I am a small factory doctor re-walking my life.

"That brat was messing around, and even you were alerted. As soon as he passed by, you had to take care of him, so that he wouldn't have to go to bed for three days."

"Haha, you are his father-in-law and you can't even bear to deal with him. You let me be the bad guy. Comrade Dezhong, you are very good at calculating your abacus."

"You can only deal with this kid now."

After a few casual chats, Song's father got down to business: "Director Mingda, I'm making this call to give you a report first. The investment of four billion US dollars is real. I just confirmed it with that guy. Among them, 3 billion was what he had previously asked his friends to earn from Big Bear, and he planned to invest all of it. He also planned to use the treasury bonds he purchased to make mortgage loans in banks.

The plan is so huge that I couldn’t explain it clearly over the phone. I’ve asked him to go back and prepare more detailed materials, and I’ll go over to the leadership to give a special report in the next two days. "

Director Wang felt relieved when he heard that the huge investment was real. Don't cause such a big commotion. It would end badly if it turned out to be fake.

When he heard that most of the funds came from the money earned from Big Bear, a smile appeared on his face. This kid can distinguish the important from the important.

"Okay, after you report to the supervisor, come and sit here."

"Uh... Director Mingda, I'd better go to your house and sit for a while. I won't go to your office."

Director Wang didn't expect that Song Dezhong would make a big or small joke with him, and he immediately became happy.

"Hahaha, okay, you don't have to come to my office. Otherwise, rumors will spread again, so go home."

……

Li Tang had almost prepared the reporting materials a long time ago. After dinner that night, he and Song Xiaohui went out for a walk and came back. They added some more in the study. They were ready before nine o'clock and will wait for tomorrow. Leave it to Qiao Mu and make a report to the provincial leaders tomorrow afternoon, then the project can start.

In the bedroom, when Li Tang opened the door, what he saw was that the door of the large standing cabinet was open, and the door of a small safe inside was also open. His wife was sitting cross-legged on the bed, with a lot of things in front of her. , with a pencil in his ear and an abacus on his leg. While looking at the bank book in his hand, he was dialing on the abacus with his other hand.

Hearing the noise, Song Xiaohui turned around and bared her teeth at her man, then turned around and continued her work.

Li Tang looked at everything in front of him in astonishment. After a long time, he calmed down and asked curiously: "Wife, what are you doing?"

"Tch, you've blown away all the bullshit. I have to calculate how much money my family has. Ah... I've even calculated it twice, and the total is still tens of millions short."

"You...how much did you calculate?"

"Even counting the national debt we bought, our wages over the years, the balance in the passbook, and the dividends from Qinqi Ford, it's only a little over 8.4 billion, which is at least 60 million short of the 85 mark. "

"Why do you have to go to eighty-five?"

"Isn't the current exchange ratio one to eight and a half? Did I remember it wrong?"

"Uh... That's not true. It's just like that." Li Tang shook his head, walked up and sat on the edge of the bed, picked up a bankbook and looked at it.

Song Xiaohui has always been in charge of the family's money. She stores each of their different incomes in different accounts and writes them clearly on the accounts.

The book he was picking up now was Song Xiaohui's income from a part-time job in the Provincial Economic Research Office, which was one hundred and fifty per month. There were only records of deposits on the book, and there was no record of withdrawals. The above The balance is already tens of thousands of yuan. Putting down this one, he picked up another one. This time he picked up the salary that the Health Bureau wired to him through the post office every month. This one was relatively high, 220 per month, and the balance was already tens of thousands.

Another factor is his income from writing textbooks on traditional Chinese medicine. This income is not fixed, and the balance is already hundreds of thousands.

Now he has not calculated carefully how much salary he can receive in total every month. Anyway, it has already exceeded the minimum tax bracket of 800 yuan. In order to prevent those who are interested in using this to criticize, Song Xiaohui pays every quarter I would always go to the tax bureau to file taxes for my husband, and I would also ask them to issue a tax clearance certificate. If someone said something, I would have the evidence at hand right away.

Without looking at the other bankbooks, Li Tang raised his head to look at his wife, and raised his hand to touch her wrinkled face in a funny way.

"Honey, how do you calculate this? The balance of the national debt and the dividend you received from the car company last year combined are much more than that. There is no need to add figures with other discounts."

???

Song Xiaohui looked at her man with a puzzled face: "Are you planning to withdraw all the national debt in advance?"

"Of course not. Didn't I tell you to use them as a mortgage?"

"Then it's okay. I've asked, but you can only borrow up to 90% of the balance."

"The person you asked didn't count. They can loan it all out. As long as the loan period does not exceed the maturity date of the national debt."

As Li Tang spoke, he packed up the bankbooks scattered on the bed one by one.

Song Xiaohui looked at her man blankly with big eyes. It took her a long time to realize that she used the methods of ordinary people, but when her husband applied for a loan, could he be the same as ordinary people? Those banks are all eager for him to go there for a loan. He is an absolutely high-quality customer and there is no need to worry about not returning.

Today's banks don't have bad debt ratios. They almost don't care about the loans they issue. They don't have any review and management before, during, and after the loan. They themselves don't know whether the loans they give out can be recovered. I probably have an idea in my mind, but there is nothing I can do about it. Today’s banks are policy banks, and their job is to serve local areas and support local economic development.

But this does not mean that they do not need high-quality customers. Companies such as Qinshan Pharmaceutical, Qinling Construction Engineering, Qinqi Ford, etc. are absolutely high-quality corporate customers in the eyes of banks.

Li Tang and Qiao Mu are high-quality individual customers. Of course, banks are willing to cooperate more with these companies and individuals. They want to lend you some money even if you don't need money.

"If you didn't tell me earlier, I was still worried for a long time. I even thought about whether I should borrow money from my brother and sister."

She raised her hand and patted Li Tang on the leg with some dissatisfaction. She had been busy with a lot of work for a long time, but all she had done was useless.

"You didn't say anything. I was writing in the study. Who would have thought that you were doing this quietly in your room alone."

Li Tang stretched out his hand to pull his wife over in a funny way and asked her to sit on his lap.

"It's okay, just think of it as your accounting for our family. Housekeeper, how much money does our family have in total now?"

"Tch...I won't tell you!" Song Xiaohui turned her head aside proudly.

(End of this chapter)