Great name!

Chapter 289 Study Discussion
This year's Azuchi New Year Meeting was very lively. Many forces have seen the absolute strength of the Oda family, and they have sent envoys to pay gifts to meet Oda Nobunaga.

Nobunaga was too lazy to meet these people and pushed everything to his son Nobutada to deal with.

But he called Tsuda Naganobu.

Naganobu came to Honmaru with his wife Gotoku, son Taro and a large number of gifts, and then entered the castle tower to meet Oda Nobunaga.

When Nobunaga saw his grandson, Taro Tsuda, he stood up, took the child in his arms and teased him.

He sat back in his chair and said, "Look at this child, he's so pretty, and he's actually called Taro. Shintora is so lazy that he didn't even bother to give him a nickname, so he just called him Taro."

Tsuda Naganobu made amends for Nobutora, saying, "Father-in-law, you misunderstood me. I was also called Taro when I was a child."

Nobunaga sneered and said, "Don't make excuses for him. Don't I know him? When he worked under me before, he was sometimes active and sometimes not. Now he is in Settsu, and he is so busy that he won't come back this year."

Tsuda Naganobu smiled awkwardly. It was really hard for him to explain this.

Oda Nobunaga continued, "You will also participate in Nobutora's new policy in Settsu when you return. If you have any insights, please write them down and show them to me."

Tsuda Naganobu did not dare to refuse and agreed to the offer.

Oda Nobunaga looked at his daughter again and said to him, "Naganobu, don't be as lustful as your father. Too many women will hinder your career, okay?"

Wu De was very happy to hear this.

Tsuda Naganobu didn't dare to refute openly. He couldn't say, "Father-in-law, you have more wives and concubines than my father, right?" It was okay for Nobutora to say this.

He could only listen to Nobunaga's teachings obediently.

Today, Nobunaga took time out to meet with Tsuda Naganobu to discuss the Settsu reform.

Over the years, Nobutora fought in many battles and earned the reputation of an ever-victorious general, which made everyone know that Tsuda Nobutora was a good fighter.

However, Oda Nobunaga was more aware of Nobutora's strength in domestic affairs.

He thought that since Nobutora was carrying out drastic new policy reforms, there must be benefits. He just needed to wait for Nobutora to complete the reforms, and then use his accumulated experience to promote it to other parts of the Oda family.

That's why he ordered Tsuda Naganobu to do this.

After saying this, Nobunaga did not keep Nagatoku for long and let him go back first, but instead left behind Gotoku and Taro.

Nagatoshi didn't care, as he had to rush back to take care of the affairs of the Tsuda family.

People who came to visit the Tsuda family lined up all the way to the castle town.

On the first day of the first lunar month in the sixth year of Tensho, everyone went to Honmaru to pay a visit to Oda Nobunaga. Nobunaga stood on the castle tower, waving a golden fan, and the people below raised their hands and shouted, as if they were worshiping a god.

Afterwards, the New Year celebrations began, and Nobunaga drank and had fun with his retainers.

This year, Tsuda Nobutora is not here, and his place is taken by Tsuda Naganobu, who sits there.

However, many people were jealous of that position, but no one dared to say anything.

The celebration lasted for a long time, and everyone dispersed only at dusk.

As Tsuda Naganobu was walking out, Oda Nobunaga waved and called him to stop.

He then walked up to Oda Nobunaga and said with a smile, "Uncle, would you like me to take you home?"

Oda Nobunaga waved his hand and said, "This little bit of wine is nothing. I can just go back with you to see my sister-in-law."

Oda Nobunaga sent his son Oda Tadanobu home, and he followed Tsuda Naganobu to the Tsuda residence.

He followed Changxin to the warm room to meet Axia, and chatted for a few minutes before leaving.

Afterwards, the two went to Tsuda Nobutora's study, drank and chatted.

Oda Nobunaga said, "Brother has been very active in Settsu during this period. If you need any help, just tell me."

Tsuda Naganobu poured wine for Oda Nobunaga and said with a smile: "Don't worry, uncle. Father has his own plans. If there is any need, he will definitely tell you."

Oda Nobunaga sipped a glass of wine and nodded, "You are right, my brother always knows how to do things in moderation. I was overthinking it."

Tsuda Naganobu would not allow Oda Nobunaga to laugh at himself, he quickly said: "Father would be very happy if he knew that my uncle cared about him so much."

Oda Nobunaga also smiled and said, "Brother must be very busy. He didn't come back this year. Look at that monkey, he is very active.

Changxin, let me tell you, this Monkey guy, you didn’t see the way he looked at Miss A-shi today, it was really funny, hahahaha.”

He was already used to Oda Nobunaga always scolding Hashiba Hideyoshi. When he was young, his uncle often scolded Hashiba Hideyoshi.

Tsuda Naganobu had neither good nor bad feelings towards Hashiba Hideyoshi. He even had some respect for this man, but he could see that Hashiba Hideyoshi was a very ambitious person.

Speaking of Hashiba Hideyoshi, Tsuda Naganobu asked, "Uncle, are you able to conquer Sanin?"

Speaking of this, Oda Nobunaga had a lot to say.

Tajima is the territory of the Yamana family. The Yamana family has a great origin. The Yamana family is a clan of the Seiwa Genji. Their ancestor is Yoshinori, the third son of Nitta Yoshishige. He was granted the title of Yamana-go, Tago-gun, Ueno Province, so he called himself Yamana Saburo and changed his surname to the Yamana clan.

During the Nanbokucho period, although the family was closely related to the Nitta clan, the lord Yamana Tokiuji was related to Ashikaga Takauji, so he supported the Ashikaga clan. Therefore, during the Muromachi shogunate period, the family was listed as one of the Four Officials together with the Isshiki clan, the Kyogoku clan, and the Akamatsu clan.

Later, the Yamana family was arranged by the Ashikaga family in the San'in region, and the Yamana family began to expand its influence in the San'in region.

By the time of Ashikaga Yoshinori, more than 130 years had passed. The ancestor of the Yamana family became the general-in-chief to suppress Akamatsu Mitsusuke, who was trying to assassinate Shogun Ashikaga Yoshinori. He finally succeeded in the suppression, which is known in history as the Kakitsu Rebellion.

Because of this achievement, the Yamana family became the guardian of Bingo, Aki, Iwami, Bizen, Mimasaka, and Harima, and their power expanded again.

During the Onin period, the Yamana family and the shogunate governor Hosokawa Katsumoto clashed over the issue of successors to the shogun Ashikaga family, the Hatakeyama family, and the Sasaki family, which eventually led to the Onin War.

Yamana Sozen was the general-in-chief of the Western Army, and Hosokawa Katsumoto was the general-in-chief of the Eastern Army.

After the death of Yamana Munezen, the power of the Yamana family gradually declined, and the Kokumin Mori Jiro Rebellion broke out in its territory. The Amago clan also gradually expanded its power through war, and the Yamana family also began to split.

Today, the Yamana family is left with only two small countries: Inaba and Tajima.

It is really sad to see the leader of the Onin War fall to such a state.

This time, Oda Nobunaga has already captured Izushi Castle, and Yamana Yoshitoyo only has one last stronghold left. As long as he takes Arikoyama Castle, other parts of Tajima will surrender. As for Yamana Yoshitoyo, he will no longer have the capital to resist the Oda family.

As for Inaba, west of Tajima, although it was also the territory of the Yamana family, the ruler of Inaba was Yamana Toyokuni. Yamana Toyokuni had long since led Inaba away from the rule of Yamana Yoshinaga and became an independent country.

However, a big problem also arose within Inaba. Takeda Takanobu, an important official of Yamana Toyokuni, rebelled. Although the matter was ultimately left unresolved, Takeda Takanobu held real power in Inaba, and Yamana Toyokuni almost became a puppet.

Takeda Takanobu had already followed the Mori clan and was determined to fight against the Oda clan. After Oda Nobunaga conquered Tajima Province, his next opponent was Takeda Takanobu of Inaba, whose base was Tottori Castle.

Tottori Castle is a strong city, easy to defend but difficult to attack. The best way to attack Tottori Castle is to capture it by strategy.

One of the three famous battles in Toyotomi Hideyoshi's conquest of the central and western regions was the capture of Tottori Castle.

Oda Nobunaga also realized that Tottori Castle was difficult to attack, so he expressed his concerns.

Tsuda Naganobu patted his chest and assured, "Don't worry, uncle. I will find a way to ask father for a usable strategy."

Oda Nobunaga's eyes lit up, and he quickly said, "Okay, okay, you are worthy of being my nephew. I will wait for your good news."

They had a great conversation that night and it lasted until very late.

A few days later, Tsuda Naganobu was ready to return to Settsu, and before leaving, he had to say goodbye to his mother.

After giving them some instructions, all of which were about daily matters, Axia finally said, "Changxin, you have to keep an eye on your father. He is now 44 years old. There is no need to overwork him. Just leave anything to you brothers.

One more thing, now that he is out there, he must be moderate in his sexual life, and stop being so fond of it when he is old."

Tsuda Naganobu didn't dare to say anything and could only agree to everything.

Afterwards, Tsuda Naganobu and Gotoku said goodbye to their son Taro, and left the Tsuda residence with Tsuda Nobuyasu and Tsuda Shinjiro and headed for Settsu.

When the three brothers returned to Settsu Arioka Castle together, Nobutora was preparing to promote the bank business.

Seeing that the three brothers had returned, he decided to let them participate in this matter as well.

After all, for a country and a force, the three most important powers must be understood and mastered.

The three powers are military, finance and personnel.

As for the military, there was no big problem for Tsuda Naganobu. Tsuda Naganobu had a military career of eight or nine years. He had fought in many battles with Nobutora and had led troops alone many times. His prestige in the family was not low.

As for personnel matters, they are still in Nobutora's hands for the time being.

As for finance, Xinhu wanted him to understand new things so that Naganobu, as the head of the family, would not be completely ignorant of finance and new economic models such as banks in the future.

However, before arranging for them to understand these things about the bank, he had to let Shinjiro come of age first.

Naturally, the coming of age ceremony for Shinjiro was not as big a deal as that for Nagatobu. Nobutora only invited his retainers, the people of Settsu, and the powerful families to watch the ceremony.

Tsuda Shinjiro officially came of age in 1578, and was named Tsuda Nobukatsu.

After the coming of age ceremony, Nobutora called the three brothers to his study and told them, "Nobutora, from the beginning, you are also an adult. When you become an adult, you have more things to think about. You must be cautious and think more about what you do."

Tsuda Nobukatsu saluted stiffly and said, "Ha, father, your teachings will be remembered in my heart!"

Nobutora nodded, looked at Tsuda Nagashino and said, "I called you here today because I have something to tell you. I am currently carrying out reforms in Settsu, and many things are new to you and you have never come into contact with them.

Especially the long letter, you need to understand these new things clearly."

Tsuda Naganobu's expression became more serious and earnest.

Xinhu continued, "Now I am going to establish a new institution to replace the money house. The name of this institution is called a bank, and its function is similar to that of a money house.

Changxin, tell me, what should this bank do to replace the money houses? "

Tsuda Naganobu was not panicked. After all, he had been involved in government affairs since he was twelve years old. No matter what, he still had some basic knowledge of this kind of thing.

He thought about it and said, "If we want to establish a bank and surpass these money houses with a long history and profound background, we must have an advantage, an absolute advantage.

If we want to suppress the other party, the first thing we need to do is to have credibility. The most important thing in a money house is credibility. In this regard, we do not have a clear advantage.

Secondly, it is about profit. If we want to replace the old money houses, I think we can reduce the handling fee, or even eliminate it. Although we will lose money at first, we can restore the handling fee after defeating those old money houses. "

Tsuda Nobuyasu nodded repeatedly, and Tsuda Nobukatsu also looked at Tsuda Nagatobu with excitement as he talked.

Xinhu nodded slightly and said, "Well, your ideas are not bad. They are indeed feasible, but they are not enough."

Tsuda Naganobu immediately asked, "Please give me some advice, father."

"If we want to solve the problem of money banks, we must first understand how money banks came about."

Xinhu asked the first question.

Upon hearing this, Tsuda Naganobu fell into deep thought.

Tsuda Nobukatsu asked: "Why is that?"

The quieter Tsuda Nobuyasu spoke up, "Because knowing yourself and the enemy will ensure victory in every battle. This is the military strategy my father taught me."

Tsuda Naganobu nodded in agreement.

Xin Hu smiled and said, "Yes, dealing with a bank is like a war. If you don't know the details of the bank, how can you formulate a strategy?"

It suddenly dawned on Nobukatsu Tsuda that the military strategies he had learned could be used in this way.

Unlike Tsuda Nobukatsu and Tsuda Nagatobu, he has always lived with Asha and the others, receiving the teachings and living of regular samurai.

Unlike Tsuda Naganobu, who was trained as an heir since childhood and was exposed to government affairs and wars at an early age.

So Nobukatsu Tsuda had no problem in theory, but he was a bit confused when it came to practice.

Xin Hu continued, "The money shop came from the Tang Dynasty. Its emergence was mainly due to the development of commerce. At first, it was for currency exchange, and then gradually expanded to include deposit, loan and foreign exchange business.

These are the foundations of money houses, and it is not difficult for us to do so.

But to surpass the money houses, we must innovate.

The idea I came up with is, since people have to pay a handling fee when they deposit money in a bank, why don’t I not charge a handling fee and give them money instead? "

Tsuda Naganobu was surprised and said, "This... this is going against the grain and will have a miraculous effect, but how can we make money? It's impossible for my Tsuda family to subsidize us, right?"

Jin Xinhu smiled and said, "You have thought it through very well. This is exactly the first point that everyone thinks of. It is precisely because most people think that this is a loss-making business that no one dares to do it.

But there is a deeper truth in this that ordinary people would never imagine.”

(End of this chapter)