The room goes through the late Ming Dynasty, and the back door leads to North America at the beginni
Chapter 493 New Money Order, Bank Opening [2 in 1 Chapter]
Embroidered clothes guard? !
Wang Enwen and the others were shocked.
They never expected that they would be targeted by Xiuyiwei.
The Xiuyi Guard was established when Liu Sheng was still King Xingmei.
However, the only incident in which he participated is known to the public is the case of former Ming Nanjing nobles colluding with grain merchants to manipulate grain prices.
Wang Enwen thought that they were all small figures and did things very covertly.
Who would have thought that Xiuyiwei would find out about them so quickly.
Yang Dechou and Zhao Zhi were still in fear.
Wang Enwen jumped through the window and escaped.
Although this box is on the second floor, outside the window is the eaves roof.
When it slides down, it's only ten feet high from the ground.
The city of Nanjing is vast, and if he escapes into the crowd, he still has some hope of escaping.
"How brave!"
The leader of the Embroidered Guards did not expect that Wang Enwen, a country squire and scholar, would dare to arrest and escape in front of them.
But his reaction was not slow.
With an angry shout, he rushed to the window, raised his hand and fired a dart, hitting Wang Enwen in the back.
Wang Enwen groaned, rolled down, and fell to the street, causing pedestrians to scream.
He was just a country squire after all.
Although he usually pays attention to maintenance and occasionally practices boxing, he was injured first by a dart and then fell so hard that he couldn't get up for a while.
Just as he struggled to get up, an embroidered guard also climbed out of the second-floor window and jumped from the eaves of the corridor.
Capture it easily.
As for Yang Dechou and Zhao Zhi in the box, they were already paralyzed.
Naturally, they were all caught.
···
It was also this morning.
Liu Sheng issued an edict through the Government Affairs Council.
It's called, "Da'ei Currency Management Measures and New Currency Implementation Regulations."
The ruling and opposition parties habitually call it simply the "New Money Order"!
The edict will be initially piloted in Yingtian Mansion.
It was planned to be expanded to southern Zhili in three months and to the whole country in one year.
On the day after the edict was issued, Yingtianfu Yamen and various county Yamen issued official notices one after another, announcing the issuance of new money by the court and various measures taken by various ministries to ban the old money from the previous Ming Dynasty.
Propaganda officers, propaganda officers and other relevant officials at all levels of Yingtian Mansion were ordered to go to the grassroots level to preach and explain various measures of the "New Money Order" to the people.
In order to cooperate with the issuance of new money, Da'ei National Bank also opened its doors in a low-key manner two days later.
Da'ei National Bank is a new yamen affiliated to the Currency Department of the Ministry of Finance.
Currently there are only two functions, or businesses.
First, exchange old and new money.
Second, free storage.
As for the future bank's off-site deposit and withdrawal, interest-bearing storage and lending, investment and other businesses, Liu Sheng plans to find a suitable time to open them in the future.
Even the current two businesses are mainly based on the exchange of new and old money, followed by the storage business.
After all, Damei Bank has just opened, and Liu Sheng himself does not know much about this aspect, so it is most appropriate to take it step by step.
But Liu Sheng estimates that even if Dawei Bank does not actively promote local storage business, the development speed of this business will not be slow.
Because some banks and bank accounts in the late Ming Dynasty had storage services, but they only charged a fee.
That is, when a customer deposits money, the bank charges a custody fee based on proportion and time.
Quite the opposite of later generations of banks.
Therefore, even if Damei Bank only provides free storage, it still has a great competitive advantage compared with banks.
Not to mention, Da'ei Bank is backed by the state, so its credibility is even more guaranteed.
Of course, this guarantee of credibility is also relative - those who have ulterior motives and do not trust the Da'ei court will probably not dare to deposit money in the bank.
While Yingtianfu was actively promoting the "New Money Order" in various places, Xiuyiwei conducted surprise interrogations after arresting Wang Enwen and a group of other criminals who conspired to obstruct and undermine the "New Money Order."
Subsequently, the Nanjing garrison was dispatched.
Other suspects involved in the case were also arrested, interrogated, and then handed over to the tribunal for judgment...
Pingkang Square.
Wang Dagui hid in his home, feeling extremely frightened and regretful.
He was originally a peddler who walked around the streets selling small items for daily use.
The day before yesterday, a friend he was not familiar with came to him and introduced him to a new way to make money.
The job is not difficult, just ask him to spread some gossip about "the imperial court will directly ban the old money from the Qianming Dynasty" while walking around the streets.
You only need to work for one day and you can get two taels of silver!
In addition, if you can pull people to protest in front of the Yamen, you will get one penny for each one you pull!
Although Wang Dagui vaguely felt that the employer who did this wanted to go against the imperial court, he still could not resist the temptation of money and took the job.
The main thing is that, in his opinion, even if something happens, it cannot be found on his head.
After all, he was just telling some hearsay, not sure whether it was true or not, so he wouldn't have violated the king's law, right?
But today when he went out and walked a few streets, he encountered the police arresting people twice.
Those who were arrested were all small traders like him who liked to walk in the streets, and they all shouted that they were wronged.
When they met for the second time, he asked the man's neighbor for information.
Only then did we learn that the vendor was arrested by the security forces for "deliberately spreading rumors to cause trouble and conspiring to undermine national policies."
Although Wang Dagui was uneducated, he had some knowledge and immediately realized that this matter might be related to him.
He originally wanted to escape from the city directly.
Carrying the cargo box and walking to the city gate, I saw the security forces checking the passers-by.
Feeling guilty, he didn't dare to go there at all, so he subconsciously ran home to hide.
In a state of nervousness, Wang Dagui ran to the ceramic God of Wealth enshrined at home to seek blessings.
"God of Wealth bless you, please don't find out about me - I will burn more incense and paper for you afterwards."
After praying, Wang Dagui realized that the God of Wealth might not care about this matter.
So I was ready to pray to my ancestors again.
Unexpectedly, as soon as he knelt down in front of his ancestor's memorial tablet, there was a knock on the courtyard door.
"Is Wang Dagui at home?"
It was Xiang Zheng's voice.
But Wang Dagui didn't dare to answer, let alone open the door.
Then he heard Xiang Zheng said: "Master Jun, someone saw Wang Dagui returning home before. Maybe he went out again?"
"Can the door be locked when you go out?"
A loud voice said this, and then the door was kicked open.
Wang Dagui was so frightened that he hid under the bed.
However, the security sergeants who rushed in quickly found him and arrested him.
When he was taken out of the hospital, Wang Dagui couldn't help shouting like the little vendor he saw, "Master Jun, I'm wronged. This villain didn't do anything."
The guard commander who came to arrest the person said: "You know whether you are wronged or not! Take him away!"
Hu Dazhuang, who came back from outside, happened to see this scene and was so frightened that he quickly stood aside.
After the security forces left, he came to inquire.
"Xiang Zheng, what did Brother Wang do?"
"It is said that it is deliberately spreading rumors to cause trouble and undermine national policies - it is a matter of old and new money."
"what?"
Hu Dazhuang was terrified after hearing this.
I thought to myself, it's a good thing that I didn't listen to Wang Dagui and go to protest in front of the Yamen that day, otherwise I would definitely be arrested today.
Then he was grateful to Xu Helai, the propaganda officer. The next day.
Xu He came to the alley and announced about Wang Dagui.
"Wang Dagui took money from private money merchants and deliberately spread rumors in an attempt to hinder the implementation of the 'New Money Order'."
"Although the crime was not serious, the government still confiscated the illegal income and sentenced him to one year of hard labor."
"I hope everyone can take this as a warning - we can't earn dirty money, let alone go against the court."
"If you are used by bad people to commit major crimes and are charged with rebellion, your head will be lost."
After listening to Xu He's story, Hu Dazhuang noticed that Uncle Li, who was cleaning people's faces on the street, was sweating and his face was pale. He was obviously very frightened.
After all, that day he and Wang Dagui were spreading the rumor in the alley that "the imperial court will directly ban old money."
Hu Dazhuang didn't know why he wasn't caught. Maybe it was because the bad guys' money was confiscated?
When thinking about money, Hu Dazhuang couldn't help but think of the more than 20 copper coins from the Ming Dynasty saved at home.
Yesterday, Xu He said that a new government office called "Bank" would appear on the street where the county government office is located in the next two days.
At that time, they can take the old copper coins at home and exchange them for new money.
I don’t know how much the twenty-odd guan of old money in his family can be converted into.
Just when Hu Dazhuang was thinking this, he heard Xu He change his words and talk about this matter.
"There is a bank open today near Pingkangfang."
"Although the court gave one year for everyone to exchange old money for new money."
"But I still suggest that everyone handle this matter as soon as possible."
"For one thing, old money has different qualities and is not as useful as new money after all."
"Secondly, although the court has given a one-year deadline, business people may not be willing to accept old money at some point."
"But there's no need to be too anxious. As long as this is done within three to five months, it should be fine."
"If nothing else, there will be more people exchanging money at the bank these days. If you don't want to queue up, you can also wait for the bank clerk to come to our shop to collect old money."
After Xu Hecai finished speaking, Widow Ma in the alley immediately raised her hand to ask.
"Mr. Xu, what kind of person will really come to our Pingkangfang? When will he come? Is the price of exchanging old money the same as that in the yamen?"
Hu Dazhuang and other common people also had similar questions. When Widow Ma asked, they all cheered up and listened.
Xu Hedao: "Logically speaking, it should be the same - if you don't believe it, you can also spend some time to go to the bank to do it."
"Of course, if you go to the bank clerk and find that the price is different from the price at the yamen, and you suffer a big loss, you can come to me."
Widow Ma immediately smiled and said, "With Mr. Xu's words, I feel relieved."
Xu He answered a few more questions from the people in the alley and left.
Everyone dispersed.
Hu Dazhuang hurriedly walked out.
He had quit his job as a contractor at the dock and joined the seventh uncle's construction team.
It's just that there happened to be no work these days, so he stayed at home.
Since he had nothing to do, he wanted to see if the bank office was open and if there were many people exchanging money.
He came to the street outside the square and almost walked to another square. Sure enough, he saw an office called "Da'ei National Bank" - these words were taught by Xu He yesterday.
But to Hu Dazhuang's surprise, there were many people watching around the bank, but not many people lined up to exchange money as Xu He said.
He watched for a while and saw a lean man walking out happily, holding a money bag in his hand.
Someone immediately approached the lean man and asked, "What kind of new money does this bank exchange? Is it really more than the market price?"
The lean man didn't know what he was doing, and he was quite courageous. He didn't feel scared when being watched by so many people.
He proudly took out two copper coins from his purse.
Show it to everyone.
"See, this is our big brother's new money, the small one is one cent, the big one is ten cents!"
Hu Dazhuang has very good eyesight.
Although the distance is not close, you can still see clearly.
I saw that the designs of the two copper coins were simple yet exquisite.
The most important thing is that it glows a brilliant red-yellow color in the sun, making it look quite coppery.
Many people expressed their admiration.
"This money is so nice!"
"No, it looks much more valuable than Chongzhen Tongbao."
"Don't mention Chongzhen Tongbao. A thousand copper coins may not be worth a lot. It looks like iron money. How can it be compared with this money?"
"In my opinion, the copper material of this new coin seems to be better than the early Wanli Tongbao!"
"···"
After a while of discussion, someone asked again: "Brother, have you exchanged the money?"
The lean man smiled and said, "Of course I redeemed it."
After saying that, he dug into his money bag and took out two silver coins, which immediately attracted everyone's attention.
Hu Dazhuang also looked over.
I saw that these two silver coins were also one large and one small, but they were more beautiful than the copper coins.
It looks more like a wealthy person's silver jewelry than a coin.
The lean man introduced at this time: "The small one is a dime, and the big one is one yuan."
People around started talking again.
"This silver coin is so beautiful."
“Not only does it look good, but it’s also easy to use – ten jiao is equivalent to one dollar, so you no longer have to cut or weigh silver.”
"Wouldn't the silver appraiser be unemployed?"
"It's good to be unemployed, but it costs us a lot of money."
"Not to mention anything else, if the imperial silver and copper coins are so beautiful, they are worth redeeming!"
During the discussion, people kept leaving and going to the bank to exchange money.
But after a while, there was a queue in front of the bank gate where there was no one before.
Hu Dazhuang waited for everyone to disperse, then went over to ask the lean man.
"Brother, is this bank's old money really higher than the market price for new money?"
The lean man looked at Hu Dazhuang in slight surprise and said, "Of course, but he's not much taller."
"Just now I took 1,100 Chongzhen Tongbao and exchanged it for 500 new coins. If it were on the market, a Chongzhen Tongbao of that quality would probably cost 1,150 coins."
The "New Money Order" stipulates that the Da'ei copper coin is 500 Wen, which can be exchanged for one yuan of silver coins, which is one tael of old silver.
Hu Dazhuang was not very good at arithmetic. He didn't know how much money the lean man had taken advantage of.
The lean man smiled when he saw this, patted Hu Dazhuang on the shoulder and said: "Little brother, don't forget it, I took advantage of at least seven or eight cents."
"If you have copper coins at home, exchange them quickly. If it's too late, the price may change."
After saying that, the lean man left.
Hu Dazhuang still didn't understand, but he knew that the bank had indeed overpaid.
So I hurriedly ran home, ready to take a few coins to the bank to try to exchange them...
······
a few days later.
Nanjing Forbidden City.
Tianxin Palace.
Bai Xiaosheng, deputy commander of the Xiuyi Guard, Xie Xuelong, the left assistant minister of the Criminal Justice Department, Su Guansheng, a doctor of the Special Affairs Department of the Supervisory Council, and Yi Yingchang, a doctor of the Treasury Department of the Ministry of Finance, were all there.
However, the case of "Wang Enwen and other private money merchants conspired to obstruct and sabotage the implementation of the new money order" has been settled.
Responsible officials from several relevant departments came together to report to Liu Sheng. (End of chapter)
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