Rise up Hong Kong!Build a super wealthy Zhuang family

Chapter 26 Hua Qi agreed to the loan, an unexpected gain

Chapter 26 Hua Qi agreed to the loan, an unexpected gain

Two 10 minutes later.

Zhuang Rongxu came to Huaqi Bank again.

"Sir Zhuang, after the review of our Huaqi Bank, your application for a loan using crude oil futures as collateral has been initially approved, but we don't know how much loan you need. We will review it in the next step."

"Mr. Brett, I said, the more funds I can borrow, the better. Just tell me, what is the maximum loan I can borrow during the flowering period?"

"Sir Zhuang, if according to the assessment of Huaqi Bank, you currently own 1210 lots of crude oil futures, and the original price is US$14/barrel, I will not count the margin for deduction."

"The current oil price in the international market has risen to 33 US dollars/barrel, minus your principal of 14 US dollars/barrel, the net profit is 19 US dollars/barrel, each lot is 1000 barrels, which is equivalent to 19000 US dollars per lot multiplied by 1210 hand, equivalent to a value of 2300 million US dollars."

"In addition, you have some mortgages with HSBC, and the amount is tens of millions of Hong Kong dollars. This part needs to be subtracted before accounting."

"So 2300 U.S. dollars is worth about 1.4 million Hong Kong dollars at the current exchange rate, minus the mortgage payment from HSBC. Therefore, I, Huaqi Bank, can give you a maximum of 1 million Hong Kong dollars, Sir."

"This is when we open a VIP channel to the banker, sir. According to the principle, if customers use any items, stocks, gold, etc. as collateral for loans, we can only grant a maximum of 7% of the value. Now it is considered an excess loan."

Zhuang Rongxu nodded when he heard this. The amount was higher than what he had originally budgeted.

However, given that Wharf's stock price is so high now, based on an average of 35 Hong Kong dollars per share, he can't even get 3% of Wharf's equity for [-] million.

The original shares of Wharf are 1 million shares, and 3% is equivalent to 300 million shares. Even if all are traded to Mr. Bao for HK$105, how much can he earn?

300万股乘以105港币等于3.15亿,还要减去他的成本1个亿,相当于赚了2.15亿。

Not enough. This is far from enough for Zhuang Rongxu. He regards Wharf as a good opportunity to make a fortune. How can he be satisfied with only 2 million?
And it’s possible to acquire 35 million shares of Wharf at HK$300.

What if he paid more for Wharf?
Therefore, he must need more funds to grab more Wharf stocks, and he is willing to buy more stocks at small profits.

The more goods you have on hand, the more you can earn.

"Mr. Brett, it can be more. The loan amount I budget is 2 million."

"In addition, I would also like to say that based on the current international market situation, oil prices will continue to rise. In my opinion, there is no problem if it rises to US$40/barrel, so..."

"Nonono, sir Zhuang, I'm sorry. Huaqi Bank will not conduct budget evaluations on any unknown products of customers, even if we have already taken risks to cooperate with you on this mortgage loan."

Zhuang Rongxu smiled helplessly when he heard this. He also understood Brett's difficulty. In fact, he also knew in his heart that such an operation was almost impossible.

He just wanted to try it.

One hundred million is better than nothing.

"OK, let's take the first one, but if the price of crude oil futures continues to rise, can the rising price benefits continue to be used for loans during the flowering period?"

"Of course, this is allowed."

"That's good, let's sign the contract."

"Wait a minute, Sir Zhuang, there is something we Huaqi Bank also need to understand. This is a special order from the general manager, Mr. Ai Rui. We need you to know what products to invest in the Xiangjiang stock market, and we also need to evaluate the risks of your investment products. "

"Isn't this appropriate Mr. Brett?"

"We haven't signed a contract yet. If Huaqi Bank doesn't lend me a loan after I say it, wouldn't it expose my plan?"

"If the news gets out, who will I hold responsible?" Zhuang Rongxu asked with an unhappy look on his face.

"Sir Zhuang, you can rest assured that we will sign a confidentiality agreement before this, so you can rest assured that we will abide by the contract."

"No one else knows about this except me. If I tell you, if the information is exposed, will Huaqi Bank be held responsible?"

"Since Huaqi Bank wants to develop in Xiangjiang, it must abide by the rules here. But if it is Huaqi Bank's responsibility, then we will naturally be responsible for this matter. Don't worry." Zhuang Rongxu kept staring at Brett, He was thinking to see if this guy was fooling him, and at the same time, his brain was thinking about whether to tell him or not.

After thinking for a moment, Zhuang Rongxu finally nodded to Brett.

"Okay, sign the confidentiality agreement."

"Okay, Mr. Zhuang, please wait a moment..."

About 10 minutes later, after Zhuang Rongxu checked that there was no problem with the confidentiality agreement, he asked Brett to sign his name, stamp his fingerprints and take the contract.

"Mr. Brett, I plan to buy Wharf stocks. I think Wharf is worth more than this price, so I will buy it with all my strength."

"Wharf?"

"Sir Zhuang, do you want to control Wharf?"

"Of course it would be best if possible, but I know it is very difficult. I am currently just optimistic that Wharf's stock price will rise, that's all."

"So that's it, but if Sir Zhuang is just for Wharf stocks, it would be easier. I have another trading plan now, and I don't know if Sir Zhuang is willing to listen to it."

"Another deal?"

"What do you mean?" Zhuang Rongxu asked confused.

"Sir Zhuang, I'm afraid I don't know that Huaqi Bank has certain equity interests in all major high-quality groups in Hong Kong, especially the four major foreign banks, China-owned Cheung Kong Holdings, Sun Hung Kai Group, Yingdong Group, Global Shipping Group, New World Group, etc. "

"Although it is not much, Huaqi is an investment commercial bank and will purchase the equity of this group from time to time. Therefore, Huaqi Bank currently owns about 700 million shares of Wharf. We can mortgage Sir your crude oil futures as collateral. However, we Transfer the Wharf shares to your name."

"Do you think Huaqi Bank really owns nearly 700 million Wharf shares?" Zhuang Rongxu asked excitedly.

"Of course, Huaqi Bank also wants to cash out these stocks in the near future. Now Mr. Zhuang needs the best. We will trade at the latest market price."

Zhuang Rongxu's heart pounded at this moment. 700 million shares. If traded at the current market price, it would be less than 33 Hong Kong dollars per share.

The best future transaction is HK$105. Even if he trades at an integer of 100, he will earn twice as much, HK$2 per share. How much is 67 million shares?

6×7 is equal to 42. He just calculated a large number and it was more than 4 million Hong Kong dollars. How could he not be excited?

If he continues to find money to purchase through the market, even if he doesn't have the money to receive more goods, he can at least make more money.

No matter how he really made it this time, he didn't believe that history would change after his intervention. Even if history really changed, he would continue to cause such incidents.

At worst, the protagonist is replaced by him.

Maybe this is better. How valuable the Wharf will be in the future? The millennium plot of land in the future Harbor City with a 999-year contract will be extremely valuable.

No matter how much money you spend, it is worth it.

Not to mention that Wharf has other industries. Someone in Xiangjiang has said that whoever controls Wharf is equivalent to controlling the freight at Xiangjiang Terminal.

Wharf is the company that controls the most terminals among all Hong Kong groups, followed by Hutchison and Wheelock in third!
The wharves of Wharf are still very good. Tsim Sha Tsui Star Ferry, Hong Kong Central Pier, Causeway Bay Wan Chai Pier, and North Point Pier are all owned by Wharf, as well as other district central wharves.

All in all, there is nothing wrong with saying that whoever gets the Wharf gets a cash cow.

"Okay, let's seal the deal immediately."

Zhuang Rongxu immediately agreed to Brett without even thinking about it, and then they entered into detailed discussions.

After all, there are many procedures involved in the details of a mortgage transaction, and it is not enough to just sign a contract casually.

(End of this chapter)

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