enchanting bodyguard
Chapter 88 The Clone Card Case
Li Qingfang looked at the bank president in front of her. She was wearing a neat black bank uniform, with short sleeves on the upper body and a short skirt on the lower body.On the fair cheeks, wearing a pair of thin black-rimmed glasses, exuding an intellectual beauty.
The female bank president smiled: "My name is Li Bingbing, the person in charge of Haiyang Branch of Huitong Bank."
"Nice to meet you, please sit down." Li Qingfang smiled and said, "President Li came here, what happened?"
Li Bingbing's tender legs crossed obliquely in a posture of international etiquette.The stockings are very orthodox, the most common flesh-colored.But Li Qingfang could tell that the stockings were of high quality and texture, making it hard to tell whether it was the natural color of the thighs or the color of the stockings.She gently pushed her black-rimmed glasses and said, "In the past few days, the ATMs in several business locations of our bank have experienced problems one after another. The account balances of some depositors have inexplicably decreased or even disappeared, and none of these depositors have withdrawn money in person. .so……"
"So, you suspect that someone cloned a bank card to withdraw money?" Li Qingfang asked.
"Well! Although it is considered a high-tech crime, it is not very rare. There have been similar reports in other cities before." Li Bingbing said, "However, the strange thing about this incident is that all the cases All happened in Huitong Bank. No similar cases occurred in any other banks in Haiyang City. Huitong only entered Haiyang City at the beginning of this year, and it is only a small and medium-sized financial institution in the industry, so it should not attract criminals. They Perhaps it would be more reasonable to start with the four major state-owned banks. Because those banks have a large number of customers and are not easy to be found. Even if the cameras capture them, it is difficult to distinguish them from thousands of customer images.”
"En. Now, how many cases have there been in total? How many deposits have been fraudulently claimed?"
"Four times in succession, all happened within three days. If one of the depositors just came to withdraw money and found that the money was less, we would not have known about this problem. The total amount is not much, about 10,000+." Li Bingbing said, " But you know, the greatest wealth of a financial institution is credit. Once this kind of thing gets out, no one dares to deposit money at Huitong Bank. Once a financial institution causes panic among customers, it will be doomsday.”
This sentence is the truth.Once it is known that deposits are not safe, not to mention that others are afraid to continue depositing, even if they all come to withdraw money all at once, the bank will not be able to bear it.Once such a wave of runs occurs, no one can control the situation.
Li Qingfang nodded and said: "It is indeed a very serious problem. Huitong Bank came to Haiyang City and provided a large amount of loans to many small and medium-sized enterprises. Even the city government attaches great importance to it. If there is a financial risk in such a bank, then It's not just your bank's loss, but also Haiyang's loss. Don't worry, President Li, our police will immediately intervene and arrest it as the number one case of the Economic Investigation Detachment. By the way, your bank also has surveillance video from that time, right?"
"Yes, but there are so many people, it's really hard to find those people." Li Bingbing said.
"It doesn't matter, as long as it is a human and not a ghost, it will definitely not disappear. Come on, let's go to the bank and take a look."
"Thank you, Team Li!" Li Bingbing stood up with a smile on her face, and handed an envelope to Li Qingfang.
"This is...?" Li Qingfang asked intentionally.
"A membership card for Yaji beauty chain, and two Huanxisha membership gold cards, ha ha. We police officers are tired from working overtime all day, so it's good to relax after work." Li Bingbing smiled, "I'm coming to Haiyang I haven’t been there for a long time, and I heard from others that these two places are very good.”
Obviously Li Bingbing knows how to prescribe the right medicine.Because of the current criminal investigation detachment of the Municipal Bureau, the detachment leader Li Qingfang is a woman, and the instructor and the deputy detachment leader are men.These three cards are just enough for all three people to use.Of course, Li Qingfang could also accept all three cards, that was her business and had nothing to do with Li Bingbing.
But from another point of view, since Huanxisha's membership card has become a gift-giving tool, it can also be seen that Huanxisha's membership system is indeed very good.It is said that this was Yunyun's idea.
Li Qingfang smiled: "President Li, this is not allowed!"
But Li Bingbing said with a smile on his face: "The Li detachment won't be so shameless. It's just a few membership cards, and it's not an important gift, haha."
This is also Li Bingbing's brilliance. Instead of giving cash or even shopping cards, he gave several membership cards.Speaking of it, it's really not a bribe.But Li Qingfang knew the way of Huanxisha, because this membership gold card has an overdraft function.Even if you don't spend a penny, you can spend 1 yuan overdraft with this card alone.
For example, Li Qingfang took this card, although it seems that there is no money.However, she can enjoy 1 yuan in consumer services in Huanxisha.Although this card has a certain credit history, so what, it was not issued with her Li Qingfang's ID card anyway.When there is an overdraft hole at that time, Huitong Bank must pay the bill.
"President Li, don't be a fool. I know something about the Huanxisha membership card." Li Qingfang pursed her lips and said with a smile: "Take it back, I really don't need it. Besides, if I want to go there, they always Manager... Hehe, you will know when the time comes. Maybe he might be used to solve the case this time."
Crack the bank case and use the general manager of Huanxisha?Kind of weird.But Li Bingbing already knew that the relationship between Li Qingfang and Huanxisha was definitely very deep.So he smiled embarrassingly: "If I had known that Team Li and the general manager of Huanxisha were friends, I would have..."
"Don't say that!" Li Qingfang interrupted, "Even if it doesn't matter, I won't accept such a gift. Of course, I appreciate your kindness. Let's go, I'll call some professional police officers to go with me."
Four police officers drove a police car, but Li Qingfang sat in Li Bingbing's car.Because there are still some questions that are not clear, Li Qingfang wants to know in advance.The driver for Li Bingbing is also a female driver, it seems that she pays more attention to her own influence.
Li Qingfang said: "President Li, after you Huitong Bank came to Haiyang, or you several senior executives came, did you offend anyone?"
Because all the banks did not have bank card cloning incidents, but the smaller Huitong had an accident.Moreover, there are several accidents, which are very likely to be premeditated and targeted crimes.
"The executives should not have any, at least I don't have any enemies in Haiyang. Even if a few vice presidents have a feud with others, the other party will not attack the bank. First, it will not hurt individuals, and second, it will attack financial institutions. The price is too high.” Li Bingbing said, “But when it comes to the bank itself, hehe, it’s hard to say that our peers are enemies. Our Huitong is privately owned, and it is basically incomparable with several major banks, but it is better in business. It’s flexible. After coming to Haiyang City, it has indeed seized a certain market share. If some people don’t see it, it’s reasonable.”
"President Li, we are talking about the case, not business. So don't be embarrassed to say something, because nothing may be a clue. If it really has nothing to do with the case, our police will naturally keep it a secret. You don't have to Worry."
Li Bingbing looked at Li Qingfang beside him, and finally said: "Well, after Huitong came to Haiyang, there are two most obvious market squeezes, one is City Development Bank and the other is Haiyang Commercial Bank. It is private in nature. After all, the strength of the state-owned big banks is there, and we can't shake them. When we first came, these two companies did have some hostility towards us."
"Business is difficult!" Li Qingfang sighed.But what he talked about was business, but what he really sighed in his heart was that it was difficult for an official to do so.Because the two banks mentioned by Li Bingbing have some background.The Haiyang Commercial Bank is said to have the shadow of senior officials of the city behind it, and even personally participated in the shares in the name of others.As for the City Development Bank, Li Qingfang could only smile wryly.Because she knew that this bank was brought here by her father, Li Zhengfeng, who personally attracted investment.
Of course, the Huitong Bank where Li Bingbing works is not without any background.On the contrary, it is said that Tang Tailai, secretary of the Municipal Party Committee at the time, personally contacted the president of Huitong, and even invited two drinks, which made Huitong decide to set up a branch in Haiyang.It can be said that any of these three banks has the shadow of officialdom emerging behind them.
I hope it is not this kind of industry dispute, but the personal behavior of some criminals, I hope!Li Qingfang said to herself.
When the two and four policemen arrived at Huitong Bank, Li Qingfang noticed that the bank was very impressive.Although Li Bingbing himself said that the scale is not large, that is compared to several major state-owned banks.Compared with the general financial institutions, Huitong Bank is still very decent.
Later, Li Bingbing asked the bank staff to play the surveillance footage at that time.These important evidences have been backed up long ago, what Li Qingfang looked at was a recorded CD.As for the original, it was handed over to four professional police officers to collect evidence.
Four times in succession, it was done by two different people.Both of them were wearing sunhats, and they lowered their heads on purpose. They didn't look down on their looks at all, so they could only conclude that they were men.But Li Qingfang noticed with vigilance that there seemed to be a little tattoo on the arm of one of the slender perpetrators.Although it was covered by short sleeves, it still came out accidentally.And there should be an inch-long scar on the back of the man's neck.These characteristics are not too obvious, it can only show that Li Qingfang's observation and insight are relatively strong.
After a while, the four policemen also came over, and the relevant evidence collection work was over.Li Qingfang asked, but found nothing special.Now there are only five of them, Li Qingfang said directly: "Then you four go back first, I will chat with President Li for a while. By the way, it is already noon, you go to the designated restaurant to have a meal, and then make up your signature later. Take two more boxes Smoking is fine, no drinking."
"Okay!" Several policemen laughed, and one of them said with a smile: "Li Detachment is the most considerate of us. The big animals are not fed enough, and they don't work hard, hey."
"Nonsense! Then eat it hard. With you guys, how can you make me poor?" Li Qingfang laughed and scolded.
It can be seen that although Li Qingfang has not been in the Economic Investigation Detachment for a long time, her relationship with her subordinates is still very warm.I have to say that the "background" thing is amazing.When there is one or even a few giant shadows behind you, everyone will look up to you, let alone mess with you.
But when it comes to "background", can the backgrounds of these banks really be provoked?If the conflict is really intensified, it may be another secret wrestling.
Thinking of this, Li Qingfang went to Li Bingbing's office again.At this time, Li Bingbing was about to leave work.
The female bank president smiled: "My name is Li Bingbing, the person in charge of Haiyang Branch of Huitong Bank."
"Nice to meet you, please sit down." Li Qingfang smiled and said, "President Li came here, what happened?"
Li Bingbing's tender legs crossed obliquely in a posture of international etiquette.The stockings are very orthodox, the most common flesh-colored.But Li Qingfang could tell that the stockings were of high quality and texture, making it hard to tell whether it was the natural color of the thighs or the color of the stockings.She gently pushed her black-rimmed glasses and said, "In the past few days, the ATMs in several business locations of our bank have experienced problems one after another. The account balances of some depositors have inexplicably decreased or even disappeared, and none of these depositors have withdrawn money in person. .so……"
"So, you suspect that someone cloned a bank card to withdraw money?" Li Qingfang asked.
"Well! Although it is considered a high-tech crime, it is not very rare. There have been similar reports in other cities before." Li Bingbing said, "However, the strange thing about this incident is that all the cases All happened in Huitong Bank. No similar cases occurred in any other banks in Haiyang City. Huitong only entered Haiyang City at the beginning of this year, and it is only a small and medium-sized financial institution in the industry, so it should not attract criminals. They Perhaps it would be more reasonable to start with the four major state-owned banks. Because those banks have a large number of customers and are not easy to be found. Even if the cameras capture them, it is difficult to distinguish them from thousands of customer images.”
"En. Now, how many cases have there been in total? How many deposits have been fraudulently claimed?"
"Four times in succession, all happened within three days. If one of the depositors just came to withdraw money and found that the money was less, we would not have known about this problem. The total amount is not much, about 10,000+." Li Bingbing said, " But you know, the greatest wealth of a financial institution is credit. Once this kind of thing gets out, no one dares to deposit money at Huitong Bank. Once a financial institution causes panic among customers, it will be doomsday.”
This sentence is the truth.Once it is known that deposits are not safe, not to mention that others are afraid to continue depositing, even if they all come to withdraw money all at once, the bank will not be able to bear it.Once such a wave of runs occurs, no one can control the situation.
Li Qingfang nodded and said: "It is indeed a very serious problem. Huitong Bank came to Haiyang City and provided a large amount of loans to many small and medium-sized enterprises. Even the city government attaches great importance to it. If there is a financial risk in such a bank, then It's not just your bank's loss, but also Haiyang's loss. Don't worry, President Li, our police will immediately intervene and arrest it as the number one case of the Economic Investigation Detachment. By the way, your bank also has surveillance video from that time, right?"
"Yes, but there are so many people, it's really hard to find those people." Li Bingbing said.
"It doesn't matter, as long as it is a human and not a ghost, it will definitely not disappear. Come on, let's go to the bank and take a look."
"Thank you, Team Li!" Li Bingbing stood up with a smile on her face, and handed an envelope to Li Qingfang.
"This is...?" Li Qingfang asked intentionally.
"A membership card for Yaji beauty chain, and two Huanxisha membership gold cards, ha ha. We police officers are tired from working overtime all day, so it's good to relax after work." Li Bingbing smiled, "I'm coming to Haiyang I haven’t been there for a long time, and I heard from others that these two places are very good.”
Obviously Li Bingbing knows how to prescribe the right medicine.Because of the current criminal investigation detachment of the Municipal Bureau, the detachment leader Li Qingfang is a woman, and the instructor and the deputy detachment leader are men.These three cards are just enough for all three people to use.Of course, Li Qingfang could also accept all three cards, that was her business and had nothing to do with Li Bingbing.
But from another point of view, since Huanxisha's membership card has become a gift-giving tool, it can also be seen that Huanxisha's membership system is indeed very good.It is said that this was Yunyun's idea.
Li Qingfang smiled: "President Li, this is not allowed!"
But Li Bingbing said with a smile on his face: "The Li detachment won't be so shameless. It's just a few membership cards, and it's not an important gift, haha."
This is also Li Bingbing's brilliance. Instead of giving cash or even shopping cards, he gave several membership cards.Speaking of it, it's really not a bribe.But Li Qingfang knew the way of Huanxisha, because this membership gold card has an overdraft function.Even if you don't spend a penny, you can spend 1 yuan overdraft with this card alone.
For example, Li Qingfang took this card, although it seems that there is no money.However, she can enjoy 1 yuan in consumer services in Huanxisha.Although this card has a certain credit history, so what, it was not issued with her Li Qingfang's ID card anyway.When there is an overdraft hole at that time, Huitong Bank must pay the bill.
"President Li, don't be a fool. I know something about the Huanxisha membership card." Li Qingfang pursed her lips and said with a smile: "Take it back, I really don't need it. Besides, if I want to go there, they always Manager... Hehe, you will know when the time comes. Maybe he might be used to solve the case this time."
Crack the bank case and use the general manager of Huanxisha?Kind of weird.But Li Bingbing already knew that the relationship between Li Qingfang and Huanxisha was definitely very deep.So he smiled embarrassingly: "If I had known that Team Li and the general manager of Huanxisha were friends, I would have..."
"Don't say that!" Li Qingfang interrupted, "Even if it doesn't matter, I won't accept such a gift. Of course, I appreciate your kindness. Let's go, I'll call some professional police officers to go with me."
Four police officers drove a police car, but Li Qingfang sat in Li Bingbing's car.Because there are still some questions that are not clear, Li Qingfang wants to know in advance.The driver for Li Bingbing is also a female driver, it seems that she pays more attention to her own influence.
Li Qingfang said: "President Li, after you Huitong Bank came to Haiyang, or you several senior executives came, did you offend anyone?"
Because all the banks did not have bank card cloning incidents, but the smaller Huitong had an accident.Moreover, there are several accidents, which are very likely to be premeditated and targeted crimes.
"The executives should not have any, at least I don't have any enemies in Haiyang. Even if a few vice presidents have a feud with others, the other party will not attack the bank. First, it will not hurt individuals, and second, it will attack financial institutions. The price is too high.” Li Bingbing said, “But when it comes to the bank itself, hehe, it’s hard to say that our peers are enemies. Our Huitong is privately owned, and it is basically incomparable with several major banks, but it is better in business. It’s flexible. After coming to Haiyang City, it has indeed seized a certain market share. If some people don’t see it, it’s reasonable.”
"President Li, we are talking about the case, not business. So don't be embarrassed to say something, because nothing may be a clue. If it really has nothing to do with the case, our police will naturally keep it a secret. You don't have to Worry."
Li Bingbing looked at Li Qingfang beside him, and finally said: "Well, after Huitong came to Haiyang, there are two most obvious market squeezes, one is City Development Bank and the other is Haiyang Commercial Bank. It is private in nature. After all, the strength of the state-owned big banks is there, and we can't shake them. When we first came, these two companies did have some hostility towards us."
"Business is difficult!" Li Qingfang sighed.But what he talked about was business, but what he really sighed in his heart was that it was difficult for an official to do so.Because the two banks mentioned by Li Bingbing have some background.The Haiyang Commercial Bank is said to have the shadow of senior officials of the city behind it, and even personally participated in the shares in the name of others.As for the City Development Bank, Li Qingfang could only smile wryly.Because she knew that this bank was brought here by her father, Li Zhengfeng, who personally attracted investment.
Of course, the Huitong Bank where Li Bingbing works is not without any background.On the contrary, it is said that Tang Tailai, secretary of the Municipal Party Committee at the time, personally contacted the president of Huitong, and even invited two drinks, which made Huitong decide to set up a branch in Haiyang.It can be said that any of these three banks has the shadow of officialdom emerging behind them.
I hope it is not this kind of industry dispute, but the personal behavior of some criminals, I hope!Li Qingfang said to herself.
When the two and four policemen arrived at Huitong Bank, Li Qingfang noticed that the bank was very impressive.Although Li Bingbing himself said that the scale is not large, that is compared to several major state-owned banks.Compared with the general financial institutions, Huitong Bank is still very decent.
Later, Li Bingbing asked the bank staff to play the surveillance footage at that time.These important evidences have been backed up long ago, what Li Qingfang looked at was a recorded CD.As for the original, it was handed over to four professional police officers to collect evidence.
Four times in succession, it was done by two different people.Both of them were wearing sunhats, and they lowered their heads on purpose. They didn't look down on their looks at all, so they could only conclude that they were men.But Li Qingfang noticed with vigilance that there seemed to be a little tattoo on the arm of one of the slender perpetrators.Although it was covered by short sleeves, it still came out accidentally.And there should be an inch-long scar on the back of the man's neck.These characteristics are not too obvious, it can only show that Li Qingfang's observation and insight are relatively strong.
After a while, the four policemen also came over, and the relevant evidence collection work was over.Li Qingfang asked, but found nothing special.Now there are only five of them, Li Qingfang said directly: "Then you four go back first, I will chat with President Li for a while. By the way, it is already noon, you go to the designated restaurant to have a meal, and then make up your signature later. Take two more boxes Smoking is fine, no drinking."
"Okay!" Several policemen laughed, and one of them said with a smile: "Li Detachment is the most considerate of us. The big animals are not fed enough, and they don't work hard, hey."
"Nonsense! Then eat it hard. With you guys, how can you make me poor?" Li Qingfang laughed and scolded.
It can be seen that although Li Qingfang has not been in the Economic Investigation Detachment for a long time, her relationship with her subordinates is still very warm.I have to say that the "background" thing is amazing.When there is one or even a few giant shadows behind you, everyone will look up to you, let alone mess with you.
But when it comes to "background", can the backgrounds of these banks really be provoked?If the conflict is really intensified, it may be another secret wrestling.
Thinking of this, Li Qingfang went to Li Bingbing's office again.At this time, Li Bingbing was about to leave work.
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