The six-dimensional pictures of emperors of all dynasties were exposed, and the ancestors panicked

Chapter 378: The value of the rule of Emperor Wen and Emperor Jing is still increasing!

[On the fourth day of September in 1069 AD, the Regulations Office of the Three Departments proposed the implementation of the "Qingmiao Law"]

[The Qingmiao Law requires that the funds of the Changping Warehouse and Guanghui Warehouse in various provinces "should still be in cash, according to the Qingmiao money rules of Shaanxi, and the people should be willing to pay in advance, and they should be required to pay the taxes in the amount of dou. Some of them are willing to pay in cash, or they are willing to pay in cash because the price is high at the time, and they are all allowed to do so at their convenience."]

【Based on the monetary value of the country's grain reserves, twice a year, loans for living and farming were issued to farmers who were short of food, with an annual interest rate of 2% to 3%.】

[The principal and interest shall be repaid together with the taxes paid in summer and autumn each year.]

[The loan amount is determined according to the household status. If there is any balance after the loan, the government will allocate it according to the number of households above the second level.]

……

{Is 20 to 30 percent considered a low interest rate?}
{For that period, yes, it was low interest.}
{And it is not 20%, it is paid twice a year in summer and autumn. It is actually 40% interest in a year, plus the principal is paid together with the summer and autumn taxes.}
{Then I understand why it can't be done.}
{At that time, private loans were between 200 and 300 percent, which was much lower than before.}
{The key is that this approach is indeed wrong! This decree is actually to give the principal, by mobilizing the enthusiasm of the grassroots, and create a bigger pie through labor.}
{To use an analogy, if a farmer has no land and no money, he can only be idle, and he cannot create any social value.}
{At this time, the government lends him money and lets him cultivate the land or something, so that he can create more value with the principal. This is equivalent to making the pie bigger.}
{But this decree is too idealistic! It is too well thought out! The people are not officials, nor are they privileged intellectuals! They already have many and varied taxes, and prices are high. Instead of reducing taxes first, you increase them!}
{It’s fine if you just increase taxes, but you also levy them! Not only that, you also set KPIs for officials!}
{Boss Wang! Have you ever worked in a local government? Don’t you know what kind of people the officials are like?}
{He really did it. He led farmers to build river embankments and weirs to improve farmland water conservancy. He also loaned the grain stored in the government warehouse to farmers who were in short supply at low interest rates to help them survive the famine.}
{The only difference is that when he was in the local area, he did all these things himself, but when he was in the government, he had to hand them over to others.}
{But not everyone is like him.}
{If you put it that way... then I can understand a little bit how awesome Emperor Wen of Han was.}
{The land rent, head tax, and corvée combined not only kept the tax rate down to around 38%. It also prevented the local governments from taking action... The value of the Wenjing Administration was once again enhanced! }
……

The period of Emperor Wen of the Han Dynasty
Liu Heng looked at the Qingmiao Method thoughtfully.

Farming is seasonal and has a long growth cycle, requiring large investments from farming to harvesting.

Many people could not come up with so much money at once and had to borrow money at high interest rates from the rich and powerful.

Once the loan could not be repaid, the land was sold.

The Qingmiao Method provided loans to farmers at an annual interest rate of 2%, and the money was repaid when the crops matured.

This method is to use business means to help people increase production, while preventing the rich from annexing the land of the poor.

From the perspective of helping the poor, this is a good thing...

and……

Liu Heng looked at the sky and thought of the Regulations Department again.

The Western Zhou Quanfu was not a famous position, and it was of no great use in the Western Zhou Dynasty...

But it is an idea for a peaceful and prosperous world, but it has been ruined because of the chaos in the world.

And this Wang Anshi...

He wanted to increase taxes, increase national finances, and then distribute them, ultimately changing the wealth of the people.

Knocking on the table.

Liu Heng frowned.

does it work?
It's theoretically possible.

In fact, it is feasible on a small scale.

But what about on a large scale? In the world at large?

Liu Heng looked at the phrase "based on household status" and the phrase "apportionment" by later generations.

Sighed deeply.

The powerful people in the world will not turn a blind eye.

There are so many ways this law can be manipulated.

Once a place has a tax increase that causes the people to panic and the people report it to the court, the policy will have to be abolished.

Because the Song Dynasty no longer had any cost for trial and error.

"He is too impatient, even more impatient than Fan Zhongyan."

"You can't rush to govern a country."

Liu Qi, who was standing by, rested his chin on his hand and said leisurely:
"But the Song Dynasty can't afford to take things slow."

……

The period of Emperor Jing of the Han Dynasty
Liu Qi raised his head with disdain on his face.

"Who gave you the courage to compete with my father?"

"My rule of Wen Jing is the best in the world!"

"Hahahahaha!"

Little Liu Che climbed out of Queen Wang's arms, leaned close to Liu Qi's ear, and said loudly:

"Father! Can we make this system work?"

"Hahahaha cough cough!"

Liu Qi was startled by the sudden roar.

After coughing violently, he glared at little Liu Che.

"You are sick! You don't want to pay 30% tax and you insist on lending money to the people!"

Little Liu Che said seriously:

"But Father, can we always pay 1% tax on the tax?"

Liu Qi said unhappily:

"Just don't fight the Huns!"

Little Liu Che pursed his lips, tears gathering in his eyes.

Liu Qi held his chest, looked at his son's appearance, and said awkwardly:

"Don't be so polite... Father knows what you mean."

"But there is another drawback to this that you haven't seen."

Little Liu Che wiped away his tears and muttered:
"What are the drawbacks?"

Liu Qi held his chest and slowed down his breathing, looking at the sky with complicated eyes.

"This move is actually to take the powerful people's lending back to the court."

"In fact, it is similar to the salt and iron official business."

"It's just that the emperor has become the most powerful person."

"But the question is...what if the emperor wants money?"

Young Liu Che was stumped by the question.

……

Datang.

Li Shimin ignored the group of officials who were still arguing.

Looking at the sky, he sighed:
“I still haven’t done enough.”

Li Chengqian on the side suddenly said:

"No, Aye has done enough."

"Wasn't the original purpose of setting up the rent and labor system of the Tang Dynasty to produce for the people?"

"The tax rate in our Tang Dynasty is 40%, which is lower than the 30% tax rate in the Later Han Dynasty."

"Aye, why are you sighing?"

Li Shimin felt touched and relieved as he watched his son being protected.

He smiled and said:
"In fact, it's not like taxes, and I'm not afraid of the Han Dynasty."

"Although the tax rate is one in thirty, the head tax and corvée in the Han Dynasty were much higher."

"The only person I respect is Emperor Wen of Han."

Li Shimin looked up at the sky with a longing look.

"The rest of the Han emperors only got the reputation of reducing taxes."

"Only Emperor Wen of Han truly understood the suffering of the people and brought them benefits."

"The reason why Emperor Wu was forgiven by the people was entirely due to the remaining virtue of Emperor Wen."

"The Han Dynasty was able to receive the Mandate of Heaven again, and the Ji Han Dynasty was able to survive in a corner, all thanks to the remaining virtue of Emperor Wen."

"My remaining virtue is far from enough."

……

[In the past, when there was a shortage of crops, ordinary households would borrow money from landlords and wealthy households at high interest rates, with the interest being as high as one time the principal.]

[“In the past, the poor paid their rent to the rich. Today, the poor pay their rent to the government. The government reduces the rent and the people help the poor. Then the Qingmiao policy has been implemented!”]

[It was precisely because the Qingmiao Law deprived the wealthy of the opportunity to engage in usury that it was fiercely attacked by officials who represented the interests of the wealthy.]

【But at the same time, local officials are dragging their feet. 】

……

On the canopy.

Inside a bustling and prosperous restaurant.

An old man in patched linen clothes looked at the group of women around him and said nothing.

An official wearing a cap held a pen and paper and said something to the old man with a friendly smile.

"Father, this Qingmiao Law is a new law established by the current Vice Prime Minister Wang Jiefu for the people of the Song Dynasty!"

"You know the current vice prime minister of our Song Dynasty, right?"

The old man clasped his hands awkwardly and nodded quickly.

"I have heard of it, sir. Please tell me about it, sir."

The official smiled even more broadly, dragged the chair under his buttocks closer to the old man, and did not care about the sour smell on the other person, and said with a smile:

"Father-in-law, the harvest here has been poor in recent years, and the people are starving."

"The emperor and the prince cannot bear to see this."

"Issue a new law to loan you the government's grain reserves!"

The old man opened his mouth to speak.

The official quickly raised two fingers and said:
"Not much! 20% interest! If there is a harvest, I will pay it with the principal. If there is a bad harvest, I can pay it later!"

"It is better to provide loans based on households, so there is no need to worry about not being able to pay back the loan if it is too much!"

The old man listened for a long time, and the wrinkles on his face were squeezed into a flower.

"Hearing what the official said, it really is... good!"

The official struck while the iron was hot and said:
"Isn't it? Otherwise, nine out of ten of the loans you borrow from the rich will be returned!"

"Father-in-law, look at the situation in your family..."

The old man thought of the situation at home, gritted his teeth, and whispered:
"Sir, what is the minimum loan amount you can get from this old man's family?"

The official didn't even hesitate and said directly:

"I can borrow 1,500 coins worth of rice and beans."

Then he pretended to pull out a piece of paper from the pile. "Father-in-law, just put your stamp on this piece of paper and it will be fine."

The old man looked at the paper, couldn't understand it, and looked at the women around him.

The women around him gathered together, pointing at the papers, and nodded to the old man as the official stroked his beard and smiled.

"Yes, this is it. It's the Qingmiao method."

"Yes, yes, only two cents!"

The old man signed and put his fingerprints amid the encouraging smiles of the crowd.

The official picked up the paper and couldn't help laughing.

The old man also smiled.

The prostitutes also covered their mouths and laughed.

There was laughter and joy in the restaurant.

……

Great Qin.

Ying Zheng had no expression on his face.

There was silence in the palace.

The five people in front of him did not move, each pretending to be dead.

……

Big man.

"It's over."

Liu Bang took a sip of wine, smacked his lips, and stopped talking.

Liu Ying looked around.

Liu Bang was drinking and Lu Zhi had a cold face.

No one dares to provoke...

"Fourth brother, what's going on? Isn't this a good thing?"

Little Liu Heng looked at Liu Ying, who had a curious expression, with a complicated face.

For the first time, the young mind understood what it meant that a rotten tree cannot be carved.

"Brother, you are a good man."

Liu Ying looked at little Liu Heng, who ignored him after saying one word, and touched his chin.

I'm a good person, so what?

……

Yanhan and Emperor Wu period
"Cheating the superiors and the subordinates... No."

Liu Xiu watched this scene and was so angry that sparks came out of his body.

"It's robbery!"

Liu Zhuang, who was standing by, looked at Liu Xiu in amazement.

Whether it was taken by force or not, you are furious, father!
on fire!

……

Ji Han.

Liu Chan, who was sitting behind Liu Bei, looked at the sudden silence in the hall and was confused.

Why are you so unhappy?

……

Period of Jihan and Emperor Huai

Liu Chan pointed at the sky with trembling hands and asked Zhuge Liang beside him for confirmation:

"He...he didn't lie to the old man, did he?"

"Father! He didn't lie to the old man, did he?"

"It's the lowest seedling loan. It's the lowest seedling loan."

Zhuge Liang gently waved his feather fan and remained silent.

Liu Chan clenched his fists as he watched Zhuge Liang perform this act.

He looked at the sky again, his eyes reddened and he gritted his teeth and said:

"Silverworms! Silverworms!"

……

Datang.

There was complete silence in the Taiji Hall.

Li Shimin leaned against the soft pillow, his face showing no emotion.

But everyone lowered their heads, not daring to move in the slightest.

Your Majesty was also so calm at Xuanwu Gate that year.

……

Great Song.

"Ahhhh!"

"boom!"

"Boom!"

"Wow!"

"puff!"

Flowers, trees, stone tables and chairs, pavilions and rockery...

Everything in the back garden was smashed to pieces by the roaring Zhao Kuangyin with his Panlong stick.

Zhao Kuangyi, who was hit by a flying stone and vomited blood, struggled to climb out of the back garden.

"Oh!"

There was a loud bang, followed by a gust of wind that blew him away, causing him to hit the threshold and faint.

In the back garden,
Kneeling on one knee in a deep pit, Zhao Kuangyin was leaning on the Panlong stick.

Tears kept flowing down my cheeks.

"Da Song..."

"Why is it so difficult..."

"Why is it so difficult to become better..."

……

[When local officials lent money to borrowers, they would set up a banquet to entertain borrowers, and some even "had prostitutes sit and have fun to seduce them."]

[The common people were illiterate, so the loan and repayment amounts were all written by officials.]

[If you borrow one dan of old rice, you need to pay back one dan of new first-class wheat, "the interest rate is nearly double", which is as high as 100%.]

[When I give you the grain, it is old and moldy. When I take it back, it must be new grain.]

[When it was put down, it was not enough, but when it was taken back, it was deliberately weighed up. ]

……

On the canopy.

Policemen in official uniform pulled a man out of a bankrupt thatched hut.

After throwing him to the ground, he and the policemen around him beat the man severely with water and fire sticks.

A woman with her hair in a bun ran out of the hut, fell to her knees, hugged a messenger's thigh and cried:
"Sir! There is no food! There is really no food!"

"Those seedlings, those seedlings are dead when they reach your hands!"

The policeman stopped and looked at the man with a broken leg wailing on the ground.

Pointing to the suppressed sobbing in the room, he smiled and said:

"We only collect taxes, lending is not our responsibility."

"You said you can't pay it back, but there are two treasures in the room."

The woman looked back into the house and immediately understood something.

His body went limp and he fell to the ground.

He cried silently with lifeless eyes.

……

[Because the Qingmiao Law had loan quotas, local officials began to levy apportionments.]

[Rich farmers were forced to take out loans even though they did not need to borrow money for young crops.]

[Because the court wants to earn interest. ]

[The amount of loans for the first-class wealthy households is 15 times that of the fifth-class poor households, and the interest rate is also 15 times.]

【Local governments began to implement “suppression and matching” to force loans.】

[Some high-class households are willing to borrow money, and then look for opportunities to lend it out at higher interest rates.]

[After the loan is made, what should I do if a natural disaster occurs and the young crops become dead? 】

[No matter what, you have to pay the interest anyway. ]

【So the police arrested people everywhere and forced them to sell their land and children. 】

[Unfortunately, after the reform began, floods, droughts, and locust plagues continued, and local officials in various places became completely tigers, leopards, jackals, and wolves.]

[Not only did the poor suffer, many rich people also became targets of government hunting, and either went bankrupt or fled.]

【The implementation of the Qingmiao Law brought great profits to the Song Dynasty. 】

[In 1073 AD, the profit from the Qingmiao business was million guan.]

……

(End of this chapter)