Zhu Yuanzhang can see my dreams

Chapter 111 111 The white treasure notes are scattered, what a sin! (Please subscribe)

Wang Buli didn't answer, but Li Jinglong did:

"Uncle and grandma, the Yuan Tatars can issue treasure banknotes, so it is natural for us to issue them in the Ming Dynasty!"

Empress Ma also had lingering fears about the treasure banknotes at the end of the Yuan Dynasty. Counterfeit banknotes were rampant, making it impossible for the people to buy anything, so she naturally turned against them.

Only Suyu Zhongba will resolutely implement the rule that whoever dares to make counterfeit money will die.

Because the lesson they learned from history is that there were too many counterfeit banknotes in the Yuan Dynasty, and they were faked from top to bottom, which made the banknotes worthless and the people unable to buy things.

This is why Zhu Yuanzhang decided that making counterfeit banknotes and forging emperor's documents were the same crime.

Moreover, when the Ming Dynasty was first established, copper materials were extremely scarce.

Making money may become a strategy that disturbs the people.

The government asked the people to produce copper, but the people destroyed the utensils and gave them to the officials to make money.

But whether the people are really willing to destroy the artifacts and give them to the government, or they are forced to do so, there are too many things that can be done in the middle.

Moreover, the phenomenon of privately minting copper coins is also very frequent. I would rather destroy the copper coins myself than let the government take them away.

Because I feel like I’m making more money.

The trust between the people and the government was completely destroyed in the late Yuan Dynasty.

After the establishment of the Ming Dynasty, things did not get better.

What's more, the imperial power of the Ming Dynasty did not go to the countryside.

Many old craftsmen survived in the late Yuan Dynasty and passed on their craftsmanship to their children and grandchildren to earn a living. Therefore, there is no need to worry about failing the craftsmanship of privately casting copper coins.

The Yuan Dynasty liked counterfeiting coins from top to bottom, and this trend would not end even if the Yuan Dynasty was destroyed and the Ming Dynasty was established.

Who doesn't like money?

Due to commercial considerations, copper coins, as circulating currency, are made of heavy material and are inconvenient for merchants to transfer. It is especially inconvenient for long-distance trade transfers and cannot satisfy the development of the commodity economy.

Paper banknotes were used in the Song and Yuan Dynasties, and Zhu Yuanzhang also used them.

The most important point Empress Ma also knew was that the Ming Dynasty's treasury was exhausted, gold and silver reserves were insufficient, and the economy was in financial distress. Therefore, treasure banknotes were issued to alleviate the shortage of gold and silver, but no exchange was allowed.

"You are a county official, so you know what kinds of copper coins are in circulation among the people."

"Three kinds."

In addition to spending treasure money, Wang Buli also identified copper coins after recovering them.

"One is Hongwu Tongbao, one is Kaiyuan Tongbao (Tang and Song Dynasty) and other ancient coins, and the other is privately minted."

Mainly due to the scarcity of copper coins, the Ming Dynasty had to allow ancient coins to enter the market and participate in circulation.

This has also led to many people robbing tombs and digging up ancient coins to make a living.

Queen Ma knew that the father and son could not get any useful information from Wang Buli, but she firmly believed that Wang Buli had a solution.

That's why I slowly brought the topic to this.

“Copper coins are scarce in our Ming Dynasty, and copper mines cannot be found, so we can only use treasure notes.

Maybe it won't be long before the situation at the end of the Yuan Dynasty will happen again, and the treasure coins in the hands of the people will be worthless. "

Queen Ma sighed: "I've lived this kind of life before, so your parents must have also lived through that kind of difficult life, right?"

Wang Buli nodded. His eldest brother was older than Zhu Biao.

Of course it's not his father's late marriage and late childbearing, it's really Lao Zhu's problem.

"The Queen's concern is right. As far as the people are concerned, Hongwu nine-year-old banknotes are more popular than eight-year-old banknotes.

For treasure banknotes of the same value, new banknotes can buy more things in the market. "

Wang Buli told what he saw and heard. This is a deformed value ecology.

Whoever tells the court not to recycle old banknotes belongs to them, and no one wants to throw them into their own hands. People naturally vote with their feet. It is normal for new banknotes to be more valuable than old banknotes.

"But what's the solution?"

"Queen, I believe the courtiers will definitely come up with a solution."

Empress Ma still refused to give up: "Bu Li, you can solve crimes and your mind spins faster than others, how could you not pay attention?

Anyway, there are no outsiders here, and no one will blame you if you make a mistake. "

"Yes."

Li Jinglong gave Wang Buli a wild wink, "If you make the Queen happy, she can save your family's lives at a critical moment."

You kid must seize the opportunity.

When Wang Buli saw Queen Ma asking in such a low voice, he didn't hide it:

"I once read in an ancient book that there was a method called the reverse banknote method."

"What is the bill dumping method?"

Queen Ma's expression moved slightly and she was a little nervous. Her intuition was that Wang Buli knew the answer.

"The reverse banknote method is a method for the government to exchange old banknotes for new banknotes. This method was used in the Song and Jin Dynasties. The government always charged a production fee of 30 yuan, and the cost decreased from 500 yuan downwards, and the old banknotes were exchanged for new banknotes to the people. "

To replace old banknotes with new ones, you have to pay a production fee of thirty cash to the court, which in itself is a kind of depreciation.

But Wang Buli felt that using this method could at least achieve three effects on the Ming Dynasty's economy.

"What are the benefits of dumping money?"

Queen Ma is not the kind of person who can be dismissed easily.

She had to figure out the reason behind this so that she could better advise.

You know, the job of admonishing is not just admonishing randomly.

In front of other emperors of the Ming Dynasty, if your ministers insist on admonishing you, you may have a chance to invite your name.

But if you remonstrate in front of Lao Zhu, he will really make you die.

Ye Boju just wrote a tactful letter to criticize Lao Zhu's policies, but did not give any serious advice.

Now he has been starved to death in the capital prison.

Deadly advice?

Who the hell dares to remonstrate in front of Lao Zhu!

Wang Buli stretched out his fingers and said, "From my limited perspective, there are probably three benefits."

"Oh?" Queen Ma's lips curled up slightly, waiting for the next words.

Li Jinglong's eyes widened, good guy, you're the one who has this fucking idea, right?

Looking at only three aspects from a limited perspective, you are still arguing with the Queen.

But Lan Yu had already known what he looked like.

How could people like Wang Buli be that kind of useless scholar? They would only ask questions, but they could not come up with solutions after that, and would say that others could not do it.

“On the one hand, it is to solve the problem of soft, old and dilapidated banknotes in circulation;

On the other hand, some banknotes can also be withdrawn within a certain range to reduce the number of banknotes in circulation and slow down the depreciation rate of Ming Dynasty banknotes;

The last aspect is to enhance the credibility of Ming Dynasty Baobao, so that people who hold Baobao can have a sense of trust and be more willing to accept Baobao and hold it in their hands. "

Single item cannot be exchanged for treasure banknotes. How can people who have been baptized by Yuanmo banknotes have such a low degree of trust in Ming banknotes?

After Zhu Yuanzhang became emperor, he naturally did not sit in the position where he used to be a beggar, and his first consideration was not the people.

Queen Ma didn't understand, but she remembered every word in her heart.

But she understands the word trust.

People lacked confidence in the Ming Dynasty Baochao, a money issued by the imperial court.

Wang Buli didn't want to go into details. The Ming Dynasty's treasure banknote policy had an obvious purpose of making money, and it was all pushed down by Lao Zhu.

Common people cannot trade gold and silver, nor can they exchange treasure banknotes for gold and silver with the government, but common people can exchange gold and silver for treasure banknotes.

This is equivalent to me asking you to exchange gold for the paper in my hand, but if you dare to exchange the paper for my gold, you don’t want to live anymore, right?

Zhu Yuanzhang's proper small farmer mentality means that I can only take advantage and must not suffer.

Empress Ma suppressed the excitement in her heart and talked to Wang Buli about some common things. Then she said that it would not delay your rest, and you should sleep for a while first.

The three of them respectfully sent Queen Ma off.

"What are you looking at?"

Wang Buli looked at Li Jinglong, but he was holding up the tea that had already gone cold.

"I asked you, how do you get such a big brain? Why do you know so much that I don't know? I don't understand what you are saying. Why don't you explain it to me, my uncle and grandma?"

"I believe the Queen can understand." Wang Buli finished drinking the herbal tea and smiled at Lan Yu: "General Lan, do you think so?"

Lan Yu was too lazy to pay attention to Wang Buli. Although he could understand some of it, it would be difficult to understand everything.

After all, that's not what he was thinking about.

Let's just keep fighting and find a way to destroy Bei Yuan.

As for other things that shouldn't be my business, I don't care.

When Li Jinglong saw that Lan Yu had the face of Deputy Sima, he couldn't help but feel suspicious.

Am I the only one who doesn't understand?

Does that make me look a little stupid?

"Who says I don't understand?" Li Jinglong also picked up herbal tea and took a sip: "We're afraid that you might talk so much and get the Queen in trouble."

"I'm sleepy. Go to sleep first. Jurong County is ninety miles away from the capital. It will take several hours even if you work hard. I need to recuperate first to avoid making mistakes when trying the case."

"Okay, okay." Li Jinglong also wanted to end this topic quickly. He didn't want to talk about it at all.

The more we talked, the more stupid I became.

Lan Yu sat aside, full of energy, not feeling sleepy at all.

He felt that Wang Buli would be able to become prime minister in the future with a little experience.

When the time comes, if we work together to assist the prince, then Ming Dynasty will become more and more powerful.

To put it bluntly, Ming Dynasty is short of money.

Lan Yu felt that if Wang Buli could get money, he would have sufficient military spending to support his Northern Expedition.

After tonight's advice, Lan Yu also believed that the prince had Wang Buli in mind.

As for his friendship with the fourth child Zhu Di, it doesn't matter.

In any case, the fourth child is not as big a threat as the second and third children.

It's just that he is sealed in Peiping and has the opportunity to compete with us for the opportunity to send troops to fight Mongolia.

But Lan Yu immediately smiled. Zhu Di has never even been on the battlefield. With His Majesty's wisdom, he will definitely not let Zhu Di act as the commander-in-chief of the army.

Your Majesty cannot afford to take this risk, but there is a good chance that Wei Guogong Xu Da will take command.

Thinking of this, Lan Yu was looking forward to when he could lead the Northern Expeditionary Army?

What's more, the prince's status is as stable as Mount Tai. What can the other princes do to compete with him for position?

Lan Yu was just confused about the fact that Wang Buli had a personal relationship with King Yan, but she didn't take it seriously.

Although the door in the middle of the hall is closed, it is to prevent His Majesty's swearing words from spreading outside.

At the same time, Zhu Yuanzhang cursed people behind closed doors not to save face for his ministers, but to avoid Wang Buli from hearing his familiar voice.

The ministers of the Baochao Promotion Department and the chief officials of the Household Department couldn't help wiping their sweat.

His Majesty raised several questions one after another, but they did not come up with any better solution.

As for Bao Chao's promotion, the senior official of the fourth rank was removed from his post and was replaced by deputy promotion.

If you can't handle your errand, you can go to Liaodong and serve as an army consignment.

I raised you all on a diet. You don't think about anything on weekdays, just fish in troubled waters.

There is a problem now, and I can't even think of any solution. Why do you want me to do this?

The deputy promotion is a kind of joy from heaven.

He really didn't expect that even though he didn't eat today and the emperor was furious, he would be promoted.

Otherwise, how long will it take for me to get promoted?

Hu Weiyong didn't know much about economics, but he had been baptized by the treasures of the late Yuan Dynasty.

For some of the questions raised by the emperor, he had to find someone in private to understand clearly before he could give the exact questions.

Except for the person who was suddenly promoted, everyone else at the scene was trembling in response to the emperor's anger.

Zhu Yuanzhang emerged from the sea of ​​​​blood from the mountain of corpses. Since he became emperor, there is no one in the world worthy of him restraining his temper.

Therefore, from time to time he would get angry and beat these officials whom he did not trust, in order to ask them to do his errands properly.

Only Bao Chao Siti was heartbroken and secretly looked at Prime Minister Hu Weiyong, hoping that he could speak for him.

For a moment, the atmosphere in the hall was very solemn. Queen Ma asked someone to push open the door of the palace, and ordered the maids to give meat buns to the stomachs of the ministers who were kneeling on the ground to apologize.

Then he came forward with a food box and asked the father and son to eat and take a break.

What time has it been, and I’m still working on an empty stomach.

When many ministers saw Queen Ma, some of them burst into tears.

In other words, the Queen regards us as individuals.

Our official is said to be majestic and majestic, and others will envy him.

But only he knows the pain in it.

When Zhu Yuanzhang saw his wife coming, the anger on his face subsided slightly.

Ever since he knew that his wife would have a good life in a few years, he became very tired of her and followed her wishes even more, not daring to make her angry.

"Sister, it's so late, why are you here?"

"Seeing as you haven't eaten yet and you're so angry, it's easy to get hungry."

Queen Ma faced the father and son and uttered three words, Wang Buli.

But no sound was made.

Zhu Biao wondered what his mother was talking about.

But Zhu Yuanzhang, who had been married for decades and had a deep relationship, guessed it immediately, so he said:

"You all go to the side hall to eat. If my sister hadn't come, you would all be hungry. You can't even do the work. You don't even deserve to eat!"

So a group of ministers who were trained like the third grandson, led by Hu Weiyong, went to another side hall to eat, and no one dared to complain.

After all, this is the palace.

Hu Weiyong also felt that the queen came in time, which solved everyone's dilemma. If it was a while later, the emperor might kill someone.

The prince may not be able to persuade him.

The Queen had to intervene, but how could the courtiers have a personal relationship with the Queen?

This is a violation of taboos, and it also violates the policy of not interfering in politics in the harem.

But it was different when the queen took the initiative.

"Sister, tell us, that guy gave us a problem and gave us a solution?"

Queen Ma nodded and repeated Wang Buli's words word for word.

"The bill dumping method?"

Zhu Yuanzhang was still struggling. He believed that the people of Ming Dynasty had a lot of old banknotes in their hands.

But once they are given new banknotes, wouldn’t everyone come to change them?

We printed so much money for nothing and did not spend it on official matters. All of it was given to the people.

"Chongba, don't be stingy."

Queen Ma knew at a glance that her husband was worried about money.

"Since others have no solution, it will be useless even if you kill the ministers of the DPRK. Why not just listen to his advice and engage in this banknote dumping method in order to gain the Ming people's trust in the Ming treasure banknotes."

"But since the Ming Dynasty was just beginning, there are too many places where we need to spend money.

Not to mention that we need to prepare for the Northern Expedition as soon as possible while Wang Baobao is dead. Even in the west, we have to spend money to stabilize ourselves, not to mention that Yunnan has not been conquered yet. "

Zhu Yuanzhang was still struggling.

Scatter all the wasted money, what a sin!

Wang Buli is not a family man, he just doesn’t know that firewood, rice, oil and salt are expensive!

Thirty cents can be exchanged for a uniform?

Doesn't that mean that all the people in the world can buy a lot of money from us for thirty coins?

Then they use the same money to buy things of the same value.

After thinking about it over and over, I realized that this money dumping method was our fault.

"This guy Wang Buli has never stood in our shoes."

"No, he said this just because he stood in the position of Ming Dynasty." Zhu Biao was a young man after all, so he accepted it faster: "Dad, the people's trust in us is the most important thing."

"If people can trust the Ming Dynasty banknotes in their hands, they will use them well and not exchange them crazily."

"fart."

Zhu Yuanzhang flicked his sleeves: "Biao'er, you have never traveled among the people, how do you know how many unruly people there are in the world?

Believe it or not, as long as your father and I announce this money dumping law, all the people in the world will come to take advantage of us.

Even if it is an old banknote with the face value and other words still very clear, they will exchange it for new banknotes.

Thirty cents can be exchanged for a consistent one, who wouldn’t do it? "

Zhu Yuanzhang also believed Wang Buli's words, and the people loved new banknotes more than old banknotes.

Once the imperial court adopts a cover-up policy, anyone who doesn't take advantage of it will be considered a fool and a bastard.

There are many people who think like this.

"No, no, no, dad." Zhu Biao retorted to his dad again: "We can make money this way."

"Huh?" Zhu Yuanzhang was extremely surprised: "Are you a fool? How can you still claim to be profitable in a business that is losing money?"

In fact, Ming Dynasty treasure money is essentially earned.

A pile of paper that cannot be exchanged is given a value, and it is profitable no matter how you calculate it.

"Because people have to exchange one guan for thirty guan and pay thirty guan for the cost of production. It's not a free exchange." Zhu Biao said with excitement on his face:

"Even if you said just now, dad, that someone would bring the intact old banknotes to exchange for new ones, we can still use the intact old banknotes to give our ministers a salary to buy things.

Until the treasure notes become tattered again, they have to spend another thirty cash to exchange them.

Let’s set some rules in the Ming Dynasty Law. For example, even if the old banknotes are broken and soft, as long as the face value words on them are still clear and there is no picking, scratching or filling.

It must continue to be used when private trade and government taxes are imposed.

Only those that are really bad and useless can be exchanged for new banknotes. With this shock, I believe that the situation you mentioned will be reduced. "

After listening to Hao Daer's analysis, Zhu Yuanzhang touched his beard and nodded slightly.

If you think about it from this aspect, Wang Buli's idea is not bad.

But he still has to think about it to avoid the problem of too many unscrupulous people coming to exchange!

(End of this chapter)