The world's richest man started by developing gutter oil

Chapter 35 33: 6-year loan [please recommend monthly tickets]

“There are four patents here, all of which have been applied for internationally for me, and the information for registering two new companies has been written on them.

In addition, I changed the Deep Blue Film Factory into a group, linked all the companies under my name to the group, and expanded the group's business scope.

I have marked it above. For other information, you can go to the finance department on the second floor. I have already explained it to the finance department.

Just go back and calculate the specific cost and then call me.

I won’t greet you since I still have guests. "Han Chen explained as he turned over the information one by one to the other party.

The four patents are biofuel patent, gutter oil extraction equipment patent, 4G full-frequency patent, and EDA accelerator card patent.

This kind of waste oil extraction equipment is more advanced than the previous extraction methods, but its manufacturing method is very simple.

This extraction method uses the same distillation method as in the previous life, but this distillation method is a brand new cyclic distillation method.

This distillation method not only saves water but also significantly reduces energy efficiency.

Dramatically reduce the cost of submitting gutter oil.

In order to avoid unnecessary trouble, Han Chen decided to apply for a patent.

"Okay, Mr. Han." Chang Huazhang collected the materials and put them in his briefcase.

At this time, Chang Huazhang felt very happy. He didn't expect that Han Chen would do business for him again. Basically, he didn't have to worry about the commission this month.

The commission from these four patent orders is more than what he usually gets in a month.

Chang Huazhang packed up his things and left the office directly.

Wang Shaoling took out a business card from his pocket and handed it to Han Chen with both hands.

"Mr. Han, this is my business card." Wang Shaoling smiled politely.

Han Chen took the business card, glanced at it and said, "Manager Wang, what are the next procedures? When will the money arrive?"

"As long as the contract is signed, the money will arrive on the same day, but I don't know how many years Mr. Han wants to borrow.

It is interest-free for three years. After three years, it will be a normal loan. That is to say, interest will be required after three years. The interest will be based on the market price. The repayment method can be interest first and then the principal, or it can be repaid in installments.

If the loan exceeds three years, Mr. Han must use corresponding things as collateral.

However, we don’t need to ask Mr. Han to use things as a mortgage now. We won’t need to apply for a mortgage until the interest-free period expires in three years.

The maximum loan period is six years. "Wang Shaoling introduced.

"If I borrow for six years and have the money to repay it in the third year, can I repay it in advance?" Han Chen asked.

Of course, if you can borrow money for six years, you can borrow money for six years. Who wants to do business with other people's money?

"We do not charge any fees for repaying the loan during the interest-free period, but after the charging period, we need to collect one period of service fees in advance." Wang Shaoling explained.

Overall, the rules are not much different from the loan rules in the market.

It was still acceptable to Han Chen.

"In this case, let's take a six-year loan first. You should know the specific loan amount," Han Chen said.

"I know, the Science and Technology Bureau has sent the information to me in the morning." Wang Shaoling replied.

"Okay, let's go through the formalities," Han Chen said.

Wang Shaoling took out two printed contracts from his briefcase and put them on the table.

Then he introduced the key items in the contract to Han Chen, and he also marked the key items in black and bold.

After confirming that no mortgage or interest was required in the contract, Han Chen took out his mobile phone and called Finance Zhang Guilan over.

After a while, Zhang Guilan came to Han Chen's office with the company's official seal.

Han Chen filled in six years on the loan date and pressed his fingerprint, and then signed his name on the signature area of ​​the contract.

Finally, the entire loan process is basically completed when the official seal of the company is stamped.

"Mr. Han, after the formalities are completed, I will go back to the company to handle the loan for you. The loan will be credited to your company's account by five o'clock in the afternoon at the latest." Wang Shaoling said.

"Okay, thank you, Manager Wang." Han Chen replied.Wang Shaoling took the documents back into his briefcase and left the Deep Blue Film Factory.

A Starbucks near Beijing CBD.

Li Jieling sat near the coffee shop and dialed the list on her notebook.

In the past two days, Li Jieling has helped Han Chen secure twenty houses in the city.

Because houses in urban areas are easier to sell, she dealt with those houses in urban areas first.

Unexpectedly, ten of the twenty houses belong to the same owner.

Li Jieling and the owner cut off a house price of 100 million.

The other ten houses are owned by ten different owners.

Li Jieling also bargained with them respectively, and the total price of ten houses was more than 70 yuan.

In other words, he saved Han Chen 170 million for [-] apartments. Of course, this was not without any benefit to her.

Han Chen promised to give her 10% of the cut commission.

She has also completed the other ten villas.

She saved Han Chen 470 million yuan in these ten villas.

It has to be said that Li Jieling's business ability was completely inspired by Han Chen.

A full cut of nearly ten percentage points.

Now there are only two sets of courtyard houses left. The prices of courtyard houses are relatively expensive and there are fewer people asking about them, so I put them last.

So far she has cut 640 million for Han Chen.

"Mr. Zhang. I am Li Jieling, Lianjia. Do you remember me? There is a client who is interested in your courtyard house.

However, the customer hopes to reduce the price. The price you listed with us is 800 million.

The customer hopes to close the deal at 500 million.

If you can accept the price, the customer can pay within three days.

Not many customers can spare that much cash these days.

Most customers purchase through loans, which requires a long processing time.

If the bank's assessment fails, the transaction may eventually fail.

You should be clear about the current market economic situation, and here we are..." Li Jieling said a lot.

Anyway, it’s just that the market is not good, banks are unwilling to lend money, and there are very few people buying houses, let alone such a big house.

"Miss Li, the minimum is 600. If the deal can be made, I will make the deal. If not, I will sell it slowly."

"Mr. Zhang, let me tell you the truth, the customer's bottom line is [-]. If you can accept it, I will contact the customer.

If not, I can only try to help you communicate with your customers. "Li Jieling said.

The person on the other side was silent for a while after hearing Li Jieling's words.

"Can the procedures be completed within three days?"

"No problem." Li Jieling replied with a very firm tone.

"Then you contact the other party and contact me after confirming that there is no problem."

After the other party finished speaking, he hung up the phone.

Li Jieling clenched her fists and shouted "yes."

After cutting off 250 million, she can get a total of 25 in cash.

(End of this chapter)