Let you refine Gu and use cockroaches for environmental management?

Chapter 136 Optimal Solution

So, it’s just such a simple calculation.

Ye Tian couldn't help but open his mouth.

No wonder people like Sister Bing and the old man immediately thought of asking for a loan.

If you don't get a loan, that's fine.Just rely on the current revenue of the housekeeping company.I'm afraid it's not even a drop in the bucket.

Close the ledger.

Ye Tian found his ID and other things.

I drove directly to the housekeeping company.

The company is getting bigger.But here in the store, it is getting a lot more leisurely.

It's afternoon now.The employees were almost all out working.

Only Fan Sisi and Wang Jia were still guarding the store.

"Boss, this is a rare customer!"

Looking at Ye Tian's figure.The two girls couldn't help but scream in surprise.

Ye Tian touched his nose awkwardly: "I'm sorry, I'm really busy these days. How about it, is there nothing big going on in the company?"

"If there was anything serious, I would have called you long ago."

"That's fine. Please give me a report on the situation in the past few days."

"Okay boss, so far, our app registrations have reached 15. Among them, there are 5000 recharge users and 1500 member users. The current registration volume has slowed down, but the recharge and member users are steadily increasing."

“Are recharge and membership users transformed from registered users?”

"About half and half. Half of it is natural conversion, because after registering, I wanted to try our effect, and the other half is because we saw the effect after visiting our door-to-door service, and then took the initiative to top up and make a membership appointment."

"In other words, many of the customers here are from the units you cleaned recently?"

"Well, we have made statistics and found out that the conversion rate of the work we did this time is very high. The people in the government agencies seem to be quite easy to talk to."

Ye Tian smiled slightly.

Is it okay to talk? Sister Bing and Third Brother have arranged things for this.Those people no longer feel the subtle relationship.That's not normal.

Zuo's own housekeeper is also a real person, and there are discounts for them. Only a fool would not know what to do.

"The other aspect is the expansion of the company. Now the number of employees has reached 150, including ten logistics staff. They are mainly responsible for driving and delivering, and responsible for catering."

"Food?"

Ye Tian was stunned.

"Well, if you haven't come here yet, let me tell the boss. The sisters are very busy during this period and often miss meals. So we calculated it together and found that the rented house has enough space anyway, so we invited a few An aunt comes back to cook for us. We pack them into lunch boxes and sell them to company employees at cost price. Those employees who are too busy can also take a box lunch with them before going out. It saves money and also improves the efficiency of housekeeping. "

"This is a good idea. I am very satisfied with your independent decision. If you have such a need in the future, you will follow this method."

Ye Tian nodded in satisfaction.

Fan Sisi and Wang Jia were happy.Continue reporting.

"According to the boss's request, all vehicles have been purchased according to the current number of people. 5 vans. Used for long-distance transportation. 30 tricycles. Without additional manpower, it is basically enough."

"Well, there's no need to report these in such detail. Just talk about your income and expenses."

"Okay. In terms of income. During this period, a total of 800 transactions were completed, including 10 large-scale institutions, with a total income of 42. In addition, the app recharge and member recharge added up to about 300 million. In the past two days, boss, you transferred 150 Ten thousand, plus various expenses, the remaining amount on the account is currently 112 million."

"Another million?"

Ye Tian's face was happy.

Fan Sisi and Wang Jia were dumbfounded.

"Boss, although we are not short of money, you can't be too happy. Because so far, most of our money has come from app recharges. Those tasks have not been completed yet. If there are not many new things in the future, Customer conversions and when we perform tasks will be directly deducted from the app customer's account. Therefore, the subsequent balance growth will definitely not be comparable to the previous few days."

"Of course I know this. So if there are no special circumstances later, I will not use the money in the company account easily. Now you can give me detailed data on the company's recent registration volume and order volume. I will be somewhat useful."

"Good boss!"

The two girls listened to this.There was a hint of curiosity in his eyes.But he didn't ask why.Because of Ye Tian's hands-off shopkeeper character, if he doesn't even look at various data carefully.That's the real problem.

Therefore, in order for Ye Tian to know the specific situation of the company at any time, the girls have always kept clear statistics on the data he wants.

It didn't take long for various reports to be printed out and handed over to him.

After Ye Tian took it, he simply browsed it and put it together. Then he found the business license and other things under the counter.

After making sure there are no omissions.He took out the business card Zhao Rubing gave him and called him.

"Hello. Is this Mr. Chen?"

"Yes, are you?"

"My name is Ye Tian. My sister gave me your business card before and told me to contact you if I need it."

"Excuse me, who is your sister?"

"Zhao Rubing!"

The words fell.The tone there became obviously serious.

"It turns out to be the younger brother of Bureau Zhao. Hello, hello. Nice to meet you, Brother Ye Tian. Is there anything I can do to help you?"

"That's it, President Chen, I want to apply for a loan. I don't know what to do..."

"Loan? Brother Ye Tian can come to the bank directly to see me. Can we meet and discuss it in detail?"

"Okay, is President Chen free now?"

"Yes, Brother Ye Tian can come over at any time."

……

After a few words, Ye Tian and the other party agreed on the time to come.

After getting in the car, Ye Tian went directly to the bank.

I was about to take out my phone and call President Chen.

Ye Tian was suddenly attracted by a burst of familiar words.

He walked towards the direction from which the sound came.

Ye Tian came to the door of the bank's VIP reception room.

I saw two familiar figures.

"Manager Wang, can we increase our loan limit? The amount you are offering now is really too small."

"Yes, Manager Wang, our hotel, house and car can be used as mortgage. It should be more than this amount, right? Also, in terms of the review time, can you also hurry up? We are in urgent need of money."

"Both of you, I'm really sorry. I've just communicated with the reviewers. If your house and car are used as mortgage, the maximum amount, 130 million, has indeed been given. But your hotel, although it has more than one year of transfer contract, but this thing is used as a mortgage, which is full of uncertainty. I have taken a huge risk by being able to offer 50. As for the breeding farm you mentioned, there is currently only a rural land contract, and the chicken This thing is also full of uncertainties. It may not be a big problem to buy insurance, but if it is used for loans, I really don’t dare to take this risk. If you want to borrow more, I can help you apply for a large amount. Credit cards such as credit cards. But the relative interest rate will be higher."

The bank manager in front of the two people said with an embarrassed look on his face.

"If you get a credit loan, how much higher will it be?"

"It depends on the amount you want and how long you want to use it. You two can think about it."

I saw the fleeting expressions of emotion on their faces.The bank manager raised the corner of his mouth and said nothing. "Brother Li. Sister, why are you here?"

Just when the two were entangled.

Ye Tian, ​​who had listened briefly outside the door, finally couldn't help but say hello.

Li Ming and Wang Shufen turned their heads.There was a slight shock on his face.

"Xiaotian, why are you here too?"

"You're still asking me, what are you doing? There's a house and a car. Is there an emergency at home? Can't you tell me something?"

Ye Tian said a little dissatisfied.

"This... Xiaotian, our family is fine. It's just that your sister and I feel that we may not have enough funds to expand the scale of the chicken farm, so we want to borrow more."

"If we don't have enough funds, we'll just take it slow and do it step by step. How embarrassing are you doing this?"

Ye Tian smiled wryly.

"What's the point? As I said before, Xiaotian, you have put the opportunity in front of us. How can we hold you back?"

"That's not what Brother Li said. There are no absolutes in the world. If something unexpected happens if you do this, then I won't be a sinner. Besides, forget about low-interest mortgage loans. I think you just wanted to get higher Interest-based, that’s absolutely not okay.”

"But we don't have enough things to use as collateral. Otherwise, who would use things with high interest rates."

Li Ming said helplessly.

"Then no loan, I'll find a way."

"That's not okay. Xiaotian, you have good things to think about and take us with you. We are already very grateful. If we don't even prepare enough money for our investment, then what will we be. If you want to say that. That money. We would rather not earn it.”

Li Ming shook his head seriously.

"Uh, this..."

At first glance, it seemed that what Li Ming said was true.

Ye Tian frowned.Just as he was about to speak, he saw the manager opposite him frowning impatiently.

"Speaking of which, have you considered it carefully? One moment you think our review is slow, and the next moment you think the interest is too high. If it continues to be delayed, we will have to get off work."

"Do it. Let's do it! Manager Wang, please help us see how much we can get for other loans or credit cards."

Li Ming quickly apologized and smiled.

"Okay, let me introduce to you. This is a loan program launched by our bank for customers like you. Although the interest rate is higher than that of mortgage loans, it is much faster in terms of ease of review and disbursement speed."

Manager Wang glanced at Ye Tian and couldn't help but smile coldly.Started to introduce the business to Li Ming.

Ye Tian looked at the plan mentioned by the other party for a while.When he finally saw the interest rate, his face suddenly turned dark.

I was just about to speak to dissuade you.The cell phone rang.

Ye Tian took out the phone and looked at it. His eyes lit up and he quickly picked up the phone.

"Hey. President Chen!"

"Brother Ye Tian. Are you here?"

"Here we are, President Chen. He's in your VIP client room now."

"Why are you running there? You must be received by me personally when you come. Just wait, I will come right away."

After saying that, the other party hung up the phone.

One minute later, a man in a suit stood upright.The middle-aged man with a rich expression on his face opened the door of the reception room.

"Chen...President Chen, why are you here?"

Manager Wang was shocked when he saw the person coming.He quickly stood up and said hello.

President Chen just nodded slightly to him.Then he looked in the direction of Ye Tian.

There was a big smile on his face.He stretched out his hand towards Ye Tian.

He held it tightly and shook it: "You must be brother Ye Tian. I never expected that brother Ye Tian is so young and promising."

"Hello, President Chen, I am Ye Tian, ​​have you met me?"

"Do you need to see me? This is the client room. For such a young person, you are the only one. And you are too outspoken. Why don't you just come to me when you come? Why are you in this reception room?"

"Originally I wanted to come to you directly. But I happened to meet my brother and my sister handling business here. So it was delayed a bit."

"Your sister? Director Zhao is here too? When I asked Director Zhao for work instructions just now, didn't she say she was still working?"

President Chen's face was startled and he quickly looked inside the room.Then after taking a closer look at Wang Shufen.There was confusion on his face.

"Haha. President Chen misunderstood. This is also my sister. But not the one you said."

Ye Tian explained.

President Chen was relieved.

Then with a smile on his face, he shook hands with both Li Ming and Wang Shufen.

"I didn't know that you two also came to our place to handle business. We didn't treat you well, so please don't mind."

Li Ming and Wang Shufen were slightly stunned.Then quickly apologize.

"President Chen, you're welcome. Let's do some small business. That can alarm you."

"Then I wonder what you two want to do?"

"My sister and others want to apply for some loans. But Manager Wang said that they are not qualified and can only apply for credit cards or something."

Ye Tian said directly without waiting for Li Ming to speak.

The words fell.President Chen's face darkened and he looked towards Manager Wang.

The manager's face suddenly tightened.

"President. I feel that the reviewers just now may not have looked carefully. I will ask them to re-verify now. They will definitely provide the most worrying loan plan."

"No, you call a group of reviewers over and I'll watch them review."

President Chen snorted angrily.ordered.

Manager Wang quickly complied.

After a while, several reviewers came in.

President Chen had already started chatting with Ye Tian.

"Brother Ye Tian. These are the elite reviewers in our industry. With them here, they can definitely help your brothers and sisters make the best evaluation. Your loan information can also be handed over to them for review. We Try to speed up the payment process.”

"Alright!"

Ye Tian nodded and took all the information in his hand.

The staff at the other end looked at Mr. Chen's attitude.He also works extremely seriously.

After some review, the report started.

"President, the total price of Ms. Wang's house in the urban area is around 180 million. There is still room for growth in this location. It is a fully paid house. It meets the conditions for a full loan. The maximum amount can be given to 160 million. In addition, Their Changle Hotel is a little bit troublesome. The property does not belong to them, but the business license and the like are complete, and the store area is large enough. After a comprehensive assessment, they should be able to get a quota of 100 million. "

(End of this chapter)