"any solution?"

Feng Ruyi explained her method, which was that Qin Yongjun and her would go to the bank tomorrow morning, and the bank would use the deposit certificate in Qin Yongjun's hand as a pledge for a loan, and the money could be transferred at that time. Then after the deposit certificate procedures are completed, the loan can be repaid. The bank will pay the interest, and Qin Yongjun will go over and sign it tomorrow.

Zhang Lan laughed and said after listening to Feng Ruyi's method: "In the final analysis, you can borrow money, but you can't withdraw money, right?"

The three of them all laughed. Qin Yongjun waved his hand and said: "That's it, as long as you can get the money tomorrow. It's hard to take advantage of it anytime. It's better to save with the four major banks in the future."

"It's not about depositing with the four major banks. It's just that the economic situation has been poor in the past two years. These large deposits don't seem to be much, but the last few days of the first half of the year are about to pass. There will be tens of millions more and tens of millions less. The difference is too big, so the bank always wants to delay it for a few days." Feng Ruyi explained the real reason.

Qin Yongjun nodded: "That's true. There is a big difference between withdrawing tens of millions of deposits and adding tens of millions of loans."

"It's hard for everyone to die for money now. With all kinds of tasks pressed down, it's not easy for anyone." Feng Ruyi said without explaining.

It is quite difficult, not only is it difficult to withdraw large amounts of money, but it is also difficult to apply for a bank card. Sometimes it is even very difficult to activate the card once you have applied for it.

After various actions started, banks also actively cooperated to get a card. Once a problem occurs, not only the card is mainly responsible, but also the teller who opened and activated the card.

After the implementation of big data, now all services will be traced to the individual as long as they are responsible for handling them.

Not only in the banking industry, but also in most public institutions and service industries, as long as there is a signature process, all are beginning to be traced to individuals.

Even when it comes to things like getting a driver's license, buying a car, etc., once something goes wrong, everyone who signed the contract will be directly investigated.

Such changes in the general environment will naturally make things better and better, preventing the phenomenon of mutual blame after an incident.

Then the same consequence is that if the person who is not responsible for specific affairs makes a move, the people working below will push it as much as they can.

But when it comes to banking, Li Xia told Zhang Lan more than once at that time that with such a small salary a month, such and other tasks would not be mentioned. Just for the business opened by oneself, once problems arise, personal fines will be imposed.

If it is serious, the supervisor and the president of the business outlet will also be contacted. If it is serious, it will not only be a fine, but also the above sanctions, and finally a report will have to be written.

There is no point in explaining it to the customer. Many times the customer feels that as long as he makes a fuss and complains, the problem will be solved, he will not think of cooperating with you.

Sometimes customers make a fuss and complain on site, and after various explanations fail, some leaders may choose to settle the matter and do whatever they can.

But there are some businesses that he just can't handle, such as withdrawals, deposits, transfers, etc. when he's not there, and there are also those who say they can't write and ask for signatures on their behalf. It's okay if you haven't been caught, but if you are caught you'll be fined. It is easy to say that this kind of simple fine is sometimes given up because the other party is making a big fuss and the leader cannot bear the disturbance. It happens to be this business that caused the case later. That would be even more troublesome. When the time comes, we won’t look at whether it’s an embarrassment. At that time, fines will be a trivial matter, and it’s not uncommon for the relevant responsible persons to be removed from their posts or fired.

Qin Yongjun agreed to Feng Ruyi's proposal, and it could be seen that Feng Ruyi breathed a sigh of relief. I used my mobile phone to contact the person in charge at the bank, and then explained that it was really just when the quarterly audit was approaching. The income was okay, but tens of millions were suddenly missing. This branch will be sad in the second half of this year.

But the business will be different in the second half of the year. If you divide a little bit every month, the account will be smoothed out in the end, and you will get the rewards you deserve. The main reason is that it is a small bank. One branch can make so much profit in a year, which is incomparable with some big banks.

Seeing Feng Ruyi's constant explanations, Zhang Lan sighed in his heart, shook his head and said nothing more, it was not easy. Behind the seemingly easy way to make money, everyone has troublesome moments.

After Feng Ruyi left, Zhang Lan asked Qin Yongjun: "When did you decide to partner with Tian Qingyong and the others? Didn't I just tell you?"

Zhang Lancai and Qin Yongjun mentioned Shen Huayu's matter, and later rejected Tian Qingyong's proposal to become a shareholder. Then now I heard that Qin Yongjun was planning to spend tens of millions to invest in shares. Zhang Lan really didn't expect such a development.

"You mentioned it to me, and then I called to ask. This kind of project is guaranteed to make money without losing money, and it will exist for decades to come. Taking a share will leave some money for the children." Qin Yongjun said.

Leaving some money for the children, Zhang Lan breathed a sigh of relief and said nothing. Now Qin Yongjun is starting to think about what will happen after several children. In Zhang Lan's own opinion, this is completely unnecessary.

Everyone has their own path and how far they can develop. Parents are right to pave the way, but there is no need to be so prepared for a rainy day.

When Wang Jiaqi's father was given acupuncture again, Wang Jiaqi's mother directly asked someone to send her father to the clinic. After the second acupuncture and magic treatment, Wang Jiaqi's father was able to stand firmly on the ground with Zhang Lan's support.

However, this person was standing on the ground with the support of Zhang Lan. Wang Jiaqi could not stand aside. She was too small and could not support her father with her own words. Neither can her mother.

Then Zhang Lan supported Wang Jiaqi's father and directed Wang Jiaqi to move a chair with armrests and let Wang Jiaqi's father sit on the chair.

When he saw Wang Jiaqi's father sitting firmly on the chair and not falling down without anyone else's attention, Zhang Lan smiled and said to Wang Jiaqi beside him: "This is much better than the last time for acupuncture. I went there last time." Don’t you have a wheelchair at home? After you go back, ask your father to sit more in the wheelchair, and then go outside for a walk when the weather is nice. According to the current situation, after intensive treatment and exercise, there is still hope that he can take care of himself. .”

Zhang Lan's plan is to allow Wang Jiaqi's father to finally be able to eat and go to the toilet on his own and return to being like a normal person. Zhang Lan has no such plan yet.

In other words, it would be difficult for Wang Jiaqi's father to recover like a normal person. It’s just a problem with the limbs, there are also some problems with the brain. After Zhang Lan completed the second acupuncture treatment for Wang Jiaqi's father, Wang Jiaqi's father began to repeat his words in a confusing manner.

The amount of bleeding was large, many nerves were injured, and the time from the onset to the present was relatively long. Coupled with year-round bed rest, many internal functions of the brain could not be restored to normal no matter how hard they were restored. (End of chapter)

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