The world's richest man started by developing gutter oil

Chapter 2 02: Loans and Patents [Recommendations and monthly votes requested]

After Ma Changsheng left, Han Chen came to the finance room.

Sister Zhang, the financial director, is knitting a sweater for her granddaughter.

Because Shenlan Film Factory has relatively little financial work, Zhang Guilan's job is also relatively easy.

Han Chen stood at the door and knocked on the door with his hand.

"Brother Chen, what's the matter?" Zhang Guilan put down the newspaper and took off her glasses and asked.

Zhang Guilan weighs more than 200 kilograms and looks very peaceful. Because of her gentle personality, she is very popular in the factory.

"Sister Zhang, please help me contact the bank manager of ICBC. The payment from the Southern Zhejiang Cable Factory cannot be collected. If we don't get a loan, the factory will not be able to continue operating," Han Chen said.

Zhang Guilan frowned after hearing Han Chen's words.

"Brother Chen, when do you want to meet?" Zhang Guilan asked.

Zhang Guilan knew that the only way to keep the factory open was to get a loan.

"Come over during work hours in the afternoon." Han Chen replied.

"Yeah." Zhang Guilan nodded.

Han Chen returned to the general manager's office and turned on the antique computer on his desk.

Pentium 4 2.4a, 256m memory, 80g mechanical hard drive.

The boot speed was so slow that I had no friends. It took a full 10 minutes to enter the system.

After entering the system, Han Chen double-clicked office 2003 on the desktop.

The keyboard makes a "crackling" sound as your fingers tap.

Han Chen plans to submit a patent application before producing new products. Of course, when applying for a patent, he must first write out the patent information.

It’s 10:30 in a blink of an eye.

Han Chen pressed the print button and lit a cigarette. After taking two puffs, Han Chen put the cigarette in the ashtray.

There was a business card package on the folder on the table. Han Chen found the business card of the patent agency from the business card package.

Han Chen took out the latest iPhone 3GS from his pocket and dialed the number on the business card.

"beep beep beep"

Before the call was connected, Han Chen picked up the cigarette and took another puff.

"Hello, this is the North-South Patent Agency."

"This is Deep Blue Film Factory, and I would like to ask you to apply for a patent on my behalf."

"Sir, may I ask if your company is in Shenzhen City or somewhere else?"

"Our address is No. 29, Xiangnan Avenue, Futian District. My phone number is 1397777776. Please arrange for a salesperson to come over."

"Sir, you just spoke too quickly. Can you tell me the address again?"

Han Chen re-explained his address and phone number to the other party, and hung up the phone only after the other party remembered it clearly.

The patent application is half done, and the next thing to do is to produce samples.

Han Chen left the office and headed to the laboratory.

Although the Deep Blue Film Factory is small in size, it has all the necessary facilities.

"snoring"

As soon as he arrived at the entrance of the laboratory, Han Chen heard thunderous snoring. He knew without even thinking that it was the laboratory technician sleeping.

Because Deep Blue Film Factory only produces one product, there are no technicians to worry about.

But it’s impossible without technicians. After all, the products need to be tested after they come out, and the ratio of raw materials needs to be controlled by someone.

When Han Chen came to the door, he saw a fat bald man sleeping on the table.

A idle job can easily make a person fat.

"Uncle Chen, Aunt Chen is here to catch the rapist." Han Chen shouted.

"Ah, caught in rape?" Chen Zigang jumped up in fright when he heard the word "caught in rape".

"Brother Chen, please don't scare Uncle Chen in broad daylight." Chen Zigang scratched his hairless head and said.

However, Han Chen felt that Chen Zigang seemed a little guilty.

Your uncle is your uncle, and he is still having an affair at such an old age.

However, judging from Chen Zigang's situation, it is at best a mental affair, and a physical affair is basically impossible.

"Uncle Chen, help me prepare these things. I will make new ingredients this afternoon." Han Chen handed over a piece of A4 paper and grinned.

"Okay." Chen Zigang replied as he took the A4 paper.Chen Zigang also has a very good personality. He does whatever his boss asks him to do, and he never meddles in other people's business.

He is not like technicians in other factories, whose nostrils turn to the sky when he is a bit technical, and he thinks that God is first and I am second.

Taking advantage of his free time, Han Chen went to Huaqiangbei and bought a MacBook Air.

Because the computer in the factory was so slow that it hurt his balls.

Who would want to use such a slow computer after using the high-speed computers of later generations?

It was already [-]:[-] when Han Chen returned to the factory after lunch.

After returning to the office, Han Chen heard the sound of "ding dong" in his ears.

[This week’s special product: 4G radio frequency chip technology, special price of 10 yuan soft girl coins during the novice protection period]

Han Chen obtained a system after traveling through time, but this system had no name and no intelligence.

No matter what you call it, it won't respond, and it won't give any explanation.

After purchasing the technology, the system will transmit the information to Han Chen's mind.

The system will be refreshed once a week and a product will be randomly provided.

Thin film technology was the first technology he refreshed after his rebirth.

10 yuan of 4G radio frequency chip technology?
buy buy buy.

After Han Chen bought the radio frequency technology, he began to write the materials needed to apply for a patent.

"Tick tick tick ~"

The time came to two o'clock in a blink of an eye.

Zhang Guilan came to the door with a thin man in a suit and leather shoes.

"Boom~boom~boom~"

Han Chen stopped what he was doing when he heard a knock on the door.

When Han Chen looked up, Zhang Guilan walked in with him.

Han Chen also walked out of his desk to greet him.

"Brother Chen, this is Manager Zhang from ICBC, and Lao Zhang, this is our boss Han Chen, Mr. Han." Zhang Guilan introduced.

"Hello, Mr. Han, my surname is Zhang, and my single name is Hai." Zhang Hai handed over his business card and said with a smile.

"Mr. Zhang, sit here." Han Chen took the other person's business card and said.

Zhang Hai and Han Chen sat at the guest table aside, and Zhang Guilan walked to the water dispenser to help pour water.

"Mr. Han, I heard from Sister Lan that your company wants a loan. I wonder how much money you want to borrow. Do you plan to use a tax loan or a mortgage loan?" Zhang Hai asked.

"How much tax loan can I borrow?" Han Chen asked.

Tax loan means that the bank will grant the applicant a certain loan amount based on the tax payment information of the individual or enterprise in the national tax department.

This kind of loan does not require any collateral, just proof of tax payment.

The original intention of tax loan products is to support the smooth development of small and micro enterprises.

"This depends on how much tax you have paid in the past three years." Zhang Hai said.

"Sister Zhang, I remember that we basically paid more than 2000 million yuan in taxes in the past three years, right?" Han Chen looked at Zhang Guilan and asked.

At this time, I believe many people will ask, if you pay more than 2000 million yuan in taxes a year, your annual turnover must be [-] million yuan.

The annual profit is no less than 1000 million. I must have made a lot over the years. Why can't I even get 500 million?

Because Han Chen and the old man often go to Macau, they can't leave much savings to Han Chen. Fortunately, the old man still has some self-control in this regard.

Otherwise, the film factory would have been completely ruined by him.

The old man's character is of the type that requires timely enjoyment in life.

Han Chen, an old man who gambled excessively at the stall, was also speechless.

When the old man died, he only left a manor, more than 200 million in savings, and a film factory.

The transfer tax for the manor alone cost Han Chen more than 100 million.

The old man's film factory is still worth a lot of money.

The manufacturing equipment in the factory alone is worth more than 2000 million yuan, and in addition to the equipment, there are also more than 700 million yuan in raw materials.

But now more than 500 million yuan in payment has not been recovered, and the factory still has many orders waiting for delivery.

If you want to keep the factory running, you can only borrow money to replenish raw materials.

(End of this chapter)