enchanting bodyguard
Chapter 124 Li Bingbing Fights Out
Early the next morning, Zhou Dongfei got up an hour earlier than usual.But he found that Sister Mei and Bai Xiaoning had woken up earlier.It was clear that both women were too excited to sleep.As long as Li Bingbing is willing to give them a loan from Huitong Bank, they can make a lot of money.
After contacting Li Bingbing by phone, Zhou Dongfei didn't hide anything, but directly said on the phone: I want to get a loan, the more the better.
If he invited people over first, and then made a sudden request, Li Bingbing definitely didn't have enough time to think about it.But in that case, it would be a bit ugly.We are friends, not commercial competitors, so there is no need to be so commercialized.
Near noon, Li Bingbing was invited to a banquet, and when she saw Zhou Dongfei, she smiled and said, "I've never seen a client like Brother Fei, and I didn't even say a specific number, and just said 'loan as much as I can', hehe, Do you think my sister prints money? Even if you have such a big appetite, I might not be able to afford my sister."
"Don't tell me you're poor, tell me, how much loan can you release?" Zhou Dongfei asked with a smile.
Li Bingbing thought for a while, then looked at Xinyi Hotel, and said, "Even if it's just a formality, there must be a mortgage guarantee. Otherwise, I can't explain it to the head office. If we only count Xinyi Hotel and Huanxisha , even if the value of intangible assets is calculated, it is roughly [-] million. According to the general practice, your things are worth [-] million, so it is not bad for the bank to lend you [-] million."
"Stingy!" Zhou Dongfei scolded with a smile.
Li Bingbing shook his head and smiled, "Isn't that the 'general situation', haha. Sister Mei and Brother Fei's face is worthless. At worst, I will overestimate the value of Huanxisha and Xinyi Hotel, and then think about it a little bit Other ways. Let’s put it this way, [-] million will be the top. If there is more, I can’t figure it out.”
Although Li Bingbing said it lightly, Zhou Dongfei and Sister Mei knew how much pressure she was under.With something worth more than 1 million as collateral, a loan of [-] million was released. What if Zhou Dongfei ran away with [-] million?Such a huge difference, how could she, a white-collar worker, be able to bear it?
"Sister, brother and sister Mei thank you, really!" Zhou Dongfei put away his stubbornness, showed a rare serious expression, and said, "I know how much pressure you are under, but please rest assured that this matter It will definitely not be yellow. Even if this business really goes wrong, I will at least keep the principal of [-] million yuan for you. "
What Li Bingbing wanted was this sentence, which made her feel a little easier.Although she believed in the character of Zhou Dongfei and Sister Mei, the shopping mall was like a battlefield, who could guarantee victory in all battles?In case of losing money, even if Zhou Dongfei can't make up the money to repay the debt, can Li Bingbing kill him?
"Brother Fei, with what you and Sister Mei said, my sister recognizes it. Even if I don't show up by then, at worst I will be kicked out, and I will have a meal with you after I come out!" Li Bingbing said with a smile, but Sister Mei felt a little distressed.Sister Mei is a good woman, and she can't bear the huge pressure on others because of herself, so she tugged on Zhou Dongfei's sleeve and said, "Let's borrow a little bit, [-] million is not enough? Even if you don't earn money, you can get it later Make sure to pay the bill."
Zhou Dongfei shook his head and said, "Actually, even if we borrowed 2 million yuan, we can still pay it back. Think about it, even if this business cannot be done, our [-] million yuan has been replaced by fixed real estate and real estate. Discount it a little, It's no problem to get back more than [-] million yuan. Adding the Huanxisha we mortgaged, it's not difficult to get [-] million yuan. So, the risk of Bingbing is not very big-as long as you are willing to do it, sister Mei."
Li Bingbing saw Zhou Dongfei was so sure, he couldn't help asking: "What kind of business is it? You make it so mysterious? It's really funny. As a loan lender, I don't even know what project the lender is going to invest in, so I'm confused. I promise you, hehe."
"Secret!" Zhou Dongfei laughed.
"Sick to death, is it you who borrowed my money, or I who borrowed your money? It's too unreasonable, ha ha." Li Bingbing smiled, "Forget it, anyway, I am determined to get on your thief ship, so I will let you torment alright."
Sister Mei couldn't stand it any longer, she beat Zhou Dongfei for a while, and said angrily: "You are a real person! People Bingbing dare to take such a big risk for you, and you still hide it! If it were me, I would pay you a penny!" None of them will be lent to you!"
Zhou Dongfei smiled, "I'm not joking, heh."
Afterwards, Zhou Dongfei told Li Bingbing all about the possible upcoming development of Yuandong Road.Sister Mei is right, you have to compare your heart with your heart.Although this news is valuable, if it is leaked out, it means that you can't make any money.But for him, Zhou Dongfei, Li Bingbing put his entire career on the line.
After hearing Zhou Dongfei's words, Li Bingbing's eyes widened and widened, and she said in amazement: "God, where did you hear such confidential information?"
"It's very reliable, otherwise I wouldn't have made such a big determination. Don't worry, sister, the risk of this matter is very small."
"It's not reassurance, it's tempting!" Li Bingbing said in surprise, "Brother Fei, Sister Mei, if this news is true, then I'm sure that the three hundred million is in your hands, and it will turn over within half a year. One time, this is the least! I don’t worry about lending you money now, but I regret that I borrowed less, hey!”
"What's wrong, can you still increase the loan amount?" Zhou Dongfei said excitedly.
"I can't tell you're joking! I told you that I did my best. How can I borrow more money? After all, the value of your collateral is at stake." Li Bingbing said so, it can be seen that she really It's to the best of my ability.
Zhou Dongfei thought to himself that the money in the world cannot be earned by one person, so he asked: "Sister, is Huitong Bank interested in participating?"
"Acquisition of real estate on Yuandong Road?" Li Bingbing thought for a while and said, "It can be done, but that would steal your business. Besides, once more real estate on Yuandong Road is acquired, it will definitely attract people's attention. At that time, what if the city government thinks there is something tricky and temporarily changes the plan?"
Zhou Dongfei said: "It doesn't matter! We don't buy houses and real estate from retail investors on a large scale, we only specialize in a few. And you Huitong Bank can buy a few ready-made sets here under the name of establishing a central business office or branch office. It’s a small building with a facade. It’s not bad to earn a lot of money, but to spend a little money.”
Li Bingbing thinks it's okay, but this matter has to be discussed with other executives.Of course, she would not tell about the development of Yuandong Road, she just said that she suggested building a new business outlet on Yuandong Road.However, the area of this outlet must be large, and it must reflect the momentum and image.In this way, the real estate area purchased will certainly not be too small.
At the executive meeting on Monday, Li Bingbing threw out his point of view.Everyone still respects the opinion of the head of the branch.After all, it's not a big risk project, it's just a new business point.The Haiyang Branch of Huitong Bank is currently on the rise, and its business network is indeed going to expand.
The only thing that makes many executives feel strange is that the president Li Bingbing seems to be paying too much attention to this matter.Even if she is looking for a suitable house, she has to contact and inquire in person.Could it be that she has an interest in it?Let it be, anyway, everyone is working for the boss, so there is no need to offend Li Bingbing, the immediate boss.Besides, Li Bingbing's identity is there, and the bank executives who know the bottom line know that she can't ruin the Huitong Bank.
As for the [-] million loan to Sister Mei and Zhou Dongfei, Li Bingbing almost operated in secret.It was just an arrangement with the business department of the direct line, and the loan procedures were completed.And in order to deceive people, the processing speed is very fast.
Sister Mei and Bai Xiaoning were holding so much cash for the first time, their hearts were pounding.Hey, if this is converted into one hundred yuan bills, it should be able to fill a whole room, right? !
"Sister Mei, tell me the truth, did your hands shake when you signed the loan?" Bai Xiaoning asked.
"Hands aren't shaking, but it's true that my heart is shaking, haha."
……
In the following period of time, Zhou Dongfei started the acquisition plan on Yuandong Road.This plan was made relatively covertly, and it was Zhou Dongfei who contacted and negotiated with the homeowner through a single line.Zhou Dongfei was eyeing seven or eight houses with a large area, including a parking lot, a medium-sized hotel, a medium-sized shopping mall, and everything else.And the largest one is the office building on Yuandong Road, which is quite famous in Haiyang City.The management of this office building is not very good. After all, Yuandong Road is not a commercial street, nor is it a bustling area where big companies gather.After Zhou Dongfei inquired clearly, he had a face-to-face talk with its boss.The other party's asking price is not low, and the price is 20 million.After all, this is a 3-story office building with a construction area of more than 5000 square meters.Wrapped with a land price of [-] yuan per square meter, it is also worth this amount.
At the beginning, the developer of this office building built the building with a loan. Unexpectedly, the management was not good, and the rent received was not enough to repay the loan, so that the capital chain was almost broken several times.Otherwise, he would not have quoted such a low price.It can be said that the price of [-] million is not expensive.You must know that when this building was built, building materials such as reinforced concrete were relatively cheap, and the land price was not very high.If it is changed to the present, even if it is just to build this building, it will cost more than this price.
However, the overall sale of the building is not selling vegetables in the vegetable market.Even if the boss is willing to lower the price a little, no one can easily spend more than [-] million yuan to buy it, the amount is too big.Besides, you yourself have proved that there is no commercial value here, and it will be difficult for others to make money if they buy it.
However, Zhou Dongfei seemed to be full of confidence.He told the boss that he planned to renovate the office building to make it a high-end model of Haiyang office building.He even said disdainfully to the owner of the office building: "Brother, your business ideas are not good, and you are not willing to continue to spend money in it! As long as the money is in place and the image of a high-end office building is revealed, it will definitely turn around and turn a profit!"
Of course, the premise is that the price has to be considered again.
The boss of the office building superficially praised Zhou Dongfei for his courage and long-term vision, and said that "young entrepreneurs are bold and courageous"!But on the psychological side, he secretly scolded "silly B".Continue to throw money into it?Unless Lao Tzu's head was kicked by a donkey and caught by a door!
After contacting Li Bingbing by phone, Zhou Dongfei didn't hide anything, but directly said on the phone: I want to get a loan, the more the better.
If he invited people over first, and then made a sudden request, Li Bingbing definitely didn't have enough time to think about it.But in that case, it would be a bit ugly.We are friends, not commercial competitors, so there is no need to be so commercialized.
Near noon, Li Bingbing was invited to a banquet, and when she saw Zhou Dongfei, she smiled and said, "I've never seen a client like Brother Fei, and I didn't even say a specific number, and just said 'loan as much as I can', hehe, Do you think my sister prints money? Even if you have such a big appetite, I might not be able to afford my sister."
"Don't tell me you're poor, tell me, how much loan can you release?" Zhou Dongfei asked with a smile.
Li Bingbing thought for a while, then looked at Xinyi Hotel, and said, "Even if it's just a formality, there must be a mortgage guarantee. Otherwise, I can't explain it to the head office. If we only count Xinyi Hotel and Huanxisha , even if the value of intangible assets is calculated, it is roughly [-] million. According to the general practice, your things are worth [-] million, so it is not bad for the bank to lend you [-] million."
"Stingy!" Zhou Dongfei scolded with a smile.
Li Bingbing shook his head and smiled, "Isn't that the 'general situation', haha. Sister Mei and Brother Fei's face is worthless. At worst, I will overestimate the value of Huanxisha and Xinyi Hotel, and then think about it a little bit Other ways. Let’s put it this way, [-] million will be the top. If there is more, I can’t figure it out.”
Although Li Bingbing said it lightly, Zhou Dongfei and Sister Mei knew how much pressure she was under.With something worth more than 1 million as collateral, a loan of [-] million was released. What if Zhou Dongfei ran away with [-] million?Such a huge difference, how could she, a white-collar worker, be able to bear it?
"Sister, brother and sister Mei thank you, really!" Zhou Dongfei put away his stubbornness, showed a rare serious expression, and said, "I know how much pressure you are under, but please rest assured that this matter It will definitely not be yellow. Even if this business really goes wrong, I will at least keep the principal of [-] million yuan for you. "
What Li Bingbing wanted was this sentence, which made her feel a little easier.Although she believed in the character of Zhou Dongfei and Sister Mei, the shopping mall was like a battlefield, who could guarantee victory in all battles?In case of losing money, even if Zhou Dongfei can't make up the money to repay the debt, can Li Bingbing kill him?
"Brother Fei, with what you and Sister Mei said, my sister recognizes it. Even if I don't show up by then, at worst I will be kicked out, and I will have a meal with you after I come out!" Li Bingbing said with a smile, but Sister Mei felt a little distressed.Sister Mei is a good woman, and she can't bear the huge pressure on others because of herself, so she tugged on Zhou Dongfei's sleeve and said, "Let's borrow a little bit, [-] million is not enough? Even if you don't earn money, you can get it later Make sure to pay the bill."
Zhou Dongfei shook his head and said, "Actually, even if we borrowed 2 million yuan, we can still pay it back. Think about it, even if this business cannot be done, our [-] million yuan has been replaced by fixed real estate and real estate. Discount it a little, It's no problem to get back more than [-] million yuan. Adding the Huanxisha we mortgaged, it's not difficult to get [-] million yuan. So, the risk of Bingbing is not very big-as long as you are willing to do it, sister Mei."
Li Bingbing saw Zhou Dongfei was so sure, he couldn't help asking: "What kind of business is it? You make it so mysterious? It's really funny. As a loan lender, I don't even know what project the lender is going to invest in, so I'm confused. I promise you, hehe."
"Secret!" Zhou Dongfei laughed.
"Sick to death, is it you who borrowed my money, or I who borrowed your money? It's too unreasonable, ha ha." Li Bingbing smiled, "Forget it, anyway, I am determined to get on your thief ship, so I will let you torment alright."
Sister Mei couldn't stand it any longer, she beat Zhou Dongfei for a while, and said angrily: "You are a real person! People Bingbing dare to take such a big risk for you, and you still hide it! If it were me, I would pay you a penny!" None of them will be lent to you!"
Zhou Dongfei smiled, "I'm not joking, heh."
Afterwards, Zhou Dongfei told Li Bingbing all about the possible upcoming development of Yuandong Road.Sister Mei is right, you have to compare your heart with your heart.Although this news is valuable, if it is leaked out, it means that you can't make any money.But for him, Zhou Dongfei, Li Bingbing put his entire career on the line.
After hearing Zhou Dongfei's words, Li Bingbing's eyes widened and widened, and she said in amazement: "God, where did you hear such confidential information?"
"It's very reliable, otherwise I wouldn't have made such a big determination. Don't worry, sister, the risk of this matter is very small."
"It's not reassurance, it's tempting!" Li Bingbing said in surprise, "Brother Fei, Sister Mei, if this news is true, then I'm sure that the three hundred million is in your hands, and it will turn over within half a year. One time, this is the least! I don’t worry about lending you money now, but I regret that I borrowed less, hey!”
"What's wrong, can you still increase the loan amount?" Zhou Dongfei said excitedly.
"I can't tell you're joking! I told you that I did my best. How can I borrow more money? After all, the value of your collateral is at stake." Li Bingbing said so, it can be seen that she really It's to the best of my ability.
Zhou Dongfei thought to himself that the money in the world cannot be earned by one person, so he asked: "Sister, is Huitong Bank interested in participating?"
"Acquisition of real estate on Yuandong Road?" Li Bingbing thought for a while and said, "It can be done, but that would steal your business. Besides, once more real estate on Yuandong Road is acquired, it will definitely attract people's attention. At that time, what if the city government thinks there is something tricky and temporarily changes the plan?"
Zhou Dongfei said: "It doesn't matter! We don't buy houses and real estate from retail investors on a large scale, we only specialize in a few. And you Huitong Bank can buy a few ready-made sets here under the name of establishing a central business office or branch office. It’s a small building with a facade. It’s not bad to earn a lot of money, but to spend a little money.”
Li Bingbing thinks it's okay, but this matter has to be discussed with other executives.Of course, she would not tell about the development of Yuandong Road, she just said that she suggested building a new business outlet on Yuandong Road.However, the area of this outlet must be large, and it must reflect the momentum and image.In this way, the real estate area purchased will certainly not be too small.
At the executive meeting on Monday, Li Bingbing threw out his point of view.Everyone still respects the opinion of the head of the branch.After all, it's not a big risk project, it's just a new business point.The Haiyang Branch of Huitong Bank is currently on the rise, and its business network is indeed going to expand.
The only thing that makes many executives feel strange is that the president Li Bingbing seems to be paying too much attention to this matter.Even if she is looking for a suitable house, she has to contact and inquire in person.Could it be that she has an interest in it?Let it be, anyway, everyone is working for the boss, so there is no need to offend Li Bingbing, the immediate boss.Besides, Li Bingbing's identity is there, and the bank executives who know the bottom line know that she can't ruin the Huitong Bank.
As for the [-] million loan to Sister Mei and Zhou Dongfei, Li Bingbing almost operated in secret.It was just an arrangement with the business department of the direct line, and the loan procedures were completed.And in order to deceive people, the processing speed is very fast.
Sister Mei and Bai Xiaoning were holding so much cash for the first time, their hearts were pounding.Hey, if this is converted into one hundred yuan bills, it should be able to fill a whole room, right? !
"Sister Mei, tell me the truth, did your hands shake when you signed the loan?" Bai Xiaoning asked.
"Hands aren't shaking, but it's true that my heart is shaking, haha."
……
In the following period of time, Zhou Dongfei started the acquisition plan on Yuandong Road.This plan was made relatively covertly, and it was Zhou Dongfei who contacted and negotiated with the homeowner through a single line.Zhou Dongfei was eyeing seven or eight houses with a large area, including a parking lot, a medium-sized hotel, a medium-sized shopping mall, and everything else.And the largest one is the office building on Yuandong Road, which is quite famous in Haiyang City.The management of this office building is not very good. After all, Yuandong Road is not a commercial street, nor is it a bustling area where big companies gather.After Zhou Dongfei inquired clearly, he had a face-to-face talk with its boss.The other party's asking price is not low, and the price is 20 million.After all, this is a 3-story office building with a construction area of more than 5000 square meters.Wrapped with a land price of [-] yuan per square meter, it is also worth this amount.
At the beginning, the developer of this office building built the building with a loan. Unexpectedly, the management was not good, and the rent received was not enough to repay the loan, so that the capital chain was almost broken several times.Otherwise, he would not have quoted such a low price.It can be said that the price of [-] million is not expensive.You must know that when this building was built, building materials such as reinforced concrete were relatively cheap, and the land price was not very high.If it is changed to the present, even if it is just to build this building, it will cost more than this price.
However, the overall sale of the building is not selling vegetables in the vegetable market.Even if the boss is willing to lower the price a little, no one can easily spend more than [-] million yuan to buy it, the amount is too big.Besides, you yourself have proved that there is no commercial value here, and it will be difficult for others to make money if they buy it.
However, Zhou Dongfei seemed to be full of confidence.He told the boss that he planned to renovate the office building to make it a high-end model of Haiyang office building.He even said disdainfully to the owner of the office building: "Brother, your business ideas are not good, and you are not willing to continue to spend money in it! As long as the money is in place and the image of a high-end office building is revealed, it will definitely turn around and turn a profit!"
Of course, the premise is that the price has to be considered again.
The boss of the office building superficially praised Zhou Dongfei for his courage and long-term vision, and said that "young entrepreneurs are bold and courageous"!But on the psychological side, he secretly scolded "silly B".Continue to throw money into it?Unless Lao Tzu's head was kicked by a donkey and caught by a door!
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