Rebirth 1983: Starting from taking back the family property.

Chapter 650 No Courage
As soon as he got to work, Nie Zhan called Kevrich and told him that he wanted to open a branch of Wansheng Bank in Moscow.

Kevlich thought he had misheard: "You want to open a branch here?"

"Yes, why, you don't support it?"

Kevrich was silent. The government had just issued a new policy yesterday, and today Nie Zhan told me that he wanted to open a branch in Moscow: "What if I refuse?"

Nie Zhan smiled and said, "Then I can only look for other people to cooperate with, but this will take more effort."

Kevrich sighed inwardly. He was very upset after learning about this new policy yesterday. He also graduated from the business school of a top university and knew very well what harm this new policy would bring to the country. However, the leader only listened to his close friends: "For such a big matter, I need to discuss it with my father and uncles."

"I'm waiting for your good news."

After hanging up the phone, Nie Zhan turned around and called Nie Jingwen again, but he didn't mention going to Moscow to open a branch. Such a big thing must be discussed in person, not over the phone.

When Nie Jingwen heard that he invited him to lunch, he knew something was up: "Okay, my second uncle opened a new Cantonese restaurant, let's go try it later."

Zhang Lanlan's ancestors were imperial chefs, but her great-grandfather had no talent for cooking and fell into decline. Fortunately, her grandfather inherited his talent for cooking, starting from a small restaurant to a big hotel, and later opened a food company.

The second brother of the Zhang family is also very talented in cooking, but he just likes cooking and has no interest in companies and big hotels. So the family company was inherited by the eldest brother Zhang, and he got some shares as dividends at the end of the year. He said he was learning to cook from others in recent years, and I thought he would continue like this, but I didn't expect that he would stay after returning this time and opened a private restaurant specializing in Cantonese cuisine.

"it is good."

At noon, the two met at a private restaurant and went to a private room. After sitting down, Nie Jingwen smiled and said, "What can't be said over the phone? Why do we have to come out and talk?"

Nie Zhan did not keep the secret and told the story of his plan to open a branch in Russia: "We will just use the name of Wansheng Bank. Jiaxin and I will raise the funds. If you are interested, you can also participate in it."

Nie Jingwen was stunned: "Go to SL to open a branch? Ah Zhan, what do you think?"

Nie Zhan did not mention the new policy of SL, nor did he mention his own speculation. He said: "Brother, I think it would be great to open a branch in SL."

Thinking about the current situation in SL, he couldn't help but say, "Ah Zhan, please think about it carefully. The system in SL is different from ours. If we open a bank there, all our investments will most likely go down the drain."

Nie Zhan smiled and said, "Brother, any investment will be risky. Jiaxin and I have discussed it for a long time, and we both think that this investment will not be a loss."

Nie Jingwen knew his temper and knew that he would not change his decision once it was made: "I will bring this up at the meeting on Monday. I don't think he will refuse."

It's not like they're borrowing the name of Wansheng Bank for free. They would naturally agree if they paid the money, but he really didn't think investing in SL was a wise move.

Seeing that he couldn't convince him, Nie Jingwen stopped trying to persuade him: "Ah Zhan, you are already 31 this year, isn't it time to set a date for your wedding?"

The two got engaged, and the next natural step was to get married.

Nie Zhan also wanted to get married soon, but the problem was that Jia Xin disagreed: "Brother, Jia Xin is still young, let's talk about marriage in two years!"

Nie Jingwen brought up Old Man Nie: "Grandpa is old enough to just wait to get married and have children. Don't keep him waiting." Nie Zhan disagreed with this: "I married Jiaxin because I love her, not to have children for me. Even if we get married, we won't have children in the short term."

We have also talked about children. Jiaxin wants two, regardless of gender, saying that this way she will have a companion. But children are a matter of fate, and you can't just have them if you want them.

Nie Jingwen had no choice but to change the subject and talk about work.

For this matter, Nie Jingwen specially held a board meeting on Monday. Nie Jingwen mentioned Nie Zhan's intention to use the bank's name at the meeting. It was said to be a consultation, but in fact it was just a notification. After all, Nie Jingwen held 49% of the shares, and his die-hard supporters held 10%.

An older director was excited when he heard this and said, "Zhan is a good investor. Since he wants to open a branch in SL, he must be optimistic about SL's economy. I think we can open a branch in partnership with the Third Young Master."

The main reason is that Nie Zhan has been very popular in recent years, and his wealth has increased several times. And his fiancée is even more lucky. Although the SL system is different from that of Hong Kong City, since he is ready to invest, he must be sure. If you can't eat the meat, you can drink some soup.

Two other senior executives also felt that what the shareholder said made sense.

Nie Jingwen refused without thinking, and explained the reason for his refusal: the risk was too great and the benefits were unknown. Wansheng Bank now had many risks. If they went to SL to open a branch, these risks might explode if they suffered losses.

After the meeting, the director who wanted to invest with Nie Zhan was full of resentment. When he left, he said to another director: "Those old guys in Wansheng Real Estate are eating so much with A-Zhan. What about us? The dividends at the end of the year are not enough to spend."

If I had known earlier, I would have sold the shares of Wansheng Bank and bought shares of Wansheng Real Estate. I would have made at least twice as much.

An old shareholder of the same age as him said, "We are a bank, so we still need to be stable. The third young master is too aggressive. Wansheng Real Estate's debt ratio was nearly 80% at its highest. During the stock market crash, the bank almost came to collect the debt. Once the capital chain is broken, it will go bankrupt. On the other hand, Jingwen has always been steady and cautious."

Lu Jiaxin knew the result that night. She asked with a smile, "Did you invite your eldest brother to invest together, and he refused?"

Judging from Nie Zhan's personality, he definitely wanted to help Nie Jingwen get rich, but he was too cowardly.

Nie Zhan did not deny it: "Yes, I wanted to give him 10% of the shares, but I didn't expect him to be unwilling. Forget it, that's just his personality."

Lu Jiaxin shook her head and said, "In the future, the economy of Hong Kong City will develop rapidly. If it stagnates, it will definitely be left far behind and will be eliminated by the times."

To put it nicely, it is seeking stability, but to put it bluntly, it is sticking to the old ways and not seeking innovation and change. The 1980s and 1990s were the best time for Hong Kong's economic development. If we catch this wave, the hidden dangers of Wansheng Bank can be solved; if it continues like it is now, there is only one result, that is bankruptcy.

Nie Zhan couldn't take him, so he had no other choice: "Kevrich replied to me and said he supports me to open a bank in Russia, but such a big thing needs to be discussed in person. I plan to go to Russia next week, first to discuss the bank opening with Kevrich, and second to investigate the market."

Lu Jiaxin was a little moved. She was about to say that she had never been to Russia before, but she swallowed the words back: "Then be careful."

She was afraid that if they agreed to go to Russia, something might go wrong and they wouldn't be able to go. She was traumatized by the number of times she was stood up.

"it is good."

(End of this chapter)