Chapter [-] Suffering Presidents

Repaying debts is a matter of course.It is reasonable, reasonable and legal for Xinyi Group to collect the loans it issued.

However, there are only so many loans in the hands of those real estate developers.The cake is fixed, if you cut off a big piece, others will get a big piece less.Xinyi Bank has recovered a large amount of loans, which means that the state-owned banks can recover even less!

Therefore, instead of responding to the crisis better, the state-owned banks are facing a more severe situation while Xinyi is keeping accounts efficiently.This situation is precarious, but the state-owned banks themselves have nothing to do.

As a result, the heads of these banks suddenly resorted to their usual means-to find the government if they have difficulties!

It has to be said that this is a malady, common fault, and inferiority of state-owned enterprises!When he was rich, he was extravagant and unscrupulous, even disregarding the image of state-owned enterprises, and disregarding the accusations and doubts of the public.Even the government has ordered them to restrain themselves, but they still go their own way.And once there is trouble, they immediately think of the benefits of the government.

It is this kind of virtue to call out "Mother" when you want milk, and "Mother bi" when you are full.

Therefore, in the office of President Dai of the Central Bank, a group of bosses of state-owned banks were frowning and complaining.

"President Dai, our business is already out of business, there are bad debts everywhere, and we can't even make up the reserves!"

"The central bank wants to decide for us! Those banks in the Xinyi Department are too ruthless. They collected all their principal and interest. They eat their own meat and don't give us soup!"

"That's right, it's all caused by Xinyi Department! We planned to recover at least [-]% of the loan, but after Xinyi Department's toss, we only recovered [-]%."

The latter one is purely farting.The efficient debt collection of Xinyi Bank has affected them to a certain extent, which is inevitable, but it will never be so exaggerated.In fact, even if the bank of Xinyi Department does not demand debts like this, the state-owned bank can recover less than 20.00% of the loan at most.The reason why the president said that "50.00% could have been recovered" is purely to push the responsibility on Xinyi, and at the same time reduce the responsibility he should have borne.

President Dai is not an idiot, and the title of "Treasurer Dai" who is used to being called by a group of ministries and commissions is not for nothing.I saw President Dai throwing his glasses, staring at the president of the state-owned bank and asking, "President Zhang, tell me responsibly, with your bad debts, can you really recover 50.00%?"

This President Zhang had no confidence, swallowed and spit, and his voice was more than doubled, almost mumbling: "Uh... Actually, there is still hope for 30.00%..."

"If you were able to get back [-]%, I would have underestimated you, Zhang Changfa!" President Dai snorted coldly, "Which one of you has the stronger ability to resist risks? At the beginning, it was not enough to make money one by one, and not to lend money. Face—don’t think my words are ugly. When it’s time to take responsibility, the Economic Responsibility Investigation Team will be even worse than what I said! As early as one and a half years ago, the central bank warned you repeatedly to pay attention to loan risks and shrink the scale of loans , to strengthen loan recovery, who of you listened? For the immediate benefit, everyone ignored the central bank's warning!"

None of the governors dared to speak.Because President Dai mentioned the term "economic responsibility investigation team", it is an absolute threat to them.Once the economic responsibility is investigated, even if you don't take any money, but at least one crime of dereliction of duty can ruin their political future.Even taking a step back, just an evaluation of "not strong work ability" can bring their political lives to collapse.

"Treasurer Dai" cast a cold glance at these once arrogant soldiers, and said in a cold voice: "Now that I see difficulties, I can't escape this catastrophe, and I think of the central bank again? To tell you the truth, the central bank is doing the same now! Don't If you can’t afford to wipe your butts, even if you can afford it, you won’t give it to you in vain!”

Shopkeeper Dai continued, "The central bank's money is the country's money, and it is the money of all the people! It is used for nothing to help you, how to explain to the government, how to explain to the society? Take the money of the people and give it to you, so that you can continue to receive With an annual salary of tens of millions?!"

"You have to be hardworking yourself, first make a clear attitude, and then talk about other things!" President Dai said with a sneer, "You have been full these years, and you should 'reduce weight'! If you want the public to reduce Some doubts, if you want the investigation team to give you a decent evaluation, you need to take some practical actions first!"

Action?What practical action?

At this time, the second-in-command of the central bank, Vice President Jin, who has been silent all the time, acted as the villain, and added: "Let's reduce the salaries of you state-owned bank executives first! Determine your salary according to the salary level of government officials at the same level. Standard. While enjoying the rank of an official, while receiving a high salary from a market-oriented enterprise, the public has long aroused public outrage!"

Day, uh... according to the standard of officials at the same level, the salary has shrunk by nearly a hundred times in one fell swoop!For people like them, it is almost a waste of work.Of course, this is what they understand as "free work".Even by this standard, it is also much higher than those ordinary migrant workers.

However, Vice President Jin hadn't finished speaking.This opinion was also decided after the proposal of "Treasurer Dai" and after discussion by the leadership of the central bank. I'm coming down!"

ah?This is to cause a shock among the middle and senior management of the state-owned banks!

The president of a state-owned bank said immediately, "No way, I'm afraid a large number of middle and high-level personnel will make a fuss!"

Vice President Jin smiled coldly: "Noisy? What's the trouble? Don't you always advertise your business as an enterprise? Well, since that's the case, then follow the method of ordinary enterprises—whoever thinks that the income If it’s not suitable, you can take the initiative to resign and find another job. Isn’t this how corporate operations are, the sky is high and the birds are flying. Those people usually think highly of themselves, as if they think they are talents. Well, let this group 'Birds' go to the real forest and fly around to see how high and far they can fly, and also to see how much they weigh."

Of course, this sentence also implies another meaning: including you few presidents, if you really feel that the income is low, you can go out and find another job!

But, dare they go out?It's okay for them to mess with officialdom within the system, but if it really comes to the economic tide, a wave can kill them.To use Zhou Dongfei's words, let Jiang Cankun find any deputy, and they will do a better job than them.

Therefore, they are pulling the banner as a tiger skin.This is also their usual trick.

For a long time, no matter whether these state-owned monopoly enterprises, government departments, or public institutions, as long as the words such as reform and restructuring are mentioned, they will immediately unite and resist.It seems that as long as their vested interests are moved, the whole sky will collapse.As soon as the higher-ups saw this, they felt that the pressure to reform was extremely high, so many reform ideas could not be implemented.

In fact, this is all a bluff.Do you think a monthly salary of 1 yuan is too little?Then you can leave, there are too many people rushing to do this job in the society!Even if it is [-] or [-], there are still a large number of people fighting for it.

Now, seeing that the central bank seems to be getting serious, these bluffs lost their temper immediately.The few presidents didn't say anything, they could only complain in their hearts, thinking that this time it was over.

And Vice President Jin continued: "In addition, your high three-public funds must also be reduced, and an explanation will be given to the society!"

"As well as those buildings that cost a lot of money, are extravagant and corrupt, get rid of them! As for those that have not yet started construction in the planning, they are all banned. You see, whether it is a metropolis or a second- and third-tier city, choose the ten best ones The building must have your state-owned banks!"

"Do you think everyone is a fool? When the leader is a fool, you don't know the actual situation below? In many second- and third-tier cities, there are Xinyi Huitong, Xinyi Quanye, Xinyi Huafeng... every private bank, the office location It’s nothing more than a single small building, and the office staff is much more streamlined than yours, so why don’t they operate as usual? Moreover, their efficiency is even higher than yours.”

"When it comes to staff reduction and work efficiency, it is too common for your banks to be overstaffed. Under the name of enterprise, they are institutions with a strong administrative system. To put it bluntly, it is nothing more than the placement of more senior staff. jobs, and higher welfare benefits. This must also be changed, the organization must be streamlined, and unnecessary departments must be abolished and merged.”

Day, let people live!If this method continues, everyone's nourishing and comfortable life will really disappear.

However, who among these governors would dare to say "no" again?It was their greed and recklessness that led to the massive loss of state-owned assets.Once this responsibility is traced, they will not be able to withstand the pressure.And if there are some illegal acts, such as arranging illegal loans from subordinate banks after receiving benefits, legal responsibility will be investigated at that time!

However, if they fully accept these "suggestions" from the central bank, I am afraid that after going back, they will trigger a strong rebound from a large number of middle and high-level officials.Although it is not enough to resign - they dare not resign, but at least it will be a headache.

These bitter presidents.

……

An originally planned complaint meeting and policy meeting turned into a criticism meeting.These presidents looked blank and left the office of "Treasurer Dai" in a daze.

Afterwards, Shopkeeper Dai hurried to the Prime Minister's Office to report on the meeting.In fact, the prime minister had already guessed that those governors would go to shopkeeper Dai to complain, so he arranged for shopkeeper Dai to deal with it in advance.

As soon as he saw the Prime Minister, Shopkeeper Dai said: "Prime Minister, your intentions have been deployed. Although the governors are not happy, they dare not say anything."

"The work is messed up, they still have the face to say anything?!" The prime minister looked dignified, "Taking this opportunity, let's clean it up!"

It turned out that this series of large-scale projects were directly ordered by the Prime Minister.The prime minister wants to take this opportunity to change the unhealthy atmosphere of state-owned banks in one fell swoop.He instructed Shopkeeper Dai to raise it in the leadership of the central bank, and then formed the collective opinion of the leadership of the central bank.

"However," the Prime Minister pondered for a while, and said, "Xinyi's actions have really made the situation of the state-owned banks even worse. Zhou Dongfei, this boy, is trying to set his heart on me!"

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