Who is reborn and still has sex?It’s better to make money!

Chapter 108 Mengnan’s idea
"What gift can you bring back to Lingyu?"

In the morning, Jiang Yang was shopping and looking at a large shopping mall in Shanghai.

After shopping around, he found that he didn't find what he wanted to buy.

The things in big shopping malls are really nothing special.

Anyway, they are also available in Hangzhou.

After thinking about it, Jiang Yang decided to buy some Shanghai specialties.

Anyway, come here, you always have to bring some of the special food here.

Don’t care if it tastes good or not, just buy it and that’s it.

When traveling or something, isn’t it customary to bring some local specialties with you?

Although, it may not be delicious.

However, in the eyes of many people, this is one of the meanings of tourism.

Go see sights you have never seen before and eat things you have never tasted before.

Sometimes the experience may be good and sometimes bad, but it will become a part of life's memories.

So, Jiang Yang left the mall and went to other places to look for Shanghai's specialty snacks.

The sun at noon is so hot that it makes people feel irritable.

At the entrance of the Normal University, Zhang Mengnan hooked her hands at Zhou Lingyu and Wang Shiyu, gesturing to follow her.

"Let's go, let's go this way."

Zhou Lingyu and Wang Shiyu didn't know what was going on, but they still followed.

After walking tens of meters away, the two of them saw a strong, muscular man with his shirt lifted up, helping Zhang Mengnan open the back seat door of a car on the roadside.

"Come on, come up!"

Zhang Mengnan said with a smile to the two of them.

"Big run!"

Wang Shiyu's eyes instantly widened.

Her family's conditions are pretty good. Her father bought a Camry worth more than 20 yuan, and her mother drives a Volkswagen Golf worth more than 10,000 yuan.

Although more and more people are buying cars these days, the number of people buying two cars per family is still a minority.

The conditions at home do not mean that I cannot afford a BBA.

But if you buy it by force, it will have a big impact on your life.

Therefore, she knows the approximate price of BBA.

For example, Mercedes-Benz's C-Class, BMW's 3 Series, and Audi's A4L, the cheapest ones cost more than 30 yuan.

The Mercedes-Benz in front of me is wide and long, with such a strong aura, and there is a vertical logo on the front of the car. It is worth a lot at first glance.

"your car?"

Wang Shiyu asked in shock.

"That's right." Zhang Mengnan nodded, "Hurry up and sit in."

The car could only seat five people, so she didn't call Wang Peipei.

Otherwise, she would definitely bring her good sister Wang Peipei with her.

After Wang Shiyu pulled Zhou Lingyu to sit in, she was so excited that she couldn't bear it.

She was touching here and there, looking at that, and she couldn't sit still.

Compared with Zhou Lingyu, she is a rich person.

But now compared with Zhang Mengnan, she feels that she is also poor.

On the contrary, Zhou Lingyu, who didn't understand much, was much calmer than her.

Of course, they are also very restrained and do not dare to touch them randomly.

"Shiyu, is this car very expensive?" She couldn't help but ask.

"Yeah." Wang Shiyu nodded, and then asked Zhang Mengnan, "What model is your car?"

"S level." Zhang Mengnan replied.

Wang Shiyu couldn't help but exclaim: "Wow, isn't that the legendary favorite car of the big bosses? One car starts at a million dollars."

"A million? A million for a car?"

Zhou Lingyu was dumbfounded.

How much does it cost to build a house in the countryside?

So isn't it like she is sitting in several houses now, and these houses are running down the road?

Zhang Mengnan said calmly: "It's okay, there are more expensive cars in the world."

She really didn't show off in any way, otherwise, she wouldn't have asked the driver to park further away from the school gate every time.

"Your family is engaged in big business," Wang Shiyu said.

Only big bosses can afford such an expensive car.

For families of high-ranking officials, even if they have this condition, they would not dare to be so high-profile.

The name on the sign is "Chongqing". I came from the Sichuan and Chongqing areas to study in Hangzhou, and I was actually driven here.

Of the two people in front, one was the driver, and the other who opened the door just now looked like a bodyguard.

How rich is this?
Wang Shiyu couldn't imagine it.

Most people doing business are not so exaggerated and outrageous.

Zhang Mengnan hummed and said nothing more.

Wang Shiyu also recognized the interest and did not ask further questions.

Zhou Lingyu sat upright, not daring to move for fear of damaging something in the car.

If she was asked to pay compensation, she couldn't afford it.

After driving for about half an hour, the car stopped in front of a bank.

"Guangfa Bank? What are we doing at the bank?"

Wang Shiyu asked after getting off the car.

Zhang Mengnan replied: "Isn't Zhou Lingyu trying to make money? The cards here are much more popular than phone cards."

Wang Shiyu said in confusion: "No, what's so popular about bank cards? You have to have money to save them. If you don't have money to save, who is going to apply for one?"

Zhang Mengnan said: "It's not a bank card, it's a credit card. In recent years, credit cards are still very popular, especially many college students, who want to have one for emergencies." Wang Shiyu asked doubtfully: "Can students also apply for a credit card? This is not necessary Are you qualified for the job?”

She knew about credit cards, they were overdraft cards, they were introduced from abroad.

This thing is equivalent to spending your future money and then paying it back slowly.

However, generally speaking, banks need to review applicants.

If you feel that the other party can't pay it back, you won't send it.

Zhang Mengnan smiled and said: "In the past few years, Guangfa has been vigorously promoting credit cards. Their card volume has already exceeded tens of millions, and they are in the first echelon with several major state-owned banks. CITIC, Everbright, and Pudong Development can only It’s considered the second echelon. In fact, GF is smaller than these companies, but do you know why it is in the first echelon in the credit card market?”

"I don't know." Wang Shiyu shook her head.

As for Zhou Lingyu, she didn't understand this thing at all and looked confused when she heard it.

Zhang Mengnan replied: "Because, in order to vigorously promote in the market, GF does not review qualifications in many cases. In the past few years, the credit card policy was relatively loose and you could issue them casually. Although it has been tightened now, some small amounts will still be issued. Yes. Like college students, you can apply for a credit card with a low limit of [-] yuan. Okay, let’s go in and talk about it.”

After that, she led the two of them inside.

"My surname is Zhang. I'm looking for your manager."

After Zhang Mengnan walked in, he took out a card and handed it over.

After the teller looked at it, he immediately called the manager.

After a while, a middle-aged woman wearing work clothes came over with a smile on her face and was very enthusiastic.

"Miss Zhang, how can I serve you?"

Which family is this eldest lady? She is still wearing a military training uniform. She looks like a freshman?

However, he looks so handsome!
The temperament of rich people is just extraordinary.

The female manager looked at Zhang Mengnan and thought to herself.

The other party holds the highest-level membership card of his bank. He is an absolute VIP.

Not to mention she is just a small manager, even if the other party asks to see the president, that's fine.

Zhang Mengnan asked: "Is your promotion of credit cards on university campuses by Guangfa still going on?"

"Yes, there have always been." The female manager nodded.

Although college students have no job or income, they are college students and have parents!
To be honest, banks are not worried about college students not paying back the money at all.

When the time comes, how many college students will dare to default on a phone call?

The future pillars of the motherland must be afraid of legal sanctions.

Furthermore, the limit is only three thousand.

If someone really wants to play rogue, then the number of bad debts is so small that it will have almost no impact.

This is why they dare to open credit cards to college students.

Qualification?

No qualifications required.

"Then I will recommend someone to you to help promote credit cards. What do you think of her?"

Zhang Mengnan reached out and patted Zhou Lingyu on the shoulder.

The female manager had just been focusing on Zhang Mengnan, and then she noticed Zhou Lingyu and Wang Shiyu next to her.

At this time, when he saw Zhou Lingyu, he was immediately shocked.

Although she was wearing a very ordinary military training uniform and a military cap on her head, and some of her hair was stuck together due to sweat, it still did not affect this girl's peerless appearance.

Compared with the bank's distinguished customer Ms. Zhang, she is not inferior at all.

"Okay, great!"

The female manager showed an extremely satisfied smile on her face.

To promote this kind of card and attract customers, isn't it best for handsome men and beautiful women?

When the time comes to change into a work uniform, you will definitely look stunningly beautiful.

If you put a pestle into the school, you can attract a lot of people.

"Did you go to Normal University this year?"

Zhang Mengnan asked again.

The female manager replied: "As far as I know, there shouldn't be one yet. There are too many colleges and universities, and we don't have enough manpower here in Hangzhou to cover them all at once."

Zhang Mengnan said: "Then you issue her a certificate, go through the procedures, and then contact the National Normal University, apply for a promotion site, and send a salesperson to go to the National Normal University with her. According to the rules of your industry, every time the promotion is successful, , give her a corresponding commission."

"Okay, no problem." The female manager agreed readily.

The banking industry is all about grabbing customers.

Especially for companies of their size, which are incomparable to those big banks, they have to try their best to occupy the market.

Now that we have the right promoter, that would be great.

At this time, Wang Shiyu said: "Wait a minute, I want to ask, are you planning to use her beauty to promote credit cards? If so, I am absolutely opposed to it."

Zhang Mengnan replied: "No, good-looking can attract people, but whether she can do it or not must not be because of her beauty. In the final analysis, it depends on her ability to speak well. In fact, this thing is not difficult, you have to know Nowadays, college students love to spend money. Boys want to pursue girls, and falling in love is expensive. Sometimes they don’t dare to ask for money from their families, so having a credit card to overdraft can save a lot of trouble and let them express themselves at critical moments. Manliness.”

"Girls like to dress themselves up beautifully and buy cosmetics, skin care products, good-looking clothes, pants, shoes, etc. These are not small expenses. What if the living expenses are not enough? If the family is not willing to provide them, then If you have a credit card at this time, you can buy the things you want."

"As long as we grasp these two points and talk about the emergency benefits of credit cards, most people will definitely be tempted. The limit of three thousand is not low for college students. After all, many people only have one thousand for living expenses. A card like this , as long as you work hard, it will be hard work, but it will definitely make more money than a phone card. After studying at Normal University, you can also study at other universities. This market is still quite big."

Wang Shiyu couldn't help but nod: "It seems to make sense."

Applying for a phone card allows people to spend money, while applying for a credit card allows people to use it with a limit of [-] yuan, which gives people the feeling of having money delivered to their door.

Some people who spend money lavishly are just what they need!

Moreover, basically everyone has a phone card, and those who are willing to apply for an additional one or change one are only a minority after all.

Credit cards, most people don’t have them.

For example, she doesn't.

To be honest, she was a little moved when she heard it.

At this time, Zhou Lingyu, who had been silent until now, spoke.

"Isn't this just overdrafting their future? What if they can't control themselves and overuse it, but they can't pay it back?"

Zhang Mengnan replied: "That's their problem. If you really can't afford it, you can either go out to work and earn money to pay it back, or you can ask your parents for it."

"I feel like this is not good."

Zhou Lingyu slowly shook his head.

(College students don’t need to be qualified to open a credit card. It’s definitely true. I don’t know now, but it was true back then.)
(End of this chapter)