People live in the Ming Dynasty, evil spirits are soaring into the sky

Chapter 402 The Ming Empire Bank is about to open!!

Of course, now that Chen Han has arrived, he will directly occupy the Japanese devils.

Then after occupying all the actual silver mines, this kind of thing will not happen again.

The most important thing is that the Ming Dynasty will not be out of stock of silver.

Although I had obtained so much silver before, it seemed not enough.

So now he has to use more.

Only with more money can he do more things.

When Princess Ning'an told the people that Chen Han had discovered a mountain of silver from the Japanese devils.

The people are now more convinced.

If there really is a silver mountain.

Then it is really possible to keep all your property.

Now that the imperial court has so much money, will it still covet their little bits and pieces?

After seeing the expressions of the people, Princess Ning An said, "So you can rest assured and deposit your money in the bank.

After getting the new Baochao, Baochao is equivalent to your bank's bills.

Take this bill with you, and no matter where you go, you can use it to trade if you want.

If you want to exchange it for silver, you can also exchange it for silver.

It is only being piloted in Ningbo now. In the future, our Ming Dynasty will set up state-owned banks in various places.

No matter where you go, you can exchange your treasure notes for gold and silver in any state-owned bank, and no one will stop you.

You can take out your gold and silver at any place and at any time. "

After Princess Ning'an said this, many people were actually moved.

After hearing such good news, everyone finally understood why Princess Ning'an placed so much gold and silver here.

It is just to let everyone see that there is no shortage of gold and silver.

This is just to show off to the people how much money the state-owned banks have in reserve.

Princess Ning'an understood very well that what the people thought in their hearts was different from what they saw.

Even if you explain it to them clearly, if they haven't seen it, they will still not believe it.

And now we have to let them see, and even tell them, that the Duke now has an absolute advantage over the Japanese.

And all the gold and silver there can be moved back.

We will have to fight in other places in the future.

So much gold and silver can be sent back as long as we fight.

Many people would think that war would definitely cost a lot of money, but the Duke could get back so much gold and silver by fighting now.

The first is to let those who question the Duke’s wasting money on fighting wars outside know that things are different now.

Not only did the Duke not waste money in the war, he even got money back.

This will be the best way to shut them up.

The second purpose is to let the common people see it.

It turns out that even if the current Ming Dynasty runs a state-owned bank and prints new banknotes, it still has strong financial guarantees.

After letting all the people see clearly, Princess Ning An waved her hand and shouted, "Pull it back!"

After hearing this, the three thousand Japanese slaves actually wanted to curse: We just moved down, and now you want us to move back.

Fortunately, many carriages came over at this time, otherwise we would have died here.

After the Japanese slaves loaded box after box of gold and silver onto the trucks, hundreds of horse-drawn carriages pulled the gold and silver back to the basement of the new bank built by Princess Ning'an.

The basement is quite powerful. As Chen Han said before, the basement is as solid as a real steel cage.

After these 40 million chariots of silver and 1.5 million chariots of gold were transported to the basement, they were immediately stored.

Then on the third day, news came out that the Tax Inspection Department had released some information.

Among the taxes that the Tax Inspection Department prioritizes for collection, the treasure notes paid to the Ming State-owned Bank are given priority.

And if you pay taxes with Ming treasure notes, you can get a 90% discount.

That is to say, if you originally had to pay a tax of 100 taels of silver, you could pay 90 taels of silver if you used Ming treasure notes, which is 10 taels less.

In this case, there must be many people who want to quickly get the treasure notes from the Ming Dynasty’s state-owned banks to pay taxes. Who wouldn’t want to take advantage of this?

The Ming Dynasty's treasure notes have not been printed yet, but this news has spread again.

This is the big thing Princess Ning'an has to do now.

What she wants to do is not to make small moves.

It’s not a so-called money house.

It was a big deal in alliance with the imperial court.

In fact, this was the order Chen Han had previously issued to the Tax Inspection Bureau stationed in Ningbo.

Once the Ming Empire Bank is opened, the Tax Inspection Office will immediately cooperate with the Ming Empire Bank to start various promotional activities.

For example, now that they have promoted it, many people with a keen sense of smell know that the Ming Imperial Bank is a state-owned bank established by the court, and it was supported by the Duke.

Then everyone must quickly deposit their silver and gold and then get the new Ming treasure notes.

The new Ming treasure notes are not expressed in terms of one or two strings of currency.

It can't even be called Ming Baochao, it should be called Ming Yinpiao.

Baochao is just a name that everyone is familiar with.

At that time, everyone would get tickets with values ​​like one, two, three taels, or even small denominations like five, ten, or one hundred wen.

The reason why Chen Han wanted Princess Ning'an to take on this important task was because Princess Ning'an was good at doing business.

She used to lend money and was a landlord, and what she is doing now is the same.

He also wanted to use this money to lend money and become a landlord.

But the amount of lending now is much higher.

And now she finally understood why Chen Han asked her to gather all the accountants who had gone bankrupt in Jiangnan.

He even paid several times more money to many math masters.

When these people arrived, they were to help the Ming Imperial Bank settle all the accounts that needed to be settled.

Don’t underestimate the scholars in ancient China, most of them took the imperial examinations.

But actually, the math part is still pretty impressive.

Even though there were no symbols like algebra, the accountant, with the clattering sounds of the abacus beads, was quite good at calculating a lot of interest.

In particular, some people who have done lending business have their own unique methods.

Chen Han asked Princess Ning An to gather these people together so that they would have sufficient talent reserves when they engage in lending business in the future.

At first, Princess Ning'an was worried that the extra wages paid for these months would be wasted.

But I didn't expect that so much gold and silver would be transported here at once.

He immediately felt that he was right to follow Chen Han's advice and make advance payments. If these accountants were not there, he would not be able to sort out the accounts even if he wanted to do some business with so much gold and silver in the future.

After she transported the gold and silver back to the Ming Imperial Bank, she immediately summoned more than 500 accountants.

At the beginning, these accountants ate and drank for free in the money shop and had nothing to do.

Apart from calculating the materials and labor costs and the workers' wages, I have very little time to spare.

It is very easy for more than 500 accountants to do such a small amount of calculation.

Now, when 40 million trolleys of silver and 1.5 million trolleys of gold were transported in, Princess Ning'an summoned them all.

"Before, you were all very relaxed in the bank, with nothing to do. The bank paid you more than three months' wages.

Everyone is paid the highest salary, you should be able to compare them."

These accountants were still very grateful to Princess Ning'an.

First of all, most of these accountants came from the big tycoon families that were once bankrupted by Chen Han.

They are a bit arrogant by nature, and they think they have seen the world, so small businesses outside cannot afford to hire them.

Unexpectedly, after Princess Ning An arrived in Jiangnan a few months ago, she immediately spread the word that she was willing to pay them higher wages and invited them over.

After they invited him here, they thought there would be a lot to do, but they didn't expect that he would be so relaxed for the past three months.

And now it looked like there was something to be done.

Princess Ning'an was not polite to them, "Now that our bank has received 40 million taels of silver and 1.56 million taels of gold, there are only two things we need to do.

First, I need you to deposit all the gold and silver in the vaults we have built, in proportion;
Second, immediately make me a detailed form of the lending business based on the transaction volume in Ningbo and surrounding areas that we have collected in the past few months.

You all come from loan shark backgrounds in various big landlords’ homes, so you should know what this princess is talking about.

How much interest do you need to collect from each loan business in order to make it acceptable to the people and merchants? This all needs to be calculated by you and submitted to me.

Within half a month, each of the ten groups must submit a copy.

If you can't hand it over, please find another job."

Half a month seems like a very short time.

However, if these accountants had sorted out the various transaction information collected by Princess Ning'an in the previous three months, they would have been able to sort it out easily.

And there are indeed some people among them who are dedicated and who, after receiving their wages, have nothing else to do.

But every time she took the transaction information collected by Princess Ning An very seriously.

Some people are really just slacking off and think it's great to get paid for nothing.

But now when Princess Ning An asked them to hand in a detailed analysis report, these people were at a loss.

You should know that the wages offered by Princess Ning'an are three to four times higher than those offered in other places.

These people are used to enjoying a good life, and they used to be respected when they worked as accountants in wealthy families.

If they suddenly lost their salary, not only would they be unable to support their families, but most importantly, how would they save face?
Princess Ning'an left after assigning the tasks.

And these five hundred accountants immediately started to work.

The more free I was before, the more anxious I am now.

Submitting a meaningful report within fifteen days is not an easy task.

But for those accountants who have been prepared in advance, this kind of thing is really easy.

Much of what they did in the homes of wealthy families and landlords was lending business.

What does the big landlords rely on to prosper?
In addition to buying large tracts of land, they also lend money, which is actually usury.

These accountants are engaged in the accounting of loan sharking business.

Their most important job is to collect as much interest as possible from every loan they make, without causing anyone to die.

So they are quite confident about this balance.

After giving instructions to the accountants, Princess Ning'an immediately went to the Tax Inspection Department to find the local supervisor.

The local leader seemed to know that he was coming and had been prepared for it.

They were originally from the Imperial Guard and were the most well-informed.

The reason they were sent here was to cooperate with Princess Ning'an in her future work.

Especially Chen Han, who once told them about it.

They must meet any needs of Princess Ning'an.

When Princess Ning'an came to visit, the official had already made preparations to deal with her.

As soon as Princess Ning'an's carriage stopped, the Adviser Wang Cheng had already walked out the door.

Waiting at the gate of the yamen.

Seeing Wang Cheng at the door, Princess Ning An was stunned for a moment, "You knew I was coming?"

Wang Cheng smiled and said, "Your Excellency, I have followed the Duke's instructions. Once the gold and silver are shipped back, I will immediately start the work of the Ming Empire Bank, and I will cooperate with you to complete all the subsequent work.

You are here now probably because you want me to help you gather those craftsmen in the capital who used to be able to print banknotes and have them come to Ningbo immediately."

Princess Ning An was stunned for a moment. She really didn't expect Chen Han's arrangements to be so detailed.

What he didn't expect even more was that the tax inspection officers under Chen Han were so powerful.

"You are right. I am here to trouble you to find those people."

Wang Cheng said: "You came to see me, it seems you found the wrong person."

"What do you mean?"

Wang Cheng replied: "In fact, this group of people had already been gathered from the capital by the Duke, and had arrived at the Baochao Duzhisi a few months ago.

So I said you have come to the wrong person. We provide you with various transaction information, provide you with quota personnel for paying taxes, and also protect your safety.

But if it comes to specific official business such as the treasure banknotes, you should go to the treasure banknotes promotion office. They have probably been waiting for you for a long time just like me."

Princess Ning'an burst into laughter after hearing this, and then immediately got on the carriage, "Then I won't bother you anymore, I'll go to the Treasury Department right away."

Wang Cheng saw Princess Ning'an off with a smile on his face.

After Princess Ning'an arrived at the Baochao Duzhisi.

Just as Wang Cheng said, Li Hai, the director of the Baochao Division, was already waiting at the gate of the yamen.

They are so well-informed.

Even though Princess Ning'an has been in Ningbo for more than half a year, she is still not as good as these two yamen in collecting information.

Li Hai and Princess Ning An didn't say much nonsense.

Li Hai welcomed Princess Ning'an in, "The reason why the Duke wanted to transport the gold and silver back at this time is probably because he saw that commercial production in Jiangnan has resumed, so he had already made arrangements in advance.

We are waiting here to cooperate with you in all the work of opening the Ming Empire Bank. You can give us instructions at any time.

There are already three hundred experienced craftsmen arranged by the Duke here.

They used to work in the Imperial Palace's Treasure Bank, but now they are completely under your control, with ink, materials, tools, and personnel all available."

……

(End of this chapter)