People live in the Ming Dynasty, evil spirits are soaring into the sky

Chapter 400 The imperial court is going to issue new banknotes!
Princess Ning'an looked at those people who were questioning her, and looked at the expressions on each of their faces.

Do you know what these people are thinking?
She knew very well that everyone was thinking the same thing.

Why does the Duke know so much? Why can the Duke plan so many things?

The Japanese devils, who had just conquered Korea, immediately ran to Japan to conquer Japan.

This may be everyone's question.

They think it's impossible.

They feel that this goes against so-called human nature.

Princess Ning An said loudly, "None of you has ever thought about one thing: not everyone is the same.

Is it because the Duke was able to make the Ming Dynasty as prosperous as it is today in such a short period of time that he has the same talent as ordinary people?
Ask yourself, how many of you can achieve the level of the Duke?"

After asking this question, everyone was speechless.

Not to mention achieving the same level as Chen Han, even if one wants to follow in Chen Han's footsteps, few people dare to do so.

This is a fact.

After all, who is Chen Han? Chen Han always felt that he came to the Ming Dynasty just to play games.

He plays around in the world with this mentality.

With this mentality, he can do anything without restraint.

But others don't dare to do so.

Others have their own concerns and worries, and are also restricted by this era.

But Chen Han didn't.

Chen Han can act recklessly.

So when Princess Ning'an said this, it was a bit like she was just talking without any pain in her waist.

But Princess Ning'an also has her own limitations.

She didn't know what Chen Han's mentality was.

Just seeing Chen Han doing these things shocked everyone and made everyone know that this man had extremely powerful strength.

"Since you can't do it, why do you think others can't do it?" Princess Ning An once again asked a soul-searching question.

"Because the Duke can do things that ordinary people cannot do, he can lead us to a path that ordinary people dare not imagine.

How many of you dare to imagine that the chaebols in Jiangnan will be destroyed one day?

How many of you feel helpless about the chaebols in Gangnam?

Although everyone knows that they have committed many evil deeds, few people dare to stand up and oppose them.

Even you officials should ask yourself, when you see the chaebols committing many evil deeds, do you dare to use the law to severely punish them?"

After these words were spoken, the officials lowered their heads.

Although they all hold official positions, only a few of them are tough enough to confront the tycoons.

When they came to the local area to serve as officials, they had to pay homage to the tycoons.

Otherwise, you won’t know when a bomb will explode on your head.

This is the rule in officialdom, and it is also the rule for being an official in Jiangnan.

Now that the Ming Dynasty has been developing for more than a hundred years, each family of these tycoons has actually trained a large number of officials.

You don’t know what kind of relationships exist in other people’s families, so you have to be careful.

Even if someone in a chaebol family committed a crime, would you dare to arrest them openly?
Even if a servant in a chaebol family commits a crime, would you dare to use the law to punish him severely?
dare not!

Behind all this are relationships, connections, and human relationships.

Especially if they want to stay in the local area peacefully for a few years as officials and then get a chance for promotion, they must maintain stability in the local area.

But how can we achieve stability at the local level?

We have to rely on these chaebols.

These tycoons can use their own power to suppress the people. The people dare not make trouble, and the officials naturally have a leisurely time.

If the corresponding chaebols want to do something locally, can the officials refuse to give them face?
We are all in a cooperative relationship.

As for who suffered the losses, it was naturally the poor people.

Most of the poor people have grievances but nowhere to seek redress, so they can only endure it in silence.

Princess Ning'an saw the officials lowering their heads and said again, "But the Duke dared.

During the time that the Duke came to Jiangnan, he brought down most of the evil tycoons in Jiangnan, so that the people no longer had to endure the humiliation of the tycoons.

So that you officials will no longer be controlled by the chaebols.

You should be happy.

You should also understand that if the Duke had not done these things, the people today would still be controlled by the chaebols.

You officials still can’t be happy.

So from this we should understand that the Duke is different from all of us.

Even you officials are not as capable as the Duke.

If that’s the case, why can’t we understand what the Duke is doing now?

Why can't you understand that you can't do it, but the Duke can do it."

The people applauded after hearing this.

"Your Highness is right. Why do you think the Duke can't do it?"

"Just because you can't do it doesn't mean the Duke can't do it."

"That's right. If the Duke can't do it, then others shouldn't even think about it."

"From the fact that the Duke has eliminated so many evil tycoons in Jiangnan, it can be seen that the Duke's courage is unmatched by ordinary people."

"Since the Duke was able to drive the Japanese devils away from Korea, he could go to their homeland and kill them all, and then transport all the gold and silver to our Ming Dynasty."

"Thinking back to the time when those Japanese pirates came to our southeastern coast to burn, kill and plunder, they killed so many of us and robbed so much of our property. Now the Duke is just helping us to write off all the old scores."

"We have a clear conscience about taking these silver and gold."

"It's about having peace of mind."

The people began to applaud.

At this moment, those gentry lowered their heads and gnashed their teeth in hatred.

Especially what Princess Ning An said just now.

Chen Han ran to Jiangnan and used the Japanese pirates to kill them all, leaving their bodies everywhere.

And all the wealth they had accumulated over hundreds of years was taken away.

Now, these gentry who have escaped the disaster have become unable to bear their current poor life, having changed from their extravagant life of wine and women.

All of this was caused by Chen Han. So they gnashed their teeth in hatred but could do nothing about it.

Princess Ning An then said, "The reason why we need to open a bank in Jiangnan, also known as a money house, is because the Duke understands.

In the southeastern coastal areas, commerce is developed, but the thing that businessmen fear most is showing off their wealth.

Because once the money is seen by some bandits, they will become their target.

There is a saying that goes, I'm not afraid of thieves stealing, I'm afraid of thieves thinking about it.

How many of you businessmen dare to casually display the valuables you bring with you?

Once you take it out, aren't you afraid that bandits will take advantage of it?"

At that moment, a businessman complained bitterly: "Your Highness, you may not know that although the Ming Dynasty is very good now, there are still many bandits and robbers."

"The reason why we businessmen hire escort agencies to help us transport our goods and hire thugs to serve as our bodyguards is because we are afraid that bandits along the way will rob us."

“It’s not easy to do business now.”

"Who said it wasn't true? I heard a few days ago that a businessman in Shanxi was robbed by bandits on the road. Not only was he injured, but he also stole a lot of money. Now he is being chased for debt after returning home. I don't know how he is doing now. Judging from his condition, he must have hanged himself."

The most feared thing when doing business is encountering bandits along the way.

Not only will the goods be stolen, but sometimes people may even be killed.

After the goods were stolen, they returned home with a lot of debts and would never be able to recover in their lifetime.

So it would be best if there is a safer way to prevent your property from being stolen.

Princess Ning'an said, "I think everyone has an impression of the treasure notes issued by the Ming Dynasty.

Although Baochao is now like a piece of waste paper, you may still have it at home, but it is no longer used.

But to be honest, Baochao is just a piece of paper, and it is much better to use than carrying gold, silver and copper coins with you.

This princess is also in business, so I understand the difficulties and obstacles involved.

But if we continue to use the Baochao, we are afraid that the Baochao will depreciate too quickly. What we get today will be a piece of waste paper tomorrow.

You are businessmen, and I am also a businessperson. I really hate this kind of behavior."

When it comes to Baochao, not only businessmen but even ordinary people hate it with gnashing teeth.

How many families have had their life's wealth go down the drain because the banknotes they held in their possession suddenly depreciated in value?

Princess Ning An continued, "So how to find a balance to issue paper money has become an urgent problem for the court and ordinary people like us to solve."

But when the word "baochao" was mentioned, the people immediately voiced their opposition.

"Princess, please don't mention the treasure banknotes anymore. My ancestors were quite wealthy, but because they couldn't spend the treasure banknotes, and they were worthless for unknown reasons, our family is now penniless."

"Yes, don't mention these things now. We would rather be poorer and suffer more than to be ruined by the treasure banknotes."

When it comes to Baochao, everyone is filled with complaints.

Especially the elderly, who have experienced the pain of Baochao still being in use during the Jiajing period.

So I get angry when the word Baochao is mentioned.

"Your Highness, since you know the harm of the treasure notes, please don't mention it again."

"I won't even mention how many of us have lost our families because of the treasure notes. We have worked hard all our lives to exchange for a few pieces of paper, but in the end, they are just pieces of paper. If anyone mentions the treasure notes to me now, I will get angry with them."

Businessmen are also angry because they have suffered even greater losses.

If you hold the treasure banknotes in your hand and exchange them for a thousand strings of treasure banknotes today, these thousand strings of treasure banknotes may become a pile of waste paper tomorrow.

After working hard to transport the goods for thousands of miles and selling them, I got a few pieces of paper. I thought I was relatively safe, but when I returned home, I found that these pieces of paper were just a few pieces of paper.

So what am I doing traveling thousands of miles and hundreds of days?
Are you kidding?
There are so many mouths to feed at home, and you can't buy much rice or flour with this pile of waste paper.

Therefore, Baochao really did cause great harm to people, and everyone has complaints when Baochao is mentioned.

They can't stand the harm from the Baochao Warriors anymore, otherwise everyone will have to jump off the cliff.

Princess Ning'an certainly knew how harmful the treasure notes were.

But after listening to the plan Chen Han had told her, she felt that this was a way to solve the devaluation of the treasure notes.

That's why she is here now, taking out the gold and silver to let the people know that even if the court wants to set up a bank or a money house, it has the capital.

So she explained to the people, "Fellow villagers, merchants, and officials, the main reason why the treasure notes have become a piece of waste paper is because there is no guarantee.

First, the imperial court does not allow the use of treasure notes to redeem gold and silver, nor does it allow gold and silver to circulate in the market as money. Is that right?"

As soon as these words were spoken, some people pricked up their ears to listen.

This is indeed the culprit that has caused great harm to people.

The imperial court was afraid that the people would use the treasure notes to exchange for gold and silver, so it issued laws not allowing this.

This makes everyone extremely angry.

Not only is it not allowed to redeem gold and silver for collateral, it is also not allowed for gold and silver to circulate in the market as currency.

This forced the people to use treasure notes as currency.

Fortunately, even the imperial court had no way to stop the trend of using silver and copper coins as currency, so they could only turn a blind eye.

Nowadays, we are slowly returning to using copper coins and silver as currency transactions.

What Princess Ning'an said was indeed to the point, so everyone agreed.

Princess Ning'an then said again, "So if you really want to issue treasure notes, you should do the opposite if you really want to consider the people. You should allow the people to redeem gold and silver."

This actually aroused the interest of the people. If the imperial court really dared to do this, the treasure notes would actually be quite good.

After all, holding a few pieces of paper can replace a lot of gold and silver, which is much safer than carrying a pile of gold and silver on your body.

This is especially true for those of them who do business.

The reason why merchants are targeted on the road is because they are carrying gold and silver that jingles loudly. If they are not targeted, it would be a crime.

But then again, if the imperial court really had so much gold and silver, why was it impossible for the people to redeem them?

Princess Ning An said again: "If we really want to do this, we must have enough gold and silver as capital, and we will not be afraid of the common people redeeming their gold and silver.

In this way, the common people will have more confidence in paper money, and at the same time, they will feel more at ease. I wonder if what the princess said makes sense to you?"

When everyone thought about it, it seemed to be true.

If the money houses opened by the imperial court had this kind of redemption capability, everyone would know that their gold and silver stored in the money houses could be redeemed at any time, and they would naturally feel at ease and gradually dare to use treasure notes as currency.

It is because Baochao did not allow that before that everyone hates it when they mention Baochao.

Princess Ning'an saw the expressions of the people and pointed to the gold and silver on the ground, "So you see, these more than 40 million taels of silver and one million taels of gold are what the Duke of Guo donated to open a state-owned bank.

This is the reserve fund prepared by the money houses that everyone knows.

This time, the Duke used his own reputation as a guarantee, and also used the current gold and silver, as well as the gold and silver that would continue to be shipped from the Japanese devils, as credibility to issue new treasure notes.

Of course, there will be new regulations for issuing new notes. Next, please listen to me explain some of my ideas for the new notes. You may be interested after listening."

……

(End of this chapter)