I am a small factory doctor re-walking my life.

"No need to guarantee, I have a mortgage here." Li Tang waved his hand and continued: "I use treasury bonds as collateral, and the maturity dates are three years later. The term of the loan I plan to provide shall not exceed three years."

When he heard that the loan was being applied for using national debt as collateral, President Zhang was relieved in his heart. What he was most worried about was that this person came up and told him that he had nothing to do, and that he just wanted to apply for a loan anyway.

To be honest, although he could have loaned it out if he thought of a way, the risk he would have to bear would be too great. Now that it is settled, it has a mortgage and it is still a national debt. It can be said to be zero risk, perfect!

"I wonder how much you plan to borrow, Mr. Li?"

Li Tang turned his head and glanced at Duan Yingnan. Seeing that she was also looking at him, he thought for a moment and said, "A total of 8.3 billion."

"Cough cough..."

Duan Yingnan almost choked to death on her own saliva. Seeing the two leaders looking at her, she quickly raised her hands to apologize: "I'm sorry, I'm not careful..."

President Zhang also used the ability to turn his head to suppress the shock in his heart.

Eighty-three billion, what is this concept? Anyway, except for large-scale infrastructure projects led by the state, he had never heard of such a large single loan.

Let's put it this way, not to mention Qinshan ICBC, even Qin Province ICBC's deposit balance is not that large, so it is impossible to afford it.

By drinking water, President Zhang sorted out his words: "Director Li, I don't mean anything else, but...this amount of your money, let alone our province, is enough for the entire province's Workers' and Peasants' China Construction Engineering Corporation." It may not be able to be released.”

"What do you mean?" Li Tang was a little confused by President Zhang's words and asked blankly.

"As far as I know, the total deposit balances of banks in our province do not even have this figure, let alone which one. In addition, there are restrictions on the loan-to-deposit ratio. According to regulations, the balance of loans issued cannot exceed the balance of deposits. Seventy-five percent.”

???

This really touched upon Li Tang's knowledge blind spot. He really didn't know there was such a restriction.

but……

"Ahem... President, you are only talking about the balance of savings deposits, not corporate deposits."

Yup!

Duan Yingnan's reminder made President Zhang stunned for a moment, and then he raised his hand and patted his forehead gently.

"I was confused, Director Li, and didn't calculate the balance of corporate deposits. The banks in our province will definitely be able to lend you this loan, but one company can't."

That's not bad. Li Tang was still wondering whether he would have to go to the head office to get the loan.

"Well, let's do this. Director Duan and I have been friends for many years. You see how much your bank can lend, and we'll go through the formalities later."

"Thank you, Director Li. Can I ask you a question about why you have so much money..."

"Oh, I'm investing in a company. The company's procedures are being processed. The loan money will be transferred back to the capital verification account opened by your ICBC in the provincial capital."

Good guy, what company needs to invest so much money!

President Zhang secretly clicked his tongue in his heart, but he also knew that he could not ask any more questions.

Although banks have the responsibility to supervise the use of loaned money, this is just a saying these days. It doesn’t matter whether you are an individual or an organization that can borrow money from banks. Most of them are guaranteed by the government. , who do you supervise?

As for the person in front of me, although he is a human being, he is actually more terrifying than those units.

It's good if someone can give me an explanation. President Zhang is satisfied with this. In the end, after comprehensive consideration, Qinshan ICBC could provide a loan of no more than 500 million, which was almost their limit. For this, it had to be submitted to the provincial bank for approval and approval first.

But it just so happened that if he reported it here for approval, Li Tang would go to their provincial bank to go to them. The rest of the loan would probably not be settled by Wang Ting's best friend. He would wait for these provincial banks to come to him.

He asked Deputy Director Xue Chunan of the Secretary's Office to send the person away on his behalf. Jia Xianghua, who had been waiting for a while, followed up in the office and quickly reported the matter about Jiang Chao.

……

Here, President Zhang and Duan Yingnan walked out of the headquarters building of Qinshan Pharmaceutical. After saying goodbye to Xue Chunan, they turned back and took a closer look at the magnificent building that they had not cared to admire when they came here. They smashed their mouths with envy, then turned and walked towards the parked building. A car on the roadside.

He had to go back quickly to prepare materials and report to the provincial bank.

"By the way, Director Duan, how did you and Director Li meet?"

The car hadn't been driving for long when President Zhang suddenly thought of something. He turned around from the passenger seat and looked at the rear seat and asked.

He had just been transferred not long ago. He only knew that Duan Yingnan was the daughter of the old president of the original bank. Her ex-husband was the branch president in the county below, and he didn't know anything else.

When asked by the leader, Duan Yingnan thought for a moment before replying with a smile: "One of Director Li's childhood friends and I were classmates in college, and we met through his introduction."

"Oh, I see!"

"President, you may not know that Director Duan and Director Li have a life-and-death relationship."

As soon as President Zhang turned his head, the driver picked up the conversation.

Nowadays, drivers are full-time employees of the company, or they are technical workers. They are not as careful when interacting with leaders as they were in the past. Casual chatting in the car is commonplace. You can't do anything to me anyway.

What he said surprised President Zhang, and at the same time aroused great interest. What is the concept of life-and-death friendship?

"Master Ma, please stop talking nonsense." Duan Yingnan pretended to be displeased and said, suppressing the joy in her heart.

"Hey, Director Duan, there are many people who know about that, so it's not nonsense."

The driver, Lao Ma, glanced at the rear mirror and was about to say something else when the co-pilot, Mr. Zhang, spoke.

"Director Duan, don't interrupt, Lao Ma, tell me what's going on, I really don't know."

"Leader, you should know that Director Li has a scar on his face, right?"

"Yeah, I know! Why, what does that scar say?"

Many people will be curious when they see the scars on Li Tang's face on TV. Qinshan Pharmaceutical has a product to remove scars, and the effect is really good. This is obvious to all, but why is the scar on the chairman's face not removed? It really makes a lot of people confused.

"A few years ago, some people were jealous that Qinshan Pharmaceutical's products were good and could be sold abroad to earn foreign exchange, so they found people to come and deal with Director Li. This happened more than once. This is the first time I heard that the driver next to Director Li was used He was injured by a gun. I only heard about this, and no one saw the details.

The second time was the time when I said that Director Duan and Director Li had a life-and-death relationship. At that time, Director Duan and Director Li, who was still the general manager, were talking at the door of the pharmaceutical factory office. They happened to encounter someone coming to commit murder. I heard that the shooter In an instant, Director Li pushed Director Duan away, and then he was injured on his face.

I should not say it, but I heard that Director Li's reaction was really fast. He had a gun on him, so he took out the gun and shot, killing the assailant. "

(End of this chapter)