History live broadcast: My audience is the ancestors

Chapter 231 Qiao Zhiyong

My charming and short-lived ancestor: Zuo Zongtang was really powerful. The weapons of the Qing army at that time were simply rubbish, but he still won.

Wuduyu: Didn’t our ancestors come here this way? If weapons don't work, then use the lives of soldiers to make do.
I can’t sleep at night (Guan): Woohoo, our ancestors have always been the cutest people!

Jiangnan has been in the mist: Yes, but I remember that his relationship with Zeng Guofan was not very good?

Wan Ning can't sleep acridine (Guan): I can only say that they care about each other. They don't seem to be dealing with each other, but they will definitely be worried if something happens to the other party!

I didn’t think about using this online name first: Yes, this is like Wang Anshi and Su Shi. Who would have thought that when Su Shi was demoted, Wang Anshi would still intercede for him?
The pig came to the bowl quickly: Agreed! In addition to love and family affection, there is also friendship worth cherishing!
Kick the lame man's good leg wildly: Alas, but now many people misunderstand friendship. I really wanted to hit someone at that time! ! !

I send my thoughts to the bright moon: in such a situation, you can only turn a blind eye, after all, you can't really hit someone.

Community of Contradictions: That’s right, you should treat people like this as if they have something wrong with their brains!
Su Yue clicked on the next PPT page and said: "Okay, now let's take a look at the next businessman-Qiao Zhiyong!"

Qiao Zhiyong (also known as Zhongdeng and Xiaochi) was a native of Qi County, Shan Province (now Qi County, Shan Province). He was the fourth head of the Qiao family. He was a famous Shanxi merchant in the late Qing Dynasty and was known as the "Liang Rich Man".

Born into a merchant family, his parents died when he was young and he was raised by his elder brother.

I originally wanted to enter an official career, but I had just passed the examination to become a scholar. However, my brother passed away, so I had to give up writing and go into business.

In the hands of Qiao Zhiyong, the Qiao family's business has greatly expanded compared to when he was his grandfather and father. First, Fushengquan, Fushengxi, Fusheng Youfang, Fusheng Caiyuan, and Fusheng were derived from "Fusheng Gong" Xidian, Fusheng Ximianpu and other business names, the "Fu" commercial financial group has become the commercial organization with the strongest financial resources, the most serial numbers, and the greatest momentum. Many of its subordinate stores are spread across the country, forming a huge network that penetrates In all walks of life, the scope of business is very wide.

He was the oldest person in the Qiao family, living to be 89 years old.

When the country reached a state of collapse and a large amount of money flowed overseas, he changed his past habit of not managing the family home. In the early years of Tongzhi, he spent a lot of money to expand the ancestral home and built the famous Qiao Family Courtyard, which was praised by experts and scholars as " A pearl of northern residential architecture in the Qing Dynasty."

I send my longing to the bright moon: I’m going! That is to say, I have also visited the Qiao Family Courtyard! ! !
I can't sleep at night (Guan): Among other things, there are indeed many various compounds in Shan Province!
My charming and short-lived ancestor: Agreed! But the most famous one is the Qiao Family Courtyard!

Jiangnan has been in mist: Yes, but I haven’t had the chance to go there yet!
Yu Yusning: It doesn’t matter. You’ll have plenty of time to watch it when you get to college!
I didn’t think about using this as my online name first: Yes! But my college life is really busy and I don’t even have time to go! ! !

Every year: plus one! Who on earth told me that going to college would be easy?
Su Yue looked at the comment section complaining about college life and said, "College life, I think it's not bad? But we seem to have strayed from the topic again! Back to the topic! Let's take a look at Mr. Qiao's deeds!"

How to do business
"We take what others have given up, make small profits and sell widely, maintain reputation, and do not engage in hypocrisy." Qiao Zhiyong guided business management with Confucianism. When he was in charge of the family business, the business of "Zai Zhongtang" made rapid progress, and the family capital was tens of millions. At first, it was "Fu Zihao" " Dominated Baotou, so there is a saying that "first there was Fusheng Gong, and then there was Baotou City".

Later, two major ticket companies, Dade Tong and Dade Heng, became active in major commercial ports and water and land terminals across the country. He became the real founder of "Zai Zhongtang"'s substantial wealth, and his wealth ranked among the top wealthy households in the province.

His capital was getting richer and richer, but he was not complacent. Instead, he quit the business and entrusted full business power to his eldest son and grandson. He stayed at home and taught classes behind closed doors. He often warned his children and grandchildren that in business and life, "faithfulness" should be the most important thing, followed by "righteousness", not to deceive or deceive others, and thirdly, "profit", and profit should not be put first.

Qiao Zhiyong also had the couplets he drew engraved and hung on the door of his inner house: "When seeking fame and profit, don't ask for others, you must ask for yourself. Cherishing farmers and food is not cherishing money, cherishing blessings." In order to warn his descendants to pay attention to Be frugal and don’t be greedy for comfort.

The direct reason for the subsequent decline of "Zai Zhongtang" was the outbreak of war.

The way of employing people
The reason why the Qiao family's business has developed unconventionally is because Qiao Yong can use talents in an eclectic way.

Ma Gongfu was originally a young man in Fushenggong. Qiao Zhiyong recognized that he was a talent and made him the chief shopkeeper of Fushenggong after the boss retired. He left a proverb to the Baotou business community: Ma Gongfu Reach the sky in one step.

Ma Xun was originally a small shopkeeper in a grain store affiliated to Fusheng Xizihao. He was illiterate, but he managed the business well and made a lot of profits.

Qiao Zhiyong gave him a piece of capital and allowed the grain store to operate independently. After he became the big shopkeeper, he also earned a lot of money for the Qiao family.

The same was true for Gao Yu, general manager of the Dade Pass Bank, who later received hundreds of thousands of taels of silver dividends for the Qiao family.

Yan Weifan was originally the manager of the Fuzhou Branch of Weizihao in Pingyao. He gave a junior official an advance of 100,000 taels of silver to help him get promoted. As a result, the man was promoted to General of Hankou, and his courage was praised by his peers.

Later, he resigned and returned to his hometown because of his disagreement with the head office. The news reached Qiao's family. Qiao Zhiyong had a keen eye for people and sent his son to pick him up from Qiao's house halfway. After being treated as a distinguished guest, he appointed Yan Weifan as the general manager of Dade Heng Bank. .

In order to repay his kindness, he worked hard to make the Dade Heng ticket number come from behind and become one of the most competitive and vital ticket numbers.

Qiao Family Courtyard
If any children or grandchildren make mistakes, they will be ordered to kneel down and recite "Zhu Xi's Maxims".

If you waste food, you will be ordered to kneel down and recite "Every porridge and meal should be thought of where it came from and how hard it came from, and the material resources are hard to come by." until you admit your mistake and kowtow to apologize.

Zhiyong also hung a couplet he drafted on the door of his inner house to educate his children and grandchildren. The couplet said: "To seek fame and profit, don't ask for others, but for yourself; cherishing food and clothing is not cherishing wealth, but cherishing blessings."

In order to increase his social status, Qiao Zhiyong also liked to make friends with officials, which reflected the feudal side of Shanxi merchants represented by him. Qiao Zhiyong lived in the feudal era, and he also had the pursuit of making friends with officials and increasing his social status. The officials the Qiao family made friends with ranged from the royal family to the state and county governments.

Since Guangxu of the Qing Dynasty, he has successively served as frontier officials in Mongolia, Xinjiang, Shaanxi and Gansu. Almost all Fu, Dao and counties in this province have contacts with the Qiao family.

The method is to first make contact with the store manager, and then gradually transition to Qiao Zhiyong Caidong.

It is said that Gao Yu, the manager of Dade Pass Bank, had a close personal relationship with Zhao Erxun and Zhao Erfeng. Through the Zhao brothers, he also got acquainted with Duan Fang, Zhang Zhidong and other frontier officials.