No compensation for layoffs? Backhand, he lent the company millions

Chapter 43 But the bright moon...

My dearest lady, I can't help but...hey.

This was Yan Jiangchi's first reaction when he saw the old man getting out of the car.

He was good enough to be her father, or even her grandfather.

Just looking at that man, he has a neat suit, neat hair, and a good figure, unlike his fatter peers who have a big belly. You don't feel disgusted.

But once the young beauty holds his arm and introduces "this is my husband" to others, you will feel like "bah, this old and immoral bitch".

Three parts disdain, three parts curiosity, three parts envy, and one part jealousy.

Yan Jiangchi didn't have any of the above emotions, he just said "oh" lightly.

The girl is still actively introducing it to her husband: "...Thanks to him this time, if he hadn't secretly told me the answer... Husband, you must keep your word, I really like that apartment..."

Her husband smiled helplessly at Yan Jiangchi. My wife is young, a little naive, and laughs.

Half doting, half showing off.

Even though Yan Jiangchi is an insulator in love, he doesn't want to let the cold dog food continue to be slapped randomly on his face. He waved his hand and was about to say goodbye to the two of them when the man handed a business card to his hand.

"You can come to me if you need anything in the future."

Just to be polite.

Yan Jiangchi looked down and saw the title on the business card, and took his courtesy seriously.

Director of Credit Department of Mexico City Commercial Bank, Hu Zhigang.

It takes no effort at all.

Yan Jiangchi raised the corners of his mouth, stretched out his hand, held Hu Zhigang's hand firmly, and shook it a few times, "Director Hu, I have admired you for a long time. If you don't need it later, I will come to you now for something."

Hu Zhigang was stunned for a moment, then he used force quietly and pulled his hand back, as if shaking off something dirty.

No success.

It was Yan Jiangchi who let go.

After letting go, he unceremoniously opened Hu Zhigang's car door, got in, and greeted warmly: "Let's go, let's go to the Cantonese banquet, and I'll treat you to a meal."

Hu Zhigang was driving, and his wife—Yan Jiangchi suspected that she was not his wife but the mistress living outside, but he had no evidence and didn’t care—his wife sat in the passenger seat and Yan Jiangchi sat in the back seat.

It seems that Hu Zhigang is his driver.

The pretty girl looked back at Yan Jiangchi several times, and finally couldn't help but ask, "What are you going to do?"

Yan Jiangchi said: "I have a big deal, and I want to talk to your husband. If the negotiation is successful, he will buy you 100 apartments in one go. How about it? Beauty, would you like to blow your pillow and help me? A helping hand?”

I don’t know if the girl is really innocent or just pretending.

She was emotionally stable and did not show any disgust at being entangled with Yan Jiangchi. Instead, she was intrigued by the deal he mentioned and blinked her big eyes to signal Yan Jiangchi to continue.

It's a pity that Hu Zhigang didn't want to satisfy her curiosity.

When they arrived at a parking strip, Hu Zhigang pulled over and said to the girl: "You can take a taxi home. I'll talk to this... this little brother."

The girl pouted, a little dissatisfied, but didn't say anything.

After she got off the car and walked some distance away, Hu Zhi just said, "How much do you want?"

Yan Jiangchi frowned and said, "When did I say I wanted money?"

Hu Zhigang said: "I have seen people like you a lot. You can't wait to blackmail me and ask me for repayment..."

Yan Jiangchi said: "You have to change your habit of talking to yourself. The impression is too bad and you look very incompetent. Besides, do you have anything worth blackmailing?" Hu Zhigang choked.

"Very good, now I'm going to get down to business," Yan Jiangchi said: "Has a leader recently—the big leader of BCSB—introduced you a loan business, asking you to lend money to a person nicknamed Fourth Brother? ?”

Hu Zhigang didn't answer, and there was a brief silence in the car.

Yan Jiangchi said: "Your silence has already given the answer. Can I understand that you are quietly cooperating with me in this way?"

The misunderstanding was a bit big, and Hu Zhigang had to answer.

"What on earth do you want to do?"

Yan Jiangchi said: "I want to help you avoid a big pit and avoid a disaster."

Hu Zhigang said: "Why didn't I see any pitfalls?"

Yan Jiangchi said: "Stop pretending, everyone can see it. Real estate is going to be ruined. To borrow money from a real estate developer like Fourth Brother, it is better to just throw the money into the water and hear the sound. But it is difficult to do. After all, after being introduced by an acquaintance, After all, loans that were obviously unrecoverable were given out before.”

Hu Zhigang narrowed his eyes and waited for Yan Jiangchi's next words.

Yan Jiangchi said: "If you pass the first subject, you can buy an apartment. Director Hu's money is so easy to come by, so I don't feel bad about spending it."

Hu Zhigang said: "I don't understand what you are talking about."

Yan Jiangchi said: "It's okay, I can make it clear.

“There are often two dimensions for judging whether a loan should be granted. The obvious dimension is the various requirements disclosed by the bank: credit reference, mortgage... and so on.

“The dimensions behind the scenes are more complicated, such as who introduced the lender, how important the introducer is, and how much rebate the other party is willing to give. As far as I know, some lenders will give more than 30% of the loan amount as a benefit fee for the introducer. , you can also get a lot of benefits, right? In fact, compared with the introducer, you should only get a lot more."

Hu Zhigang asked: "What evidence do you have?"

Yan Jiangchi said: "Don't worry, Director Hu, it's just my guess."

Hu Zhigang pursed his lips. He regretted his questioning, which seemed to reveal his guilty conscience.

Yan Jiangchi smiled warmly and said, "This loan cannot be extended. You must make it clear to them as soon as possible. The fourth brother is a powerful piece of explosive and will explode soon. If you get too close, you will be buried with him."

After being silent for nearly half a minute and making some determination, Hu Zhigang said: "I can tell you the truth."

Yan Jiangchi said: "Listen attentively."

Hu Zhigang said: "They approached me many times about the loan, just giving gifts... I can't remember how many times, but I refused them all."

Yan Jiangchi said: "Oh?"

Hu Zhigang said: "The amount they want is too big. If it's just a few million, even if it's 10 or 20 million, and the loan is wasted, there will always be a way to deal with it. But they want billions, and they don't know how big it is." The approval and management of funds are so complicated. Once something goes wrong, I will be the first to be unlucky."

Yan Jiangchi said: "I'm very happy that you have such awareness."

Hu Zhigang glared at Yan Jiangchi, "It's not your turn to judge me yet."

Yan Jiangchi shrugged, "It seems a little late to raise your consciousness before you die. Can you get rid of them?"

Hu Zhigang said: "What do you mean?"

Yan Jiangchi said: "Introduce this loan business to me, and I will lend the money to Fourth Brother."

Hu Zhigang said: "What?!"

Yan Jiangchi said: "Can't you see it yet? I'm saving your life."

(End of this chapter)