Brett certainly wants to complete this deal.
Big customers like Zhuang Rongxu are what Huaqi Bank needs most at present, and it is also the most short of such customers.
"Sheng Zhuang, you just said that your identity is easy to find out. Do you have other identities?" Suddenly Brett remembered Zhuang Rongxu's words, which made him even more curious.
"Mr. Brett, my name is Zhuang Rongxu, and my father is the chairman of the Nanyang Bank."
"OMG, Zhuangsheng, are you kidding me?"
"Do you think I'm joking?"
"What...why is this?" Brett asked very puzzled.
Now he is very confused. Of course he knows that Nanyang Bank is a local commercial bank.
Although the scale is not very large, it is not small either. It can be considered a medium-sized bank. However, for some reason, Nanyang Bank was able to cooperate with the Bank of China inland, and its business was greatly improved.
So now Zhuang Rongxu says that he is the son of the chairman of the Nanyang Bank, how can he not be shocked.
"Mr. Brett, although my father also runs a bank, I don't want him to know, nor do I want HSBC to know, so you don't have to doubt or worry about my intentions."
At this time, Brett did not respond, but remained silent, lowering his head and thinking about things.
After a while.
"Zhuangsheng, how much capital do you plan to need?"
"The more, the better. Mr. Brett, based on your experience, how much can I borrow based on the futures value I own now, minus other mortgage loans?" Zhuang Rongxu asked seriously.
"Sorry Zhuang, I can't reply to you at the moment. I need to confirm your identity and evaluate your crude oil futures contract. I will notify you as soon as there is news."
After Zhuang Rongxu heard what Brett said, he immediately became unhappy, but he knew that this was their process and there was nothing he could do about it.
He thought about it.
"OK, thank you for your hospitality, Mr. Brett. If I don't receive a reply from your bank tonight, then I will find another way, thank you."
Zhuang Rongxu left after saying that. Since Huaqi Bank didn't even have the courage, there was no need for him to waste time slowly with him.
There are so many investment banks in Xiangjiang that can lend money, so there is no need for him to hang himself in one bank.
Oversea-Chinese Banking Corporation, South Asia Bank, Standard Chartered Bank and many other banks can provide him with mortgage loans and investment services, so he doesn't need to worry at all.
He chose Huaqi just to pave the way for the future. In the future, his industry will definitely develop in areas like the United States, so it is necessary to have a good relationship with Huaqi.
But if someone doesn't like him, that's another story. He won't lick him well like a dog.
Anyway, the United States is not the only bank with flowers.
(End of this chapter)
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