I, the outlaw, was caught again

Chapter 217 Wang Chao: I make money if you live, and I make a lot more money if you die! [Two-in-one monthly ticket request! ]

"Superboy, are you serious?"

Xu Sheng was a little frightened. His emotions were usually very stable, but now, he was still a little scared by this incredible idea in front of him.

Super sells insurance.
Unable to hold back, several images appeared in Xu Sheng's mind.
"Chaozi squatted beside a dozen corpses and said to the policemen beside him with a look of regret, "Look, those who died without insurance couldn't even leave some money for their families. Now you should know the importance of insurance."

Or maybe.
"Chaozi went to a person's home to sell insurance the day before, but the person refused. Then he went again the next day and found that the person was dead. He then told others that this was the result of not buying insurance."

The picture was a bit beautiful, but a bit too lawless, so Xu Sheng quickly stopped it.

"Brother Xu, I feel like maybe I can make a name for myself in this industry!"

Wang Chao spoke with excitement on his face.

There are many common types of profits from insurance, but there are two main types that are seen by others.

One is to make a killing.

That is the so-called using the money paid by the living to compensate the dead. For example, out of a hundred people who buy insurance, only one dies. When the compensation for the two deaths is greater than the money paid by the hundred people, the company can make a profit from the difference of one person.

However, this is not the main source of profit for insurance companies. After all, compared to a company, the compensation is not that much, and the loss is not that big.

Generally speaking, regardless of individual cases, as long as the insurance requirements are met, the company will provide compensation.

The main profit is the second point.

That is investment.

Of course, the law stipulates that companies cannot engage in things with particularly high risks, so the investment is basically a sure win, and the annual profit must far exceed the compensation figure.

Normally speaking, as long as the capital is large enough, there will be no losses.

Moreover, there is something that ordinary people have basically never heard of.

'An insurance company that sells insurance to insurance companies!'

That’s right, insurance companies also buy insurance, and there are insurance companies in the world that specialize in selling insurance to insurance companies!

but.
"Second brother, are you serious?"

Li Hao was a little confused, because he knew the legend of Wang Chao from Zhang Su and Li Sheng.

My goodness, the moment he opened the file, the words he saw were so shocking!
Wherever you go, dead people will appear. It's a disaster-absorbing physique.

Wouldn't this kind of person who sells insurance lose so much money that he has nothing left and then become a rabbit god?
"If a normal insurance company has ten insured persons, probably not even one will die, but you, my second brother..."

Is it really impossible that out of ten insured persons, eleven died?
Li Hao wanted to say something but stopped, and wanted to say something again.

He felt that the following words were a bit hurtful, and he couldn't say that to his second brother, so he didn't say anything.
"No, Third Brother, Haozi, your thinking is still at the most superficial level!"

Wang Chao's face was serious as he looked at Li Hao.

Xu Sheng didn't say anything. He stood aside with a complicated expression on his face. He felt that Chaozi had chosen the middle ground between suffering and finding joy in suffering. He directly used the suffering to
Well, there are a few more names that are hard to describe.

"Haozi, look, isn't the most superficial risk of insurance a huge sum of money to be paid after someone dies?"

Wang Chao spoke gradually.

Li Hao hesitated a little, but nodded, "Yes, that's right."

"People die, and the money collected cannot fill the hole, so it will be a loss."

"But this is just because the only income source is insurance, and there is no other measure to deal with the risk."

"but."

"Haozi, what do you do?"

Wang Chao suddenly spoke, looking at Li Hao with his sharp eyes.

Li Hao was caught off guard and was stunned by the question. Then he subconsciously replied, "I work in the funeral industry."

“That’s right!”

Wang Chao was overjoyed and clapped his hands.

"Look, I sell insurance, they give me money, and if someone dies, I pay him the money, so I lose money."

"But the dead have to be buried, right?!"

"At this time, Haozi, you can provide a one-stop service and earn back the money you gave out. Isn't this risk-free!?"

Li Hao:!!!
Li Yu: ???
Xu Sheng: 6
To be honest, Xu Sheng sometimes admires Wang Chao's brain. This kid's thinking process is different from that of ordinary people, and he can always give you a surprise in unexpected places.

"Second brother, you..."

Li Hao was stunned. He looked at Wang Chao with eyes full of horror as if he were a god.

“Funerals aren’t cheap!”

"Besides, we are also related to Director Su!"

Wang Chao's eyes were calm. He seemed to have fallen into a state of enlightenment, and his perspective on the world had changed.

"Most of the insurance claims are due to accidental deaths, which is the biggest risk."

"But as long as it's an accidental death, whether it's a traffic accident or murder, it's the police's responsibility!"

"Who is the most powerful police officer in Jiangsan City? It's Chief Su Qiang!"

"Look, even Director Zhang Su in Wen City was moved by our 'sincerity' and allowed us to arrange a burial for the deceased."

"Isn't it possible in Jiang Sanshi?!"

"When the time comes, the customers who are alive will be alive, and for those who are dead, we can also reduce the probability of risk!"

Wang Chao asked a soul-searching question.

"We don't even need to start a company. I can apply for a job as an insurance salesman and then go around selling insurance policies!"

"The insurance company pays for the dead, but we take care of the funeral!"

"It's a huge profit without any investment!"

This sentence silenced everyone present.

The scene was so exciting that you could hear a pin drop
They felt that this was a bit unkind and totally unfeasible.

But think about it carefully.
Nothing seems to be wrong!

It's just that there are more channels to attract customers for funerals, such as asking hospitals or police to recommend funerals to the family of the deceased, without forcing or requiring it.

It is obvious that insurance and funerals are two unrelated things.

But Chaozi's words
"Wait, my head is a little itchy, second brother, let me think about it."

Li Hao covered his head and squatted down, with shock still on his face.

角度
An unprecedented funeral angle!

"Third brother, I'm going to sell insurance, and you go make paper figurines."

"Let's become bigger and stronger and create greater glory, Third Brother!"

Wang Chao felt that he had grasped an unprecedented business opportunity, and his eyes were shining.

"Second brother, let me figure it out." Li Hao's CPU was not enough and his head was smoking.

"Third Brother!"

"Second brother, wait a minute"

"Third Brother!"

"Fuck it, do it!"

Mr. Xu:
“Is this how risk hedging works?”

Xu Sheng sat on a stone bench nearby, covering his face. He didn't know what expression to show.

What is risk hedging?

In business, the defects of the two industries happen to be each other's service objects, forming a business scenario with complementary positive and negative aspects.

This is hard to understand.

Let me give you an example.

The risk of the elf-blocker, a daily consumable, is that it cannot stop pregnancy.

After getting pregnant, basically if they want to have one or two children, they will get sterilized and then they are no longer customers.

So, for Lan Jingling, getting pregnant is a risk.

So, Lan Jingling's company got involved in another industry.
Maternal and child industry!

That is, in the field of milk powder and baby products, the target customers are children and mothers, so their customers are them.

Correspondingly, the risk is blocked, but it doesn’t work!
In this way, the company intervened in two industries and formed
If you can stop it, just continue using it. If you can’t stop it, then use your partner’s services. No matter what, you’re sure to make money!
This is called risk hedging, a crude form of expression.

And Superson.
"Haozi, you believe me."

"This is the money of a living person. As long as he is alive, it is my achievement. So I will definitely make money!"

Looking at Li Hao, Wang Chao spoke confidently.

"If he dies, we will make the money!"

"Whether dead or alive, we will make the profit!"

"Even if it's not an accidental death, it doesn't matter if it's a normal death. Notify the insurance company after your death, and I guarantee that they will advertise for you!"

"Really? Second brother!?" "Really, third brother!"

Two talents from different industries and eras, even spanning a period of 24 years, stood face to face in April at this moment, looking at each other with emotion on their faces.

Li Yu lowered his head.

He was already embarrassed by his own child, and had to hold his head high whenever he went out.

Now, now is different from before.

This neck that has been bowed for half a lifetime will eventually break.
God damn it, how could the Li family have such a grandson! ?

Well, it’s not an insulting word, it’s indeed grandson.

"Brother, are you willing to support our dream?"

Wang Chao turned his head and looked at Xu Sheng lovingly.

Xu Sheng got goose bumps all over his body.

"No, don't call me big brother, you are my brothers, let me go, I just came to tell Uncle Li about the key points of the work."

He spoke up, feeling a toothache all over.

"Brother, the four of us became sworn brothers in the haunted house, and we agreed to share the good and the bad, and we don't ask for the same year and month. The fourth brother should die early, so we won't take him with us."

Wang Chao started to play the victim, and at the end, he thought for a moment and added something.

"Who is the fourth brother?" Xu Sheng asked subconsciously.

"It's Lao Mi!" Wang Chao grinned.

Breast?

what?
Share the good and the bad? Mimi? Hmm?
The bitterness is all in Mimi's mouth, and my mouth is full of the sweetness of the chicken leg. This can also be considered as sharing the joys and sorrows.
Oh, the latter part is also because you know that Mimi can't survive you guys, so you kick Mimi out. This can be considered as living and dying together, right?
The corners of Xu Sheng's mouth twitched and the corners of his eyes couldn't stop twitching.

The next second, he paused before reacting.

"No, when did I become sworn brothers with you!?"

“It’s not important, what’s important is”

Wang Chao shook his head, looked at Xu Sheng seriously again, and pulled Li Hao over.

"Brother Xu, you know my family is poor."

“I’ve had a dream since I was a kid.”

This matter requires the help of Mr. Xu's network of connections.

For example, Han Sheng, or Su Qiang and Li Sheng.

"Okay, okay, I have nothing to do anyway, so why not give it a try?"

Xu Sheng spoke helplessly.

The other party's plan was so detailed that even the risks were not clear at every turn. What reason could he have to object?

Just get used to it.

It’s not a big deal anyway.

Insurance costs 200 million.

With just one sentence, this kid made all the rich people in Dongguo spend billions on him.

But even if I sold all my money and became a rabbit god, I couldn't afford so much money.

"Great! I'll apply for the insurance salesman job right now!"

A smile appeared on Wang Chao's face.

He felt that he was simply a genius among geniuses.

Li Hao was also full of energy, and the two of them pushed Xu Sheng out.

As for the funeral business, Li Hao’s family already had a store, so there was no need to go through the formalities of registering a store.

However, to truly achieve one-stop service, action is still needed.

At least it doesn't reach the point where everything is arranged for a person from birth.

For example, coffins and cemeteries.

Including the combination of 'winding, playing, and singing'.

But it's not a big problem.

The haunted house has nothing but a lot of talented people!

A few of them found their regular playmates and got together to discuss the matter.

"My uncle is a coffin maker!"

Li Hao spoke excitedly. His grandfather ran a paper-making shop and often dealt with the coffin shop. As a result, he brought his father and mother together.

“I can play the suona.”

Li Shu thought about it and spoke.

"You have this talent!?"

Xu Sheng was stunned. As the boy's apparent guardian, he didn't even know about it.

"When I was eating at a banquet before, a suona player taught me a few songs, but I don't know the one like 'Hundred Birds Paying Homage to the Phoenix'."

Li Shu thought about it and spoke.

When he and Li Shu were wandering, they went to some rural areas. There were funeral banquets in the rural areas with a lot of people. It was normal for the eldest brother not to know his cousin's wife. He and Li Shu could have a full meal by crying a few times.

Even if someone finds out, no one cares. The host doesn't care either and may even give him a few steamed buns before he leaves.

After doing this many times, the suona player became interested in this child who could be seen crying whenever someone died in any village, and he began to happily entertain the child.

"Then you will be the fourth brother from now on!"

Wang Chao was overjoyed.

"Where is Mimi?" Li Hao asked.

"Mimi is the fifth brother now." Wang Chao said with understanding.

"Second brother!" Li Shu said excitedly.

"Fourth brother!" Wang Chao said happily, then looked at the person on the side.

Sun An scratched his head, he was a little anxious.

I am over two meters tall, almost three meters tall, and I thought for a long time but couldn't figure out what suits me.

"I can carry coffins and dig graves." He thought about it and uttered these words.

"That's fine!"

Li Hao was overjoyed.

"Uncle Ba and Uncle Chao serve the food for the entire haunted house. They have a lot of experience in big pot meals, and the taste is really good. They definitely crush their peers!"

"Where's Uncle Liu? Our doctor, Dr. Liu Han."

Li Shu spoke up to remind him.

"Uncle Liu can give some guidance to the grieving family members."

Wang Chao was a little hesitant. He recalled Liu Han's condition, thought for a moment, and shook his head.

"Forget it, Uncle Liu, just treat it as a paid item and don't include it in the package."

"So that's what we're settled on for now?"

"Let's do a funeral experiment first, instead of a one-stop service."

Li Hao asked tentatively.

"Very good, I can already see our bright future!" Wang Chao smiled optimistically.

Mr. Xu:
Not
My lingerie shop. No, my haunted house. How come I changed my business to funeral business?
Xu Sheng wanted to say something but stopped himself. In the end, he sighed.

Well, never mind, it's good to expend some energy.

"Come on, Brother Xu, let's go to the brigade and inform Captain Li and the others!"

Wang Chao spoke excitedly and pulled Xu Sheng towards the car.

The pickup truck had not been repaired yet and it was too old, so Mr. Xu bought another pickup truck temporarily.

The space is large and Sun An doesn't feel crowded when sitting inside.

Xu Sheng was surrounded by people, sighed, and then drove towards the Criminal Investigation Brigade.

Less than half an hour.

In the Criminal Investigation Brigade.

The newly recruited policeman fell into deep thought as he watched a bunch of people who looked unfriendly getting off a pickup truck.

Ok?
Are you here to mess up the place?

(End of this chapter)