Comprehensive martial arts: Summon the thunder and lightning general, I will rule the world

Chapter 374 Royal Bank

"Your Majesty!" Zhang Juzheng was also shocked when he heard this. Twenty million taels. The salary given to officials in the Ming Dynasty in a year was not that much! !

This was even after Zhu Houzhao had received a salary increase before.

Now Zhu Houzhao wants to directly spend 20 million taels in one go. This is the rhythm to make officials rich!

"No need to discuss it further. I know that it is difficult to be an official of the Ming Dynasty. Since these officials have worked conscientiously and made no mistakes, I will naturally reward them!

As for how much each person has, Zhang Juzheng, please coordinate it carefully! Zhu Houzhao waved his hand and said: "As long as you do good work, your bonus will be higher than your salary!"

This is what I said! "

Of course, Zhu Houzhao actually did this to maintain his integrity with a high salary!

Since he has money, Zhu Houzhao doesn't mind paying more salary. As for the bonus next year, let's talk about it tomorrow.

In fact, Zhu Houzhao himself was also worried about money. It was not that Zhu Houzhao was short of money, but that Zhu Houzhao was too rich.

Because of the relationship between Huangzhuang and the properties under Zhu Houzhao's name, although the intensity of confiscation and extermination of families in the Ming Dynasty in the second year of Zhengde was not as severe as in the first year of Zhengde, Nenu's money increased...

This is still based on the situation of the Ministry of Railways. Last year, the expenditure of the Ministry of Railways was as high as more than 20 million taels, but for Daming, it was nothing more than water!

Zhu Houzhao was even prepared to increase investment in Zhengde for three years, for example, asking Cheng Yu to spend fifty million taels first!

Silver is meaningful only when it is spent. Otherwise, it is just a pile of metal.

"Not bad! Reforms need to be continued!" Zhu Houzhao pondered for a moment and then continued: "I am planning to establish the Ming Dynasty Royal Bank. What do you think of this matter?

It’s that kind of royal bank! "

"I'm afraid this matter will not be easy!" Zhang Juzheng was stunned when he heard this: "Your Majesty, I'm afraid some people will say that this is competing with the people for profit."

"Since we want to promote commerce, banks are naturally indispensable!" Zhu Houzhao waved his hand and said: "At that time, we can lend it out at a price of 5% to 10% per year. In the same way, we can also attract people to save money. , we can also give them a certain amount of interest..."

"But this fund!" Zhang Juzheng hesitated.

"No problem, I can first take out 500 million taels of silver as the initial capital!" Zhu Houzhao said confidently with a chuckle.

"!!!" Zhang Juzheng also fell silent after hearing this.

Five hundred million taels of silver, your majesty really has a lot of money!

It far exceeded their expectations, and they didn’t know how much money it contained!

Zhu Houzhao said that he didn’t want to be so rich! !

His Imperial Mansion's tax collection is not high, so he only collects 30%. In this world, this number is very low.

But the people are still grateful to Zhu Houzhao. After all, the money collected by Huizhao is much less than that of the previous landlords.

Before, if they could get half of the harvest, it would be pretty good.

Not to mention some landowners, not even 20% of the grain was left to them.

It can be seen that the real problems are actually these landlords and officials.

Now Zhu Houzhao's income from his own imperial estate has begun to pay taxes, plus the taxes from Zhu Houzhao's various industries. This has also caused the Ming Dynasty's treasury revenue not to decline, but to increase.

This shows how much money was intercepted by these damn guys before!

"This matter needs to be discussed. After all, after the bank is opened, there is no guarantee that no one will enrich himself!" After thinking about it, Zhang Juzheng reminded Zhu Houzhao again.

"I naturally know this!" Zhu Houzhao nodded slightly: "You guys should arrange the charter. This matter is not in a hurry. I will also arrange for Tianwang Jinyiwei and the East and West factories to supervise this matter.

And the laws of the Ming Dynasty must also be perfected.

If someone really dares to offend at will, I don't mind sharpening my sword!

Of course, we also need to prevent people from other countries from using this to extract money from our country. Let’s take this matter slowly. I also have time to plan this matter! "

At this time, Zhu Houzhao thought of Huamanlou again. Huamanlou had done a lot for himself over the years.

When Zhu Houzhao ransacked homes in the south, the Hua family was still very supportive of his actions. Their family had not committed any crimes, and all land sources were legal.

The Hua family also played a big role in the attack on the Qing Dynasty and also purchased a lot of fields.

Zhu Houzhao will not target the Hua family. As long as they are honest and have a relationship with Huamanlou, Zhu Houzhao will naturally not target them.

Zhu Houzhao decided to talk to Huamanlou. After all, their family also ran a bank!

He even cooperated with Daming, and Zhu Houzhao didn't mind continuing to cooperate with the Hua family.

However, there is still a price to pay for cooperating with the Ming Dynasty official. It depends on whether the Hua family can pay for it.

"Yes!" Seeing that Zhu Houzhao decided to do this, Zhang Juzheng didn't say much and just said respectfully.

As Zhu Houzhao's first assistant, it is not easy for Zhang Juzheng. He has a lot of work to do every day!

However, Zhu Houzhao is another hands-off shopkeeper, with a lot of power in his hands.

This should be the treatment that many powerful ministers like, but it is really tiring! !

Zhang Juzheng also knew that in order to promote Zhu Houzhao's reforms, his reputation among scholars was not very good.

Fortunately, Ming Dynasty's reforms have developed very well in recent years.

"I wonder when your Majesty will be ready to put an end to King Anhua's rebellion?!"

After pondering for a moment, Zhang Juzheng asked Zhu Houzhao again.

"King Anhua? Just the third year of Zhengde!" Zhu Houzhao's eyes flickered slightly: "The rebellion in the south has been put down, and the first batch of students from the Ming Royal Academy have also taken up their posts in the local government.

I plan to establish schools established by the Ming Dynasty officials in various places. Mr. Zhang Ge, what do you think about this matter? ! "

That's right, Zhu Houzhao decided to start education for all.

Of course this is not compulsory education for all, it is impossible, and there are not so many outstanding students in Ming Dynasty!

He just wants to give everyone a chance!

If someone wants to study, they can go to school. There is no charge, and Ming Dynasty will not require them to go to school.

This can also solve the problem of talent. Zhu Houzhao believes that there are still many people without money who want to read and write.

"I'm afraid the teacher has some shortcomings!" Zhang Juzheng trembled in his heart when he heard this and quickly reminded: "If our relationship with Confucianism was not so bad, we might not be able to do this with the money of the Ming Dynasty, but now we, I'm afraid, We can’t recruit enough good teachers.”

If you want to find a few talented people to teach you how to write, it’s very easy!

Daming, just look for it!

But the kind of poor scholars are not what Zhu Houzhao wants to see. These people cannot teach their children. This will only mislead the children.

(End of this chapter)