enchanting bodyguard
Chapter 803 The first expectation
Chapter [-] The First Expectation
He grinned and said, "I'm worried about your ability to repay the loan, and I'm not in a hurry to urge you to repay the loan—I don't have the guts. Can I pay it off in 20 years? If it doesn't work in 20 years, then 30 years?"
The 30-year ultra-low interest loan is too scary, it's almost like a free gift.
Li Zhengfeng straightened the reading glasses that had slipped to the tip of his nose, stared at Zhou Dongfei and asked, "Are you kidding me?"
"Do I dare to joke with you?"
"30 years! To put it bluntly, if the government uses this money to lend at high interest rates, the difference in interest earned could be another 2000 billion yuan, or even more." Li Zhengfeng was shocked by this extremely broad term .
"Come on, how to spend the money is your business. As long as you ensure that Haiyang's policy is stable in the future, you can talk about other things." Zhou Dongfei got up and smiled, "I'll make arrangements. I invite you and Li tonight. Have a meal with Bo. There is no business to discuss at the dinner table, only feelings, ha."
"Wait, I'll let the people in the Finance Department calculate how much profit this money will have if it is used for 30 years." Li Zhengfeng also wanted to settle this important matter in advance.
"What's the point? If 30 years isn't enough, then 50 years. What a big deal." A certain guy ran away arrogantly.
The mouth of others is soft, but the hands of others are short.Li Zhengfeng and Li Jiang, secretary of the provincial party committee, took the 2000 billion that Zhou Dongfei gave almost for nothing, and of course they fully agreed to Zhou Dongfei's small request.Not to mention suppressing Chen Hong and He Shuangming from being promoted, even helping them run into high-ranking officials, the contribution of 2000 billion is enough to "buy" two deputy provincial cadres, isn't it?
After returning to Haiyang, Zhou Dongfei directly invited Chen Hong and He Shuangming to his home.He told the two of his thoughts, and finally said with a smile: "I've decided for you, and I won't be promoted for a few years, isn't it very depressing? Hey."
He Shuangming has no objection, being the mayor is already smoke from the ancestral grave.And the age can't do it for a few years, so I don't have too many extravagant expectations.But Chen Hong is not too old, and he can still work for ten or eight years before it is his turn to retire.Therefore, Zhou Dongfei mainly paid attention to Chen Hong's reaction.
But Chen Hong drank a few more glasses, talked a little too much, and said with a smile: "It's nothing. In fact, it's good if you can stay in Haiyang, and you can concentrate on doing a few big things. Now Haiyang is changing with each passing day. I'm very glad to catch up This golden age of Haiyang City. When Haiyang really develops, maybe some people will remember me after many years. To put it a bit cheeky, maybe three to fifty years later, some people will still say that Haiyang is a city In the hands of Governor Li, Fa Jin really took shape when a person named Chen Hong was the secretary. I know that I don’t have much credit, but I still have this kind of extravagant hope. "Fame and fortune", "fame and fortune", people in the officialdom except To seek fame is to seek profit, and I am not a saint, although I do not seek profit, I still have the vulgar idea of leaving a mark for the passing of geese and leaving a name for the passing of others."
"These words are true and frank! It is rare to be an official without seeking profit. Lao Chen, I offer you a toast." Zhou Dongfei raised his glass with a smile, and Chen Hong also drank it down.
After He Shuangming drank two more cups, he smiled more frankly: "As far as my ability is concerned, it might be even worse if I am transferred out to be the director of any cold yamen bureau. So, it's better to be here to assist For Lao Chen, do more things for my hometown. If you can’t do big things, it’s good to be able to do small things.”
"What I like is your unity." Zhou Dongfei said with a smile, "Let's all work harder, and we can still make a difference in Haiyang. Even if you don't transfer, I don't think the two of you may not have a chance to improve level."
"What do you mean?" The two didn't think much.
Zhou Dongfei said: "With Haiyang's development speed, it is possible to become a first-class city in China within three to five years. As for Hedong Province, it will definitely become the economic leader. At that time, we will try to make Haiyang a sub-provincial city. Is it not as good as provincial-level municipalities like the capital and Shanghai, or sub-provincial cities like Shenchuan and Tailian? In short, I am confident."
It's really possible.At that time, the water will be high, and the city will be positioned as a sub-provincial level, and the secretary and mayor will naturally be sub-provincial cadres.And being a secretary in a sub-provincial city is more powerful than being a dry deputy governor.What's more, the general vice-provincial secretaries are all members of the Standing Committee of the Provincial Party Committee of the province, and they are indeed ranked before the general vice-governors.At present, there is not a sub-provincial city in Hedong Province, nor is the provincial capital, but the secretary of the provincial city is generally promoted to the standing committee of the provincial party committee.
Invisibly, another big cake was drawn, which revived Chen Hong and He Shuangming's silent mind just now.Do it, maybe you can really become a vice-provincial retiree!
"Suppress first and then raise, arouse people's thoughts." Chen Hong smiled, had a drink with Zhou Dongfei, but said, "Currently, our major industries have taken initial shape, and the development of Haiyang in the future With a few more wings, take-off is certain. But if you want to fly earlier and faster, you still need to implement large-scale urban expansion and reconstruction.”
Zhou Dongfei laughed and said, "It's just the three of us here. Old Chen, if you have something to say, just say it. It's not your secretary's office meeting."
Chen Hong said: "When Governor Li was in office, the urban transformation of those districts really achieved great results, but due to the bottleneck of funds, the transformation of other districts will lag behind. Compared with other first-tier big cities, our There is still a certain gap in the appearance of the city. The city is also small and lacks grandeur. It is best to expand more than ten kilometers to the east to show its momentum. In addition, many large-scale projects related to image cannot keep up with the situation. Representatives of many super companies in the world come here, and they will probably frown when they see our small airport; domestic businessmen will feel petty when they see our second-level station after getting off the train."
He Shuangming actually discussed this with Chen Hong a long time ago, and smiled while pouring wine: "Old Chen's meaning is very clear, that is, he is short of money. He discussed with me before, saying that our Xinyi Group has its own bank, yes It’s not about getting some low-interest loans for the city government. Including those banks from outside, I also hope Brother Fei and Sister Mei can help coordinate and each bank can get some financing.”
"It shouldn't be too difficult." Zhou Dongfei smiled secretly: I already knew what you two old guys were thinking.
Chen Hong shook his head and said: "Not necessarily. Although lending to the government seems safer, it is also the most risky. Many banks see that a city's expansion scale is too large, and they worry that the loan will be difficult to recover. For example, if they asked me for an account, I would procrastinate; when I resigned, my successor would procrastinate even more. This is a normal and bad habit, but many banks are really scared. Maybe your Xinyihuitong doesn’t care, other The banks will definitely be very careful. Even if those banks give you Fei Ge and Sister Mei face, but I estimate that [-] to [-] billion is already the limit. Even so..."
Seeing Chen Hong hesitating, Zhou Dongfei smiled and asked, "Even so, what's the matter?"
Chen Hong said: "Even so, we have to consider the repayment ability of the municipal government in the next few years. Even if those banks give good policies, it is a ten-year long-term loan. Repay more than 2000 billion! The annual loan repayment pressure is 4000 billion. Haiyang’s current financial revenue is not much, and almost all of it has to be spent. What’s more terrible is that many of the plans I mentioned are semi-public in nature. Investing is not easy.”
I want to borrow money, but I am afraid that I will not be able to exchange it.This is also a normal consideration. After all, as the governor of a province, Li Zhengfeng is already cautious about the loan scale of 2000 billion, let alone a prefecture-level city.
"Then what do you want to do?" Zhou Dongfei asked.
Chen Hong was a little embarrassed, and said: "The current national long-term loan interest rate is 15%. Can it be lowered and calculated at the short-term loan interest rate of 20%? And then the repayment period should be extended, such as... [-] years? Of course, [-] years is better...that way, the annual repayment pressure is much less.”
He Shuangming knew that he was short of money, but he didn't expect Chen Hong to be so ruthless.Not only should the loan repayment period be greatly lengthened, but the national statutory interest rate should also be lowered.These days, thank God if you can get a loan, there are so many conditions.If this condition is told to people in the banking industry, it is estimated that they will be called crazy.
But Chen Hong added: "I know Brother Fei's energy, and I also know that those banks have to give Brother Fei and Sister Mei face. So just ask, if it doesn't work, forget it."
The current Chen Hong has a little bit of blind worship towards Zhou Dongfei and Sister Mei's enormous energy.
Zhou Dongfei laughed: "I'm kidding you! We have spare money, so why bother to borrow from others. It doesn't matter if you can get a loan, but it doesn't matter if you can't. 2000 billion? I'll give you 4000 billion, whatever you want— — as long as it is used wisely!"
Both Chen Hong and He Shuangming sprayed it.
I knew there were rich and powerful people, but I didn't expect them to be so big and thick.Think of the astonishingly powerful Wenchuan Consortium, which can gather 2000 billion private funds and make waves in every city.
Before asking Zhou Dongfei where he got so much money, Chen Hong first asked with a green face: "Brother Fei, it can't be the high-interest loan from the Xinyi Group to the municipal party committee and the municipal government, right? It's really hard to pay off. Be good. , [-] billion, buying me and Lao He is not worth the interest money."
It is normal for people in the underground world to lend usury and collect money from members. Chen Hong thought of this first.However, it is unheard of for a guy to lend 4000 billion usury all at once.
Zhou Dongfei shook his finger: "Wrong! This money is all low interest, which is lower than the statutory low interest rate of 5.00% - I will give you 30%! As for the repayment period, I will allow you [-] years!"
Is it almost a free gift... Chen Hong and He Shuangming's eyelids jumped.
"What I'm talking about is just a rough idea. Anyway, you guys can't absorb so much money at once. In my opinion, in the next few years, if you invest 4000 a year, it will almost be saturated." Zhou Dongfei laughed, "My It means: don’t be afraid of lack of money, just spend it hard, as long as it is used in Haiyang, as long as it is used in a good place. In a word, I have as much as you want. 5000 billion is not enough? Is 6000 billion okay? Or 2000 billion? Really not, I will help you get another [-] billion bank loans? Haha!"
Zhou Dongfei was completely wealthy, but he scared Chen Hong and He Shuangming out of breath.
He Shuangming jumped up suddenly, "Brother Fei, if you can't support Haiyang up like this, you can chop off the heads of me and Lao Chen and use them as urinals!"
Chen Hong's face turned greener, his breathing became more rapid, and he couldn't help asking a vulgar yet attractive topic: "Brother Fei, how much money do you have?"
"I have to ask Yunyun about this, I can't count, hey."
……
That night, the three of them had a very happy conversation—they were so happy to death.
And this is only Zhou Dongfei's first expectation for Haiyang, it seems that the problem is not big.
He grinned and said, "I'm worried about your ability to repay the loan, and I'm not in a hurry to urge you to repay the loan—I don't have the guts. Can I pay it off in 20 years? If it doesn't work in 20 years, then 30 years?"
The 30-year ultra-low interest loan is too scary, it's almost like a free gift.
Li Zhengfeng straightened the reading glasses that had slipped to the tip of his nose, stared at Zhou Dongfei and asked, "Are you kidding me?"
"Do I dare to joke with you?"
"30 years! To put it bluntly, if the government uses this money to lend at high interest rates, the difference in interest earned could be another 2000 billion yuan, or even more." Li Zhengfeng was shocked by this extremely broad term .
"Come on, how to spend the money is your business. As long as you ensure that Haiyang's policy is stable in the future, you can talk about other things." Zhou Dongfei got up and smiled, "I'll make arrangements. I invite you and Li tonight. Have a meal with Bo. There is no business to discuss at the dinner table, only feelings, ha."
"Wait, I'll let the people in the Finance Department calculate how much profit this money will have if it is used for 30 years." Li Zhengfeng also wanted to settle this important matter in advance.
"What's the point? If 30 years isn't enough, then 50 years. What a big deal." A certain guy ran away arrogantly.
The mouth of others is soft, but the hands of others are short.Li Zhengfeng and Li Jiang, secretary of the provincial party committee, took the 2000 billion that Zhou Dongfei gave almost for nothing, and of course they fully agreed to Zhou Dongfei's small request.Not to mention suppressing Chen Hong and He Shuangming from being promoted, even helping them run into high-ranking officials, the contribution of 2000 billion is enough to "buy" two deputy provincial cadres, isn't it?
After returning to Haiyang, Zhou Dongfei directly invited Chen Hong and He Shuangming to his home.He told the two of his thoughts, and finally said with a smile: "I've decided for you, and I won't be promoted for a few years, isn't it very depressing? Hey."
He Shuangming has no objection, being the mayor is already smoke from the ancestral grave.And the age can't do it for a few years, so I don't have too many extravagant expectations.But Chen Hong is not too old, and he can still work for ten or eight years before it is his turn to retire.Therefore, Zhou Dongfei mainly paid attention to Chen Hong's reaction.
But Chen Hong drank a few more glasses, talked a little too much, and said with a smile: "It's nothing. In fact, it's good if you can stay in Haiyang, and you can concentrate on doing a few big things. Now Haiyang is changing with each passing day. I'm very glad to catch up This golden age of Haiyang City. When Haiyang really develops, maybe some people will remember me after many years. To put it a bit cheeky, maybe three to fifty years later, some people will still say that Haiyang is a city In the hands of Governor Li, Fa Jin really took shape when a person named Chen Hong was the secretary. I know that I don’t have much credit, but I still have this kind of extravagant hope. "Fame and fortune", "fame and fortune", people in the officialdom except To seek fame is to seek profit, and I am not a saint, although I do not seek profit, I still have the vulgar idea of leaving a mark for the passing of geese and leaving a name for the passing of others."
"These words are true and frank! It is rare to be an official without seeking profit. Lao Chen, I offer you a toast." Zhou Dongfei raised his glass with a smile, and Chen Hong also drank it down.
After He Shuangming drank two more cups, he smiled more frankly: "As far as my ability is concerned, it might be even worse if I am transferred out to be the director of any cold yamen bureau. So, it's better to be here to assist For Lao Chen, do more things for my hometown. If you can’t do big things, it’s good to be able to do small things.”
"What I like is your unity." Zhou Dongfei said with a smile, "Let's all work harder, and we can still make a difference in Haiyang. Even if you don't transfer, I don't think the two of you may not have a chance to improve level."
"What do you mean?" The two didn't think much.
Zhou Dongfei said: "With Haiyang's development speed, it is possible to become a first-class city in China within three to five years. As for Hedong Province, it will definitely become the economic leader. At that time, we will try to make Haiyang a sub-provincial city. Is it not as good as provincial-level municipalities like the capital and Shanghai, or sub-provincial cities like Shenchuan and Tailian? In short, I am confident."
It's really possible.At that time, the water will be high, and the city will be positioned as a sub-provincial level, and the secretary and mayor will naturally be sub-provincial cadres.And being a secretary in a sub-provincial city is more powerful than being a dry deputy governor.What's more, the general vice-provincial secretaries are all members of the Standing Committee of the Provincial Party Committee of the province, and they are indeed ranked before the general vice-governors.At present, there is not a sub-provincial city in Hedong Province, nor is the provincial capital, but the secretary of the provincial city is generally promoted to the standing committee of the provincial party committee.
Invisibly, another big cake was drawn, which revived Chen Hong and He Shuangming's silent mind just now.Do it, maybe you can really become a vice-provincial retiree!
"Suppress first and then raise, arouse people's thoughts." Chen Hong smiled, had a drink with Zhou Dongfei, but said, "Currently, our major industries have taken initial shape, and the development of Haiyang in the future With a few more wings, take-off is certain. But if you want to fly earlier and faster, you still need to implement large-scale urban expansion and reconstruction.”
Zhou Dongfei laughed and said, "It's just the three of us here. Old Chen, if you have something to say, just say it. It's not your secretary's office meeting."
Chen Hong said: "When Governor Li was in office, the urban transformation of those districts really achieved great results, but due to the bottleneck of funds, the transformation of other districts will lag behind. Compared with other first-tier big cities, our There is still a certain gap in the appearance of the city. The city is also small and lacks grandeur. It is best to expand more than ten kilometers to the east to show its momentum. In addition, many large-scale projects related to image cannot keep up with the situation. Representatives of many super companies in the world come here, and they will probably frown when they see our small airport; domestic businessmen will feel petty when they see our second-level station after getting off the train."
He Shuangming actually discussed this with Chen Hong a long time ago, and smiled while pouring wine: "Old Chen's meaning is very clear, that is, he is short of money. He discussed with me before, saying that our Xinyi Group has its own bank, yes It’s not about getting some low-interest loans for the city government. Including those banks from outside, I also hope Brother Fei and Sister Mei can help coordinate and each bank can get some financing.”
"It shouldn't be too difficult." Zhou Dongfei smiled secretly: I already knew what you two old guys were thinking.
Chen Hong shook his head and said: "Not necessarily. Although lending to the government seems safer, it is also the most risky. Many banks see that a city's expansion scale is too large, and they worry that the loan will be difficult to recover. For example, if they asked me for an account, I would procrastinate; when I resigned, my successor would procrastinate even more. This is a normal and bad habit, but many banks are really scared. Maybe your Xinyihuitong doesn’t care, other The banks will definitely be very careful. Even if those banks give you Fei Ge and Sister Mei face, but I estimate that [-] to [-] billion is already the limit. Even so..."
Seeing Chen Hong hesitating, Zhou Dongfei smiled and asked, "Even so, what's the matter?"
Chen Hong said: "Even so, we have to consider the repayment ability of the municipal government in the next few years. Even if those banks give good policies, it is a ten-year long-term loan. Repay more than 2000 billion! The annual loan repayment pressure is 4000 billion. Haiyang’s current financial revenue is not much, and almost all of it has to be spent. What’s more terrible is that many of the plans I mentioned are semi-public in nature. Investing is not easy.”
I want to borrow money, but I am afraid that I will not be able to exchange it.This is also a normal consideration. After all, as the governor of a province, Li Zhengfeng is already cautious about the loan scale of 2000 billion, let alone a prefecture-level city.
"Then what do you want to do?" Zhou Dongfei asked.
Chen Hong was a little embarrassed, and said: "The current national long-term loan interest rate is 15%. Can it be lowered and calculated at the short-term loan interest rate of 20%? And then the repayment period should be extended, such as... [-] years? Of course, [-] years is better...that way, the annual repayment pressure is much less.”
He Shuangming knew that he was short of money, but he didn't expect Chen Hong to be so ruthless.Not only should the loan repayment period be greatly lengthened, but the national statutory interest rate should also be lowered.These days, thank God if you can get a loan, there are so many conditions.If this condition is told to people in the banking industry, it is estimated that they will be called crazy.
But Chen Hong added: "I know Brother Fei's energy, and I also know that those banks have to give Brother Fei and Sister Mei face. So just ask, if it doesn't work, forget it."
The current Chen Hong has a little bit of blind worship towards Zhou Dongfei and Sister Mei's enormous energy.
Zhou Dongfei laughed: "I'm kidding you! We have spare money, so why bother to borrow from others. It doesn't matter if you can get a loan, but it doesn't matter if you can't. 2000 billion? I'll give you 4000 billion, whatever you want— — as long as it is used wisely!"
Both Chen Hong and He Shuangming sprayed it.
I knew there were rich and powerful people, but I didn't expect them to be so big and thick.Think of the astonishingly powerful Wenchuan Consortium, which can gather 2000 billion private funds and make waves in every city.
Before asking Zhou Dongfei where he got so much money, Chen Hong first asked with a green face: "Brother Fei, it can't be the high-interest loan from the Xinyi Group to the municipal party committee and the municipal government, right? It's really hard to pay off. Be good. , [-] billion, buying me and Lao He is not worth the interest money."
It is normal for people in the underground world to lend usury and collect money from members. Chen Hong thought of this first.However, it is unheard of for a guy to lend 4000 billion usury all at once.
Zhou Dongfei shook his finger: "Wrong! This money is all low interest, which is lower than the statutory low interest rate of 5.00% - I will give you 30%! As for the repayment period, I will allow you [-] years!"
Is it almost a free gift... Chen Hong and He Shuangming's eyelids jumped.
"What I'm talking about is just a rough idea. Anyway, you guys can't absorb so much money at once. In my opinion, in the next few years, if you invest 4000 a year, it will almost be saturated." Zhou Dongfei laughed, "My It means: don’t be afraid of lack of money, just spend it hard, as long as it is used in Haiyang, as long as it is used in a good place. In a word, I have as much as you want. 5000 billion is not enough? Is 6000 billion okay? Or 2000 billion? Really not, I will help you get another [-] billion bank loans? Haha!"
Zhou Dongfei was completely wealthy, but he scared Chen Hong and He Shuangming out of breath.
He Shuangming jumped up suddenly, "Brother Fei, if you can't support Haiyang up like this, you can chop off the heads of me and Lao Chen and use them as urinals!"
Chen Hong's face turned greener, his breathing became more rapid, and he couldn't help asking a vulgar yet attractive topic: "Brother Fei, how much money do you have?"
"I have to ask Yunyun about this, I can't count, hey."
……
That night, the three of them had a very happy conversation—they were so happy to death.
And this is only Zhou Dongfei's first expectation for Haiyang, it seems that the problem is not big.
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