Who is reborn and still has sex?It’s better to make money!

Chapter 29 The Best Parents
December 6, Sunday.

Jiang Weiliang has Sunday off.

Liang Xiaoying was reluctant to give up one day's salary and did not ask for leave. Instead, she chose to ask others to help her work for one day, and she would pay it back another day.

A family of three drove into town together in two cars.

Jiang Yang drove the Elephant himself, and Liang Xiaoying rode the motorcycle Jiang Weiliang bought back then.

The quality of the car is pretty good. It has not been damaged. Except for some damage and old appearance, there is nothing wrong with it.

At most, when the temperature is low in winter, sometimes it won't start at once, and you have to step on it a few times.

Liang Xiaoying's preferred properties are all located in the west of the city. The reason is very simple. Since her hometown is in the west of the city, the distance is relatively close. It is impossible to go to the east of the city and cross the entire city. That would be crazy.

As for the north of the city, it belongs to the old city and industrial area, and there is no future there.

Moreover, the west section of the city is currently being vigorously developed and looks good.

Yaojiang Mansion was the first property that the family of three looked at, and later they also looked at Moon Bay, Jiangnan Jingyuan and other properties.

"What do you think? I feel that the apartment type, floors, and lighting in Yaojiang Mansion are good. Although the price is a little expensive, overall, it is still acceptable."

Liang Xiaoying said after looking at several real estate projects.

The apartment she was interested in was on the 6th floor, in the east room of the east staircase, and was in the first row of the community, with a road in front.

Moreover, it is a small high-rise building with only eleven floors in total, which is particularly good.

From the moment the sun rises to the time it sets in the evening, the sunlight is uninterrupted during the day and the light is absolutely sufficient.

Then the apartment layout is also good, with three bedrooms, two living rooms and two bathrooms, a living room in the middle, a kitchen in the back, a small bedroom that can be used as a study, the master bedroom and the second bedroom on the left and right, and a corridor and balcony in the front where you can dry clothes. It adds up to more than 120 square meters. .

The price is five thousand per square meter, which is a few hundred to one thousand per square meter more expensive than the other properties I looked at.

However, the advantages in all aspects are overwhelming.

Jiang Weiliang replied: "I can do it, but it mainly depends on you. You want to buy a house, so as long as you are satisfied."

He didn't express any opinion on this. If he chose a set, if he found something dissatisfactory in the future, wouldn't he be the one to take the blame?
"Jiang Yang, what do you think?"

Liang Xiaoying looked at her son.

Jiang Yang said: "The total cost of this package, plus tax, is almost 70?"

"Yes." Liang Xiaoying nodded.

"How much money does the family have?" Jiang Yang asked.

In fact, he knew everything, but he still had to ask.

In the previous life, the last thing my family bought was the house in Yaojiang Mansion.

My parents were timid and did not dare to borrow too much, so they took out all the 40 they had worked hard to save over the years from the bank. They paid for the down payment, parking space and taxes, and finally got a loan of more than [-] in the names of two people.

Because both of them have provident funds, the repayment pressure will be less.

"Almost 40," Liang Xiaoying said.

"Are you planning to use the money as a down payment?" Jiang Yang asked again.

Liang Xiaoying replied: "That's for sure. If you borrow less, the interest will be less."

The more you borrow, the more interest you pay back.

She calculated the money clearly.

Jiang Yang said: "Go and buy the south side. There is a riverside Jinghu Garden in the south. I saw that the average price is 30 yuan. If you calculate it this way, it's almost [-] yuan per square meter. With tax, it's just over [-] yuan." In my thirties, it’s half the price!”

When Liang Xiaoying heard this, she immediately said: "The south? There is no development over there at all. It's all wasteland and it's considered a suburb. You definitely can't buy there."

That place was just like Chengbei. She had never considered it. It even looked trashier than Chengbei.

Jiang Yang explained patiently: "Mom, when buying a house, you can't just look at the present, but also look at the future. Listen to me, although the south side is not available now, it is in the early development stage. Later, the city will expand. Old There is no land left in the city center, north of the city, east of the city, and west of the city. In the future, if the city wants to develop, it can only go south."

"Also, don't all the government office buildings say they will be relocated? I remember my godfather said before that their Public Security Bureau will move to the south. What does this mean? It means that the future will be in the south. These government offices are all After that, can the supporting facilities in the south be improved? You can’t go wrong if you follow the official lead.”

"Don't look at the current shortage, there will definitely be prosperity in the future. Moreover, it will take two or three years to hand over the house. After we finish the renovation, it will be vacant for a while. If I really want to move in, it will definitely be after I graduate from college. In the past four to five years, Nan Mian said Maybe it will develop. Whenever housing prices rise in the future, it will definitely rise the most in the south."

The reason why Jiang Yang asked his parents to buy Nanfang is very simple, that is, the Nanshi New District will develop rapidly in the future.

Almost seven or eight years later, the price of new properties and second-hand houses in Nanshi New District exceeded [-] yuan, and the most expensive so-called high-end residential area even cost [-] per square meter.Of course, it is so expensive that it cannot be sold. There are not many people who take advantage of it. There is a price but no market.

As for the old houses in the west part of the city, the second-hand market price is between [-] and [-].

After such a comparison, it is definitely a good deal to buy Nanmian.

"It seems that the analysis makes sense."

Liang Xiaoying couldn't help but nodded.

In fact, she didn't quite understand what she heard, but she caught the key information.

According to his son, housing prices in the south will be the most expensive in the future.

She didn't quite believe what others said.

But she was still willing to believe what her son said.

After all, this is his biological son, and his son has been smart since he was a child. He studies well and must know more.

"Then let's go and have a look."

Liang Xiaoying agreed.

So, the family of three drove to the sales office in Binjiang.

There is not much development in the south, and it is indeed unsaleable.

There are too many properties.

When the salesperson met the three of them, he was more enthusiastic and meticulous than the previous real estate salespeople.

After some selection, Liang Xiaoying chose a house similar to the one in Yaojiang Mansion. The price was 2800 per square meter, which was a little more expensive than the advertised average price of 2500.What almost makes sense is that there are no small high-rise buildings with 11 floors, but only 18 floors.

But there is a benefit, the parking space is only [-].

As for the one in Yaojiang Mansion, the parking space costs [-] yuan.

After some discussion, or at Jiang Yang's strong suggestion, Liang Xiaoying decided to buy the house in Binjiang Jinghu Garden.

As for Jiang Weiliang, he had no objections throughout the process, as long as he cooperated and signed.

Jiang Yang said to the salesperson: "A down payment of 7 yuan is a bit too much for a loan. Let's make a down payment of 15 yuan."

This house can be purchased in full with my parents’ savings.

But he didn't want to.

He has the ability to make money, and when he does, he will be responsible for repaying the loan.

Mom will definitely not be happy with too many loans.

I can probably agree to a loan of around [-] yuan.

Jiang Weiliang said from the side: "Have you paid the full amount? There is no need to pay more interest."

"Can you help us calculate how much we need to repay each month?" Liang Xiaoying asked the salesperson.

The salesperson smiled and replied: "It's not much. If divided over 30 years, the monthly payment will be about 1000 yuan. Both of you have provident funds. If you two add up the provident funds, you can make up for about [-] yuan."

Liang Xiaoying asked again: "What if it's just one person's provident fund?"

The salesperson patiently answered: "Then we will need to pay more than 600 more."

"Jiang Yang, come here."

Liang Xiaoying tugged at Jiang Yang.

"what?"

Jiang Yang followed Liang Xiaoying to the side, puzzled.

Ms. Liang asked: "Are you sure that housing prices here will rise in the future?"

"Absolutely!" Jiang Yang affirmed.

"Then why don't we buy two sets?" Liang Xiaoying suggested.

"what?"

Jiang Yang was shocked.

Liang Xiaoying asked: "If you buy Yaojiang Mansion, the loan will be 30. If you buy two houses here, the loan will only be tens of thousands more. Wouldn't it be great to spend the same money and get one more house? What if in the future? If it goes up, you can make a lot of money!"

Ms. Liang is still very courageous when it comes to making money.

Otherwise, I wouldn't have said that I wanted to buy the assigned house from Jiang Yang's godfather a few years ago.

Jiang Yang couldn't laugh or cry: "Mom, you can only use one set of the provident fund policy. If you haven't paid off the loan, you can't use the provident fund for the second set. You have to take a commercial loan. But for commercial loans, the interest is high."

Liang Xiaoying's mind was spinning very fast: "Wouldn't it be enough to have a full payment and a provident fund payment? If you are short of money, your dad and I will borrow tens of thousands of dollars to make up the money. As long as we spend less, we can pay it back quickly. "

After listening to her words, Jiang Yang immediately remembered some things from his previous life.

At that time, my parents spent all their money to buy the house in Yaojiang Mansion.

In order to repay the loan, he lived extremely frugally.

After he went to school, his parents always ate vegetables grown in their own fields, and they didn't even go to the market to buy meat vegetables once a month.

He once heard Liang Xiaoying herself talk about it, saying that Jiang Weiliang couldn't eat vegetarian food one day. He complained about the food over and over again, and there was no taste in his mouth, so he ran to buy some cooked food, which seemed to be roast duck with sauce. some type of.

Jiang Yang called them every time and asked them to buy more delicious food, but it didn't work, so they saved the money.

Only after he returned from vacation were his parents willing to buy big fish and meat.

But it was basically left to him to eat, and they only ate a little bit.

Relying on this extremely frugal style, within a few years, my parents took out 20 yuan in savings and repaid the loan in one go, leaving only more than [-] yuan.

After that, the provident fund is deducted every month and there is still a balance.

Jiang Yang didn't know what other people's parents were like, but in his heart, his parents were the most hard-working, capable, and hard-working parents in this land.

Indeed, they were mediocre and didn't make much money, so they couldn't let him become the second generation of rich people. They were born in Rome and just lay back and enjoy life.

But in his heart, these are still the best parents.

Jiang Yang said hurriedly: "Mom, you don't have to work so hard, just buy one house. When I make money in the future, I will buy the second house."

Liang Xiaoying said: "Then when you make money, don't you worry about housing prices rising."

Jiang Yang replied: "Mom, don't worry, even if the price goes up, I can still afford it. Okay, just one set. You should keep some money for emergencies."

If he really buys two sets, it is estimated that when he starts school, his parents will have to eat vegetarian food every day.

He didn't want that.

When he said he bought Nanmian, was it really just for the profit?

He can make money by himself and does not need to rely on the price difference from the increase in the price of his parents' house.

He could spend less money by buying Nanfang. He himself thought that this would lighten the burden on his parents' shoulders, make them less stressed, and make life less difficult.

When he makes money later, he may have to invest in various aspects, and he cannot show the money to his parents quickly.

After all, there are some things you shouldn’t tell your parents too early.

If you spend all the money, your parents will be saddled with hundreds of thousands of debts.

Is it possible that when the time comes he will invest outside and his parents will be eating vegetables at home? Is this reasonable?
(End of this chapter)