I am a small factory doctor re-walking my life.

Chapter 284 Interest
The next morning, Song Xiaohui also got up early and followed her husband to the company with her household registration book and bankbook.

After arriving here, she did not go to Li Tang's office, but ran directly to the family home.

Li Yuan and Li Qing both knew that the construction team wanted a loan. They didn't care about the specific matters. If asked to sign, they would definitely cooperate with the signing.

Qiao Mu and the others knew last night that they didn't need to borrow money from the bank. Li Tang would lend them the money. Several people didn't sleep well that night. When they came here in the morning, they were all as excited as if they had been given chicken blood. Very.

"Third brother, I know you are rich, but I still have to make it clear that the money you promised to lend us will most likely be wasted."

As soon as he entered the office and saw Li Tang, Qiao Mu spoke up.

Call him captain or manager, anyway, he has the final say in the construction team now, and he needs to be responsible for everyone.

Without waiting for Li Tang to say anything, he continued: "To tell you the truth, third brother, I don't have any psychological pressure when I borrow money from the bank, but I feel a lot of pressure when I borrow money from you."

"You don't plan to give it to the bank, do you?"

"How is it possible? I must pay it back."

"Isn't that the same thing? Let's put it bluntly, do you want to borrow my money or not? Why are you acting like I'm begging you?"

"Hehe..." Qiao Mu smiled sheepishly and nodded twice: "Yeah, I'm just worried..."

"Worry about it!"

Before he could finish his words, Li Tang immediately uttered a curse word.

"Hurry up and write the loan agreement. I have other things to do later. Let me make it clear to you, this money is the betrothal gift or dowry I saved for my future son or daughter. You guys will treat me as uncles. It’s up to you.”

"You guys, look at how rich Lao San is. I have decided not to pay him back the money."

"You're right, Ping An, I don't plan to pay it back."

With Tian Jun and Ma Pingan's banter, the atmosphere in the room finally relaxed again.

Li Tang knew that no matter who the debt of 80 yuan was owed to, in this year and age, that person's back would be broken directly, and there was no thought of paying it back.

If they were running a state-owned enterprise like the Provincial Fourth Construction Company, he would definitely support finding a bank loan, but they are not. The construction team says it is a contractor, but in fact it is privately owned. Although it is easy to find a bank loan now, it is basically a matter of saying hello. Yes, but the money must be paid back, and the time is still short. If you can be approved for two or three years, it is considered a long time.

Borrow new ones and pay old ones back every year?Or where to find bridge funds?It's not impossible to operate like that, but something will happen sooner or later.

It does seem relatively simple in the early stage, but it also makes them fall into a kind of laziness, thinking that they can find the money to pay it back anyway, so why worry, they should eat and drink. If things go on like this, the construction team will be useless and people will It’s also useless.

Borrowing his money, to be honest, if the construction team really becomes a prostitute in the future, even if he doesn't need the money, he doesn't care about the 80 million anyway, as long as they are careful.

They are all brothers, and they must help when it is time to help, but they must also make it clear that the money must be paid back.

"Third brother, how do you calculate the interest?"

"How long are you going to borrow it for?"

Hearing his question, several people looked at each other, turned to Qiao Mu and said: "Five years, we will try to pay you back the money within five years."

"Five years?" Li Tang lowered his head and thought for a while: "Forget it about the interest." "How can that be done!"

"No, no, interest must be paid."

"How can I get it without interest?"

"Third brother, the interest must be paid."

Unexpectedly, as soon as he finished speaking, the four people clearly objected.

Li Tang calmly waved his hand to signal them to stop first. After they were silent, he slowly said: "Even if you go to the bank, I can get you a low-interest or even no-interest policy loan." , it’s just that the life span is shorter, if that’s the case, then I might as well just give it up.”

He was telling the truth. If you want to get a loan from a bank these days, it doesn't depend on the credit limit or the value of the collateral. It depends on who speaks.

The person Qiao Mu was looking for before said hello and the bank could approve 50 to 80. But if Li Tang comes forward, this number can be multiplied by at least ten. If the loan subject is changed to Qinshan Pharmaceutical, then the loan bank will If it becomes a provincial bank, you just say how much you want, and then someone will come to your door to ask for a signature.

This is reality. The real commercial banking model actually did not become formalized until 2000.

The number of non-performing assets that were divested by those companies before going public could scare a person to death, but it was precisely those companies that had the rapid economic development in those years. Of course, in that era of barbaric development, among them How many people have gained weight is unknown.

Looking at Li Tang's firm eyes, Qiao Mu smiled slightly and said nothing. He lowered his head and began to write the loan agreement. Tian Jun and the other three said nothing when they saw this. They looked at each other and smiled. Everything was gone. That's right.

"By the way, Third Brother, do you want a car?" Qiao Mu, who was writing with his head down, suddenly thought of something, stopped writing and looked up and asked.

"Car? What car?"

"It seems to be some kind of Duke, Bluebird, a car from my childhood."

"You're not talking about parallel imports, are you?"

"It must be. Where can I get the official one?"

"Just rest. I don't want it. How come you still have a way to get a water truck?"

"I know a friend who says he can get it from the south, but I can't."

"Do you want to buy it?"

"How can I have the money to buy it? I'm just asking you, the money I borrowed from you is for building a house. I won't use it to buy a car. The Jeep and Piansan Dou are basically enough now. If you can Get us some cheap jeeps, that would be better, but they have to be cheap, I can’t afford any more expensive ones.”

Li Tang liked the pragmatic attitude of Qiao Mu and the others very much. They didn't say that they would just drift away if they had some money. Of course, it might be that they didn't have any money at all and couldn't drift away.

But no matter what, once the salary is paid, it can be handed over to the wife or family members as soon as possible, leaving only some pocket money for myself, and even if I want to, I may not be able to go anywhere.

"As for the jeeps, don't be in a hurry. Let's finish the festival. I'll be ready to eliminate a few of them and give them to you at a cheaper price."

"What, your company is planning to purchase a new car?"

"The application for purchasing a new car has been submitted a long time ago, but I don't know how long I will have to wait in line. The chairman of one of our company's overseas partners was planning to come over and let me treat my illness, so he took the initiative to turn the medical expenses into Among the supplies, there are ten new cars from their country, I think even if the authorities deduct more, they will still have to give us two or three."

(End of this chapter)