My Ming Dynasty, I have the final say

"A little to the right!"

"A little to the left!"

"Yes, higher, higher."

On May 16th, take a rest.

Early in the morning, on Zhengyangmen Street.

On a red background with gold edges, the four characters "Xingwang Silver" hang high, and a string of red lanterns hang on both sides.

There are two lines of couplets written on both sides of the bank's door.

First line: Good luck every year.

Second line: All the best, every step of the way.

At the transition between spring and summer, the sun is in the sky and it looks extremely festive.

In the teahouse diagonally opposite the bank, Zhu Youzheng stood at the window and watched.

At this time, Feng Zhu had a smile on his face and was flattering the emperor.

"Your Majesty, what do you think of this?"

"not bad."

Hearing this, Zhu Youxiao showed a faint smile on his lips.

Looking at Liu Zhengyang who was shouting outside, Zhu Youxiao asked.

"Have all his family members come?"

"I've received everything you need to say back to the Emperor."

Hearing that the emperor was concerned about Liu Zhengyang's family, Feng Zhu nodded quickly.

"The emperor wanted someone, so of course they didn't dare to neglect it, so they handed over shopkeeper Liu. His family members have also been sent to the capital."

"Ah."

After hearing this, Zhu Youxiao nodded with relief.

If Liu Zhengyang's family cannot be controlled, his loyalty cannot be guaranteed.

What problems this might cause in the future.

"Since he is on an errand for me, his family must be taken care of and don't let anyone with bad intentions take advantage of him."

After hearing the emperor's request, Feng Zhu was a little moved.

The emperor's meaning is very clear. As long as you serve me with your heart, I will take care of your family.

"Your Majesty, don't worry, Wei Daxuan is in charge of these things and plans to arrange them at the Imperial Mansion."

"Ah."

Zhu Youxiao was still relieved about Wei Zhongxian's ability to do things, so he changed the topic.

"On the opening day, do you know who he invited?"

"There are nobles and wealthy businessmen."

"In addition, when Minister Yuan of the Ministry of Household Affairs heard that the Ministry of Internal Affairs had opened a bank account, he also informed the hereditary salt merchants and asked them to deposit some money in the bank account."

"Oh? But he is a smart person."

Hearing this, Zhu Youxiao nodded.

When the emperor opens a bank account, are the people who deposit the money afraid?

Afraid, of course.

Compared with the credibility brought by the imperial power of opening Huangzhuang, it is more worrying that the emperor took a fancy to the merchant's money and directly squandered it.

Suddenly, Zhu Youxiao pointed at Feng Zhu and said to Luo Sigong beside him.

"His name is Feng Zhu. If you have anything to do through Xingwang Bank in the future, let him arrange it."

"My slave takes orders."

"Wei Chen takes orders."

After hearing the emperor's words, the two people quickly raised their hands and responded.

Zhu Youxiao had already told these two people about some of the functions behind the establishment of Xingwang Bank.

This time is also to introduce the two of them to each other.

Of course, Feng Zhu had more work to do than Luo Sigong.

While Zhu Youxiao was talking, Liu Zhengyang was urging people.

"Hurry up, the chairs and tables are all ready, and the food and drinks will be brought out as soon as possible."

"Clean the blankets at the door again, and keep an eye on the firecrackers to prevent them from being lit in advance."

"Dear neighbors and fellow travelers, we are celebrating the opening of Xingwang Bank today. You may wish to come in and have a few glasses of wedding wine."

As Liu Zhengyang shouted, people gradually gathered around him.

"This Liu Zhengyang is not a member of the Jintong Bank? Why did he come out to establish his own company?"

"Can't you see this? There is obviously someone behind me, otherwise why would there be such a big fanfare?"

"There is someone behind you, do you know who it is?"

"I heard he's from the palace."

"Hey, can you still get out the money after saving it?"

"I can't say it, I can't say it."

Hearing that this man was talking nonsense, the people next to him quickly reached out and pulled him to stop him.

In those days, Wanli collected mining taxes everywhere, which created the image of the emperor being greedy for money, which was almost fixed in the Ming Dynasty.

However, although there were many people talking around the bank, no one actually entered.

Liu Zhengyang was not surprised by these onlookers.

He didn't expect these people to come in.

Reaching out to pull a boy over, Liu Zhengyang asked softly.

"Is the carriage ready?"

"Go back to the big shopkeeper, you're ready."

This young man came from the palace and was very efficient in his work.

Hearing this, Liu Zhengyang felt very comfortable.

"Where's the invitation? Are all the people invited here?"

"Everything has been sent out. Those nobles are here and will be here shortly."

"it is good."

Hearing this, Liu Zhengyang raised his head and looked at the sky.

At this moment, he can be said to be full of ambition.

If he could ask the father-in-law in the palace to personally go to the person in charge of Jintong Bank to invite him, he would be confident.

"Then let's get started."

"Yes!"

The boy agreed and quickly asked people to start.

As soon as the sound started, people immediately lit firecrackers.

With the roar of gongs and drums and the blast of firecrackers, carriages painted in bright red rushed in all directions with the ticking of horse hooves. Not long after, red carriages rolled out from behind Huitong Trading Company and ran in all directions.

As the Xingwang Bank carriage left, the entire capital city seemed to be stirred up.

At the residence of British Duke Zhang Weixian.

Zhang Weixian, who was at home today, was dressed in plain clothes and stood in front of the prepared carriage.

"Master, do you really want to go?"

His butler, who was beside Zhang Weixian at the moment, asked hesitantly.

"The emperor opened a bank account, can I not go?"

Hearing this, Zhang Weixian shook his head helplessly.

"Moreover, the silver exchange shop in Baoquan Bureau has also been withdrawn. From now on, if you want to exchange your family's silver into silver coins, you will have to deal with them."

"The icing on the cake is worse than providing help in times of need. They are opening today, and I go to support them. It can also be regarded as a good relationship."

At the same time, such conversations were also appearing in the homes of nobles and merchants in the capital.

When the emperor opens a bank account, some people are pursuing it, and naturally some people are opposed to it.

But in recent days, Bi Ziyan's appointment is obviously a big event in Beijing, and this bank account is obviously not something that can be taken care of at this time.

At three quarters past noon, a clearly marked carriage stopped in front of Xingwang Silver.

Seeing the style of the carriage, Liu Zhengyang rushed forward to greet it.

After the servant helped the British prince down from the carriage, Liu Zhengyang quickly saluted.

"I met the British Duke."

"Shopkeeper Liu."

He couldn't reach out to hit the smiling man, let alone the smiling man who was running errands for the palace.

After Zhang Weixian also saluted Liu Zhengyang, he turned around and waved to have people start unloading the boxes from his carriage in the afterlife.

"Fifty thousand taels of silver exist in this prosperous silver number."

Zhang Weixian is a straightforward person, and he directly stated the purpose of coming today.

"Thank you, Mr. British, for your support."

After hearing Zhang Weixian's words, Liu Zhengyang quickly raised his hands and said with a smile.

"Don't worry, Mr. British, the money in this prosperous bank cannot be lost. No matter when Mr. British wants to use it, I guarantee that he will be able to raise it for you immediately."

"I think the British Lord has also heard about it. Our prosperous bank also does the job of exchanging silver coins for the court."

"The British Duke is the first one to come today. I will make a decision and exchange five thousand silver coins for the British Duke. If you want to use it, I can pack it for you immediately."

"Then thank you, shopkeeper Liu Da."

Hearing this, Zhang Weixian immediately laughed.

These have been discussed long ago, and the two of them are now specifically standing on the street to say this to give others a signal.

The bank has just opened, and if someone comes to deposit money to support you, it must be a benefit.

For this reason, Liu Zhengyang took a lot of silver coins.

As the British prince came to deposit money, many dignitaries in Beijing came to deposit money.

Moreover, the amounts are surprisingly consistent, with no bank depositing more than 50,000 taels of silver.

All of them are human beings.

When the emperor opened a bank account, he even asked the eunuchs from the palace to come and greet everyone, let them support him, and said that he was not trying to steal everyone's money.

Although everyone wanted to give the emperor this face, they were also afraid that the emperor would steal their money, so they all discussed it.

You definitely have to save, but you can’t save too much.

Everyone just wants to do it.

As more and more dignitaries and businessmen arrived, Xingwang Bank became busy.

And when these people left, each one brought a box containing silver coins, and a news spread in the capital.

Deposit silver in Xingwang Bank and get a share of the exchange for silver coins.

As the news spread, more businessmen in the capital began to gather at Xingwang Bank, trying to inquire about the exchange of silver coins.

When the time came to evening, after Xingwang Yinhao closed its shop, it was in the back hall.

"Throw this kid out. He can't even adjust an abacus. How can he be a bookkeeper?"

"Accounting room, here are a few more accounting gentlemen. We don't have enough manpower here."

"This calculation is wrong. Find a few people and do the calculation again."

"Hurry up, today is the first day, the accounts must be calculated clearly, and you must not be careless."

"Whoever dares to poke a hole into me will be killed by me."

In the backyard, with the roars of the counter owners, a group of accountants were busy making calculations.

"Reconcile the account, do it quickly, the boxes have to be sealed at night. Have you forgotten the rules that you have rehearsed so many times in advance!"

"The cash seal has been affixed, and the escort over there is already waiting."

"The new silver coins are being put into the treasury as fast as possible. Anyone who dares to stretch out his claws will be chopped into pieces by me."

"Bring all the accounts and submit them after calculation."

In the back hall, almost no one is idle, everyone is very busy.

And the deacons from various departments were shouting even more.

At this time, Liu Zhengyang was sweating and kept checking account books one after another.

Not far from him, sitting was Feng Zhu.

Feng Zhu, the eunuch, is not very good at accounting, but he has the ability to know who should be used in what position.

This opened a bank account for the emperor, and he specifically asked Yang Chengxiu from the Internal Finance Office to ask for four or five accountants who were skilled in abacus.

"Father, the general ledger is out."

After an hour of hammering, Liu Zhengyang got today's general ledger.

"Today, a total of 120,000 silver coins were exchanged and 750,000 taels of silver were deposited."

Although he knew that the people who came to deposit money today were here to support him, Feng Zhu was still surprised by the amount.

"This is really a good student who can make money."

Looking at the line of bank deposit records written on the roster, Feng Zhu couldn't help but sigh to himself.

But then he thought of the panda eyes he had put on his brother Feng Cai's face, and the smile on his face turned into one of gloating.

So many silver coins must be minted into silver coins by Baoquan Bureau.

Zhao Han, the director of Baoquan Bureau, was busy, and naturally the eunuchs sent by the palace to supervise him had no time to spare.

After laughing in his heart for a while, Feng Zhu stopped the smile on his face.
He has not forgotten the purpose of coming here - to keep an eye on the distribution of merchants in the north and south of the Ming Dynasty.

"Who deposited the money? Do you know clearly?"

"Let's make it clear, here are the account books."

Hearing this, Liu Zhengyang quickly held another account book in front of Feng Zhu.

"Very good, let me make another copy of the general ledger and send it to the Ministry of Internal Affairs."

"Yes!"

ps: Pay attention to the chapter number of this chapter when reading (end of this chapter)