Wolf of Xiangjiang

Chapter 79 [Continue Loan]

A week later.

Lin Zhengjie came to the HSBC Bank Building, and under the leadership of his "old acquaintance" William Shen, he stepped into the office of Shen Bi, the senior manager of HSBC Bank.

Originally, it was impossible for Shen Bi, the "superior" senior manager of HSBC Bank, to meet Lin Zhengjie directly. After all, there was a huge gap in status between the two. However, recently, Lin Zhengjie's "advertisement" came into effect, and the whole Hong Kong was amazed by Lin Zhengjie's "brilliant achievements".

In this way, Lin Zhengjie's status has risen sharply at this time, so he can directly discuss "cooperation" with Shen Bi.

After meeting, Shen Bi was surprised to see Lin Zhengjie so young.

Even if Lin Zhengjie dresses "old-fashioned" (with a slicked back hair), he can't hide the fact that he is only in his twenties.

"Hello, Chief Shen Bi, it's an honor for you to meet me in person."

"Mr. Lin, you are younger than I thought. It seems that the media did not lie!"

After some pleasantries, Lin Zhengjie went directly to the topic.

At this time, Lin Zhengjie had personally deposited 6000 million Hong Kong dollars in spot gold at HSBC; at the same time, Taifu Group's 1 million funds basically bought stocks of Cheung Kong Group, Sun Hung Kai, and Wharf.

Therefore, Lin Zhengjie came here to ask for a loan again.

He wants to take advantage of the fact that his reputation is at its peak and all investments are at a low point to borrow more funds.

"I want to borrow two funds from HSBC. One of the funds is my personal loan, pledged by the gold deposited in HSBC. I hope to get a loan of 4000 million Hong Kong dollars. One of the funds is a loan from a listed company, Taifu Group. Using its properties and publishing industry as collateral, the total loan is HK$6000 million."

Shen Bi obviously knew something about it in advance and asked directly: "What are the two loans used for?"

Lin Zhengjie replied: "The personal loan of 4000 million will continue to purchase spot gold. The 6000 million loan from Taifu Group is intended to be used to develop the real estate industry."

Shen Bi said directly: "You also used a loan to purchase 6000 million Hong Kong dollars in gold, right?"

In his opinion, since Lin Zhengjie started from scratch, it was absolutely impossible to spend HK$6000 million in cash. After all, cash flow is cash flow and assets are assets and cannot be treated as the same.

Many established families are asked to come up with 6000 million Hong Kong dollars in cash, and it will take some time to collect it.

Lin Zhengjie said: "Yes, it was mortgaged with the company shares in my hand."

There is nothing to lie!

Shen Bi couldn't help but start talking about Lin Zhengjie again. After all, the news outside and actually seeing him were two different things.

Although he is young, he exudes a confident and sophisticated temperament, Shen Bi commented in his heart.

He changed the topic: "I heard from people at Jardine that you once suggested that they come to HSBC to persuade Li Jiacheng not to sell the remaining shares to Bao Yugang. I want to know why, as a Chinese, you gave Jardine Such a suggestion?"

Lin Zhengjie asked rhetorically: "As far as I know, when Shen Bi was the import and export manager of HSBC, he was in charge of the bill advance business. During your tenure, you were not biased against the Chinese like some employees. Therefore, you supported many Chinese factories at that time. Lord. I believe that the decision made at that time was a win-win situation. The Chinese factories received loans from HSBC and developed well; conversely, after these factories developed, they also used HSBC as their capital bank. Therefore, I needed to purchase To buy the Railway Building in Land's hands, we need to gain the trust of Land, so I will tell them what I know about the situation. In business terms, I think this is a reasonable and reasonable decision."

There is no difference between Chinese capital and British capital.

If they stand in front of Lin Zhengjie at the same time, Lin Zhengjie will attack whoever has a loophole!

Shen Bi agreed very much with Lin Zhengjie's answer and said with a smile: "I see. Of your two loans, if the first loan is to purchase gold, it needs to be kept outside HSBC Bank and subject to our supervision; the second loan , we need to arrange for people to go to Taifu Group for inspection. If there is no major problem, we will issue the loan immediately."

Lin Zhengjie readily agreed, these are not problems!
Walking out of the HSBC Building, Lin Zhengjie couldn't help clenching his fists. His strategy was successful!
Without him advertising himself in FHM, Lin Zhengjie would not have had such a successful loan experience.

Today, Lin Zhengjie's two companies (Taifu Group, Tai'an Development) and individuals (Taifu Development) have a total loan of 3 million.

Quite NICE!

Of course, compared to his previous life, Chen Qingsong, who had borrowed more than 10 billion in more than two years, it was still nothing.

However, Lin Zhengjie would not be so aggressive. He took out a loan of HK$300 million and invested in a stable and high-return investment with almost minimal risk. Lin Zhengjie bought a large amount of gold at the Hong Kong Gold and Silver Exchange, so he was naturally known by people in the industry. In addition, he has been in the limelight recently, so many people followed suit and bought.

Therefore, the price of gold in Hong Kong is more than 2 points (2%) higher than London gold.

Just last week, international gold fell by 7 US dollars per ounce (224-217). Today, Monday, international gold began to fall slightly (216.9). However, the price of gold at the Hong Kong Gold and Silver Exchange is a full $4 higher, equivalent to $221 per ounce.

Ma Yawen said from the side: "Now many people are following us to buy, which has inflated the gold price in Hong Kong in a disguised way!"

Lin Zhengjie looked at his 'gold trader' in the audience. As expected, he became the focus of the audience, and many people were paying attention to him.

Last week, a new 'speculator' aggressively bought 5000 million Hong Kong dollars in gold. He is considered a big player in the market. Although he is not a real big speculator, he has attracted the attention of many people.

"It doesn't matter, how much more expensive can it be? Moreover, Hong Kong gold cannot be divorced from international gold. Now it is not 'controlled by the government' and does not allow free import and export. Once the price of Hong Kong gold is too high, the five major gold merchants will come here to cash out immediately. ." Lin Zhengjie said calmly.

It’s only $4!

For example, his current cost is around US$224. In the future, he can sell at prices above US$650, or even at US$800 or US$700.

So he didn't care if it cost just a few dollars.

Ma Yawen nodded and said, "Many people thought we were speculating in futures!"

Lin Zhengjie said: "The difference between spot and futures is huge. Futures trading will result in immediate gains and losses, but spot investment is a long-term investment. You don't care about short-term interests, and your mood is different."

Ma Yawen nodded. She could see that Lin Zhengjie actually didn't care about the trading situation on the market. He only cared about whether the gold could be safely delivered to the HSBC bank vault.

The two were chatting in the VIP room on the second floor and looking down through the glass window.

Recently, Lin Zhengjie has been very busy. He has to supervise the purchase of gold as well as stocks. Although he has two helpers, Fangtang and Ma Yawen, he is still used to "losing his money safely", that is, he personally transfers stocks and gold. Buy it.

not far away.

It was also a VIP room. Ma Qingzhong from Dasheng Bank looked towards Lin Zhengjie.

He asked the Dasheng Bank executive next to him: "Uncle Hai, is the person over there Lin Zhengjie who has recently purchased a large amount of gold?"

Those who speculate in gold include not only gold banks and gold merchants, but also major banks.

Dasheng Bank developed by speculating in gold, but that was the way Ma Qingzhong and his father Ma Jincan made their fortune. At that time, Chaoshan gold merchants looted a lot of wealth from the gold merchants and bankers who had just arrived in Hong Kong from the Shanghai stock market.

The trick is very simple, it is to speculate on gold prices in Hong Kong and attract speculators from the Shanghai stock market to join in. Gold merchants from Guangdong, especially those from Chaoshan, took advantage of speculators in the Shanghai stock market who were not familiar with local conditions to smuggle gold from Macau on a large scale, and then cashed out at high prices from the gold and silver trading market.

At that time, due to the war and the British Hong Kong government's control of the import and export of gold, the gold in Hong Kong was much higher than international gold, and it was several percent or even several times higher.

As a result, speculators in the Shanghai stock market became takeovers. Generally, gold speculation is leveraged, so there are many financiers in the Shanghai stock market who have lost everything. It is precisely because of this that few businessmen from the Shanghai stock market enter the banking industry. It is because they were scared back then and they were unfamiliar with the place.

"That should be the case! I heard that he often comes here for inspection recently. He has purchased a large amount of gold, which has driven up the price of gold."

Ma Qingzhong fell into thinking, and then he said: "International gold has been falling for several days (9th to 12th, 15th), but Hong Kong gold has risen. This is obviously our opportunity. If international gold continues to fall, Those who are buying up will change their direction. Uncle Hai, let our people try to sell 20 lots!"

Uncle Hai, an executive of Dasheng Bank, is a veteran of Ma Jincan and an expert in gold speculation, but he does not think there is anything wrong with the second young master's analysis.

"Okay, I'll make a call!"

Immediately, he picked up the phone in the office, dialed the phone in the courtyard below, and conveyed the order.

At this time, Lin Zhengjie noticed that Ma Qingzhong on the opposite side was looking towards him, so he took the initiative to raise his teacup as a sign of friendship.

Ma Qingzhong raised his red wine glass and responded in kind!
(End of this chapter)