money player

Chapter 33 Christmas Gift
Today is Christmas Eve, and some stores with gramophones will play songs suitable for the occasion. Bing Crosby's "Silver Christmas" is one of the popular street songs. Nine times out of ten, this song is played. The very cheerful "Silver Christmas" "Jingle Bells" cannot be heard.

Xian Yaowen was walking on the street listening to music, but he thought about the tape recorder, and then thought about the tape from the tape recorder, and then he didn't think any more.

There is nothing to think about. Tape technology already exists, but to shrink the tape into a pocket, the technical content is very high. If you don’t have any technical background, you just have to spend money to develop it from scratch. Even if you are lucky enough to develop it, you will definitely not be able to catch up. Philips speed.

The recorder is simpler, but it involves too many technologies, and it requires a large R&D team to start. The burden is too great, and it is not something he can bear now.

"Doing scientific research is not what I should be thinking about now. I'd better seize the time to do primitive accumulation." Xian Yaowen put aside the unrealistic thoughts, but the name of a company popped up in his mind, "Sony is nothing now, go to Tokyo You can talk to Jing Shenda when you are here."

Just as he was thinking about things, a little girl walked towards him, smiled at him and said, "Merry Christmas."

"Merry Christmas."

Xian Yaowen responded with a smile. He glanced around the street and walked in when he saw a candy store. He bought a brown paper bag of candies and put them in his pocket. When he met a child who sent him holiday greetings, he gave them a few. candy.

After working as Santa Claus all the way, Xian Yaowen arrived at his destination, Connells, a company engaged in real estate agency.

"Merry Christmas."

As soon as Xian Yaowen walked into Cornells, a salesman dressed as a butler greeted him.

"Merry Christmas."

"Sir, are you renting or buying a house?"

Xian Yaowen smiled and said: "Buy, and I plan to buy a few sets. Can you accept this Christmas gift?"

"Sir, let me take you to see the house."

When I heard "Buy a few sets", the salesperson didn't show much excitement on his face, because the Christmas gifts later were a bit tricky.

The United Kingdom has promulgated the Housing and Town Planning Act since Lloyd George was Prime Minister, which clearly encourages local governments to participate in the construction of social housing and rent it to residents at reasonable prices. The central government subsidizes the housing construction of local governments.

Immediately afterwards, the "Housing Law" was promulgated to subsidize private sector housing construction. For newly built housing that meets the standards, whether for rent or sale, private sector builders can receive a one-time subsidy of 130-160 pounds per unit.

In 1942, William Beveridge, the "Father of the Welfare State", proposed the establishment of a new system of social rights in his "Beveridge Report", including citizenship rights for unemployment and inability to live, pensions, education and health security, etc. idea.

The report also stated that "we currently do not have enough houses and good enough housing. The eradication of poverty means the need to plan urban and rural areas and build more and better houses."

After the end of World War II, Attlee sat on the throne of Prime Minister. He advocated the principle of state intervention, proposed the construction of a welfare state, and included housing policy as an important part of the reform of the British welfare system. In order to solve the housing shortage problem, Downing Street promulgated the The new Housing Law increases housing construction subsidies for local governments and encourages local governments to actively supply social housing for rent below cost.

This year, a new Housing Law was promulgated, which stipulates that the restriction on local government supply of housing only to the working class will be lifted, housing construction subsidies for local governments will be increased again, and housing improvement subsidies will be provided to private landlords and owners.

It is very clear that housing in the UK has welfare attributes. Buying an ordinary house with three rooms (equivalent to two bedrooms and one living room, with a different layout) in London only costs about 1000 pounds including subsidies. At this time in the UK The average monthly salary per capita is around 100 pounds. After accounting for the water, a working-class family should be able to buy a nice house without food or water for two and a half years.

Of course, this only works in theory. In fact, the British are not in the habit of digging money out of their teeth. Not many families can take out hundreds of pounds at once, let alone thousands of pounds. If you want to buy a house, you still need a mortgage. .

All in all, welfare must have certain restrictions. Those who use it for living can be subsidized. It is a bit excessive to ask for subsidies for those who are clearly planning to use it for hoarding.

Well, it’s just excessive, but it’s not impossible. There are policies from above and countermeasures from below. This is true everywhere. Those who have a way will always have a way.

But the method will definitely involve costs, and the subtext of Xian Yaowen's Christmas gift clearly stated that he would need subsidies. This is why the salesman was not overjoyed. This business is not that delicious. The salesman led Xian Yaowen to sit down on a sofa, poured him a cup of tea, took out a thick property catalog, spread it out, and introduced it to Xian Yaowen.

Cornells is very meticulous in his work. One page of the property catalog contains a house. Not only does it have a text introduction, but it also has room type diagrams and hand-drawn realistic renderings. There are various decorations on the pictures that do not exist in the house.

It seems that Connells also has a decoration business on the side.

After listening to the salesman introducing three houses, Xian Yaowen's thinking began to diverge again. He wondered about the possibility of setting up a real estate agency association in Hong Kong.

In the Song Dynasty, many businesses needed to go through Yaxing, which in the vernacular is an intermediary. In particular, house sales had to go through Yaxing. There was also a provision in the "Song Xingtong": land and house transactions must be carried out with Yaxing. Violators Quasi-stealing theory.

This means that the sale of houses and land must be handled by an intermediary, otherwise it will be handled according to the relevant laws punishing thieves.

The reason why the imperial court supported Yahang was because of the deed tax. At that time, Yahang could be called the pacesetter in tax payment. If the business passed through their hands, the court's tax revenue would be very guaranteed.

The real estate industry in Hong Kong is in its infancy. It is lobbying the Hong Kong government to introduce a banking system and delegate some government functions related to real estate to private intermediaries. Government agencies can streamline staff and reduce financial expenditures, and at the same time, the stigma of "heavy taxation" can be partially eliminated. Transferring it to intermediaries, and when necessary, one or two intermediaries can be used to perform operations and coax the common people. This is a good way to kill two birds with one stone.

"It's just that if you want to promote this matter, you need a lot of energetic people to participate. Besides, if you want to ensure that you eat most of the fat, there will be a lot of tricks involved."

After thinking for a while, Xian Yaowen put the idea aside and planned to come back to Hong Kong and have contact with the officials of the Hong Kong government, understand their work style, and then slowly come up with ideas.

Hong Kong's real estate industry has great potential, and it will be even more promising if an interest group monopoly led by him can be formed. Although Sin Yiu-man is a commoner, he is in a humble position and dare not forget Hong Kong. He has the ambition to let millions of Hong Kong people have a home.

Well, it would be better if he built about 50% of it. He really couldn't say that he was at ease with the conduct of other black-hearted real estate developers.

As time went by, the salesman introduced all the houses that he thought were suitable for Xian Yaowen, and then asked which houses Xian Yaowen was interested in, so that he could arrange to see the houses on site.

Xian Yaowen did not agree immediately, but said: "What should I call you?"

"gold."

"OK, Jin, let me explain my situation first. First of all, my budget is 5000 pounds. I want to buy four houses. One is larger in size and has a better location. The other three are ordinary. The larger ones are for living in, and the smaller ones are for renting.

Secondly, I am not British and when the house is transferred, the title will be registered in the name of a woman, a woman I am courting, who is from London. "

Xian Yaowen shrugged, "You should understand that a woman's mind is very difficult to figure out. I can't say what will happen to her in the future. I am willing to give her a house, but it is only one house. I have to ensure that the other three houses are taken care of." They have the right to dispose of them and can be sold at any time when they want to be sold.

Kim, think about it, if you think you can handle it, I can spare 5000 pounds from the 200 pound budget. You have a child, so you should have a nice gift for Christmas. "

Jin hesitated for a while, thinking about his commission and the 200 pounds in benefits, and couldn't help but agreed: "Sir, I can solve it for you, but there will be a little extra cost in the process."

"Understandable." Xian Yaowen nodded, took out an envelope from his pocket and handed it to Jin, "There is 120 pounds in it. The 100 pounds is a deposit for you. For the rest, please buy a Christmas gift that your child likes on my behalf. , say Merry Christmas to me again."

Jin took the envelope and said with a smile: "Who should I tell the children about the gift from Santa Claus?"

"Adam."

(End of this chapter)